Do you dream of retiring from your job? No so fast. We have a list of boxes to “check off” in the decade before you make this dream a reality. The final decade before retirement is an opportunity to strengthen a retirement plan and tie up any remaining details that can help secure your future. Brighthouse Financial published an article that will be our guide for our discussion today: A Checklist for the Decade Before Your Retirement Date https://www.usatoday.com/interactives/sponsor-story/bright...
Nov 23, 2021•50 min
Friday, November 19, 2021 How and WHY are you buying Bitcoin? This blog post a too long to post here. Please follow the link above to read about Bitcoin. https://www.newper.com/ Money Talks expert hosts are Chartered Financial Analysts from New Perspectives. They’ve posted a new blog on their website new per.com Money Talks can be heard live on MPB Think Radio Tuesdays at 9am. Or listen to the podcast. Our website is moneytalks.mpbonline.org. Email us your questions: money@mpbonoine.org Hosted o...
Nov 19, 2021•59 sec
Diversification is a buzz word for your investment portfolio. We’ll talk about two ways you could do that: mutual funds and ETFs – exchange traded funds. Are they the same? How are they different? New Perspectives puts up a new blog post. Here's the latest. It's about Inflation: https://newper.blogspot.com/2021/11/chicken-little.html http://moneytalks.mpbonline.org/episodes/money-talks-inflation-blog Discussion: inflation cash back credit cards Medicaid premiums Mutual Funds: What are they? How ...
Nov 16, 2021•50 min
https://newper.blogspot.com/2021/11/chicken-little.html Money Talks expert hosts are Chartered Financial Analysts from New Perspectives. Their firm has researched additional information about inflation in 2021. Please read their post here. Money Talks can be heard live on MPB Think Radio Tuesdays at 9am. Or listen to the podcast. moneytalks.mpbonline.org is our website. Email your questions: money@mpbonoine.org Chicken Little The sky is falling! The sky is falling! Or is it? We just got the late...
Nov 10, 2021•1 min
We hope our listeners are familiar with some of the different types of financial institutions. Many in Mississippian aren’t. Many of us are un-banked. Money Talks going to talk about Credit Unions today with our guests from Hope Credit Union. Felicia Lyles, HOPE Senior Vice President of Retail Operations and Carrus King, HOPE Vice President and a Branch Manager of Hope Credit Union will tell us how they are trying to help educate Mississippians against predatory lending and the benefits of havin...
Nov 09, 2021•51 min
Money Talks loves bringing in expert guests to bring you a variety of topics but sometimes we just sit back and encourage you to call in about anything you’d like to discuss when it comes to your personal finance. We do have a selection of stories that have been in the news to discuss between your questions. Discussion: "Stay the course" - S & P up this year Meta -verse On April 13th, 2021 Money Talks hosted Executive Director for Mississippi Home Corporation, Scott Spivey. We learned about ...
Nov 02, 2021•48 min
As you age or your parents age, discussions and planning may need to take place concerning paying for nursing home care. Our guest, attorney Kelly Kyle from Kyle Wynn and Associates http://www.kyle-wynn.com/ will answer your questions about how to protect your family’s assets from nursing home costs. Kelly Kyle even helped write the book: How to Protect Your Family’s Assets from Devasting Nursing Home Costs – the Mississippi Edition. It's Open Enrollment - now to Dec 7 for Medicare. The website ...
Oct 26, 2021•49 min
We’re covering 3 topics today: Cryptocurrencies, Required Minimum Distributions, signing up for Health Care. This is a special Money Talks. We didn't take your personal finance phone calls because we’re giving you the opportunity to call and make a contribution to support Money Talks and MPB. The contribution phone number is 1-888 – 372 – GIVE. 1-888-372-4483 or contribute online at mpbonline.org or click the support button on the MPB Public Media App. Fall 2021 Drive Time link: https://donate.m...
Oct 19, 2021•40 min
Want to save money while you travel? Will you be traveling during the holidays? Whether it’s traveling around town, the state, or the country, we’ve got some tips to discuss that will help you stretch your dollars. https://www.ytravelblog.com/ Free things: Catch a magnificent sunset or sunrise Take a walk or bike ride. Play in the park. Swim at the beach or lake. Visit a state park and walk their trails Visit a market. If you like libations on your vacation - purchase your alcohol from a store. ...
Oct 12, 2021•48 min
What do you need to know to invest in the stock market? How does an investor pick a stock? Are stocks that pay dividends better than those that don’t? We take your stock questions and your personal finance questions. Seven things an investor should consider when picking stocks: Earnings growth Stability Relative strength in industry Debt-equity ratio Price-earnings ratio Management Dividends Hosted on Acast. See acast.com/privacy for more information....
