It's a new year and we are back from our Christmas break. With a new year comes a fresh start and hope of making this year better than the last. Let's just say we all hope 2021 will look much better than the year that was 2020. This week we share our own resolutions and talk about how to make changes that last.
Christmas: It's the most wonderful time of the year. It can also be one of the most expensive and stressful times. In this week's episode, the money madams are here to save your wallet and your sanity. We apologize for Amber's audio quality - we had a software glitch! We will be back on the airwaves on January 11.
It's the ultimate dream, owning your own home, but better than that, owning your own home with the mortgage paid off! This week we chat about how you can go about structuring your loan and other tips that can see you shave years, and thousands in interest off your mortgage so you can own it that much sooner. We also cover the little mistakes people make when refinancing their loan to a better deal that could make them WORSE off. So tune in and see how you can pay off your home loan lightning fas...
Budget - it's a personal thing, but we often want to compare ourselves to others. After our mortgage chat episode, you asked us about what's normal for a budget and how Katherine gets hers so low. So in this week's episode, we will be going into the nitty gritty of Katherine's budget. Katherine will be talking through how she does things, to give you some insights and ideas on structuring your own budget. If you want to get our in-depth guide you can find the money madams detailed budget guide h...
Saving up for a house can be a challenge - but the Money Madams are here to speed up your progress. In this week's episode, we take an in-depth look at the First Home Super Saver account - who is eligible, what the benefits are and how and when you need to access the funds. For the full details of the scheme head to the ATO website to learn more click here.
This week we have David Gawthrop back on the show to chat with us about what the banks are looking for in terms of lending criteria and the latest rates on offer. We also chat about what to expect if you have chosen to take up or are thinking of taking up the covid mortgage repayment relief packages on offer. If you would like to chat with David about your home loan situation or are looking to buy a home or investment property you can reach David at https://truenorth.loans...
It's another career chat episode and this week it's with our very own Katherine Hayes. If you've been listening to the show, then we know you love the idea of getting better at your personal finances, but if you've ever thought about making it your career, then listen in as we talk about the various pathways within the world of the financial services industry.
In this week's podcast, we are talking about scams and getting a bad deal. Scams are becoming more sophisticated and what can seem as a sensible decision around super and investing could be anything but.... So to save yourself from falling victim and losing money tune in as Katherine goes undercover and together we learn some of the latest scans and other signs to watch out for.
It's Halloween and we're talking about your scary money stories and sharing some of our own. A big thank you to everyone who wrote in and gave us their stories to share too.
One of the biggest decisions you'll make as a parent is which school to send your children to. Should you choose public over private? Is the money worth it? Will your kids have a better outcome, how will you afford it? Join us in this week's episode as we chat about finding the option that suits you and your family.
It's another career chat episode! This week we chat with Nicole who gives us the down-low on what it's like to be a chick working in the I.T industry. If you've been thinking about a career change or just love hearing about what other women do for work along with their challenges and successes, tune in to this week's episode for some love and laughter.
In an Oprah Winfrey style of event, the Budget night for 2020 was a big one, full or tax cuts and other incentives. Tune in to this week's episode to find out what it means for you from the increase in your take home wages, cash boosts, changes to private health cover, and much, much more.
Have you been lucky enough to receive an inheritance, bonus, or even win the lotto and the amount is enough to potentially change your finances for the better? Or do you expect a large lump sum in your future? Or maybe you just love to list all the things you would do if you became an overnight millionaire. In this week's episode, we chat about minimizing the chances of this money simply slipping through your fingers. How to make choices that are meaningful to you, from the initial party tight t...
As a new type of credit card hits the market that has a permanent 0% interest rate - yes you heard that right, you may be thinking there's got to be a catch or the banks have gone crazy. Well, there is a catch, but like all tools, it depends on how you use it. Listen in to this week's episode as we explain how this new type of credit card works and what to watch out for.
It's a big day for us here at Money Madams. It is the anniversary of starting our podcast. That's right it's been 12 months of interviews, laughs and figuring this money stuff out together. We have been having a blast, so join us as we take some time to reflect on what a year it's been, laugh way too much and give a shout out to the people who have helped us along the way.
It's the age-old question. Are you better off building your super, or paying down your mortgage faster? Join us in this week's episode as we talk about the pros and cons of putting any extra money you might have into super versus onto your mortgage. While one may give you the biggest bang for your buck over the long term there are other aspects you may wish to consider. Listen in to find out!
