If you are a renter or a landlord, you'll particularly want to listen today’s Money Talks. Our guest is the Executive Director for Mississippi Home Corporation. Scott Spivey talks about the agency and the grants available to Mississippians who can’t pay rent during this pandemic. He discusses programs for first time home buyers and rehabilitation assistance. Our expert hosts are also available to answer personal finance questions. https://www.mshomecorp.com/ https://www.newper.com/ RAMP – the re...
Apr 13, 2021•50 min
We’ve made it to April in 2021. We’ve got some IRS tax tips to share, some April buy and not to buy suggestions. But this is just chit chat between your calls and emails. It’s an Open Topic show. In the News: IMF forcast for global growth Yeld curve Observances in April: Fair Housing Month Financial Literacy Month National Financial Capability Month National Internship Awareness Month Money Smart Week - April 10-17, 2021 Global Work From Home Day - April 10 International Financial Independence A...
Apr 06, 2021•49 min
Money Talks wants to help you today to Prepare Before the Storm. That “storm” might be weather, economic, or family issues. We’ve got some websites and some suggestions. New Perspectives blog posts: https://newper.blogspot.com/ Financial Resilience And Mutual Aid Saturday, February 20, 2021 On Preparedness Friday, February 19, 2021 In the News: PPP loans expanded Job losses going down Suez Canal ship stuck Non-fungible tokens Emergencies savings for loss of income, vehicle replacement, medical c...
Mar 30, 2021•49 min
It’s time to review all the topics we’ve covered on Money Talks in the past 12 months. If you’ve missed any episodes, we’ll give you the flavor of some of the episodes so you can find the ones that interest you on our podcast. Last Spring, we talked a lot about current events each week. We had guests from the Mississippi Department of Employment Security, we talked about fraud and the Cares Act and the Economic Impact Payments. We had a guest from Edmunds dot com talk about new car buying. A gue...
Mar 23, 2021•41 min
There’s been talk but no action on raising the federal minimum wage. On a recent Money Talks we had some passionate callers express their opinions on the minimum wage. We’d like to discuss the topic for the full hour today – between your personal finance questions. Our guest today is State Economist Corey Miller. http://www.mississippi.edu/urc/ Calls: Automation instead of workers Impact on retired workers Living wage Different amounts for different areas Government assistance Wage substitute Li...
Mar 16, 2021•48 min
Do you still have student loans? Do your grandchildren have student loans? Our guest today is Bruce McClary from the Nation Foundation for Credit Counseling. We’ll learn how the pandemic is affecting student loans and what to expect for those about to enter higher education. Call the Nation Foundation for Credit Counseling about student loans at 1-877-406-6322 or the general number 800.388.2227 https://www.nfcc.org/who-we-help/student-loan-borrowers/ Discussion: You can stop paying on your stude...
Mar 09, 2021•49 min
If you’re a regular listener to MPB Think Radio, you are a regular listener to news stories. Today, our experts are going to translate those news stories to how that information affects you – in Mississippi. Income tax, stimulus payments, minimum wage retail sales collections special perpose acquisitions new Treasury Secretary cryptocurrencies Income tax phase out the next COVID relief - enhansed unemployment benefits extended and increased, $1400 stimulus checks $15 mimimum wage Hosted on Acast...
Mar 02, 2021•50 min
Guests: MDES Executive Director, Jackie Turner, Deputy Executive Director-General Counsel, John Garrett, and Director, Office of ReEmployment Assistance, Erma Cook Hosts: Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. https://mdes.ms.gov/ 601-493-9427 There is no fee for Unemplo...
Feb 23, 2021•51 min
Everyone likes free. Some folks need free versions of services or items. We’re working off a list from MSN 27 Things You Should Never Pay For — and How to Get Them for Free Birthday meals: 20 Restaurant Chains That Offer Free Food for Your Birthday Through April of 2021, you can get free credit reports from Equifax, Experian and TransUnion as often as once a week. https://www.annualcreditreport.com/index.action Credit cards: The words to look for: No annual fee. https://www.creditcards.com/ http...
Feb 09, 2021•48 min
Our experts discuss the saga of GameStop stock. With information about: The IMF CBO silver market bubbles: displacement, boom, uphoria, profit taking, panic short sells hedge funds retail investors collusion Robinhood and the funds they have on hand Calls about: mutual funds and how "big" is GameStop owning part of a company earning per share where to buy savings bonds: banks comment Will there be Congressional investigations? Hosted on Acast. See acast.com/privacy for more information....
Feb 02, 2021•50 min
Our financial advisors Dr. Nancy Lottridge-Anderson and Ryder Taff teach us about stocks and fragments of stocks. And a discussion of Game Stop! https://www.cnbc.com/2021/01/26/gamestop-shares-are-jumping-again-but-short-sellers-arent-backing-down.html What is a stock? Where do you buy them? Buying slices of a stock Changes in investing What can you buy a slice of? Recordkeeping IPO Chicago Board of Trade Hosted on Acast. See acast.com/privacy for more information....
Jan 26, 2021•49 min
After you’ve paid Rent, utility bills, debt payments, and groceries and set aside at least a little cash in an emergency fund, it's time to start investing. Magic of compounding interest Don't pass up free matching 401K money Decide how much to contribute Ways to save for retirment Broker Questions: lottery stock cerfificate earned income for Roth IRA rolling over a Roth IRA stock options robo advisors such as ACORN cash in checking account Suggested articles: https://www.nerdwallet.com/article/...
Jan 19, 2021•48 min
Our experts talk about what's in the news and answer your personal finance questions. Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. Stimulus checks have been deposited, are being sent as paper checks, and sent as debit cards. The IRS Get My Payment tool is the most appropriate ...
Jan 12, 2021•50 min
Our guest today is Dr. Rebecca Campbell Smith , associate professor with the MSU Extension Service. Dr. Smith works with the Extension Center for Economic Education and Financial Literacy. http://extension.msstate.edu/ Family finanical management website The Healthy, Wealthy and Wise Program is designed to motivate adults to improve financial health and increase wealth by reducing debt, increasing savings and gaining confidence in the ability to make wise financial decisions. When Your Income Dr...
Dec 22, 2020•48 min
Our experts are Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. https://www.newper.com/ Blog: Leaving Money on the Table https://newper.blogspot.com/2020/12/leaving-money-on-table.html talking about when to take social security. Social Security https://www.ssa.gov/ My Social Secu...
Dec 15, 2020•49 min
We’ve all been invited to a webinar. FICO – the credit score company – and the Mississippi Council on Economic Education has teamed up to teach us about our credit score and allow each of us to sign up for free one on one counseling from a local non-profit credit counselor. The invited guest speaker is Congressman Bennie Thompson -US Representative for our 2nd district. https://www.fico.com/sabf?utm_source=social&utm_medium=social_SABF&utm_campaign=jackson_partners After you register, yo...
Dec 08, 2020•49 min
On Giving Tuesday, our guest is: Keith Fulcher, president of the Community Foundation for Northwest Mississippi https://cfnm.org/ Find out more on their YouTube Channel: https://www.youtube.com/user/CFNM2002/videos We learned what a community foundation is and who the CFNM serves (eleven Mississippi counties: Bolivar, Coahoma, DeSoto, Leflore, Marshall, Panola, Quitman, Sunflower, Tallahatchie, Tate and Tunica) Other community foundations in the area: Community Foundation of East Mississippi: fi...
Dec 01, 2020•43 min
Our experts from New Perspectives discuss with our MPB host ways to cut expenses from your life. First: start by tracking your spending habits. Next, get on a budget. When looking to cut expense, re-evaluate your subscriptions. Utility and specifically electric use are large portions of the average household budget. The food budget is usually a pretty big part of a budget. If you’re looking to cut expenses, make it harder to spend money. ( didn’t get to: Your insurance payments may be taking up ...
Nov 24, 2020•49 min
Guest: Charles Mortimer, Owner/Manager at Windsor Properties of Mississippi How to make money from real estate? How to include property in your investment portfolio? Home ownership Rental properties Flipping houses Real Estate Investment Groups Real Estate Trusts Online Real Estate platforms Hosted on Acast. See acast.com/privacy for more information.
Nov 17, 2020•49 min
Our experts from New Perspectives https://www.newper.com/ help us learn all about CDs. Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. What is a CD? When is opening a CD a good idea? Is a 6-month CD at one institution identical to another? Where can you buy one? What’s the minimu...
