In this episode of On the House with Spartan Invest, host Lindsay Davis speaks with Steven Stern, vice president of Stern Risk Partners, about the intricacies of homeowner and rental property insurance. They discuss the differences in insurance needs for landlords versus homeowners, the evolving landscape of the insurance industry, and the impact of location and tort reform on insurance costs. Steven shares essential insurance tips for real estate investors, including the importance of tenant li...
Jun 30, 2025•30 min•Ep. 151
It's the 100th episode of On the House with Spartan Invest! To celebrate, we're reflecting on some of our favorite episodes and sharing some key moments from said episodes. You'll hear clips from current investors, funny stories from our maintenance team, tips for new investors, and much more. On behalf of everyone at Spartan Invest, thank you for being here for 100 episodes - we look forward to many more! To learn more about our full-service turnkey operations, check us out online at www.sparta...
Jun 16, 2025•41 min•Ep. 100
In this episode of On the House with Spartan Invest, Lindsay Davis, Jason Boner, and Kimberly Benefield discuss the evolving landscape of real estate, focusing on the importance of building relationships with investors, current trends in real estate education, the implications of the NAR settlement, and the impact of technology and AI on the industry. They also explore emerging investment opportunities, the significance of sustainability, and best practices for utilizing AI in real estate transa...
Jun 02, 2025•43 min•Ep. 99
In this episode of On the House with Spartan Invest, Lindsay Davis interviews Joel Miller, a seasoned real estate investor with decades of experience in rental properties and house flipping. Joel shares his journey from a young paperboy intrigued by rental properties to becoming a successful investor and author of Build Real Estate Wealth . The conversation delves into the importance of mindset, tenant selection, property management, and the intricacies of the eviction process, providing valuabl...
May 19, 2025•40 min•Ep. 98
In this episode of On the House with Spartan, host Lindsay Davis and guest Danny Cole delve into the complexities of interest rates, their impact on various financial aspects, and the role of the Federal Reserve. They discuss the intricacies of how interest rates are set, the significance of the 10-year bond, and the influence of mortgage-backed securities. The conversation also covers the current economic landscape, including inflation, national debt, and strategies for investors navigating a c...
May 05, 2025•32 min•Ep. 97
In this episode, Lindsay Davis shares an in-depth look at her personal rental property portfolio, discussing the challenges and successes of both self-managed and managed properties. She emphasizes the importance of understanding cash flow, maintenance responsibilities, and the emotional impact of evictions. The conversation highlights the lessons learned from managing properties, the significance of communication between investors and tenants, and the overall performance of her investment portf...
Apr 21, 2025•34 min•Ep. 96
In this episode of On the House with Spartan Invest, we are discussing the recent property tax legislation signed by Governor Kay Ivy in Alabama, which caps property tax increases at 7% after reappraisals. We'll explore the implications of this legislation for real estate investors, including increased predictability in operating expenses, attractiveness for out-of-state investors, and potential impacts on property demand and development. Additionally, we'll address the effects on long-term home...
Apr 07, 2025•9 min•Ep. 95
In this episode of On the House, host Lindsay Davis interviews investor Tom Spargo, who shares his journey with Spartan Invest and his experiences in real estate investing. Tom discusses his background as a management consultant, his initial investments in Alabama, and his impressions of Birmingham's growth and Southern hospitality. He reflects on his experiences with Spartan Invest, highlighting the quality of their rehabs and property management. Tom emphasizes the importance of long-term inve...
Mar 24, 2025•31 min•Ep. 94
In this episode of On the House with Spartan Invest, host Lindsay Davis interviews Noah Baker, a financial strategist and entrepreneur, about innovative approaches to wealth creation. Noah discusses the importance of shifting from an accumulation mindset to an acceleration mindset, emphasizing the need for flexibility and cash flow in financial planning. He outlines his process for designing tailored financial plans for clients, the limitations of traditional retirement accounts, and the signifi...
Mar 10, 2025•22 min•Ep. 93
In this episode of On the House with Spartan Invest, Lindsay Davis discusses Alabama Governor Kay Ivey's Catalyst Plan, a comprehensive strategy aimed at boosting the state's economy and attracting investors. The plan focuses on innovation, workforce development, infrastructure, and rural development, with significant implications for real estate investors, particularly in single-family rental properties. The conversation highlights the growing demand for rental properties in Alabama and neighbo...
