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MC
Welcome to Money Matters, a podcast that focuses on how to use the money you have to make the money you need and save the money you want. Now here is your host, MS. Kim Chapman.
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Kim Chapman (host)
Welcome to another edition of Money Matters. I am your host and the financial wellness director for Neighbors Photo Credit Union. Kim Chapman, whether you are joining us for the first time or you've tuned in before, please hit the subscribe button so you will know when we have another great episode for you. Let's go ahead and start with today's quote.
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Kim Chapman (host)
It comes from Daniel Laporte and it reads, If knowledge is power, the curiosity is the muscle. Today I want to exercise your muscle of curiosity as we explore the latest trend in cryptocurrency game coin. How much do you know have you heard about Game Coin? Did you know it was started locally here in Baton Rouge? Well, today's guest is a local homegrown favorite sports talk radio host.
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Kim Chapman (host)
He's the host of After Further Review. Mr. Matt. Mr..
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Matt Moscona (guest)
Hey, Kim. Good morning. Thanks for having me.
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Kim Chapman (host)
I am so glad to have you here. I know that myself and our listeners really want to know the 411 on game coin. Cryptocurrency. It's all crypto to me. So hopefully by the end of the show, we'll be a little enlightened.
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Matt Moscona (guest)
Well, I'm happy to do that. And it is all crypto. And I think the category itself is something that's exploding exponentially. And people are becoming more and more curious. And one of the things that's really cool about being able to work with game coin a local company is to be able to sort of be able to plant a lot of these seeds in the local community to to make people in Baton Rouge and in Louisiana more aware of the crypto space, because it's it's unavoidable now.
00;01;53;24 - 00;02;16;28
Matt Moscona (guest)
I mean, you can't, you can't listen to any type of content or watch any type of news content without hearing about. About Bitcoin, about crypto markets, about cryptocurrency, about crypto regulation. And I think there's still a lot of there's a lot of uncertainty. There's still only roughly 20% of Americans and roughly 5% of the world's population that's invested in cryptocurrency.
00;02;16;28 - 00;02;25;20
Matt Moscona (guest)
So if you're listening right now thinking, I have no idea what this is. That's okay. You're in the you're in the overwhelming majority right now of the world's population.
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Kim Chapman (host)
Oh, that makes me feel a whole lot.
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Matt Moscona (guest)
Oh, you're, you're, you're okay. So it is early in.
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Kim Chapman (host)
Tell our listeners who you are. I'm sure most of them know your name, but give them a little history. About you, what you do, and basically you know your affiliation with Game Call.
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Matt Moscona (guest)
Sure. So I like to say, at its most basic level, I sit on my but I talk about sports and it's a really good gig, I say. Maybe one day they'll make me grow up and get a real job. And until then, I'll just keep doing what I'm doing as long as they're going to pay me to talk about sports.
00;02;54;23 - 00;03;30;27
Matt Moscona (guest)
I'm very fortunate. I want to you graduated with a degree in journalism, knew I wanted to do broadcast media, started my career and news did that for about four or five years, didn't love it by accident, got into sports. And I've been super fortunate for the last 12 years, 17, 17 years and all but the last 12 at Guaranty Media Baton Rouge based company hosting after further review, which is afternoon drive on the ESPN radio station, were syndicated in New Orleans and Alexandria and hopefully few more big announcements come in this year about syndication and affiliates.
00;03;30;27 - 00;03;58;08
Matt Moscona (guest)
So knock on wood for that. But I'm really, really fortunate to get to live in my hometown and cover teams that I love. Saints and the Tigers and the Pelicans get to talk about things that that I'm really passionate about and that it never really feels like work for me going to work. But I'm also entrepreneurial. I've invested in quite a few different businesses, but I'm a partner in a roofing company, Holdco Roofing.
00;03;58;09 - 00;04;19;29
Matt Moscona (guest)
I there's a few other things I dabble in and and Europe. I had my, my light bulb moment with crypto a couple of years ago and when I started researching what NFT is wherever it's probably heard that term now, right? You've heard of it, you've just heard NFT. I have. So I saw that music with it's an NFT.
