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money money money

Glen Jamesโ€ขshows.acast.com

Join Glen James as he helps you sort your money out and get invested. Money, property, careers, life & everything in between.


Formerly my millennial money.


Hosted on Acast. See acast.com/privacy for more information.

Episodes

749 what to do with $200k, salary packaging & HELP debt, mini property development & inheritances for grandkids

In today's episode, guest hosts Jess Brady from Financially Fierce and John Pidgeon from this is property answer your questions, covering: ๐Ÿ‘‰๐Ÿพ Is there a way to calculate how much to salary package to pay off HECS? ๐Ÿ‘‰ considerations for sub-dividing or buying an investment property ๐Ÿ‘‰๐Ÿผ advice for using a $200k windfall towards goals ๐Ÿ‘‰๐Ÿฝ keeping an inheritance safe for grandkids ๐ŸŽง Financially Fierce: everything you need to know before buying your first home (with Em Wallace) ๐Ÿ‘‡ Listen on Appl...

Dec 02, 2024โ€ข48 min

748b airbnb taxation, CGT exemptions, 6 year rule + money coaching with Erin Davis

Managing an Airbnb or short-term rental sounds like easy cash, but what about the tax side of things? In this episode, Glen and accountant-turned-money-coach Erin Davis break down everything you need to know about tax obligations, record keeping, and even the CGT implications for short-term rentals. Erin also shares her journey from a decades-long career in accounting to empowering women in business with financial confidence through money coaching. The touch on: ๐Ÿ‘‰๐Ÿป income from short-term renta...

Nov 27, 2024โ€ข1 hr 1 min

748 vaping, recreational drugs, genetic testing + more (life insurance Q&A)

Let's talk life insurance! Financial adviser Phil Thompson from Skye Wealth joins Glen on this episode to answer all your spicy questions including: ๐Ÿ‘‰๐Ÿป can insurance companies ask you to do a genetic test? ๐Ÿ‘‰ how do insurers consider vaping and recreational drugs? ๐Ÿ‘‰๐Ÿผ help! I lost my insurance cover when I switched super funds ๐Ÿ‘‰๐Ÿพ can I get insurance if Iโ€™m terminally ill? ๐Ÿ‘‰๐Ÿฟ why you shouldnโ€™t move insurers regularly  ๐Ÿ‘‰๐Ÿฝ trying to apply for cover while investigating a health concern...

Nov 25, 2024โ€ข1 hr 19 min

747b wwgd: Jane's Nan has offered $90k to help buy a property

In todayโ€™s episode Glen chats with Jane* about her financial, career, and living situation, exploring the exciting options ahead. From a potential career pivot into the arts to a $90k boost from nan to help her and her sisters enter the property market, Jane has some big decisions to make. *Name changed for anonymity. Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable mone...

Nov 20, 2024โ€ข54 min

747 potential HELP debt changes, choosing the best super fund, ETFs inside super + the life insurance in super scandal

In today's episode Glen and Vince Scully from Life Sherpa discuss: ๐Ÿ‘‰๐Ÿฟ proposed Government changes to reduce student loans ๐Ÿ‘‰๐Ÿป choosing the best super fund for you ๐Ÿ‘‰ default insurance within super ๐Ÿ‘‰๐Ÿผ and buying ETFs within super Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and t...

Nov 18, 2024โ€ข1 hr 11 min

746b mortgage broker Q&A (turning your PPOR into an investment, renovation loans, kids & borrowing capacity + more)

In today's chat, Rachelle Kroon from Sphere Home Loans joins Glen to answer all your questions touching on: ๐Ÿ‘‰๐Ÿพ benefit of using a broker vs direct to bank ๐Ÿ‘‰๐Ÿฟ will a mortgage broker help someone get a loan under $250k? ๐Ÿ‘‰๐Ÿป how much does having a child impact borrowing capacity? ๐Ÿ‘‰ borrowing capacity upon returning from mat leave  ๐Ÿ‘‰๐Ÿผ using equity to buy a new PPOR ๐Ÿ‘‰๐Ÿฝ what after-settlement service can you expect from brokers? ๐Ÿ‘‰๐Ÿพ renovation loans ๐Ÿ‘‰๐Ÿฟ financial hardship assistance &a...

