Thinking of skipping travel insurance on your next trip? Think again! Money Girl, Laura Adams, explains the benefits of travel insurance, gives 5 tips to buy the best policy, and even where to shop for the best plan. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quicka...
May 12, 2021•15 min•Ep. 683
Got questions about the ins and outs of using Roth retirement accounts? Laura will clear your confusion with answers to listener questions and cover what you need to know to use retirement accounts wisely. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/retirement/5-key-roth-retirement-account-rules-you-should-k...
May 05, 2021•22 min•Ep. 591
Laura interviews Leslie Kasperowicz, an insurance expert from AutoInsurance.org, about insider tips that individuals and families can use today to save money on auto insurance. Discover many often-overlooked discounts and strategies to reduce your auto premium without sacrificing the quality of your coverage. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: ht...
Apr 28, 2021•27 min•Ep. 681
Find out how to use six accounts to save for your child's future. Laura reviews the pros and cons of each and gives tips to fit saving for a child into your big financial picture. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/investing/6-ways-save-invest-money-kids https://www.quickanddirtytips.com/podcasts ht...
Apr 21, 2021•23 min•Ep. 680
Thinking about becoming your own boss? Laura covers financial issues you should consider before starting a part- or full-time venture as a solopreneur or small business owner. Her tips will help you build a business and your financial future. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/7-financial-considerat...
Apr 14, 2021•21 min•Ep. 679
No matter if you’re unemployed, taking a sabbatical, caring for a child or loved one at home, or not working for any other reason, don't miss out on the opportunity to max out a retirement account and build a nest egg. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/retirement/ira-no-income https://www.quickandd...
Apr 07, 2021•14 min•Ep. 678
Want simple tips to save money by reducing the amount of tax you owe or increasing your tax refund? Laura interviews Cece Leung, CPA, about ways to take full advantage of recent tax code changes. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/taxes/maximize-tax-refund-2021 https://www.quickanddirtytips.com/podcast...
Mar 31, 2021•25 min•Ep. 677
Discouraged by your financial life? This four-part system will help you simplify your personal finances and do more with your money. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com//money-finance/personal-finance-system https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirl...
Mar 24, 2021•21 min•Ep. 619
The American Rescue Plan Act is a massive economic stimulus package that gives a big chunk—$850 billion—to individuals. Laura covers who qualifies for relief and five ways it increases your income and cuts expenses. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/5-ways-american-rescue-plan-money https://www.quickanddirtytips...
Mar 17, 2021•17 min•Ep. 676
You may be hearing a lot about cryptocurrencies like Bitcoin and Ethereum lately. And it all sounds complicated! Laura answer's a listener's question and breaks down what crypto is, how it works, and whether investing is the right move. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/investing/should-you-invest-in-cryptocurre...
Mar 10, 2021•11 min•Ep. 675
If you work for a company that offers a retirement plan you might be confused about whether you should make traditional or Roth contributions. Laura reviews the critical differences to consider and how they affect your current taxes and future retirement. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/investing/what’s-differ...
Feb 17, 2021•24 min•Ep. 672
Understand the updated COVID relief for student loan borrowers and get tips to manage your federal and private student loans wisely. Knowing your options will help you find the best repayment options and relieve any financial stress. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newslette r for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/loans/best-advice-to-manage-and-repay-your-s...
Feb 10, 2021•21 min•Ep. 671
Talking about financial troubles can be challenging. Laura interviews Dr. Jade Wu, a clinical psychologist and host of the Savvy Psychologist podcast, for wise tips. Listen to their conversation about helping others, asking for help, and getting better sleep when you're worried about money. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/m...
Jan 27, 2021•25 min•Ep. 669
Not sure exactly how big your cash reserve should be or where to keep it? Laura answers listener questions and explains how to build your emergency fund and keep it safe so you're always prepared for what happens in your financial life. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/saving-spending/how-much-emergency-funds h...
Jan 19, 2021•21 min•Ep. 668
Making financial resolutions can get you fired up to create good habits and reach big goals. If you want to put thousands in your pocket and improve your financial life, consider adopting a few or all of these money resolutions. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/saving-spending/7-financial-resolutions-that-will-...