Feb 24, 2025•10 min•Ep. 92
In this episode, Lindsay Davis discusses the top turnkey real estate markets for 2025, including market volatility and economic fundamentals. This episode highlights successful markets like Huntsville, Alabama, and Birmingham, while also examining the pitfalls of markets like Boise, Idaho. The episode concludes with a detailed analysis of various emerging markets, providing insights for investors looking for long-term success in real estate. — To learn more about our full-service turnkey operati...
Feb 10, 2025•13 min•Ep. 91
Today we're providing a detailed spotlight on a property located at 226 Nowaka Avenue, Rossville, Georgia. We discuss the financial aspects of the property, including purchase price, rental income, and projected appreciation over time. The conversation also covers the broader market analysis of the area, highlighting its affordability, rental demand, and community features such as school ratings. — To learn more about our full-service turnkey operations, check us out online at www.spartaninvest....
Jan 27, 2025•11 min•Ep. 90
Today we are discussing the various risks associated with real estate investing. The conversation covers market risks, location risks, regulatory changes, and financial performance metrics that investors should consider. Emphasizing the importance of understanding these risks, we provides insights on how to evaluate and mitigate them, ultimately guiding investors towards informed decision-making in their property investments. — To learn more about our full-service turnkey operations, check us ou...
Jan 27, 2025•16 min•Ep. 89
In this episode, Lindsay Davis interviews Jen and Joe Delle Fave, experts in creative financing for real estate investments. They share their journey from traditional jobs to becoming successful real estate investors, emphasizing the importance of creative financing strategies that allow for investment without traditional banking. The conversation covers their experiences in finding off-market properties, utilizing social media for lead generation, and scaling their business to manage nearly 30 ...
Jan 13, 2025•37 min•Ep. 88
In this episode of On the House with Spartan Invest, Lindsay Davis and HVAC technician Nate Clark discuss the upcoming changes in refrigerants, specifically the transition from R-410A to more eco-friendly alternatives. They explore the implications for homeowners and property investors, including potential cost increases, servicing challenges, and the importance of understanding the new refrigerant's properties. The conversation also touches on tenant satisfaction, property value, and safety con...
Dec 30, 2024•17 min•Ep. 87
We've got another property spotlight this week, as we look at 5213 Dogwood Trail in Adamsville, Alabama. Lindsay covers the demographics of Adamsville, the financial aspects of the property, including purchase price, rental income potential, and long-term investment strategies. Lindsay emphasizes the importance of understanding the long-term appreciation of real estate and provides insights into the expected returns for both cash purchases and financed properties. Find out more about the propert...
Dec 16, 2024•14 min•Ep. 86
This week, Lindsay Davis and guest Maggie Nelson, Director of Operations at Atlas Rental Property, discuss the prevalent issue of rental scams in the real estate market. They explore common scams, preventative measures taken by property management companies, legal recourse available for victims, and the impact of these scams on investors. Maggie shares her experiences and insights on how to identify and avoid scams, emphasizing the importance of using reputable property management services. The ...
Dec 02, 2024•17 min•Ep. 85
Today we dive into the critical topic of crisis management for real estate investors. Drawing lessons from the 2008 financial crisis and analyzing today’s economic challenges like inflation and rising interest rates, Lindsay shares actionable strategies to help you navigate market turbulence. From building liquidity reserves to diversifying investments and managing debt wisely, discover how to safeguard your portfolio and thrive in uncertain times. -- To learn more about our full-service turnkey...
Nov 18, 2024•9 min•Ep. 84
In this episode, Lindsay interviews Dustin Heiner, a real estate investor/coach and founder of Master Passive Income, who shares his journey into real estate investing, the importance of building a business around investments, and the misconceptions surrounding the buy and hold model. Dustin emphasizes the need for investors to understand their value and the risks of relying solely on a job for income. We also cover the role of property management, financing strategies, and the future of real es...
Nov 04, 2024•38 min•Ep. 83
In this special episode, we welcome a Spartan Invest client to the show! John Rickgarn shares his inspiring journey from a demanding B2B sales career to becoming a successful real estate investor and university professor. He dives into his initial steps in real estate with a fourplex purchase in Minnesota, discovering the value of passive income. Throughout the conversation, John offers insightful tips for evaluating investment properties, navigating market-specific challenges, and, most importa...
Oct 31, 2024•25 min
You've heard us tslk 1031 exchanges in previous episodes, but today we are diving deep and discussing everything you need to know about this investing tool. -- To learn more about our full-service turnkey operations, check us out online at www.spartaninvest.com Connect with Spartan! Facebook: @spartaninvest Instagram: @spartaninvest Twitter: @spartaninvest Connect with Lindsay! Facebook: @spartanlindsaydavis...