Sep 28, 2021•43 min
We’ve got one of our most popular shows each year for you today. Our guest, Shawn Mercer from Social Security will answer your questions. Ryder Taff can take your personal finance questions. https://www.ssa.gov/ Hosted on Acast. See acast.com/privacy for more information.
Sep 21, 2021•49 min
Workforce Wednesdays is a program from the Education Department of MPB. Dr. Tara Wren, Director of Education and Jasmine Harvey, Student Engagement Specialist are with us today to explain the initiative and let us know how anyone in Mississippi can participate. https://gettingtowork.mpbonline.org/ https://education.mpbonline.org/ Participants in Workforce Wednesday get information about workforce development including mentoring programs, apprenticeships, work-based learning and soft skills. With...
Sep 14, 2021•49 min
We’ve got a variety of financial scenarios to discuss today. Maybe one of them speaks to your financial mindset. Listen along and ask questions about your situation. Discussions: state income tax elimination 9/11/2001 impact on US's financial markets Parents who haven't saved for college Caring for aging parents Worrying about cybercrime What if I lose all my money Questions: disabilty insurance earned income and social security advisor paying for a nursing home Hosted on Acast. See acast.com/pr...
Sep 07, 2021•48 min
With identity and data theft on the rise, we’d like to suggest what you can do now and if you are informed of a data breach. Discussion: Ida on the economy COVID on the economy how to get a credit report what will they ask why freeze creating new credit after you freeze your credit if your credit report is wrong check your Social Security Information at ssa.gov You might not be able to keep your data from being stolen but we’ve got tips on what to do if it is. These are tips anyone can use to pr...
Aug 31, 2021•49 min
Your emergency fund is our topic today. How large should YOUR fund be, where should you keep your emergency fund, what IS a financial emergency and what isn’t. In addition, Ryder takes your personal finance questions. Calls: working with a CPA credit profiling do you need a credit score Further information: https://www.bigpictureloans.com/blog/what-is-financial-emergency-what-is-not https://www.bigpictureloans.com/blog/get-money-fast-financial-emergency https://due.com/blog/what-is-considered-a-...
Aug 24, 2021•49 min
It’s an Open topic show today. We have emails we’ll address on various topics. We have money saving tips and a suggestion to calm your financial fears. And we take your questions. Discussion: decrease of retail spending war isn't "good" for economy email - canceling credit cards https://www.consumer.ftc.gov/blog/2021/03/free-weekly-credit-reports-during-covid-extended-until-april-2022 how many credit cards do I have Call 1-877-322-8228 sell or rent out property? can you have a zero credit score ...
Aug 17, 2021•49 min
What can you do with a houseful of Grandma’s things? Where can you go to find that perfect retro dining set? Maybe you need to learn about auctions. We’re happy to have Dwight Stephens from Stephens Auction House with us today to answer our questions about this method of shopping and selling. Suggested website: https://www.auctionzip.com/ https://www.liveauctioneers.com/ https://www.mississippiauctioneers.org/ https://www.keyauctioneers.com/auction-tips/ Hosted on Acast. See acast.com/privacy fo...
Jul 20, 2021•50 min
We’ve got some personal finance statistics to share with you today. We hope by learning these facts you can change your life or help someone you care about change theirs. Our data comes from Morningstar. Their website says: Morningstar has been empowering investors since 1984 through research. https://www.morningstar.com/company Discussion: COVID rates in Mississippi Inflation talk ways to gather finanical information The Earnings Gap - why? Retirement funds Importance of savings Hosted on Acast...
Jul 13, 2021•49 min
IRAs and Roth IRAs - what are the rules if you need to withdraw money? How do you set one up? What’s the difference between the 2 anyway? What about an inherited IRA or RMDs? What about the new rules concerning RMDs – required minimum distributions? Why do we have RMDs? Who takes them? When do you have to take them? Is there a special time of the year to take them? What can you do or what can you NOT do with the funds? Calls: RMD to a charity inherited IRA what to do with an old employers 401K S...
Jul 06, 2021•49 min
It’s less than 6 months before the gift giving holidays at the end of the year. Time to remind ourselves to not go into holiday debt. We’ve got some tips to discuss between your personal finance questions. Discussion: child tax credit - different amounts depending on age of child and income. IT'S AN ADVANCE CHILD TAX CREDIT ON TAX RETURN. If you want to "opt out" go to https://www.irs.gov/credits-deductions/advance-child-tax-credit-payments-in-2021 10 tips for avoiding holiday debt: 1) Start wit...
Jun 29, 2021•48 min
We’ve got one of our long-time guests on the show today – Shawn Mercer, from the Social Security Administration. He’ll take your social security questions. Our expert hosts take your personal finance questions. https://www.ssa.gov/ The social security administration has gotten nimble with looking up baby names. You can read the top national names. You can look up the top 100 names per state. You can also look up the most popular names by year. https://www.ssa.gov/oact/babynames/ There are 23 Soc...
Jun 22, 2021•50 min
What are you afraid of? Do you have financial worries? We’d like to address some common financial fears. We want to help you label the fear and give you ways to face the fear. Our experts are on hand to answer personal financial concerns and questions. Producer Liz Gill came across an article on the website: https://womenwhomoney.com/common-financial-fears-overcome-money-worries/ and wanted to get OUR experts opinions on the money fears the article brought up. Discussion: Financial Fear #1 – Nev...
Jun 15, 2021•51 min
Everyone wishes they handled money better. The Mississippi Council of Economic Education hopes to increase economic and financial literacy in Mississippi. We learn from our guest, Selena Swartzfager, President of MCEE how they do this, and we take your personal finance questions. Family Financial Fun Day Saturday June 12th – Lynn Meadow’s Discovery Center, Gulfport 9-11am Register online by Friday June 11th, 2021 Register here: https://form.jotform.com/MSEconEd/FFFDAY Families should plan to rem...
Jun 08, 2021•50 min
Whether you’re 25, 55, or 75, maybe you’re dreaming of retirement. Today, we’ve got some tips geared for the 25 year-olds but everyone else will find some great information. Are you on fire for retirement? We're talking F. I. R. E.? We learn what that is and take your personal finance questions. Financial Independence, Retire Early from the 1992 book "Your Money or Your Life" save up to 70% of annual income, invest it with the help of a professional goal of retiring in 40s to either do nothing o...
May 25, 2021•50 min
Are you interested in a better job? Looking for a first job or are unemployed? The Mississippi Department of Employment Security is a resource for you. Experts from MDES will answer your job fair, win job center, and unemployment questions. Our guests are from the Mississippi Department of Employment Security. Daphne James with the WIN Jobs Center, Adam Todd with the Governor’s Job Fair, and Jeff Rhodes a Benefits specialist. Podcasts about MS 529 College Savings Plans: http://moneytalks.mpbonli...
May 18, 2021•49 min
Thursday, May 13, 2021Tales from the Crypt Is Bitcoin and its sister digital currencies really money? Money represents work and earnings on that work or skill. It has 3 functions. It’s a medium of exchange. You can buy stuff with it-- trade it for food, housing, clothing, etc. Certainly, we are hearing more and more about cryptocurrency being accepted as a form of payment. Money is also a store of value. The money I make today doesn’t have to be spent today. I can put it in the bank or under my ...
May 13, 2021•46 sec
We love to have guests and special topics on Money Talks but sometimes we like to just see what you’d like to ask. We call these Open Topic shows. We’ll have some current events to discuss. You’re welcome to call in with your opinions and questions about what’s going on in the news now. Discussion: gasoline supply 8th of May Emancipation https://themsms.org/8th-of-may-emancipation-celebration/ April Jobs Report Shortages! such as truck drivers, boba, manufactured items, chlorine, wood, silicon c...
May 11, 2021•49 min
Money Talks will de-mystify asking for a raise with this broadcast. Our guest today is Scott Stinson – Director of Human Resources here at Mississippi Public Broadcasting who will give us inside information on the best time and the best way to ask for a bigger salary. Discussion: Why don't we talk about salaries more? What are the laws? Prepare to ask for a raise Know what your job could pay Is your agency healthy enough to give raises Document your abilities What should you actually say? Yes, M...
May 04, 2021•44 min
Guest, Ray Higgins - Director of PERS This podcast has information about PERS for retirees, those close to retirement, and those employees still working with retirement in the future. You could read the Public Employee Retirement System of Mississippi handbook, or listen to MPB’s Money Talks broadcast and podcast with the director of PERS, Ray Higgins. You’ll get a good understanding of how PERS benefits state workers and retirees. Contact PERS at their statewide number: 1-800-444-7377 or email ...
Apr 27, 2021•52 min
What’s an annuity? Are they all the same? Who needs one? We’ll learn about these financial products from our financial analysists - Nancy and Ryder - who can also take your personal finance questions. Discussion about annuities Calls: paying off a student loan are annuities good or bad? what is an index fixed annuity how to get started in investing paying extra on a mortgage what's up with GameStop IRAs podcast: http://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d57 S and P 500 podcas...
Apr 20, 2021•50 min
