Laura interviews Howard Dvorkin from Debt.com about the state of debt in the U.S., tips for consumers and small business owners, how to prioritize payments, and ways to understand the difference between good and bad debt so you can eliminate them faster. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/loans/difference-between...
Sep 09, 2020•27 min•Ep. 651
In this excerpt from Laura's new book, Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers , you'll get solid tips to earn more using low-risk business-building strategies. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/business-career/small-business/5-tips-side-business https://www.quickan...
Sep 02, 2020•16 min•Ep. 650
Find out how to make money investing in stocks while limiting your risk—even when you have little experience or money. You’ll learn the pros and cons of stocks and the best ways to own them to build wealth safely. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/investing/investing-stocks-guide https://www.quickanddirtytips.co...
Aug 26, 2020•17 min•Ep. 649
If you're struggling with a financial crisis, follow these eight rules to manage money wisely, stretch your resources, and bounce back as quickly as possible. Acting as quickly as possible will help you understand solutions, limit the damage, and feel more hopeful about your future. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-fin...
Aug 19, 2020•19 min•Ep. 648
Whether schools and colleges open up virtually or in-person in 2020, the cost of education is expensive. Laura explains how to use a 529 savings plan to make your money go further. You'll get tips for choosing the right plan, managing it wisely, and boosting your contributions. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/...
Aug 12, 2020•17 min•Ep. 647
Whether leaving a job is cause for tears or celebration, knowing your rights and options for medical benefits is critical. Laura answers questions about how to handle benefits during work transitions and gives tips for getting the most for your money. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/insurance/managing-medical-...
Aug 05, 2020•23 min•Ep. 646
Instead of caving to impulse shopping, use these 14 tips and tricks to resist bad spending habits so you can save more money. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/saving-spending/stop-impulse-buying https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/Money...
Jul 29, 2020•19 min•Ep. 528
A health savings account (HSA) is a wise way to cut taxes and save for the future. This complete guide will help you start an HSA and use it to your financial advantage. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/taxes/2020-hsa-guide https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe h...
Jul 21, 2020•24 min•Ep. 645
There's never been a more important time to protect your health, life, property, and business. Avoid these seven critical insurance slipups to reduce your financial risk during the pandemic. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/insurance/covid-mistakes https://www.quickanddirtytips.com/podcasts https://www.quickand...
Jul 15, 2020•17 min•Ep. 644
Is FOMO (fear of missing out) causing you to take more risks—financial and otherwise—during the pandemic? Laura interviews Patrick McGinnis, who coined the term, about its root causes and wise ways to manage FOMO. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/saving-spending/tips-manage-fomo https://www.quickanddirtytips.co...
Jul 08, 2020•20 min•Ep. 643
If you get COVID-19 or experience another unexpected tragedy, these crucial documents can help you and your family manage money and make essential decisions with more clarity and less stress. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/5-legal-documents-pandemic https://www.quickanddirtytips.com/podcasts https://www.quick...
Jun 30, 2020•15 min•Ep. 642
Get familiar with 15 key IRA rules, including what’s new for 2020 related to coronavirus-related hardships. You’ll feel confident about using this retirement account no matter if you’re employed, self-employed, or unemployed.
Jun 24, 2020•15 min•Ep. 641
If you've been thinking about canceling a credit card, it’s critical to understand how it will affect your entire financial life. Laura covers 10 dos and don’ts for when to cancel a credit card that will help you minimize credit damage and improve your finances. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/credit/cancel-credi...
Jun 17, 2020•20 min•Ep. 546
Find out how to get a Paycheck Protection Program loan, document your expenses, and apply for loan forgiveness to keep your business operating despite the coronavirus challenges. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/loans/ppp-loan-forgiveness https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips....
Jun 10, 2020•20 min•Ep. 640
If you're working from home more due to the COVID-19 crisis, you've probably had additional expenses. Laura answers questions about who qualifies for the home office tax deduction and how to claim this valuable tax break. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/taxes/home-office-tax-deduction-coronavirus https://www.q...