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Matt Moscona (guest)
So my personalities, I just started going deep, dove into research into what it was and I kind of had my Aha and we could talk about it more, but that got me invested into crypto and then ultimately led me toward meeting the founders of Game Coin and the project is amazing. I think the utility behind it is, is going to be disruptive in the crypto and sports space.
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Matt Moscona (guest)
And when they invited me to be an inaugural board member, I jumped at the opportunity because I think, I think we're going to change the world with with game coin.
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Kim Chapman (host)
All right. So for some of our listeners, because I just heard and learn to turn NFT, tell them this is what they do. Okay.
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Matt Moscona (guest)
So an NFT, I'll make this very easy. Okay. NFT is a non fungible token. Okay. If, if an asset is fungible, it means that it, it it's value can be exchanged. This is easy. We're at a bank. You have a dollar. I have a dollar. We exchange dollars. Nothing is gained or lost, right? It was an even trade dollar for dollar.
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Matt Moscona (guest)
You can print more dollars with the same value. That is a fungible asset. If something's non-fungible, its value cannot be recreated. Think of the Mona Lisa as one on one. Mona Lisa, you cannot recreate it. I can make a copy of it. I could try to paint it I could scan it, I could take a picture of it.
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Matt Moscona (guest)
The value of any of that is not going to be the same value as the Mona Lisa. The Mona Lisa is non-fungible. Okay. So a non-fungible token. When an asset is created on the blockchain, it is. It is non-fungible. It cannot be altered. It cannot be recreated. It's once it's on the blockchain, it is there in perpetuity. So if I create an asset on the blockchain, that is a non-fungible token.
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Matt Moscona (guest)
So if I have a crypto asset, it cannot be recreated. Its value is what it is and it's on chains. That's what it's referred to as a token on chains or non-fungible token. So it's an asset on the blockchain, which value cannot be recreated.
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Kim Chapman (host)
Okay. Now that I'm even more lost. Just kidding.
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Matt Moscona (guest)
I was that was that not a good explanation?
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Kim Chapman (host)
No, it actually really, really was. I remember the first time I heard the time I thought somebody didn't even say the word. I was blind. You mean fundable. But now it makes perfect sense.
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Matt Moscona (guest)
Let's start with blockchain, though, so you understand what it's all about. Blockchain. Blockchain is basically a network of computers around the world. I'll explain it this way. I don't I don't expect me to explain how blockchain works because that's like electricity I know if I flip that switches, lights are going to come on dogs, but expect me to explain electricity to you with currents and all the sorts of I was a terrible student when it comes to sites, but essentially the blockchain is a series of computers all over the world that network together.
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Matt Moscona (guest)
So it can't be recreated, can't be hacked. It's if you were going to hack the blockchain, you'd have to hack similar to see thousands of networks all at the same time all over the world. So it's a more secure way of transacting, which is why many people look at blockchain and think, that's web 3.0 web 1.0 with search engines, web 2.0 with social media, web 3.0 is is blockchain.
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Matt Moscona (guest)
It's going to be blockchain technology. It's where our world is heading is going to be apps built upon the blockchain.
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Kim Chapman (host)
So who should be interested in this? Who should want to be an investor in game coin.
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Matt Moscona (guest)
We're not just game coin, but crypto is a whole understand like this is where we're going. Like records will be kept on blockchain. We will all exist and transact on the blockchain. So this is something that is, you know, what's the Super Bowl? A few years ago when there was a commercial and they played an old clip of of the Today Show with Katie Couric when they were talking about about email.
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Matt Moscona (guest)
Do you remember that it was a clip from like 30 years ago and like is this the the information superhighway? And they sounded so stupid because it's like it was so new then. But now we think, oh, my God, that's all we thought. 30 years from that's like this conversation is, is how that's going to be perceived because that's where we're headed this game coin specifically is a is a project we like to say it's the first sports crypto with a purpose.