Oct 21, 2024•20 min•Ep. 82
This week we're talking with Nolan Sanburn, a former minor league baseball player turned commercial real estate investor. Nolan shares his fascinating journey from the baseball diamond to managing a portfolio of over 200,000 square feet of commercial properties. He dives into his transition from residential to commercial real estate, the challenges he faced managing multiple properties, and how he discovered the power of infinite banking and creative financing to scale his business. Nolan walks ...
Oct 07, 2024•34 min•Ep. 81
Check out this new construction property in Tuscaloosa, Alabama with us! Here's the link so you can check out all the numbers: https://spartaninvest.com/real-estate-properties/4205-tari-st-lot-35/ -- To learn more about our full-service turnkey operations, check us out online at www.spartaninvest.com Connect with Spartan! Facebook: @spartaninvest Instagram: @spartaninvest Twitter: @spartaninvest Connect with Lindsay! Facebook: @spartanlindsaydavis...
Oct 07, 2024•6 min
This week Lindsay Davis is joined by special guest Natalie Nixon, Spartan's Director of Sales, for a deep dive into the world of real estate investing. Natalie shares her personal journey from a 33-year career in higher education to becoming a successful real estate investor and how she leveraged her first townhome into a profitable portfolio. This episode is perfect for first-time investors looking to learn the basics. They discuss essential first steps, the importance of setting clear investme...
Sep 30, 2024•20 min•Ep. 80
On this property spotlight episode, we break down the key financials and market dynamics that make this spacious 1,750 square foot townhome at 3407 Malabar Rd, Montgomery, AL a standout investment opportunity. -- To learn more about our full-service turnkey operations, check us out online at www.spartaninvest.com Connect with Spartan! Facebook: @spartaninvest Instagram: @spartaninvest Twitter: @spartaninvest Connect with Lindsay! Facebook: @spartanlindsaydavis...
Sep 16, 2024•6 min
How can you ensure tenants stay longer and keep your investment properties thriving? Explore the critical aspects of tenant retention with us this week as we sit down with Victoria Bonilla, Financial Operations Manager at Atlas Rental Property. We delve into the significance of maintaining long-term tenants to reduce move-out costs and secure steady cash flow. Victoria shares her expertise on the challenges property managers face, from maintenance issues to the importance of clear communication ...
Sep 16, 2024•21 min•Ep. 79
This week we welcome back Danny Cole to the podcast to do a deep dive into 1031 exchanges - everything from the rules and timelines and the role of an intermediary, to identifying replacement properties and common misconceptions. -- To learn more about our full-service turnkey operations, check us out online at www.spartaninvest.com Connect with Spartan! Facebook: @spartaninvest Instagram: @spartaninvest Twitter: @spartaninvest Connect with Lindsay! Facebook: @spartanlindsaydavis...
Sep 06, 2024•21 min•Ep. 78
This week, Lindsay sits down with Joey Mure, co-founder of Wealth Without Wall Street and co-author of the book Wealth Without Wall Street: Three Steps to Freedom through Passive Income . Joey shares his journey to building a thriving passive income stream, emphasizing the importance of financial freedom over trading time for money. In this episode, Joey and Lindsay discuss the Infinite Banking Concept (IBC), a cornerstone of Wealth Without Wall Street's approach, and how access to cash is the k...
Aug 19, 2024•26 min•Ep. 77
In this episode, we're chatting with Maureen about Spartan Invest's special discounted Debt Service Coverage Ratio (DSCR) program. We're breaking down what DSCR is and why it’s a game-changer for real estate investors—especially those who don’t have traditional W-2 income. Maureen will also share how Spartan Invest's DSCR discount works, making it easier and more affordable for a wider range of investors to get into the real estate game. To learn more about our full-service turnkey operations, c...
Aug 06, 2024•23 min•Ep. 77
In this episode, we are talking about the importance of understanding fair housing laws as an out-of-state investor. We discuss the rise in fair housing complaints and the penalties for non-compliance. We explain the Federal Fair Housing Act and its protected classes, as well as Alabama-specific regulations outlined in Title 24 of the Code of Alabama, and much more. To learn more about our full-service turnkey operations, check us out online at www.spartaninvest.com Connect with Spartan! Faceboo...
Jul 29, 2024•18 min•Ep. 76