Nov 10, 2020•49 min
Open Topic November! What's in the News: If you haven’t received the first and so far only Economic Impact payment: November 21 at 3 p.m. ET Deadline to Request Your Economic Impact Payment If you did not: file a 2019 federal tax return, get an Economic Impact Payment, register for an Economic Impact Payment already. If that is you then, use Non-Filers: Enter Payment Info by November 21 to register for your payment. Social Security, Railroad Retirement and Department of Veteran Affairs benefit r...
Nov 03, 2020•46 min
Listeners discussed: how to choose an advisor http://moneytalks.mpbonline.org/episodes/money-talks-choosing-a-professional Why she didn't shop at a particular store What is fiduciary consumer economy climate change thank you fair trade anuity Do you think about this before you make purchaes: Environmental impact of what you buy – single use vs reusable Impact of what it’s made from – petroleum products vs made from recycled materials Impact of how it’s made – child labor vs army labor vs well pa...
Oct 27, 2020•49 min
The Top 7 Retirement Concerns for Americans in 2020 from MoneyTalkNews (no relation!) from Retirement Confidence Index from SimplyWise Social Security will be gone: AARP article Outliving savings: How to calculate RMD article and IRS 2020 rules on RMDs Paying medical bills: https://www.medicare.gov/ Health Savings Account info Paying daily living expenses Not being able to retire at all How Work Affects Your Benefits from SSA Early withdrawal of 401K info Having too much debt: suggestions on pay...
Oct 20, 2020•35 min
Factors to take into consideration when deciding to give someone money: · Fees, Speed, Sending amount, Where the recipient is located, Security, access to actual cash https://www.npr.org/sections/money/2013/10/04/229224964/episode-489-the-invisible-plumbing-of-our-economy https://www.mic.com/articles/192848/4-reasons-to-always-carry-cash https://www.usbank.com/newsroom/news/digital-payment-platforms-primed-to-topple-cash.html https://www.cnbc.com/2019/01/15/more-americans-say-they-dont-carry-cas...
Oct 13, 2020•50 min
On this open topic show we discussed: stocks jobs online sales holidays stimulus checks UDATED DATE Nov. 21st 2020 educational information about your budget, an emergency fund, and car buying the Mississippi lottery taxes and government loss and gains IRA withdrawals Here are some links to additional information: https://www.amazon.com/primeday https://blackfriday.com/news/walmart-big-save-event-sale https://www.target.com/c/deal-days/-/N-xgolj https://treasury.ms.gov/for-citizens/financial-empo...
Oct 07, 2020•48 min
Guests: Frank Coxwell and Rachel Coxwell from Coxwell Attorneys PLLC https://www.mississippibankruptcyhelp.com/ We discuss what to do before you even think you might need to file for bankruptcy. Bankruptcy isn't as detrimental to your credit score or your reputation as you may think, suggests our guests. If you think bankruptcy might be on the table – now or in the future – there are 12 things you need to know now. https://www.mississippiconsumerhelp.com/12-things-you-need-to-know-now/ According...
Sep 29, 2020•49 min
Guests: Jackie Turner, Executive Director and Timothy Rush, Director of Unemployment Insurance from Mississippi Department of Employment Security mdes.ms.gov As soon as you become unemployed, you may file a claim for unemployment insurance benefits online or by calling 601-855-3133 or 1-888-844-3577. MDES takes phone claims Monday to Friday 7am to 7pm. You can file claims online anytime on their website. You should be prepared to provide the following information: Your Social Security number, Yo...
Sep 22, 2020•49 min
Guest: Mississippi Treasurer David McRae https://treasury.ms.gov/ Find Unclaimed Property https://treasury.ms.gov/for-citizens/unclaimed-property/ Learn ways to prepay college tuition or save for college https://treasury.ms.gov/for-citizens/college-savings-mississippi/ What's an ABLE Account? https://treasury.ms.gov/for-citizens/able-savings-program/ Find the MS Office of the Treasurer in the Trade Mart at the upcoming 2020 Mississippi State Fair October 7th through the 18th https://www.mdac.ms....
Sep 15, 2020•49 min
Our experts from New Perspectives teach us what the S & P 500 is, what it measures, what's included in it, and how you can buy it. Here is the website for the S & P 500 Hosted on Acast. See acast.com/privacy for more information.
Sep 08, 2020•49 min
Money Talks expert host Dr. Nancy Lottridge-Anderson explains a stock split. Listen to this podcast or watch the video https://youtu.be/LuWyZabCSKA Hosted on Acast. See acast.com/privacy for more information.
Sep 01, 2020•3 min
