What is your highest cost of doing business? People. How to find the right ones, how to make them productive, how to keep the best. We can help! What behaviors are you hiring? What behaviors do you want to hire? How will your new hires fit in the team they join? How will you align them with your culture and their team mates? How do your employees learn? What motivates them? How can you manage them for maximum engagement and productivity? How do you smooth cross functional behavior between sales,...
Oct 16, 2017•1 hr 7 min
Today's exciting podcast features John Hope Bryant, Founder, Chairman and CEO of Operation HOPE. David and John will dive into financial dignity empowerment as an approach to community uplift, creating an economy that works for all. Bryant has a new book recently released on 9/18/17 titled "The Memo: Five Rules for Your Economic Liberation." Don't miss these key points from today's podcast: 1. Financial dignity empowerment – transforming communities and growing the economy 2. Uplifting the Invis...
Oct 09, 2017•1 hr 3 min
With the mortgage market transforming at such a rapid pace, your company needs to be on board. Join David and Allen Pollack as they discuss the exciting events and products revealed at the 2017 National Mortgage News Digital Mortgage Conference in San Francisco, CA. Learn about new partnerships and opportunities; new technologies that help you think mobile first not just mobile ready; and digitizing the mortgage process through closings, disclosures, and data acquisition. This will be an informa...
Oct 02, 2017•1 hr 7 min•Season 1Ep. 1
Is your company prepared to serve the new emerging mega market? Between 2010 – 2025 there will be 17 million new household formations in the United States and 13 million will be from diverse segments of which 40% will be Latino! Join David as he talks with Maria Vergara, President of NAHREP Consulting Services (NCS), a marketing consulting firm specializing in the Hispanic segment and housing industry. Tune in to hear what you should be thinking about today to prepare for market growth. As norma...
Sep 25, 2017•56 min
Join David as he talks with Scott Augenbaum, Special Agent at the FBI. Scott has supervised the Washington D.C. Cyber Crime Fraud Unit and was responsible for managing the FBI's Cyber Task Force Program and Intellectual Property Rights Program. He also managed the FBI Memphis Division Computer Intrusion/Counterintelligence Squad in Nashville, TN. Scott has had the opportunity to provide hundreds of computer intrusion threat briefings with the goal of educating the community on emerging computer ...
Sep 18, 2017•58 min
I recently was able to connect and interview Joe Tyrrell, EVP of Corporate Strategy with Ellie Mae. As the executive in charge of Corporate Strategy, Joe is responsible for the company's product strategy, product management, corporate development, which includes all of Ellie Mae's M&A activity, as well as all business development, which creates and manages all relationships with companies with whom Ellie Mae chooses to partner. In this interview, you will gain insights to Ellie Mae's vision ...
Sep 13, 2017•29 min
You will be encouraged with today's personal story of courage from 9/11. Join David as he listens to C.J. De Santis retell his amazing story. C.J. is the Co-Founder & Managing Director at CounterPointe Energy Solutions and he will also discuss his macro view of housing finance in America pre-9/11, pre-housing crisis, and his thoughts on if we will ever return to the days where Wall Street played such a dominant role in providing liquidity to the housing finance system of America. Today's pod...
Sep 11, 2017•1 hr 7 min
Because an increasing number of mortgage originators are finding that using social media can be an effective way to originate loans, David Lykken invited Jessica Peterson of Simply WOW Agency to review some basics of social media "best practices", and Jeff Sellers, a TMS-Advisors media strategy consultant, to discuss things to think about when considering a social media advertising strategy. This fall, I am planning a 4 part series on using social media to originate loans and invite your input a...
Sep 04, 2017•40 min
Many of you are aware of the exciting formation of Finastra, the 3rd largest financial services technology company in the world. Today we are joined by its Global Head of Lending, Eric Cummins, to explain how Misys and D+H joined forces to create a diversified global financial software provider. Hear his ideas on the Mortgage Market along with important developments happening across our industry. This podcast will be “live” from Finastra’s “Perspectives” user conference in Orlando and promises t...
Aug 28, 2017•51 min
On today's podcast we invited Pete Mills, SVP of the MBA, to wrap-up our 8-week series on “GSE Reform” as well as give our listeners an update on “Transitional Licensing” for loan originators. We encourage our listeners to go back and listen to each one of the past seven podcasts on GSE reform. There's so much valuable and interesting information in each of the interviews on this very important topic. As normal, the first half of the program will feature, Joe Farr of MBSQuoteline providing you a...