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Matt Moscona (guest)
So on the game coin platform which is being built by any athlete from nine years old to the Tom Brady will be able to create their own token their own fan token right. So think of it on almost like a digital trading card but the great part about being on chain is you can have smart contracts. So where every athlete, when their tokens are bought, sold or traded they will earn a residual royalty in perpetuity on all of those transactions.
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Matt Moscona (guest)
So imagine imagine if LeBron James was able to get paid any time someone bought, sold or traded his his basketball card. I mean, pretty cool, right?
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Kim Chapman (host)
Absolutely.
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Betty Mujica-Milano (co-host)
That's more money for LeBron.
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Kim Chapman (host)
Right?
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Matt Moscona (guest)
And so it's it's tremendous value for the athlete. Right. But similarly, if you're a collector, what if you had the opportunity to keep in your digital wallet and after fees or player tokens and like it's no different than I know you mentioned that that you have a 17 year old. Yes. So if you play Fortnite, right. And you have and you have skins in Fortnite, it's all the way that you present yourself to the world.
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Matt Moscona (guest)
People are already buying NFTS and collecting them. I mean the the the space the market has already proven and it grows every single day. So that's not going away. It's basically who's going to win in that space. But I mentioned that game coin is a sports crypto with a purpose. So there's going to be the tokens that are valuable to the athlete, to the collector, even to investors.
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Matt Moscona (guest)
I mean, imagine if imagine if you had an asset of LeBron when he was a freshman in high school and you thought, I think this guy's going to be really good, let me buy low on this high school kid. And then today you'd be holding something extremely valuable. So I think locally, we all know Derek Stingley right? Would if Derek Stingley had a game coin token when he was at at Dunham, you know, and you could have bought that, held it.
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Matt Moscona (guest)
And then if he goes and becomes a top ten pick, what's that worth now? What's the value of that now? Right. So for a collector, for an investor, for the athlete, there's, there's value to everyone. But what really is the differentiator or which is cool, is that with every transaction game coin, there is a 7% transaction fee, 2% goes back to the wallet holder.
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Matt Moscona (guest)
So if you hold game coin in your crypto wallet, any time anyone by sales or trades game coin, 2% of that is redistributed to the wallet holders. So you gain more coin just by holding game coins. So your wallet continues to grow just for being a holder, that's number one. But the other 5% goes to charity. So all of the charitable components are youth sports charities.
00;11;16;07 - 00;11;44;20
Matt Moscona (guest)
And consider that in roughly eight months time, game COIN is already generating more than $2 million in funds and in giving or for youth sports charities. It's absolutely incredible. What's something so new? We've all done fundraisers here, right? I mean, think about how difficult it would be to raise $2 million in a year and five years. I mean, to do it in eight months is bonkers.
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Matt Moscona (guest)
And so you see these very real, very tangible it's real, very real, very tangible evidence of of the good that it's doing. post-Hurricane Ida, a lot of youth sports facilities in the Bayou region that was affected by IDA game on May, donations to help rebuild fields and parks and things like that. You know, one of our game coaching partners is Leonard Fournette.
00;12;13;01 - 00;12;30;04
Matt Moscona (guest)
He's a he is a game coin ambassador athlete around the holidays. We partnered with Leonard in his foundation with the boys and Girls Club of New Orleans and brought more than 100 children to go on a on a shopping spree right before Christmas with Leonard, which is so cool for them. But I mean, you gave.
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Kim Chapman (host)
It cool for.
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Matt Moscona (guest)
Me, the miracle for anybody, which gave these kids great opportunity to see one of their heroes and to have a nice Christmas. You know, those those are the types of things where when you have a purpose behind the platform and the platform is a winning idea to begin with. It's just, you know, it's as I say in crypto to the moon.
00;12;48;02 - 00;12;55;14
Kim Chapman (host)
And I know that this is Baton Rouge base so I know I know that, you know, the the co-founder, the founder of it. How do you even come up with this concept?
00;12;55;17 - 00;13;25;04
Matt Moscona (guest)
It's a crazy story. So David Miller, David is the CEO of H.A. Grounds. He likes to say he's up. He's a grass cutter. I said I'm I sit on my butt and talk about sports. He's a grass cutter. So he they're the largest grounds maintenance company in the southeast region based right out here, Baton Rouge. And so David has been tremendously successful in business and one of his lifelong friends and and one of his managers, Frankie Bateau, came to him and said, I have this idea for a crypto.
00;13;25;13 - 00;13;44;04
Matt Moscona (guest)
And David said, get out of my office. I basically told him, no, get out of here. And then Frankie went and hammered out a business plan and presented it to David. And it is said, I love it, let's do it. Let's take a shot. And so David was going to be just the silent money behind it to fund it.
00;13;45;00 - 00;14;25;17
Matt Moscona (guest)
But that rarely works in crypto. When something starts to pop and everyone knows who's behind it, you know, it starts to grow and create this this organic buzz. And that certainly happened in Baton Rouge this fall. I mean, as evidenced by the fact that I'm sitting here right and so off they went and built a smart contract, and I'm happy to announce that look, crypto's very volatile and the price of game coin has had a major fluctuation, which is common really with all crypto because you're talking about lower market cap properties that the platform is being built company out of San San Diego, Sara Technologies has been hired to build out the entire platform.
00;14;26;00 - 00;14;48;19
Matt Moscona (guest)
There's some local developers here in Louisiana that are that are working on the project as well, somewhat of Las Vegas. We have weekly board meetings every Tuesday to to get updated status, meet with developers and it's, it's, it's plug it's chugging along, man. And it's it's really admirable for a guy like like David who was already so successful, didn't need this in his life.
00;14;48;19 - 00;15;05;22
Matt Moscona (guest)
He certainly didn't need it in his life. But he grabbed a hold of the mission and loves the philanthropic component of it. Scott grew up without much in his made it and would he'll often say is you know, I want kids who grew up like me to have the opportunity that my kids have that his kids have today.
00;15;05;22 - 00;15;14;25
Matt Moscona (guest)
So it's all of the intention is good and right and in the right place, which is it's easy to to get in line behind a guy like that.
00;15;15;08 - 00;15;28;19
Kim Chapman (host)
And see why so for our listeners, how would they get started there thinking, hey, this sounds really, really good. Sounds like something that's going to be very profitable, definitely has some good benefits. How do they how do you get started? Where do you start?
00;15;28;21 - 00;15;56;05
Matt Moscona (guest)
So I would strongly, strongly, strongly recommend to anybody and this is not financial advice. I want to be clear. I mean, you know this for what you do professionally any investment risk is associated, right? Please do your research. I'm invested into a lot of crypto projects, but I only invest in projects that I think have a good utility behind them.
00;15;57;28 - 00;16;20;17
Matt Moscona (guest)
You've heard of Dogecoin? Yes. You've heard of Shiba. Right. These are things that become very popular. Well, those are meme coins. They were created without any utility. Right? We've talked about the utility of game coin with the athlete tokens. There's a functionality behind it. Anybody can create a token if you want. And Doge and Shiba were created as as jokes.
00;16;20;17 - 00;16;38;24
Matt Moscona (guest)
Just a meme could a picture of a dog on a coin. But you know, either Reddit or Tik Tok, these groups get behind it. They pump the price and they artificially inflate it. It catches steam. Well, someone's always going to get left holding the bag in a situation like that. That's where you hear the term pump and dump in crypto sometimes.
00;16;39;03 - 00;17;03;18
Matt Moscona (guest)
So I would strongly recommend do your research if it's a project that you believe in, that you think has utility that you think can win. So if you're interested in game coin, go to the websites, the game coin darknet, the game coin darknet, read the white paper. It's a very detailed whitepaper that explains what it is what the concept is, where it's going, and decide if it's something that you feel like you want to invest your money in.
00;17;04;14 - 00;17;37;24
Matt Moscona (guest)
I would never pressure someone to say, you have to do this, but I believe very strongly in it, which is why I'm heavily invested in it, both with sweat equity and my own liquidity. My own money. But if you wanted to get started, it's also very complicated right now to try to buy certain crypto projects the way that I'd compare it is, you know, like whenever the Internet we all first started using the Internet, you had to like get the CD-ROM right and you put it in the tray and then nobody could use the telephone.
00;17;37;24 - 00;17;59;27
Matt Moscona (guest)
Right. Do you even remember that you do. So like you couldn't use the phone if you were on the Internet and you're the cheap. Oh, goog, right. You've got that's kind of what cryptos like right now. It's it is somewhat difficult. So there are a lot of different steps. I mean, the first time that I wanted to go buy a cryptocurrency, I was going to invest into Bitcoin.
00;18;00;23 - 00;18;23;02
Matt Moscona (guest)
I thought I had to go to like a stock exchange to like see how do I buy Bitcoin? No, no, no. You have to go to a crypto exchange, which is completely different. There are decentralized exchanges. There are some centralized exchanges, people like Coinbase and Crypto.com, which you see advertised a lot. But the most important thing, like the most important thing is, is take the time to do your research and just Google it.
00;18;23;09 - 00;18;44;19
Matt Moscona (guest)
How do I buy crypto and learn? Because it's where the world is going, and if you're not a willing partner, then it's just going to drag you along just like everyone using a cell phone is. Just drag this all along. You cannot, like all of us, have our cell phones on the table right here, right? I would literally rather someone steal my wallet than my cell phone.
00;18;44;23 - 00;18;53;03
Matt Moscona (guest)
You know what I mean? I would be lost without my phone. My life is on there. So, you know, I believe crypto is headed that way as well. So make sure you do your research.
00;18;53;16 - 00;18;58;23
Kim Chapman (host)
And where do you see it going in the next five or ten years, especially since it's a home grown product?
00;18;58;23 - 00;19;31;13
Matt Moscona (guest)
Yeah, it's well, it's exciting because it game coin has is the first Louisiana based crypto to be audited by SA Tech, which is the top crypto auditing firm. So it is is fully audited which is certainly a feather in the cap for for validation. If you were asking about price, you know over the next five years I would really struggle to give any type of price prediction I think that that's somewhat probably that would be somewhat careless of me but obviously I believe in it very heavily.
00;19;31;13 - 00;19;52;28
Matt Moscona (guest)
I mean what I look at right now the price of game coin at you know, roughly a quarter of a of a penny and we've already been at $0.04. Well, I certainly believe the market will rally I certainly believe when we launch the platform and we on board users, especially with so many of the users that we already have that are our ambassadors.
00;19;53;10 - 00;20;16;11
Matt Moscona (guest)
I mean, as soon as we're launched, Leonard Fournette and Jenny Finch and Matt Corral, who's going to be a first round draft pick, we just did nil deals with basically the entire LSU men's and women's basketball team. We have some really other exciting I mean, all these these very well-known athletes are going to be onboarded as users onto our platform so yeah, I mean, of course I believe I'd be I see it.
00;20;16;11 - 00;20;58;07
Matt Moscona (guest)
I see where it's going. It's either it's it's a tremendous opportunity right now to get in at, at below a penny and knowing you've already hit $0.04 before the platform is even launched. So yeah, I do believe it's, it's exciting and it's even tough to wrap my brain around what it might look like in five years. You know, I would love if, if I were to give you a platform, maybe projection instead of just a price I would love to think that in five years, every athlete in the world is on game coin in the same way that in the same way that everyone in the world has Facebook or Instagram.
00;20;58;15 - 00;21;03;17
Matt Moscona (guest)
Right. I would love to think that that's where the game coin platform is for athletes in five to ten years.
00;21;03;28 - 00;21;10;13
Kim Chapman (host)
And you mentioned as early as nine years old. So how how do athletes actually get started? How do they create their coins?
00;21;10;14 - 00;21;28;26
Matt Moscona (guest)
Right. So that's going to be on the platform when the platform is built. And that should be within hopefully by the end of the calendar year. 20, 22. And it'll be built in stages. It's think of it like like a car being built. So actually this week, Tuesday of this week, we got to be on a, on a call with the developers.
00;21;28;26 - 00;21;41;11
Matt Moscona (guest)
We got to see the wireframe, which is really cool. So think of it like the exterior of the car being built now you got to you got to put the seats in it, you put the engine in it and you got to make it run and tires and stuff. But it's really cool to start to see it come together.
00;21;42;28 - 00;22;01;22
Matt Moscona (guest)
So athletes will be able to go onto the platform and create their own smart contract. That's the thing that allows them to benefit in perpetuity on on their token. So and it'll be that simple than anybody can go on to the platform. You or I, any of us can go buy and sell these tokens and trade tokens with other.
00;22;01;22 - 00;22;24;06
Matt Moscona (guest)
You can hold them in your crypto wallets and for the youth athletes who won't be able to benefit monetarily, the way it's set up is they'll be able to gain credits for things like good play, even good grades if they're performing in the classroom and they'll be able to redeem until they hit a certain age, they'll be able to redeem their credits or points for for gear.
00;22;24;15 - 00;22;47;07
Matt Moscona (guest)
So it would allow any athlete maybe, maybe if a young kid couldn't afford a $150 baseball bat but wanted to play well, they have their token and if they're doing really well in school and they can gain more credits and points and they can go redeem that for for the gear they need to play the sport that they want to play and then at a certain age they would obviously be able to to monetize their their platform.
00;22;48;00 - 00;22;53;24
Kim Chapman (host)
Sounds really remarkable. We'll definitely be watching to see how this develops. Any final thoughts for our listeners.
00;22;54;15 - 00;23;19;15
Matt Moscona (guest)
Do your research I know said it already, but it's just so important that that you don't with any crypto asset that you don't jump in just on somebody's word. Let let somebody you trust maybe inspire you to research something to see if it's for you. But it's it's so new. And and I would kind of this is how it compare.
00;23;19;16 - 00;23;42;29
Matt Moscona (guest)
Kim, a lot of people look at crypto maybe as like the the Internet bubble in the early 2000. Right well when when that crash happened a lot of people looked and thought well well the Internet was a fad. It was here and it's gone. We know the Internet wasn't a fad. There were a lot of dot.coms. I mean, ask Jeeves isn't here anymore.
00;23;42;29 - 00;23;51;00
Matt Moscona (guest)
Right. A lot of dot coms didn't make it. But the Internet, the platform is it completely changed our world.
00;23;53;04 - 00;24;27;03
Matt Moscona (guest)
Blockchain crypto is the platform. There are going to be projects, crypto projects that don't win, that lose. People are going to invest in. They're not it's it's not going to work out just like that dot com boom in the early 2000. So the technology is here, the utility is here. It's not going anywhere. We're going to continue to transact on the blockchain and build apps on the blockchain, but make sure that you're very intentional about the projects that you invest in that you think have a good utility that have staying power.
00;24;27;19 - 00;24;44;13
Matt Moscona (guest)
I would have loved you invested in Google and in 2000 I would have loved invested in Amazon when Jeff Bezos was in a one room office. You know, if I if I'd seen it then so think about what you think actually has the chance of of making it of sustaining based on what their use case is.
00;24;45;18 - 00;25;01;15
Kim Chapman (host)
Well, thank you so much, Matt Moscone. I think our listeners I know I definitely know a lot more about Game Coin and I definitely plan to do my research because it sounds like a really, really great opportunity to invest and invest in the youth. So thank you again.
00;25;01;17 - 00;25;02;27
Matt Moscona (guest)
My pleasure. Thank you for the invite.
00;25;09;11 - 00;25;40;22
Kim Chapman (host)
Cryptocurrency is gaining in popularity, but there's still so much more to learn. So here's your Money Minute for today. Do your research by talking to experts. While there's a lot of information on Google, talk to professionals to help guide you through the process. Secondly, don't invest what you can afford to lose. And finally, check out neighbors FCU that org or slash financial education to learn more on how to use the money you have to make the money you need and save the money you want.