We talk a lot about personal insurance and what it can do for you, if something ever happens. Well, one of our Money Madams as had to make a claim. We don't do anything by halves, so of course, it happened in the middle of COVID 19! In this episode, we walk you through Amber's real life experience as she tells her story and her experience of making a claim. If you want Katherine's help with your insurances, reach out to her and her team at www.hcis.com.au
May 31, 2020•28 min•Ep. 35
In this week's episode, we continue to speak with our Guru Peter Graham of Redefining Retirement about the all-important decisions as to what will you actually do with and in your retirement to ensure it is fulfilling. There is no surprise - it takes planning and discussing ahead of time, so tune it to hear Peter's insights, especially if your goal involves retiring to a location different from where you live now. To learn more about Peter, head to https://www.redefiningretirement.com.au/...
May 17, 2020•25 min•Ep. 34
When you retire, regardless of your age now; Do you know what your retirement will look like? Beyond how much money you may or may not have, what will you do to fill your time? The best retirements are ones that are clearly pictured well before you actually retire. In this week's episode, we speak with our Guru Peter Graham of Redefining Retirement. So tune in, and to learn more about Peter, head to https://www.redefiningretirement.com.au/...
May 10, 2020•25 min•Ep. 33
In this week's episode, we chat with Jess Smith (and yes that's her real name) from McGrath about what's happening in the COVID-19 real estate market along with tips for buying and selling a home. If you would like contact Jess you can reach her via https://www.mcgrath.com.au/agent/3056-jess-smith
May 03, 2020•32 min•Ep. 32
Owning a home is the great Australian dream, and for most people, that means taking on a mortgage. But how much should you have saved up as a deposit? Should you go for a fixed or variable rate? In this week's episode, we chat to David Gawthrop of True North Mortgage Solutions to answer your questions. So if you are looking to purchase a home or investment property or to refinance your home loan to a better rate, be sure to listen in.
Apr 26, 2020•38 min•Ep. 31
Are you struggling with balancing work, children and homeschooling as a result of social distancing? In this week's episode, we chat to Cari, Amber's personal parenting guru based in Newcastle. We pick Cari's brain on how we can keep our cool, survive and thrive in these COVID19 times. So to save your sanity as an ISO parent, listen to this week's episode to pick up some ideas, or if you are Katherine's children, learn to pick a lock : )
Apr 19, 2020•34 min•Ep. 30
Have you ever heard of an investment bond? Perhaps you have but don't understand why you would use one or how they work? We chat to Grant Hackett of Generation Life, former swimming champ and now CEO about the little known and little understood advantages that investment bonds can provide us ranging from paying less tax, investing for your children and even allowing you to rule from the grave. So if you are thinking of investing for yourself or on behalf of a child, be sure not to miss this epis...
Apr 12, 2020•30 min•Ep. 29
In this week's episode, we chat with Vit from VitFit about making sure you get the most out of your exercise program along with the common mistakes seen. We have a promo for our listeners, but please note the VitFit site is under maintenance so you will have to wait a few weeks to use the promo code online.
Apr 05, 2020•28 min•Ep. 28
This week we talk to you about the government stimulus package and the benefits you may soon receive. We answer your questions on personal insurance claims during a pandemic and talk about what other relief measures have been announced and finally some tax tips if you are working from home.
Mar 29, 2020•33 min•Ep. 27
In this week's episode, we chat with Kate Carnell the Inaugural Small Business and Family Enterprise Ombudsmen. We chat about Kate's own journey as a small business owner and gain insights into what makes a successful business and why more women should consider being business owners. To learn more about the role of the ombudsmen head to https://www.asbfeo.gov.au/about/the-ombudsman
Mar 22, 2020•26 min•Ep. 26
This week we chat to Catastrophe Carrie. No that's not her real name, but she has had more cause to claim on her insurance than most. Hear about her story and the upcoming changes to insurance that you need to be aware of. If you need help sorting out your insurance reach out to Katherine via connect@moneymadams.com or her website www.hcis.com.au
Mar 15, 2020•43 min•Ep. 25
The Money Madams are huge supporters of women chasing their dreams so this week we are celebrating International Women's Day. Amber & Katherine chat about the origins as well as share their own experiences.
Mar 08, 2020•44 min•Ep. 24
In this week's episode, we chat to leading Nutritionist Kate Freeman of the Healthy Eating Clinic about everyday food hang-ups and mistakes that can impact both your budget and ability to eat well consistently. Be sure to grab your promo code for a 20% discount to The Healthy Eating Hub online using the promo code MADAM at https://www.healthyeatinghub.com.au/membership/
Mar 01, 2020•41 min•Ep. 23
In this week's episode the Money Madams chat about the ins and outs of Private Hospital cover to help you weigh up whether it's something you should include in your budget and lifestyle. Whether you are looking to understand the Lifetime Health cover loading, worried about penalty tax (Medicare Levy Surcharge), planning a pregnancy or looking to compare your current cover, this episode has something for you. If you want to compare your current cover head to the government run site of www.private...
Feb 23, 2020•28 min•Ep. 22
Child care. It's expensive and comes with a complicated set of choices. In this week's episode, we chat about different forms of care to balance your budget and lifestyle such as traditional child care, versus family care versus a Nanny or Au Pair.