Aug 21, 2017•1 hr 6 min
Our guests, Glen Corso and Scott Olson, who both run small lender trade associations, will talk about what small lenders want, and what they don’t want from GSE reform. As normal, the first half of the program will feature, Joe Farr of MBSQuoteline providing a rate & market update, Alice Alvey of Union Home providing a regulatory & legislative update as well as Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting our industry and Andy Schell, a/k/a...
Aug 14, 2017•1 hr 7 min
This is our 5th in a series of podcasts focusing on GSE Reform and on this podcast, David interviews Mark Jones of AmeriFirst Mortgage Banking Group. Mark will be providing a much more in depth perspective into why GSE Reform is so critical especially when it comes to loan servicing. Also, Mark will be sharing his take aways after meeting with US HUD Secretary Ben Carson and US Treasury Secretary Steven Mnuchin. You will NOT want to miss this podcast. As normal, the first half of the program wil...
Aug 07, 2017•1 hr 8 min
Our discussion on GSE reform continues again this week with a distinguished panel of industry veterans Joe Murin, the President of Ginnie Mae in 2008 & 2009, Jay Brinkmann former Chief Economist of the Mortgage Bankers Association (MBA) and Gary Ort who recently retired Texas Capital Bank (TCB) where he was the President of Mortgage Finance for the TCB. With over a 100 years of combined experience, this panel will bring a unique historical perspective to our ongoing discuss on GSE reform. Yo...
Jul 31, 2017•1 hr 6 min
Lykken on Lending is pleased to have Jim Parrott join us to discuss his perspective on the GSE reform, Jim is senior fellow at the Urban Institute and owner of Falling Creek Advisors, which provides financial institutions with strategic advice on housing finance issues. Jim spent several years in the Obama White House as a senior advisor on the National Economic Council, where he led the team of advisors charged with developing and defending the Administration’s on housing issues. Prior to his t...
Jul 24, 2017•1 hr 9 min
How should your business approach the GSE reform? Join David Stevens, President and CEO of the MBA, as he discusses the MBA's recommended approach to GSE reform, the last piece of unfinished business from the 2008 financial crisis. David outlines key principles and guardrails that should guide the reform effort and provides a detailed picture of a new secondary-market end state. Learn important industry breaking information that has the potential to help stabilize the housing market for decades ...
Jul 17, 2017•1 hr 4 min
Why is GSE reform important and why should small lenders support it? Bill Cosgrove, President and CEO of Union Home Mortgage and former Chairman of the MBA, gives listeners inside thoughts from a small-to-midsize lender. Bill was recently published in Housing Wire and he will take you on an important path to understanding GSE reform and what it can mean for your business. As normal, the first half of the program will feature, Joe Farr of MBSQuoteline providing a rate & market update, Alice A...
Jul 10, 2017•54 min
Are you looking for ways to build overall customer loyalty and product penetration? One of your most important and potentially neglected company assets is your current client database. Today's recorded interview with Brent Emler, VP of Sales at Velma.com, and Dan Sullivan, VP of Production at CAPED, discuss simple but innovative ways to leverage your current customer relationships to drive mortgage Volume regardless of market conditions. Big data is an overused and intimidating term. Leveraging ...
Jul 03, 2017•56 min
In this SPECIAL PROGRAM, David Lykken sits downs with JONATHAN CORR, President & CEO of Ellie Mae. In this interview, you will hear Jonathan talk about the keys to their consistent and successful growth. Jonathan talks about the importance of a positive corporate culture, having a clear mission and vision of what they want to accomplish and much much more. As you listen to this important and timely interview, you will gain insights into why Ellie Mae has been so successful and the reason why...
Jun 28, 2017•33 min
The key to success of any business is to monitor and manage to achieve the results you desire. On today’s show we have our industry roundtable along with a vibrant discussion about new ways to monitor and measure RISK with our good friend Jack Nunnery, Executive VP of Texas Capital Bank. We will cover the following topics: Current and projected conditionsKey risk indicators (KRI’s)Technology advancements and their impact Don’t miss this important show! As normal, the first half of the program wi...
Jun 26, 2017•59 min
Have you been looking for the secret to both a successful business and marriage? David Luna joins David Lykken today to reveal that simple but effective secret: great communication! Just as communication is important in your personal life to grow in relationship, it can be a successful tool as a CEO. From public speaking to interpersonal skills, David Luna lays out tips for success and growth that will help you build your business and your relationships. David Luna also gives an innovative persp...