Jan 13, 2021•21 min•Ep. 667
Using a tax-free Roth to save for retirement is a smart move, but the Roth IRA door gets slammed in your face if you make too much money. Laura explains how high earners can still have one using a backdoor Roth IRA strategy. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/investing/what-backdoor-roth-ira https://www.quickandd...
Jan 06, 2021•15 min•Ep. 666
When you're buying a home, mistakes can be costly. This step-by-step guide will help you check yourself before you wreck yourself. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/real-estate/8-steps-buying-home https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/Mone...
Dec 30, 2020•21 min•Ep. 611
Should you always use a 401(k) at work if you have one? Laura reviews the main advantages and disadvantages of workplace retirement plans. You’ll learn some lesser-known benefits and tips to make sure you'll have plenty of money when you’re ready to kick back and enjoy retirement. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finan...
Dec 23, 2020•16 min•Ep. 665
Buying a car is a big purchase, no matter how you pay for it. Laura answers a listener's question about whether to spend cash for a car when you have it. Find out the upsides and downsides of financing or paying cash for your next vehicle. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/loans/buy-car-cash-or-auto-loan https:/...
Dec 16, 2020•17 min•Ep. 664
Choosing the best mortgage is an essential part of buying an affordable home. Laura explains different types of mortgages and popular home loan programs that every borrower should consider. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/credit/what-best-type-mortgage https://www.quickanddirtytips.com/podcasts https://www.qui...
Dec 09, 2020•16 min•Ep. 663
As 2020 comes to a close, it's more important than ever to create smart personal finance goals. Laura will help you reevaluate your priorities and get a fresh financial start with money goals that build security. EPISODE SUMMARY Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/saving-spending/set-money-goals-2021 https://www.q...
Dec 02, 2020•16 min•Ep. 662
Instead of paying high interest to credit card companies, it's time to whittle down your balances and use the money to build wealth for yourself. Laura answers listener questions and reviews seven ways to pay off credit card debt. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/credit/how-pay-credit-card-debt https://www.quic...
Nov 11, 2020•15 min•Ep. 659
Becoming self-employed or leaving a job for any reason doesn't mean you can't get affordable health insurance. Laura covers six tips to find a health plan so you and your family get the coverage you need no matter your employment situation. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/insurance/affordable-health-insurance-...
Nov 04, 2020•21 min•Ep. 658
Being your own boss can be rewarding, but missing tax deadlines or paying the wrong amount can lead to expensive penalties. Find out what solopreneurs and small businesses need to know about the self-employment (SE) tax and how to stay compliant. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/taxes/what-is-the-self-employmen...
Oct 28, 2020•14 min•Ep. 657
No matter if you're a good saver or you get a cash windfall, it's critical to know how to manage your extra money wisely. Use this three-step plan to prioritize your decisions and shore up your financial security. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/extra-money https://www.quickanddirtytips.com/podcasts https://ww...
Oct 21, 2020•19 min•Ep. 421
You can can have money stress and feel anxious about your financial situation, no matter how much you make. Find out the root causes of money stress and 10 strategies to reduce it so you can have a more peaceful life. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/saving-spending/reduce-money-stress https://www.quickanddirty...
Oct 14, 2020•20 min•Ep. 535
If you’re a homeowner, it’s wise to stay alert for opportunities to reduce your mortgage payment by refinancing. Find out what a mortgage refinance is, common reasons to consider one, and five ways to know if it’s a good idea for your situation. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/real-estate/mortgage-refinance ht...
Oct 07, 2020•18 min•Ep. 655
If you're self-employed with financial hardships due to the pandemic, there are various stimulus benefits that can provide relief. Use these ten options to improve your personal and business finances. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/retirement/covid-19-stimulus-benefits-self-employed https://www.quickanddirtyt...
Sep 30, 2020•23 min•Ep. 654
Considering a no-interest balance transfer offer? Find out how they work and can make paying off high-interest debt easier. Laura covers the pros and cons of balance transfers and whether moving debt multiple times can help or hurt you. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/credit/transfer-balances-no-interest-credi...
Sep 23, 2020•17 min•Ep. 653
Not sure what to do with a retirement account from an old employer? Laura covers five options for managing your retirement funds when your job ends. Handling your nest egg the right way is critical for preserving what you've worked so hard to save. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/retirement/managing-accounts-l...
Sep 16, 2020•20 min•Ep. 652
