Before you get a Pet make sure you have money in your budget and free time in your life. Check out Millsway.com store for my products and check out Amazon.com for my Books. Also if you are looking to buy or sell Real Estate anywhere Nationwide let me help you find a Real Estate Agent to help you. Have a great day from the Millsway.com family
Sorry but I have no crystal ball that will give you the magical amount you need to retire on. But if you would ever come over to our house, I could show you our years of projections and actuals. As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainment only If you want to explore more if buying a home in Arizona or anywhere in the United States is r...
Help.. When will this end. Insurance costs are going up way more than inflation. Have you checked what your next Insurance premium will be? As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainment only. This article does have some affiliate marketing links in it to help cover some of our expenses. It cost so much to live now a days. LOL If you want...
Airlines not being friendly
We all have many choices every day. We can make choices to help us have less stress and more time. We can make choices to help our finances or income coming in. It is up to us and no one else. Like some people say that there aren’t any free lunches out there. OK, sometimes people do buy us a free lunch. LOL As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is fo...
No one likes to lose and we hate to lose money. We know Investments can go up and down and some times we sell them for a loss. But when it is something outside of an investment then it is no fun. As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainment only. This article does have some affiliate marketing links in it to help cover some of our expen...
When to Retire Isn’t that the magical question people have that isn’t retired yet? When to Retire? Some may ask how much money do I need to Retire on? Some may ask how many years will my money last. I have no crystal ball. As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainment only. This article does have some affiliate marketing links in it to h...
If you have young kids without a Cell Phone this podcast may give you some thoughts to think about. If you have a Cell Phone maybe then you may want to take a look at a Mirror and see if maybe some of these could apply to you. I know I am far from perfect when it comes to my Cell Phone. Even though I grew up in the Era of no cell phones. We used pay phones a lot to call friends if we weren’t at home. We also remembered phone numbers of friends and family. Sometimes I wrote phone numbers down in ...
Why do we put things off for the future? The future is not guaranteed for any of us. We do have today and can live it to the fullest. I am guilty at times coming up with excuses why to put something off for the future. Normally it has money as the main excuse, or a lack of money I feel at times. As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainm...
We have so much to be grateful for every day. I start out each day thanking God for all the things I am grateful for. 2023 for our family was a busy year and a fun year for sure. For me it always is extra special when it is financially a good year also which it was. As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainment only. This article does ha...
You may be asking why I am talking about Brock Purdy today when I am a Minnesota Vikings. The reason I want to talk about him is the Financial Freedom examples he seems to be doing to show our boys more real-life examples. Sometimes kids like to follow other people than their parents. Is that crazy or what. LOL As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This i...
Who wouldn’t like to make some extra money to pay our bills off or to take a big trip next year? Most people could always use some extra money for something. I know we would never turn down some extra money. LOL As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainment only. This article does have some affiliate marketing links in it to help cover s...
Happy Thanksgiving! Today is a day most people say things we are grateful for. Too bad Thanksgiving wasn’t everyday so we could tell everyone how grateful we are for the people in our lives. But if it was Thanksgiving everyday I may weigh over 500lbs. LOL As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainment only. This article does have some aff...
Each year it seems that they start Christmas Sales even earlier than the previous years. So, it is important to have a Christmas Budget in place now or you may find yourself spending more than you wanted to due to all the temptation from all these sales. We used to have Black Friday Sale the day after Thanksgiving and then after that, specials rolled in. Then came Cyber Monday sales after Black Friday Sales. Now in Arizona they have been starting Black Friday sales weeks before Thanksgiving. Cra...
This time of the year the weather is awesome. Especially if you are from the Midwest where most of the courses are closed for the season. If you have the money and love to golf then golf prices probably don’t matter much to you. As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainment only. This article does have some affiliate marketing links in i...
I can’t wait is a common thing we say around our house. Like “I can’t wait till Christmas” or “I can’t wait till we go to Hawaii next summer”. It is fun to have things to look forward too. We love the excitement of having plans for the future. But it can keep us from living for today. As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainment only. T...
Why do we need to think about doing Death prep when we are alive? It is for our loved ones not us. For myself I want to make it as smooth as possible for Darlene when I die. Back in the days when I sold Life Insurance so many people didn’t want to talk about the day they die. One guy told me that his wife could get remarried so her and the kids would be fine. If he would die early all she would be left would be a pile of debt and the stress of finding a job since she was a stay-at-home mom. As a...
