Send us a text ARE YOU FAKING IT WHEN IT COMES TO YOUR FINANCES….. To others, you seem to have it together, you have a decent job, you have a relatively nice house or apartment, a couple of credit cards and (I do not mean 2, I mean a few like 4 or 5), some student loan debt, who doesn't right?? You have an awesome spouse, and you take your yearly vacation…. All things being equal, you got it going on… Like most, you are living paycheck to paycheck, and you are technically BROKE. Here are some HI...
Jun 23, 2021•35 min•Season 1Ep. 13
Send us a text FINANCIAL EDUCATION STARTS AT HOME Teach your kids the important financial lessons through show and tell. Lead by example. Teach them about how money works and the role it should play in their lives. Level with them about the limitations, realities, and details of the family budget. Like every parent you want the best for your kids, and you want to make sure that they can “hold their own” and make good decisions about what to do with their money. The sooner your kids begin to lear...
Jun 23, 2021•42 min•Season 1Ep. 12
Send us a text Being open about your finances and managing your money together have its benefits. It helps you build a stronger bond with your partner and helps you learn new ways to work together as a team. However, a recent study revealed that 67% of US couples argue over finances, and 60% do not like their partner’s spending habits. Here are some HIGHLIGHTS from this episode. 03:00 Be open about your finances 04:11 Money fights are not really about money 06:28 Have the important money convers...
Jun 23, 2021•47 min•Season 1Ep. 11
Send us a text Estate Planning is not JUST for the rich and the very old. Creating an estate plan is an essential task for every adult and understanding what an estate plan is and what specific kinds of issues your plan might address is the first step. Here are some HIGHLIGHTS from this episode. 03:05 You have an estate plan, and you don’t know it…. 05:41 What is estate planning? 07:33 What is an estate? 10:00 The importance of estate planning 13:25 The difference between estate taxes and inheri...
Jun 23, 2021•33 min•Season 1Ep. 10
Send us a text TAKE YOUR FINANCES TO THE NEXT LEVEL Let’s talk about all the money you can make without working. When it comes to investing, nothing will pay off more than educating yourself. Here are some HIGHLIGHTS from this episode. 06:42 The difference between saving and investing. 09:46 The most important type of risks you are likely to encounter when investing. 12:02 5 investment strategies you get to understand. 15:22 Most common types of investment. 19:20 Investment products 20:34 Expens...
Jun 23, 2021•38 min•Season 1Ep. 9
Send us a text In order to lead a peaceful and uncompromised life during retirement, it is essential to start planning and investing towards it as soon as you can. I will be sharing valuable information planning for and living in retirement. Here are some HIGHLIGHTS from this episode. 02:05 Why should you plan for the future? 04:38 3 keys to consider when preparing for retirement 04:51 Develop a retirement mindset 05:37 Visualize your retirement early 06:43 Schedule your retirement with your par...
Jun 06, 2021•35 min•Season 1Ep. 8
Send us a text THE 7 TYPES OF INSURANCE YOU MUST HAVE Insurance provides protection from financial loss and mitigates the risks that we all face at some time in our lives. As much as we would like to, we cannot eliminate risk from our lives, but we can manage it and mitigate it. I will be sharing valuable information about the need and importance of insurance. You will discover the 7 types of insurance you must have. #insuranceneeds #disability insurance #term life insurance #health Insurance #l...
May 17, 2021•34 min•Season 1Ep. 6
Send us a text How insurance works? - The various methods of risk management and How to develop your insurance plan? As much as we would like to, we cannot eliminate risk from our lives, but we can manage it and mitigate it. I will be sharing valuable information about the need and importance of insurance. You will discover that insurance is vitally important, and you will be able to buy insurance with confidence. #insuranceneeds #riskmanagement #premium #greatestasset #financialwellness #themer...
May 17, 2021•28 min•Season 1Ep. 5
Send us a text Saving is not the absence of spending. It is the intentional act of setting money aside for specific goals or purposes. And no matter where you are on your financial journey, you need to know that it is possible to turn your financial life around and start saving money. I will be sharing valuable information about the importance of saving. #savings #emergencysavings #retirementsavings #themerginglifeandmoneyshow #medicalsavings #educationsavings #mjcaesar Here are some HIGHLIGHTS ...
May 17, 2021•28 min•Season 1Ep. 4
Send us a text Why are you in debt? What are you spending money on? How much money are you making? Has your debt increased, or are you having trouble climbing out the debt pit, particularly out from under hefty interest payments? Are your expenses driving you further into debt? If you can relate, this show is for you. I will be sharing valuable information about how to go about eliminating your debt. #debt #budget #planahead #themerginglifeandmoneyshow #mortgage #studentloan #mjcaesar Here are s...
May 17, 2021•27 min•Season 1Ep. 3
Send us a text THE IMPORTANCE OF BUDGETING HOW TO CULTIVATE A BUDGET HABIT Budgeting is very important; it is the process of creating a plan to spend your money. A budget is a powerful tool as it allows you to determine how and where you want to spend your money, it keeps you out of debt or help you work your way out of debt if you are currently in debt. #budget #expenses #spending #income #side hustle #zero-base budget #themerginglifeandmoneyshow #mjcaesar Here are some HIGHLIGHTS from this epi...
May 10, 2021•21 min•Season 1Ep. 2
Send us a text Most people assume that their discomfort with money is caused by the amount they have and how they mismanage money, not realizing that most of their money dilemmas have to do with their feelings and what money means to them. The truth is that the road to financial wellness begins not in a bank but in your head. Here are some HIGHLIGHTS of the episode. 01:46 4 basics of financial foundation 05:06 Your financial mindset and the psychology of money 06:04 How to change your attitude a...
May 02, 2021•27 min•Season 1Ep. 2
Send us a text Are you that professional woman who is feeling anxious about money, and frustrated about her current level of financial success? Are you overwhelmed by your finances? Would you want to know what to do to feel empowered in dealing with your money and how to manage your financial resources effectively? Are you trying to bring about some clarity around your finances and figure out why you are not able to change your financial habits? Or Are you trying to figure out what financial suc...
May 02, 2021•17 min•Season 1Ep. 1