Feb 16, 2020•30 min•Ep. 21
It's almost Valentine's Day and after only just having survived the Christmas rush, you may feel like your finances need a break rather than another seasonal holiday prompting you to spend more. The Money Madams are here to help your wallet and your love life! We want you to enjoy everything Valentine's Day or any romantic event has to offer, but we don't want you to feel financially stressed in doing so. In this Week's episode, we discuss a range of ways you can be romantic or simply downright ...
Feb 09, 2020•22 min•Ep. 20
Superannuation is the often misunderstood hero of wealth creation. In this week's episode, we continue to chat about the basics of superannuation. This is part 2 of a 2 part episode. In this week's episode we cover: How you can contribute to your super How much is enough Tips on consolidating your super When you can retire Accessing super when you retire When to get help and why For information regarding how much income you may need in retirement click here...
Feb 02, 2020•17 min•Ep. 19
Superannuation is the often the misunderstood hero of wealth creation. In this week's episode we chat about the basics of superannuation. Being a meaty topic this is part 1 of a 2 part in depth look. In this episode we cover topics such as: What is Super Who gets it What can you invest in What will your super be worth when you retire When should you start to plan Understanding superannuation account fees What kind of contributions can go into your account What you can do if you and your partner ...
Jan 26, 2020•26 min•Ep. 18
Our book Make Money Your Bitch is being published. In this week's episode we give you an overview of what's inside along with details of our book launch on Feb 22nd at Muse in Canberra. If you haven't booked your ticket yet you can do so via http://www.musecanberra.com.au/events/2020/2/22/make-money-your-bitch-book-launch
Jan 19, 2020•31 min•Ep. 17
Do your money beliefs help you or hold you back? What you think about money is a powerful thing. Join us in this week's episode as we chat about some commonly held beliefs that could be holding you back. We share our own experiences and identify how money beliefs can be formed and how you can change your mindset around money by identifying and improving your self-talk around money.
Jan 12, 2020•28 min•Ep. 16
Do you love the fresh beginning that a new year brings and the chance to make this year better than the last? We do! But sometimes our new year resolutions fall off the bandwagon dimming our hopes of a brighter future. Fear not! In this week's episode the Money Madams chat with Jenni Walke of Elephant in the Room about how to go about any goals we set for ourselves to give us our best chance at succeeding, whatever your goals may be.
Jan 05, 2020•37 min•Ep. 15
In this week's episode you may hear your name mentioned! In our final episode for the year, we chat about the year in review, what's coming next year and give a shout out to some of our listeners and supporters.
Dec 14, 2019•28 min•Ep. 14
Disagreements about money in relationships are not small thing, and if left unresolved can lead to relationships ending. In this week's episode, Bernadette explains how we can talk constructively about money, when to introduce the topic of money into a new relationship and how to work through situations where you and your partner may have different money values.
Dec 08, 2019•25 min•Ep. 13
Does Christmas fill you with joy, or fill you with dread thinking about a huge to do list and the upcoming hit to your wallet? In this week's episode we chat about ways you can save money and reduce stress when it comes to celebrating Christmas.
Dec 01, 2019•27 min•Ep. 12
Do you love holidayss, but hate the debt hangover that often comes with them, or are your holidays few and far inbetween. In this week's episode we talk about how to holiday on the cheap whether you are single, coupled or have young children. If you want more travel in your life, then this episode is for you.
Nov 24, 2019•31 min•Ep. 11
Have you always wanted to have an emergency cash stash, but it's always been to hard to build, or too easy to dip into for non-genuine emergencies? In this week's episode the Money Madams Amber and Katherine give their tips on how to make it work for you.
Nov 17, 2019•22 min•Ep. 10
Ever wondered whether you should take a closer look at your Life cover or Income Protection insurance? Not sure what you can get through super, or wondered if having cover through your super fund is a good deal? In this week's episode we look at the four key personal insurances and explain how they work together as well as some tips and traps. To watch a 3 min video about Dr Marius Barnard who explains why Trauma cover is so important, Watch on YouTube now If you would like a free meeting with K...
Nov 10, 2019•46 min•Ep. 9
If you find that your debt is breeding more debt, you probably have a debt gremlin situation on your hands. In this weeks episode we help you understand the different types of debt and chat about ways to help you get out of debt so you can go back to living life on your own terms. If you are struggling with debt and it's affecting your mental health, please call Lifeline on 13 11 14. You can also reach out to the national debt helpline on 1800 007 007 or visit their website at www.ndh.org.au On ...
Nov 03, 2019•34 min•Ep. 8
In this week's episode, we talk about the most common financial mistakes people make and what you can do to avoid them yourself. If you feel like you never seem to be able to get ahead when it comes to your money and spending, this episode will be full of "ah-ha" moments. Life gets expensive, and the last thing we want is for you to step in a steaming pile of... debt. If you want to avoid a black hole in your bank account, be sure to listen to this week's episode.
Oct 27, 2019•26 min•Ep. 7
In this weeks episode we chat to Dom and Anson of Up Bank about all the cool and nifty features on offer to help make our banking lives easier. Be sure to listen out for our unique promo code for a $10 credit upon opening a new Up bank account. If you've ever wanted to pay less fees, earn more interest and have more fun with your banking, this episode is for you.
Oct 20, 2019•28 min•Ep. 6