Join us in for this episode as we talk to a bookkeeper about all things business books related. What the difference is between a bookkeeper and an accountant? What advice she has for people who do their own books? And what should you look for when you're choosing someone to do your books for you? If you would like to reach out to Kristin you can find her at http://tradeguardian.com.au
We all want to make positive changes in our lives but change is hard. So how do you do it? Join us as we talk to our friend Peter Graham about a strategy to bring change into your life in the form of gamification. If you have any questions or topic suggestions please reach out to the show via connect@moneymadams.com
Have you ever thought about whether a Trust account was something that could help you pay less tax or protect your assets? In this week's episode, we chat to Vik Sundar of Clear Law. Vik is THE go-to person for all things related to trusts and a great guy to boot. so listen in as we help you understand the various roles and responsibilities as well as what to consider if you want to start your own Trust account.
We often talk about finances and assume you are paying either rent or a mortgage and day to day bills etc. But what about if you are a teenager, with your first part-time or casual job, still living at home, where should you put your money? Into super, investments, savings for your first car, or spending the lot? Join us in this week's episode as we talk about just this scenario.
No one gets married thinking it's going to end in divorce. But what happens when that's where you find yourself? What's the process, what are your options and how do you sort things out? Listen in as we talk with our guest, family lawyer, Lessli of Strong Law, about all things divorce. https://stronglaw.com.au/
Everybody dies eventually - god that sounds ominous, but no one knows when their time will be up. But you can get your Will and Estate Planning affairs sorted so to help those left behind understand your wishes. Whoever said you can't rule from the grave, has never met Vik Sundar. In this week's episode, we chat to Vik from Clear Law - about the key elements of a Will such as what you can and can't include, choices around children and other documents you may wish to consider. If you wish to make...
It's that time of year - time to lodge your tax return in the hope of getting a nice juicy refund. This week we talk with Jane Hadrill - Katherine's own personal and business accountant and the owner of Hadrill Accounting. Jane shares with us her top tips for tax time and what to watch out for with the ATO this year. Jane also gives some suggestions on when it's best to use an accountant versus go it alone. If you would like Jane's help you can find her at https://hadrillaccounting.com.au/...
This week we welcome back Nutritionist Kate Freeman of the Healthy Eating Hub. We all know that preparing your own food is best, but convenience or lack of time may mean buying pre-prepared options. Join us for our taste test, price notes and nutritional commentary as we munch our way through some common style convenience foods. If you wish to reach out to Kate for any nutritional guidance you can reach her via her business the healthy eating hub...
With parts of the country heading back into lockdown, it's become increasingly important to talk about self-care. Self-care doesn't have to be expensive and it's vitally important to your well being. In this week's episode, we talk about the different areas of self-care to consider and share some of our own ideas to help you feel replenished.
This week we continue the conversation with Naomi Horobin of Clover Group Financial and delve into areas such as Ethical investing. Now that you know your Share or Stock from a Managed fund, or an ETF we answer more of your questions. If you would like Naomi's help to get started on your investment journey you can find her at www.clovergroup.com.au
Ever thought about investing but don't know your Share from a Managed fund, or an ETF. Join us in this week's episode as we chat the basics with Naomi Horobin of Clover Group Financial by looking at what each of these investments are, how they work and what you need to get started and some common questions. If you would like Naomi's help to get started on your investment journey you can find her at http://www.clovergroup.com.au/
The saying goes, if you work in a job you love, you'll never work a day in your life. Our guest Holly is an AFP office who turned her passion for reading crime fiction novels into her dream job. In this week's episode, we chat about careers in the AFP (who knew there were so many pathways)! We also get an insight into some of the financial perks, challenges and support. We also delve into the black lives matter movement - Holly's insight here is great. So if you have ever thought about policing ...
The recent announcement of the HomeBuilder grant means you may be able to receive $25,000 to help you towards building a home or undertake major renos. In this week's episode, we chat about the eligibility criteria and some tips and traps to be aware of. To get the full details and the FactSheet head to the link below. https://treasury.gov.au/coronavirus/homebuilder https://treasury.gov.au/coronavirus/homebuilder...
What happens when you want or need to purchase something but don't have enough funds set aside? These days there are many forms of consumer credit available to you, but the devil is in the detail. We'd love for you to always be in the black and have sufficient funds before you spend, but the fact is the majority of us will use consumer debt throughout our lives. So we want you to understand the pros (yes, there are some) and cons of each. So listen in to this week's episode as we help you unders...