Jun 03, 2020•16 min•Ep. 639
Laura answers a listener question about using CDs to stash her cash. Find out what a CD or certificate of deposit is, where to find high-yield CDs, and how to use them wisely when they're right for you. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/saving-spending/high-yield-cd-savings https://www.quickanddirtytips.com/podc...
May 27, 2020•17 min•Ep. 638
Laura reviews eight of the best personal finance tools to make sense of your money, stay organized, and achieve your financial goals. Read the transcript at Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/saving-spending/8-best-budgeting-and-personal-finance-tools https://www.quickanddirtytips.com/podcasts https://www.quickan...
May 20, 2020•19 min•Ep. 560
Hooray, you have some extra money each month to pay down debt! This 6-step process will help you decide how to use that money wisely to reach your financial goals. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/loans/prepay-debts-plan https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe http...
May 13, 2020•20 min•Ep. 637
Not sure what coronavirus economic relief you qualify for or how to get it? Laura interviews Gerri Detweiler, Education Director for Nav and cuts through the confusion. You'll get solid advice whether you have a large business, are a solopreneur, or are an unemployed worker. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/qua...
May 06, 2020•29 min•Ep. 636
The economic downturn affects both home buyers and sellers. Find out how to make wise real estate decisions and stay safe during the pandemic. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Through the end of April, Podchaser will donate 25 cents to Meals on Wheels for every review. Leave a review for Money Girl ! Links: https://www.quickanddirtytips.com/money-finance/real-estat...
Apr 29, 2020•23 min•Ep. 635
The CARES Act includes broad relief for hardships created by the COVID-19 pandemic, including significant benefits for those paying off student loans. Laura answers a couple of questions and reviews what the relief is, who can use it, and how it impacts the future of your student loan repayment. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Through the end of April, Podchaser w...
Apr 22, 2020•16 min•Ep. 634
Laura interviews Colleen McCreary, Chief People Officer at Credit Karma, for tips on how to navigate unemployment the best way possible. Find out how to get all the benefits you're eligible for after losing a job or business income due to the coronavirus crisis. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/coronavirus-unem...
Apr 15, 2020•39 min•Ep. 633
Life during the time of coronavirus is moving quickly and new legislation called the CARES Act affects your retirement account. Money Girl answers questions about making contributions and withdrawals and gives tips for managing your money wisely during this difficult time. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/retir...
Apr 08, 2020•20 min•Ep. 632
In addition to postponing taxes, the new coronavirus tax relief law affects other parts of your financial life. Money Girl reviews 10 things you should know about the benefits of tax relief for your personal finances. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/taxes/coronavirus-tax-relief https://www.quickanddirtytips.co...
Mar 31, 2020•16 min•Ep. 631
Feeling uncertain about how to handle your money or investments during the coronavirus pandemic? Money Girl covers five ways to make your financial health as resilient as possible and answers common listener questions. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/manage-finances-coronavirus https://www.quickanddirtytips.co...
Mar 25, 2020•18 min•Ep. 630
No matter what happens in the stock market, these eight rules will help you invest wisely. Learn where to put your money to create financial security even when the stock market drops. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/investing/8-investing-rules-to-follow-even-when-the-stock-market-drops https://www.quickanddirt...
Mar 18, 2020•34 min•Ep. 531
What does a Federal Reserve interest rate cut mean for you and your finances? Money Girl explains how making some smart money moves now can work in your favor. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/loans/fed-interest-rate-cut https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe http...
Mar 11, 2020•16 min•Ep. 629
Knowing your credit card APR is crucial for your overall financial health. Money Girl is here to help you understand APR and how it gets calculated on your account.
Mar 04, 2020•15 min•Ep. 628
Should homeowners eliminate their Private Mortgage Insurance (PMI) payment or focus on high-interest balances? Getting it right is essential to a healthy financial bottom line. TRANSCRIPT: https://quickanddirtytips.com/money-finance/loans/pmi-or-high-interest-debt | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Feb 26, 2020•22 min•Ep. 627
Getting a loan with bad credit isn't impossible. These five simple lending alternatives can help you put money in your pocket. TRANSCRIPT: https://quickanddirtytips.com/money-finance/credit/5-ways-get-loan-bad-credit | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Feb 19, 2020•20 min•Ep. 626