How American expats can avoid paying US taxes (it’s not easy); what sort of benefits you should look for in a job offer; And Kelsey calls in to celebrate paying off $18,000 in student loans by being a night nanny on top of her day job as a social worker. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Listener questions: What’s a Roth 401K and who should use it?… What should I financially prepare for if I want to go freelance?… When does it make sense to incorporate as a freelancer?… and How to budget when life is chaotic! Learn more about your ad choices. Visit podcastchoices.com/adchoices
You’ve got a tax refund! Now what should you do with it? Lillian & Will also cover strategies for reducing your taxes when your income comes in the form of self-employed 1099 income. Learn more about your ad choices. Visit podcastchoices.com/adchoices
A water cooler episode where we discuss some tips on raising your credit score (if you need/want to) and how much money Lillian has saved by quitting drinking. Lillian’s monthly expenses reports: http://anomalily.net/category/monthly-expense-reports/ Check out creditkarma.com to find a card you’ll likely to qualify for if you are thinking about applying for a card. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Listener Lola asks about how to plan for her future when she has six figures of college debt she’ll never be able to pay off. Lillian asks her to challenge her assumptions and start hating the debt. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Lillian compares compound interest to bunnies, explains how she saved for retirement even when making $800/month – and the wonders of the Saver’s Credit – which gives you money back to save for retirement! If you’d like to learn more about the Saver’s Credit, check out this step-by-step on it and find out if you qualify. Learn more about your ad choices. Visit podcastchoices.com/adchoices
From the radio vaults, we bring you a short episode about the #1 most important thing in your budget: your values. You can’t avoid looking at your budget without considering your values – no one else’s budget will work for you. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Budgeting- many people think budget is a scary word – that it implies extreme frugality, being broke, or some sort of deprivation. But most folks that are on top of their money – in fact, the average millionaire – have said a budget is the #1 key to getting control of their money. Here’s how to get past the hard part of budgeting & create a budget, spending plan, or Money-fantastic-glitter-outline – whatever you need to call it to embrace budgeting. Download your free budgeting quickstart he...
Sometimes the most frustrating part of money is that building wealth is a marathon, not a sprint. We talk about the “hard middle” of working towards a big goal- where you’re making progress but it seems slow, and the end payoff seems far off. So we ask some people around the XRAY FM studio about how they worked on their goals. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Many people think that if they’ve achieved a great credit score, they’re done, they have it all figured out and they’re financially well. That’s simply not true – a credit score is not a measure of financial well being. Lillian talks about the myths around credit scores – and what it really does. We also talk a little about why credit scores exist (initially, to make banking system less racist and sexist.) Learn more about your ad choices. Visit podcastchoices.com/adchoices
Special guest John Vergin joins us for an episode of what a 40-year career of hustle as a working performing artist looks like without getting famous. John dropped out of college and never held a so-called “real job” but balancing his creative work as a singer, composer, pianist, teacher, theatre music director, he’s always had a roof over his head (and is just 1.5 months from paying off his mortgage) and a stylish life. He talks about avoiding debt, being happy with what you have, and the value...
Everything you need to know about saving for retirement in your 20’s and 30’s Lillian answers all the questions you’ve been too scared or too lazy to ask about investing for retirement. She covers 401ks & IRAs, explains how you choose what to invest, and what you should avoid – including discussing socially responsible investing. Within 30 minutes, you’ll be ready to click the “buy” button on your portfolio. Things mentioned in this show: Vanguard.com (low-expenses IRAs & funds) The Stoc...
You know those nagging little financial tasks? The ones you procrastinate on? We talk about conquering those tasks that cost you money (including Lillian’s current procrastination on her money) – and hear a bunch of listener stories of times they procrastinated and it hurt them in the wallet. Learn more about your ad choices. Visit podcastchoices.com/adchoices
A top money concern for many under the new administration is health insurance. Our special guest Ben Mcewan, helps answer your questions about health insurance in the Age of Trump: will the marketplace plans go away? Should you get off medicaid/OHP onto a marketplace plan? Will the subsidies stick around? Will health insurance get cheaper under Trump for small businesses? [Producer Will Romey, Music by Aaron Parecki] Learn more about your ad choices. Visit podcastchoices.com/adchoices
Lillian talks about some New Year’s resolutions to set for your money, and how to make them easier PLUS she discusses how to choose a rewards credit card. [Producer Will Romey, Music Aaron Parecki) Aired on KRXY Portland Learn more about your ad choices. Visit podcastchoices.com/adchoices
Today we talk about those things that might be emergencies – but are expected emergencies – and how to prepare for them. And how you can avoid using your emergency fund (if you have one yet!) on things you can reasonably expect to happen. Learn more about your ad choices. Visit podcastchoices.com/adchoices
In our first episode of Oh My Dollar! Lillian talks about living off last month’s income and answers questions from from Lucy (Portland, OR) a comic artist who asks how to plan to budget on variable income and Emily (Portland, OR) a small business owner who wants to know if she should pay off her credit cards, student loans, or taxes first. Have a question you want answered? Shoot an email to question@ohmydollar.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices
