Send us a text Start 2022 with a bang!! Make sure to review your existing business arrangements and legal requirements in 2022. And if you are one of the many Americans contemplating starting their business, you must ascertain that your business is set up properly and that you know your rights as a business owner. My special guest, Michael Safren, a business lawyer from Washington State will help you understand the law as it relates to your small business. Don’t miss this important live show bec...
Jan 08, 2022•37 min•Season 1Ep. 45
Send us a text If we learn anything about the pandemic during the past two years, it is to be prepared for the unavoidable. It is hard enough to have to deal with the pain, the grief, and the emotions that comes with losing a loved one. Just imagine how much more difficult such a situation can be you if you fail to plan your estate. Join me on Thursday at 5:00 pm PST; my special guest, AnnMichelle Hart will take you through the estate planning process. Don’t miss this important live show because...
Jan 02, 2022•24 min•Season 1Ep. 44
Send us a text Gender inequality in the workplace is not just a social or legal issue; it’s also a business one. SO, why is it that women only hold just 16.9% of board seats globally? Join me tomorrow at 5:00 pm PST. My special guest, Natasha Charles and I will be talking about Gender parity in the Boardroom; where do we stand now, will it ever happen and the importance of having a diverse Board. Here are some HIGHLIGHTS from this episode. 03:36 Women’s representation in the board room 04:47 why...
Jan 01, 2022•35 min•Season 1Ep. 43
Send us a text Sound investment made simple! My guest, Eric Dudley will show you that investing does not have to be complicated if done right. We will address the key elements you must know about this very simple investing approach. So, join Eric and me today at 5:00 pm PST, you cannot afford to miss it!! Here are some HIGHLIGHTS from this episode. 02:43 What is a three-fund portfolio? 03:27 The three components of a three-fund portfolio 05:08 What is an index fund? 06:46 What is asset allocatio...
Dec 18, 2021•28 min•Season 1Ep. 42
Send us a text Last week I talked about some aspects of financial readiness for 2022. This week I will add to the list of building blocks that you must consider to achieve financial wellness in 2022. Remember that “before anything else, preparation is the key to success.” Alexander Graham bell Join me every Thursday at 5:00 pm PST. I will continue talking about ways you can get your finances in shape for 2022. Here are some HIGHLIGHTS from this episode. 04:18 – Managing credit and debt 06:28 – W...
Dec 12, 2021•33 min•Season 1Ep. 41
Send us a text December is here already and before you know it, it will be January. Have you done a financial review yet this year? If not, start soon before the year slips away. Despite a tumultuous 2021, you must take some time to review different aspects of your finances before the end of the year and assess your financial readiness for 2022. Join me every Thursday at 5:00 pm PST. Today, I will look at ways you can get your finances in shape for 2022. Here are some HIGHLIGHTS from this episod...
Dec 03, 2021•28 min•Season 1Ep. 40
Send us a text HAPPY THANKSGIVING!! WE HAVE SO MUCH TO BE GRATEFUL FOR.. I will be sharing 10 TIPS ABOUT HOW TO HANDLE YOUR HOLIDAY SEASON SPENDING Here are some HIGHLIGHTS from this episode. 01:17 – Be grateful and thankful 04:04 – Holiday retail sales projections 05:09 – Are you financially ready for the holiday season? 05:51 – Plan your holiday season spending 06:30 – Only buy what you can afford 07:34 – Be strategic about your spending 08:22 – Reward yourself Support the show Connect with me...
Nov 30, 2021•11 min•Season 1Ep. 40
Send us a text As we are entering the holiday season, my guest, Eric Dudley, will reveal 4 important tips that will help you with your financial situation. Budget…Debt… Refi…Being a saver. Making your list and checking it twice, before spending money that you do not have. Join Eric and me Thursday at 5:00 pm PST, you cannot afford to miss it!! here are some HIGHLIGHTS from this episode. 04:26 Budgeting 10:31 Projected spending for the holiday season 13:27 Debt and how to control it 14:28 How to ...
Nov 20, 2021•31 min•Season 1Ep. 38
Send us a text Our money scripts are formed in childhood, shaped from both direct and indirect messages we receive about money from our parents, other significant people in our lives, our circumstances, our culture, and society as a whole. If we do not address them, they could wreak havoc in our lives. Here are some HIGHLIGHTS from this episode. 03:29 - What are money scripts? 05:23 – More about money scripts 10:10 – Money scripts developed through childhood 13:16 - Money scripts developed throu...
Nov 13, 2021•28 min•Season 1Ep. 37
Send us a text Have you ever been in an unhealthy and/or abusive relationship whereby isolation, low-self-esteem, cheating, dishonesty, jealousy, and fear are some of the signs? These feelings can also apply to the toxic relationship you have with your money. Join me every Thursday at 5:00 pm PST. Tomorrow, I will address how to recognize the signs of an unhealthy relationship, and how to improve your relationship with money. Here are some HIGHLIGHTS from this episode. 03:35 - What does it mean ...
Nov 05, 2021•26 min•Season 1Ep. 36
Send us a text The term digital assets refer to all the digital files and online accounts you own and use on your computers, phones, tablets, or other devices. Digital assets include social media accounts, digital photos, email, online financial accounts, software and copyright licenses, and many other types of less-than-tangible goods and services. Join me every Thursday at 5:00 pm PST. This Thursday, my special guest, AnnMichelle Hart, an Estate Lawyer from Washington State will educate us on ...
Nov 02, 2021•28 min•Season 1Ep. 35
Send us a text We will be talking about the practical side of money - INVESTING “proper” as they say. We will be looking at the above two investment strategies. My guest, Eric Dudley, an experienced holistic financial adviser will help you navigate through some investment essentials: Buy and Hold as well as Actively Managed investing. He will help you understand what they are, how they work and figure out whether or not they can be used in your retirement portfolio, in your kids’ college savings...
Oct 23, 2021•33 min•Season 1Ep. 33
Send us a text Your money mindset is a manifestation of your attitudes and beliefs about money. A positive money mindset can help guide your behaviors in an unusually powerful way, while a negative money mindset can produce equally negative effects. Make sure to join me tomorrow at 5:00pm PST on my Facebook page or group. ( merginglifeandmoney.com or financeconversations.com . I will be talking about your greatest asset, YOUR MONEY MINDSET and, I will also promote my upcoming workshop “Money Min...
Oct 23, 2021•25 min•Season 1Ep. 34
Send us a text Whilst the gap between men and women continues to narrow in many areas, it is important to look at some of the systemic factors affecting the progression of women today. Join me every Thursday at 5:00 pm PST. This Thursday, my special guest, Natasha Charles will be addressing factors such as imposter syndrome, gender pay gap, societal expectations, and access to venture capital funding. Here are some HIGHLIGHTS from this episode. 02:18 – The struggle continues…. 03:47 – The major ...
Oct 22, 2021•24 min•Season 1Ep. 32
Send us a text ESTATE PLANNING FOR THE NEWLYWEDS– What should you know about it? Your wedding day is one of, if not the, best days of your life. You get to commit to a lifetime of being with your spouse. After the honeymoon though, it’s time to start planning for one of the worst days of you and your spouse’ lives. It is crucial for a newly married couple to start the estate planning process as soon as possible after their marriage. Join me every Thursday at 5:00 pm PST. This Thursday, my specia...
Oct 07, 2021•23 min•Season 1Ep. 31
Send us a text Starting your own company is no easy feat and health insurance can be a major financial deterrent when you are considering going out on your own. It does not have to be; because Group Health insurance has a lot of advantages, one of the biggest one is the cost saving. Supplemental health insurance is also important as it provides extra protection that helps covered accidents and unexpected critical illnesses. It can also help pay for non-medical expenses that go along with an inju...
Sep 25, 2021•27 min•Season 1Ep. 30
Send us a text Long-term care refers to a variety of medical and social service choices available to meet the needs and compensate for the functional disabilities of the elderly who can no longer function independently. These choices consist of complex and diverse programs and services that continue to develop as the demographics of the world population change. In the US, the aging of the population and the forecasted number of people likely requiring long-term care cannot be understated. So, th...
Sep 11, 2021•26 min•Season 1Ep. 28
Send us a text Working moms are amazing jugglers who fulfill many roles, and each of these roles is a full-time job. Join me every Thursday at 5:00 pm PST. This Thursday, my special guest, Annie Siefa, founder, and owner of Siefa Bookeeping will share her strategies for keeping her family, her business and herself happy. Here are some HIGHLIGHTS from this episode. 01:27 Who is Annie Siefa? 04:03 Annie in her own words 06:48 How does this CEO achieve success at work? 08:30 How do you describe you...
Sep 05, 2021•23 min•Season 1Ep. 27
Send us a text An estate plan goes much further than a will . Not only does it deal with the distribution of assets and legacy wishes, but it may help you and your heirs pay substantially less in taxes, fees, and court costs. Join me every Thursday at 5:00 pm PST. This Thursday, my special guest, AnnMichelle, an Estate Planning attorney will be going beyond basic Estate Planning as she will be exploring the importance of Estate Planning at any age. Here are some HIGHLIGHTS from this episode. 03:...
Aug 27, 2021•23 min•Season 1Ep. 26
Send us a text The female economy is the world’s largest, fastest-growing market. Statistics show that women are creating and controlling more of their own wealth; they are “getting down to business”. Join me every Thursday at 5:00 pm PST. Today, I will be sharing the results of my research as it relates to women’s growing economic power. Connect with me on mariejocaesar.com Join my Facebook group financeconversations.com Support the show Connect with me: Instagram: https://www.instagram.com/the...
Aug 20, 2021•28 min•Season 1Ep. 25
Send us a text Women earn less, work fewer years, save more, live longer than their male counterparts and are more likely to spend their retirement in poverty. I will be exploring women’s vulnerability as it relates to their long-term financial plan. Here are some HIGHLIGHTS from this episode. 04:12 The gender wage gap drivers 07:13 Women earn less than men 09:16 Women live longer than men 11:31 Why are Boomers postponing retirement? 12:49 The pitfalls of retiring early 13:40 The benefits of wor...
Aug 14, 2021•23 min•Season 1Ep. 24
Send us a text It is time for women to break the money silence and engage in fearless money conversations. Join me every Thursday at 5:00 pm PST. This Thursday, I will be speaking about women ‘self-imposed limitations when it comes to talking about money. Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.tw...
Aug 07, 2021•25 min•Season 1Ep. 23
Send us a text It is Olympic season, and we can learn and be inspired by those great athletes when it comes to winning at money. Your financial journey is unique. Your goals are, too. When you recognize your relationship to money, a positive mindset can lead to positive changes—in more than just your financial life. It is all about your mindset and optimism, confidence and self-belief and goal setting and focus. Join me every Thursday at 5:00 pm PST. This Thursday, I will be talking about the co...
Aug 04, 2021•33 min•Season 1Ep. 22
Send us a text WOMEN AND THEIR FINANCIAL GOALS–Are they doing enough to be financially secure now and later? While women have made great strides as it relates to handling their finances, they are still too many falling short of having a holistic financial plan in place. Join me every Thursday at 5:00 pm PST and this Thursday, I will be talking about what is holding women back from making empowered life and positive financial decisions to achieve their financial goals. #shorttermfinancialplan #mi...
Jul 23, 2021•28 min•Season 1Ep. 21
Send us a text MJ Caesar and Special Guest Eric Dudley will be talking about one important tool that you MUST have in your financial toolbox: TERM LIFE INSURANCE. They will cover: What is Term Life Insurance Who is best served by term life products Details to look for in Term policies: How much is enough? What are Riders? What are living benefits? Here are some HIGHLIGHTS from this episode. 03:15 What is Term Life insurance? 03:55 When should you buy Term Life Insurance? 06:07 Who is best served...
Jul 17, 2021•29 min•Season 1Ep. 20
Send us a text While women and money have come a long way in the past 100 years or so, there still is a gap to close, not just in the earnings category but most importantly in the awareness, knowledge, and confidence to harness and manage money and finances with assurance. Join me every Thursday at 5:00 pm PST and this Thursday, I will be talking about why and how to control your finances. Here are some HIGHLIGHTS from this episode. 02:19 Why should you take control of your finance? 04:54 Take c...
Jul 13, 2021•29 min•Season 1Ep. 19
Send us a text Most women know how important it is to have good financial habits but how many are doing it? Join me every Thursday at 5:00 pm PST. This Thursday I will be talking about good money habits and financial health. Here are some HIGHLIGHTS from this episode. 03:32 Why are women stereotyped as being terrible with money 05:15 Does your gender determine your attitude towards money 06:24 Financial confidence 09:12 Why most women favor conservative investments 10:29 The big secret behind sp...
Jul 13, 2021•30 min•Season 1Ep. 18
Send us a text IT’S TIME TO CHANGE THE NARRATIVE AND PROMOTE A HEALTHY MONEY MINDSET It begins with overcoming the common limiting money mindsets that hold too many women back. As an example, far too often, divorcées and widows are financially unprepared to face these life changing events. Join me, MJ Caesar as I will be exploring the money beliefs that keep women sitting on the sidelines when they should be taking the reins of their financial destiny. Here are some HIGHLIGHTS from this episode....
Jul 13, 2021•25 min•Season 1Ep. 17
Send us a text “Where there is no vision, the people perish.” – Proverbs 29:18 You have a financial WHY rather or not you know it. Your financial WHY is the driving force behind living your best life with the money you have. Join me, MJ Caesar as I will look at the importance of your financial WHY and the impact it has on the way you choose to live. Here are some HIGHLIGHTS from this episode. 02:43 The WHY behind your financial decisions 04:28 Your WHY helps you navigate through life 07:41 Three...
Jun 23, 2021•20 min•Season 1Ep. 16
Send us a text Men out-earn women in both traditionally male-dominated and female-dominated professions, according to recent data from the Bureau of Labor Statistics (BLS). There are a number of reasons why the gender pay gap exists. Here are some HIGHLIGHTS from this episode. 01:23 What is happening in America? 03:56 What is a gender wage or pay gap? 06:54 Why are women earning less than men? 11:31 The motherhood penalty 16.14 Pay gap and race discrimination 19:54 Changes in the making 24:04 Pa...
Jun 23, 2021•31 min•Season 1Ep. 15