Nov 13, 2024โ€ข1 hr 1 min

746 financial gifts in Australia, making your house an investment property, brokerage account fees + active vs passive

In today's Q&A Glen and John talk about: ๐Ÿ‘‰๐Ÿป are flights to check on your investment property tax deductible? ๐Ÿ‘‰ financial implications for turning your home into an investment ๐Ÿ‘‰๐Ÿผ do you need to pay tax on financial gifts from overseas? ๐Ÿ‘‰๐Ÿฝ investment platforms & brokerage fees ๐Ÿ‘‰๐Ÿพ the VAP and VSO ETFs Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we donโ€™t create it! Sign up to our newsletter to ...

Nov 11, 2024โ€ข57 min

745b buying my first home or investment property (clarity call with Tayla)

Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this is property and mortgage broker Genevieve Fordham from Sphere Home Loans help Tayla crunch the numbers to figure out what she can afford to buy as either a first home or investment property. Want clarity on your property situation? Book a clarity call with John here Check out John's book, Sort Your Property Out & Build Your Future at sortyourp...

Nov 06, 2024โ€ข41 min

745 the $1 rule, and 43 other easy ways to be better with money

Improving your money doesn't have to be complicated! In this episode Glen and Lucy Dean, wealth reporter at the Australian Financial Review, share a ton of easy money tips and hacks from the experts to help you save money, spend smarter and build wealth. Prefer reading? Check out Lucy's article here (you'll need an AFR subscription): https://bit.ly/40rf5k4 Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we donโ€™...

Nov 04, 2024โ€ข57 min

744b wwgd: Megan is 27, newly married and wants career guidance + a financial health check

In this episode of "what would Glen do", Megan asks for a review of her finances to know if she's on the right track and some advice on her next career move to increase her salary. Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers ...

Oct 30, 2024โ€ข49 min

744 a lazy financial plan, trying to sell an unusual home, those who canโ€™t be helped + offset accounts gone wrong

In today's Q&A Glen and John discuss: ๐Ÿ‘‰๐Ÿพ should you market your home to a specific demographic? ๐Ÿ‘‰๐Ÿฟ tips for vetting a listing agent to sell your home ๐Ÿ‘‰๐Ÿป giving financial advice to friends and family ๐Ÿ‘‰ is there anything wrong with my lazy financial plan? ๐Ÿ‘‰๐Ÿผ investing extra mortgage repayments instead of putting it in offset Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we donโ€™t create it! Sign up ...

Oct 28, 2024โ€ข57 min

743b secure an off the plan apartment with just $10k (developer Q&A with Third.i)

In today's episode Glen chats with Luke Berry from property development company Third.i about how homebuyers can get into the market sooner using a platform called NestDeposit. NestDeposit is a platform which allows buyers to secure an off the plan property with an initial $10k upfront, while paying the rest of the deposit off in instalments. They also dive into Third.i's Crowโ€™s Nest project in Sydney and answer your questions around buying off the plan. Register here for the event at Crows Nest...

Oct 23, 2024โ€ข1 hr 10 min

742b what your clothes REALLY cost according to the Ethical Fashion Report

In this episode, Glen chats with Gina Snodgrass and Kat Halliday from Baptist World Aid about the 2024 Ethical Fashion Report. They dive into the rise of ultra-fast fashion, which brands are making progress, and why it's crucial to buy less, buy better, and expect more from your favourite companies. Check out the full Ethical Fashion Report below. They touch on: ๐Ÿ‘‰๐Ÿพ what ultra-fast fashion means for consumers ๐Ÿ‘‰๐Ÿฟ how shopping ethically doesnโ€™t have to cost more ๐Ÿ‘‰๐Ÿป which big brands are actual...