Jun 19, 2017•1 hr 6 min
Have you been searching for ways to improve the relationship between lender and borrower? Join David as he discusses some new and innovative ideas with Co-Founder and CEO of Sales Boomerang, Alex Kutsishin. This is the first time in history that the lender/originator can be the one to deliver good news to his/her turndowns. Mortgage companies can recover tens or hundreds of millions of dollars in missed loan volume annually as well as offer better customer service to borrowers by giving them acc...
Jun 12, 2017•56 min
The challenge today is no longer getting your message out. There are more channels than ever: Blogs, Twitter, Instagram - the list goes on. The real challenge for all of us is getting your message in—getting your hyper-distracted audiences to take time to engage with you. So what works? During this segment, Founder and CEO of Mindset Digital, Dr. Debra Jasper, will discuss: why now, more than ever, you need to write and present with clarity and impact (think SOS -- short, organized and skimmable...
Jun 05, 2017•59 min
In this volatile environment, has your business created a sound Emergency Operations Plan? David Lykken is joined by Jeff Sellers of Emergency Management Solutions as they discuss how to effectively prepare for emergencies. Emergency Management Solutions provides security audits, NIMS compliant emergency operations plans, consulting and staff training. When it comes to security, experience matters. Jeff has worked with Homeland Securityand has over 30 years security experience. www.emergemcy-ms....
May 29, 2017•33 min
How willing are your employees to go above and beyond the call of duty? Join David as he has an interesting conversation about employee engagement with Earl Ameen and Sara Russell of Beyond Ten. Learn how you can impact both sides of the work force. For employees, they can feel more fulfilled at work, like what you do actually matters in the big scheme of things. For employers and business owners, it boils down to key performance indicators, one of which is retention. Don't miss this strategic a...
May 22, 2017•1 hr
Join David and Ari Karen as they discuss some important developments related to Dodd Frank and the CFPB. As normal, the first half of the program will feature, Joe Farr of MBSQuoteline providing a rate & market update, Alice Alvey of Indecomm Global Services providing a regulatory & legislative update as well as Paul Muolo of IMF News & Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting our industry and Andy Schell, a/k/a "Profit Doctor" shar...
May 15, 2017•56 min
Are you looking for a new, untapped opportunity as a mortgage lender? This week’s hot topic will feature the Inspiring success story of Jason Madiedo, the largest Hispanic mortgage lender in the nation. The Hispanic demographic is the only one in the U.S. that saw its homeownership rate increase in 2015, according to the State Of Hispanic Homeownership Report, published annually by the Hispanic Wealth Project in conjunction with the National Association of Hispanic Real Estate Professionals (NAH...
May 08, 2017•1 hr 8 min
As the housing economy continues its transition to a purchase market, working efficiently with settlement agents will become an increasingly urgent priority for lenders. How efficient are your closing and post-closing processes? Nancy Alley, VP of Strategic Planning for Simplifile, explores how automating settlement agent collaboration throughout the origination process — from the start all the way through post closing — delivers almost immediate ROI to lenders. Strong settlement relationships n...
May 01, 2017•1 hr 1 min
If you are looking to sharpen your leadership skills or are new to leadership, this podcast is for you! Gary Ort, of Texas Capital Bank, shares personal insight into how to become a more effective leader and build leadership skills within the mortgage banking industry. Gary Ort joined Texas Capital Bank in 2008 and today serves as the President of Mortgage Finance. His leadership has been a one of the main drivers behind Texas Capital Bank’s success in the Mortgage industry. Prior to joining Tex...
Apr 24, 2017•59 min
What’s ahead for mortgage insurance and the lenders who rely on this important mortgage finance tool? With interest rates rising, a new Administration in place and many changes underway, the MI industry is also undergoing a major restructuring that will impact the housing industry for years to come. For April 17’s “Hot Topic” segment, I’m joined by David Gansberg, President and CEO of Arch MI, which is now the industry leader in the wake of its parent’s acquisition of United Guaranty. David will...
Apr 17, 2017•1 hr 7 min
When it comes to Correspondent Lending, not much has changed in decades... that is until NOW! Our guest on today's broadcast is JACK NUNNERY, Executive Vice President of Texas Capital Bank (TCB). Last week, TCB announced that they are launching a new correspondent lending "Mortgage Correspondent Aggregation" (MCA) business. Jack along with Gary Ort has been responsible for TCB's Warehouse Lending operation. They recognized that there was an unusual opportunity to create within the correspondent ...
Apr 10, 2017•1 hr 9 min