Misery loves company some people say. Some people feel that they have failed because of the challenges they are having with their teenagers or adult kids. Let me tell you that you didn’t fail. We all have challenges that come up daily and we have different paths that we can choose to take. There is no book of the perfect paths to take even though some people who never had kids feel they know it all. What ever path we take with a situation we have to know there is consequences of any choice we ma...
October for our Crypto Portfolio has been more promising. But as I know invested in Crypto Currency. I believe it will be around and keep growing in our lifetime. Crypto is very volitive and there is a lot to invested in Crypto Currency. I believe it will be around and keep growing in our lifetime. Crypto is very volitive and there is a lot to learn about it. It seems to keep changing, growing and expanding. Now we are seeing more Virtual Gaming, NFT’s to Digital Real Estate that is built with C...
Should Taylor Swift and Travis Kelce get a house together in Kansas City to spend more time together. You may be saying who cares and tired of reading about them in the news. But buying a house with someone you aren’t married to is becoming more popular now a days with how expensive home prices are and rental apartments monthly prices are high also. Let me know your thoughts about this blog and let me know of others you would like me to do in the future. I feel we can all learn from each other. ...
As you know I am a fan of a good story and when it has to do with personal finance. I wish this story ended better but one positive thing we can get from this story is the experiences and memories they shared together through their journey. Last Saturday at golf I was told this story from a friend of mine that I am going to share with you. I am no medical expert but at golf we got talking about how some people react when their Doctor tells them they have only a certain amount of time left to liv...
Who doesn’t want to find their Perfect home? If you have the time and resources, you could do it yourself. Searching for the perfect home can be an exciting yet daunting task. With countless options available and various factors to consider, it's crucial to have a reliable and efficient home finder tool at your disposal. Today we will explore the features and qualities that make up the perfect home finder. Whether you're a first-time buyer or a seasoned homeowner, this podcast will help you stre...
People can sell their homes by themselves if they want to do the leg work and learn what they need to do to sell it. Some people may hire a lawyer to help them with the paperwork or hire a service to put it on MLS. Before I became a Realtor, I used Real Estate Agents to help me buy and sell my homes and Investment properties. I used them because I wanted the most money for my properties and wanted to sell them quickly. That is why I hired full service and Realtors to market my investments. Each ...
If you don’t know our story of how we ended up in Arizona let me tell you. It started about 9 years ago and we were living in the Midwest and finished up a really cold and gloomy winter. We said let’s pick a place to live at that we would want to retire at someday. So, we made a list of several warm states and decided on Arizona. Darlene liked Arizona for the Dry Heat for her bones and joints. I liked it for Golf all year around and lower taxes. We also wanted to move before the kids were in Hig...
Over the years I have used both Pre-Qualified and Pre-Approved letters in the past when I was making overs on homes to live in or Investment properties. Of course, now a days I am a fan of Pre-Approved since it can speed up the buying process and being pre-approved for an exact loan amount with a written commitment letter. As always, I am not giving you any Financial Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainmen...
Not everyone is ready to sell their house but they may be in the future. I know for myself I have moved many times. In the last 10 years I have moved 4 times. We do plan on staying in our current house but we never know what our future may bring us so we are always ready in case we would need to sell our house. We keep it like we tried to have our Grocery Stores look when we were in the business. As always, I am not giving you any Financial Advice and you should seek advice from your Professiona...
Today we are going to talk Real Estate News. I know the world is always changing and everyone has their own opinion. Some people are negative and think it is doom and gloom and others say things are doing great. Darlene and myself aren’t looking at selling anytime soon but we do enjoy how our house has gone up in value. We hope our boys will purchase a house when they move out instead of paying high rents and not having anything in return after those rent payments. They need to get their finance...
More and more kids are living at home after High School and College. Even with a College Degree it can be challenging to buy a house. Rents in a lot of places around the country are really high so it may be a huge challenge for them to rent their own place and save enough money to buy a house someday. As always, I am not giving you any Financial Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainment only. Don’t give up ...
I was reading something in the past that talked about Mark Cuban and how after he made a lot of money from selling off one of his businesses, he still wanted to live like he was in college. I like reading about Mark Cuban and Elon Musk. Elon Musk is another person who lived simple early on. Rumors are he is back to living simple again. Who knows for sure. But they both have very inspiring stories for anyone who wants to reach their financial freedom goals. As always, I am not giving you any Fina...
Over the years my wife and myself have talked about if it would be better for us to Rent out a place to live or to own a House. Seems like after we get hit with a big house repair expense, we say we should rent. Then when we have rented in the past and they do a big yearly rent increase we say we should be owning a house. We can’t win. LOL, we feel for our situation in the long run we are way ahead on owning houses than not. But everyone has different situations and needs or what they can handle...
