Money Clinic with Claer Barrett - podcast cover

Money Clinic with Claer Barrett

Financial Timeswww.ft.com

The FT’s money-making expert Claer Barrett responds to real-life money questions from a range of millennial guests gearing up to battle the cost of living crisis. Every episode is packed with nuggets, tips and takeaways shared by top FT writers and financial experts. There are no short cuts to wealth, but Money Clinic promises to tell you things you didn’t know about your finances and investing in ways that anyone can understand. 


Want to talk to Claer on the show? Email [email protected] or drop her a line on Instagram @Claerb

Hosted on Acast. See acast.com/privacy for more information.

Episodes

How to enjoy your retirement, and top tips for getting the best deal on your holiday money

If ever there was a word that needed to be retired it's 'retirement'. The kind of images this word conjures up is sunny beaches and no longer having to set an alarm clock, or a stressful feeling about how much longer you will need to work to afford such a lifestyle. This week author Don Ezra talks to FT Money editor Claer Barrett about how best to get to and enjoy what used to be called retirement. Next up, if you're heading off on holiday soon then listen to our top tips on how to get the best ...

Jul 25, 201928 min

Inheritance tax rules, confusion over freelance tax payments and investing in fine wines

Inheritance tax rules are due for a shake up - FT Money editor Claer Barrett asks whether efforts to simplify the system can ever shake off its claim to be "Britain's most hated tax"? Next, experts discuss whether the IR35 tax rules are flawed or not. And finally, Alan Livsey, the FT's wine buff talks about an investment that is literally liquid - fine wine. Hosted on Acast. See acast.com/privacy for more information....

Jul 18, 201920 min

Does your state pension add up?

Millions have used a government website to check their state pension, only to find they have missing years of National Insurance contributions.  Presenter Claer Barrett and guests discuss what can be done, plus experts debate the future for inheritance tax and whether the cap on high cost credit should be extended.  Hosted on Acast. See acast.com/privacy for more information....

Jul 11, 201931 min

Retirement homes, mobile phone bills and tennis club membership

Retirement property has a reputation for being a rip off, but several large operators claim to have reinvented the model. The FT's Money Mentor columnist Lindsay Cook joins Claer Barrett to discuss the issues. Next up, is your mobile phone a drain on your finances? Guy Anker from MoneySavingExpert tells us how. And finally, listeners hear from the FT's Rich People's Problems experts about the controversy surrounding his local tennis club. Hosted on Acast. See acast.com/privacy for more informati...

Jul 04, 201920 min

'Facebank', financial scams and shareholder rights

Facebook plans to shake up the finance world with a new digital currency called Libra - we hear about its pros and cons. Next up, we discover what Moll Flanders, the literary anti-heroine, can tell us about modern day bank fraud. And finally we find out how smaller shareholders can stand up for their rights.  Hosted on Acast. See acast.com/privacy for more information....

Jun 27, 201918 min

Mid-life financial MOT, credit card debts and Britain's growing tax gap

Do you find yourself stumped by questions about how much to put towards your mortgage payment versus your investments? It may be time for a midlife financial MOT. Presenter James Pickford talks to FT reporter Lucy Warwick-Ching about why advisers are targeting people in their forties and fifties. Next, we speak to a woman who cleared credit card debt to the tune of £16,000. And finally, we discuss what's behind Britain's growing tax gap.  Hosted on Acast. See acast.com/privacy for more info...

Jun 20, 201917 min

The true cost of regulation, how to manage our spending habits and new payment card measures

How much are you really paying in your taxes to regulate the banks? Presenter James Pickford talks to Paul Lewis, Moneybox presenter about how much it costs to make sure the financial services industry doesn't break the rules. Next, we tell you how to keep your money plans on the straight and narrow. And finally, FT Money Mentor Lindsay Cook sings the praises of a payment card measure that is little promoted by banks but can be extremely effective for consumers. Hosted on Acast. See acast.com/pr...

Jun 13, 201917 min

Neil Woodford, YouTube millionaires and Rich People's Problems

Neil Woodford, the star fund manager who launched his own equity fund five years ago, was forced to halt withdrawals from his Equity Income fund last week - FT Money's deputy editor talks to investment reporter Kate Beioley about what went wrong. Next up, listeners hear how to become a Youtube millionaires, and what your choice of wristwatch says about you.  Hosted on Acast. See acast.com/privacy for more information....

Jun 06, 201920 min

Barbie turns 60 - but how big is her pension?

Barbie has had more than 200 careers over the past 60 years, including an astronaut, news anchor, fashion model and pop star. But what financial challenges does she face as she heads towards the Barbie Retirement Dream Home? Presenter Claer Barrett talks to Moira O'Neill of Interactive Investor and Michael Martin of Seven Investment Management, plus they debate common problems with inheritance tax and how to avoid a holiday rip-off.  Hosted on Acast. See acast.com/privacy for more informati...

May 30, 201916 min

Wealth managers, switching pension providers and where Britain's wealthy live

How are the UK's wealth managers tackling market turbulence? James Pickford, deputy FT Money editor, talks to Alice Ross about how the private banking industry is reacting to the changing needs of its clients. Plus - we delve into the reasons why some customers are waiting months to have their investments moved from one pension provider to another. And finally, where do Britain's wealthy live?  Hosted on Acast. See acast.com/privacy for more information....

May 23, 201918 min

National numeracy day - women and maths

In honour of National Numeracy Day we're looking at why so many women say they're less confident with numbers than men - and why this is a myth we're keen to bust. Bobby Seagull, the FT columnist and possibly Britain's most famous maths teacher joins presenter Claer Barrett to crunch the numbers. Next up Mike Ellicock, chief executive of the National Numeracy charity on the latest numbers quiz. And finally the founder of Boring Money draws some parallels between an aversion to maths and a lack o...

May 15, 201928 min

Equity release, shoddy customer service and the rise in customer complaints

Would you use your property to supplement your pension? Claer Barrett and guests examine the pros and cons of using equity release. Next, the FT Rich People's Problems columnist James Max talks about bad customer service, and finally, we analyse what people are complaining about.  Hosted on Acast. See acast.com/privacy for more information....

May 09, 201925 min

The Royal baby, women investors and inside the UK's debt crisis

As the world awaits the arrival of the Royal Baby, Claer Barrett and guests discuss finding an investment strategy for your child that's fit for a prince or princess. Plus - are women better at saving than men? Dame Helena Morrissey uncovers the statistics. And finally, we discuss what can be done to tackle Britain's debt crisis. Hosted on Acast. See acast.com/privacy for more information....

May 02, 201919 min

Merryn Somerset Webb on the rise of ESG investments

Are you investments taking on a green tinge? As climate change protests stop the traffic in London, interest in ethical investing is accelerating fast. FT columnist Merryn Somerset Webb welcomes greater interest from fund managers, but warns it needs to be more than "greenwash" to be effective. Plus Money Mentor Lindsay Cook dissects the problem debts of the wealthy, and as US markets hit a fresh record high. Artemis fund manager Simon Edelsten warns investors about the dangers of hubris. Hosted...

Apr 25, 201921 min

Maternity pay, online investors and the value of time

Despite changing attitudes in the workforce there are still bosses who wouldn't give you a job if they thought you were going to have a baby in a few years. Lucy Warwick-Ching talks to Mumsnet about the wide disparity in maternity and paternity policies among employers and gives listeners the chance to have their say. Plus - we hear from an "armchair investor" about the realities of trading from the comfort of your home. And finally Jason Butler tells us how to how to maximise the most of the pr...

Apr 18, 201923 min

A mortgage milestone and what Brexit means for investors

FT money deputy editor James Pickford is joined by Jason Hurwood of Nationwide to discuss the move by the UK’s second biggest mortgage lender into equity release, investment writer Kate Beioley says Brexit is prompting investors to hoard cash, and pensions correspondent Josephine Cumbo looks at new research exposing the costs of exiting a pension scheme. Hosted on Acast. See acast.com/privacy for more information....

Apr 11, 201918 min

The collapse of London Capital and Finance, climate change investing and buying a ski apartment

In light of the London Capital and Finance scandal the city watchdog is warning consumers about how some high-risk investments are marketed. Claer Barrett is joined by senior FT journalists Barney Thompson and John Gapper to assess what's gone wrong. Next up, could climate change provide a novelway to start a conversation about investment with your children? And finally our Rich People's Problems columnist discusses whether his ski apartment is good value for money.   Hosted on Acast. ...

Apr 04, 201923 min

Pension problems in the NHS, auto-enrolment and a new pet insurance product

Diagnosing pension problems in the NHS - an FT investigation has revealed that senior doctors and consultants across the country are turning down extra shifts through fear of landing themselves with punitive tax bills. Josephine Cumbo asks whether the pensions taper is bad for our health. Next up, she interviews Paul Lewis, the Moneybox presenter on auto enrolment schemes. Finally, she delves into the world of pet insurance products - did you know there is a fitness tracker for dogs? Hosted on A...

Mar 28, 201913 min

Financial advice for young people, crowdfunding and why Brexit has ruined my dinner parties

Think you're ready for a financial adviser but you can't find anyone to take your money? FT Money editor Claer Barrett talks to money blogger Iona Bain about why old fashioned advisers don't want young people's money. Next up, podcast guests chat about crowdfunding - how it works, the risks involved - and what a unicorn is! And finally, James Max is causing a stir with his topic of dinner party conversation. Hosted on Acast. See acast.com/privacy for more information....

Mar 28, 201921 min

Retirement planning, Help to buy and ageism in society

Are you ready for retirement? Claer Barrett, FT Money editor, and guests discuss the importance of financial planning - whether you're hoping to retire in 50 years or 50 weeks. Plus, first-time buyers get a boost from Help to Buy, but should the government consider aiming a tax break at the 'last-time buyers' to help more of them downsize? And finally, listeners hear from FT Money's new columnist - Jane Owen, whose debut column 'the invisible woman' rails against ageism in society. Hosted on Aca...

Mar 14, 201915 min

Isa special: Everything you need to know about Individual Savings Accounts

New research says it's possible for younger investors to build up a million pound Isa portfolio - and in this week's podcast Claer Barrett and guests tell listeners how to do it. Also, Kate Beioley talks about how freelance workers can use flexible Isas to smooth out the lumps and bumps in their income, and Moira O'Neill of interactive investor discusses how to set up a stocks and shares Isa. And last but not least James Max, FT Rich People's Problems columnist reveals what it's like to work at ...

Mar 07, 201929 min

Pension freedoms: the unintended consequences revealed

Have you cashed in your retirement savings under the pension freedoms rules? If so, are you one of the many UK pensioners who have found that the freedom to do what you want with your savings is not delivering quite what you had wished for? FT Pensions correspondent Josephine Cumbo debates the issues with fellow guests Steve Webb of Royal London, Claire Walsh of Schroders and Malcolm McLean of Barnett Waddington.  Hosted on Acast. See acast.com/privacy for more information....

Feb 28, 201923 min

How to crack your credit score

FT money editor Claer Barrett is joined by Money Mentor Lindsay Cook to discuss cracking your credit score – including why yours might be worse than you think – and Mike Tuckett from Transport for London, who shares some staggering stats about contactless travel. Bobby Seagull, of University Challenge fame also stops by to sound off about football signs.   Hosted on Acast. See acast.com/privacy for more information....

Feb 21, 201921 min

The fight for our data, good news for renters and final salary pension problems

From rental fees to who owns your financial data - the FT analyses this week's personal finance news and gives you the lowdown in downloadable form. Claer Barrett, FT Money editor, and guests discuss letting agency fees, 'made up' figures in a fintech advert and pension problems for the older generation.  Hosted on Acast. See acast.com/privacy for more information....

Feb 14, 201917 min

Six financial mistakes that women need to avoid

Presenter Claer Barrett and guests discuss what every female needs to know about her finances. From practicing 'financial self defence', getting started in investing and bridging the gender pay and pensions gap, this special edition of the FT Money podcast covers all these issues and more. Hosted on Acast. See acast.com/privacy for more information....

Feb 07, 201929 min

Are you facing a tax bill that is so large you can't pay it?

This special edition of the FT Money show is dedicated to examining the far reaching effects of the loan charge on 100,000 freelance contractors in the UK. Claer Barrett, the FT Money editor, and Emma Agyemang, the FT's tax reporter, talk to individuals facing huge tax bills, and get the inside story from independent tax experts and the politicians who are calling for the law to be changed.  Hosted on Acast. See acast.com/privacy for more information....

Jan 31, 201925 min

Finance tips for freelancers, insurance pitfalls and how to write the perfect 'to do list'

FT Money editor Claer Barrett on the latest finance tips for freelancers ahead of the tax deadline. Plus Paul Lewis, the Moneybox presenter reveals the hidden pitfalls of staying with the same home insurance provider year on year. And finally professor Elizabeth Emens on how tips to help you cross off more things on your financial to-do lists.  Hosted on Acast. See acast.com/privacy for more information....

Jan 24, 201928 min

Open Banking: what is it and how can you benefit from the new rules

FT Money Digital editor Lucy Warwick-Ching and guests discuss what open banking is, why it was launched and which are the best apps for consumers. Plus we delve into exactly why despite the hype around the launch, just one in four people have heard of open banking. Hosted on Acast. See acast.com/privacy for more information.

Jan 17, 201914 min

A stock picking competition, dealing with post-christmas debt and collecting coins

This week's bumper podcast offers listeners the chance to compete against the FT investment experts. Plus FT Money editor Claer Barrett talks to a man who quit his corporate job and took a huge change of career direction. Also on the show is Lindsay Cook, the FT's Money Mentor, on zero per cent credit card deals. And finally, as the Royal Mint launches a new range of collectible coins, we ask if they are ever a good investment. Hosted on Acast. See acast.com/privacy for ...

Jan 10, 201925 min

Financial New Year's Resolutions: How to manage your money in 2019

FT Money editor Claer Barrett and guest presenter Bobby Seagull of University Challenge fame present a special New Year's edition of podcast packed with tips and ideas for managing your cash in the year ahead, featuring the "financial resolutions" of a host of FT commentators  Hosted on Acast. See acast.com/privacy for more information....

Jan 03, 201925 min