Oct 16, 2024โ€ข54 min

742 renovate or sell inherited property + fair mortgage splits in relationships

In today's Q&A, Glen and financial adviser James Millard from Sufficient Funds dive into the complexities of inheriting an uninhabitable property and making tough decisions about whether to renovate or sell. They also discuss the emotional weight of inheritance, how to avoid decision paralysis, and practical steps for financial planning. Plus, they discuss a question that caused a stir in the money money money Facebook group: How do you set up a fair mortgage split when one partner earns sig...

Oct 14, 2024โ€ข44 min

741b money & mental health with media personality Nick Bracks

In today's episode Glen sits down with Nick Bracksโ€”author, podcaster, and mental health advocate. They explore Nick's journey from growing up in the political spotlight to overcoming substance abuse, his money story and achieving success. Itโ€™s not just about money; itโ€™s about life, mental health, and resilience. Nick's story touches on: ๐Ÿ‘‰๐Ÿพ growing up as the son of a political figure ๐Ÿ‘‰๐Ÿฟ aspiring to be an athlete and battling substance abuse ๐Ÿ‘‰๐Ÿป using alcohol to cope with anxiety and identity...

Oct 09, 2024โ€ข46 min

741 market cycles, investment bonds, how to save money on A/C installations, growth vs dividend investing + more

In today's Q&A, Glen and financial adviser James Millard talk about: ๐Ÿ‘‰๐Ÿฟ how are capital gains taxed on investment bonds? ๐Ÿ‘‰๐Ÿป what part of the market cycle are we in?  ๐Ÿ‘‰ changing mortgage brokers & clawbacks ๐Ÿ‘‰๐Ÿผ tips to save money on aircon installation ๐Ÿ‘‰๐Ÿฝ pivoting from growth investing to dividend investing ๐Ÿ“˜ Insufficient Funds by James Millard: https://amzn.to/3Y7UTSP ๐Ÿ“˜ The Quick-Start Guide to Investing by Glen James & Nick Bradley: https://amzn.to/3XMSmMw Thanks to S...

Oct 07, 2024โ€ข55 min

740b buyer's advocate Q&A (cost vs benefit, first homebuyers, off-market deals + more)

In today's episode, Glen chats with Emily Wallace and John Pidgeon, hosts of this is property, to dive into the world of buyerโ€™s advocates. Outside of hosting the show, Emily and John are both buyer's advocates with Emily focusing on first and family homes in Melbourne and John on investment properties. They discuss when you might need one, how to pick the right advocate, and whether it's worth the investmentโ€”especially in todayโ€™s tricky property market. The episode touches on: ๐Ÿ‘‰๐Ÿพ what buyerโ€™s...

Oct 02, 2024โ€ข1 hr 5 min

740 why you shouldnโ€™t buy your first home to live in* + Glen got a credit card ๐Ÿ˜ฒ WHAT!

Today's episode is SPICY! Is buying your first home to live in achievable or worth it anymore? And the shockerโ€”Glen got a credit card! Is he finally giving in to those points heโ€™s always warned us about? Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses...

Sep 30, 2024โ€ข56 min

739b superannuation, property & housing (campfire chat)

In today's campfire chat Glen, John & Vince sit down for a candid conversation about superannuation and housing. They dive into how super stacks up against property, the challenges of contributing enough, and how to balance today's needs with tomorrow's retirement. Itโ€™s the kind of episode that feels more like a couple of mates talking over a beer than a financial deep dive. Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we donโ€™t crea...

Sep 25, 2024โ€ข1 hr 7 min

739 confusing financial advice, helping parents in retirement, inheritance: mortgage, super, or invest + more

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv In today's episode Glen, John and Vince Scully tackle some community questions, covering everything from financial advice that doesn't sit quite right, inheritances, helping parents with money and the common question: which ETF should I go for? They touch on: ๐Ÿ‘‰๐Ÿป what to do with financial advice that you're not quite sure on ๐Ÿ‘‰ feeling responsible to financially support a retiring pa...

Sep 23, 2024โ€ข51 min

738b ethical investing (greenwashing, climate reporting, carbon offsets + more)

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv In today's episode Glen chats with Erica Hall from U Ethical to chat all things ethical investing. They discuss how to spot greenwashing, the future of climate reporting in Australia, and whether carbon offsets are actually doing any good. If youโ€™ve ever wondered how to align your money with your values, this episode is packed with helpful insights. The episode touches on: ๐Ÿ‘‰๐Ÿพ what i...

Sep 18, 2024โ€ข1 hr 3 min

738 a super chat (how to choose a fund, asset allocation, super comparisons + how much should you have in your super?)

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv In this episode, Glen and Vince Scully from Life Sherpa break down everything you need to know about superannuation and answer your burning questions. They discuss choosing the right super fund, the importance of asset allocation, the key things to look out for when comparing funds and tackle the big question: how much should you have in your super by now? They cover: ๐Ÿ‘‰๐Ÿพ what is sup...

Sep 16, 2024โ€ข1 hr 7 min

737b most Aussies won't ever complete these 4 stages of wealth

In today's episode Glen breaks down the practical steps to becoming and feeling financially free, walking through 4 stages of wealth. This episode is a great chance to assess where you're currently at in your money journey and where you'd like to be! Prefer to read or want to recap the ep? Check out the blog post here Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable mone...

Sep 11, 2024โ€ข53 min

737 the money wake up call you didnโ€™t want to receive

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv In this episode, Glen and John tackle a listener's question: Is it too late to retire comfortably? They dive into whether itโ€™s ever โ€˜too lateโ€™ to get your finances in order and why itโ€™s crucial to face the money wake-up call, especially if youโ€™re in your 40s or older. Need a sounding board on your property situation? Book a clarity call with John Pidgeon here Thanks to Sphere Home Loa...

Sep 09, 2024โ€ข45 min

736b mms: Vanessa on career, remote work, mentoring, building a business and study as a working mum

In today's episode Glen interviews strategic communicator Vanessa Liell whose passion for affecting positive change through communication has led her to start and run businesses, mentor students and fight for the financial empowerment of women and survivors of domestic violence. As a leader and mother of young adults, Vanessa talks about how she values a strengths-based approach to choosing careers and firmly believes that people who do what they love and are great at it, thrive at work. Strap i...

Sep 04, 2024โ€ข44 min

736 tips to be financially successful

Last week we talked about the bad financial advice you should avoid - well this week we're sharing the good money tips for being financially successful, no matter what income you're on! Register here for the money, life & investing webinar with Glen James Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info yo...

Sep 02, 2024โ€ข50 min

735b grit or quit? how to know when to stick out your job or leave

How do you know whether to quit your job or grit your teeth and stick it out? Glen joined Shell on this is work to unpack what to do if you're at a career crossroads. ๐Ÿ“’Sort Your Career Out & Make More Money by Glen James and Shelley Johnson: https://amzn.to/3T29gFc ๐Ÿ“’ The Quick Start Guide to Investing by Glen James and Nick Bradley: https://amzn.to/3QNNrbv ๐Ÿ“’ The Dip by Seth Godin: https://amzn.to/3AwgFGj Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We...

Aug 28, 2024โ€ข45 min

735 MAGA (Make Advice Great Again) bad money advice

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv What's the worst piece of money advice that you've received from well meaning friends or fam? In today's episode Glen and John talk about some of the biggest pieces of financial misinformation floating around out there and ready some of community responses from the Facebook group. Register here for the money, life & investing webinar with Glen James We hate email spam so we donโ€™t ...

Aug 26, 2024โ€ข52 min

734b economic update (inflation, housing, investing, interest rates)

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv In today's episode Glen and special guest Gemma Dale, the Director of SMSF and Investor Behaviour at nabtrade discuss the current state of the economy and what it means for Australians. You can listen to Gemma's podcast, Your Wealth wherever you're listening to this podcast. Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we don...

Aug 21, 2024โ€ข54 min

734 what to do when all options are good (shares, super, property + more)

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv Property or shares? Invest inside or outside of super? Should I have a baby before or after buying a home? Glen and John discuss what to do when you're struggling to make a financial decision. Register here for the money, life & investing webinar with Glen James Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate ...

Aug 19, 2024โ€ข48 min