Have you ever thought about moving to Arizona? Why did we move to Arizona? Listen to the Podcast to find out. If you want to know about Arizona Real Estate give me a call, I am a Realtor in Arizona. As always, I am not giving you any Financial Advice and you should seek advice from your Professional Advisors to see what is best for your situation. This is for entertainment only. If you need a Real Estate Coach or Mentor just shoot me a email at bruce@millsway.com . If you need helping buying or ...
Dec 02, 2022•9 min•Season 1Ep. 105
Becoming a Real Estate Agent. Become a Paid Subscriber to Live 4 Podcast Becoming a Real Estate Agent can be a very rewarding career path or business opprotunity. But it can be a challenge for some getting started. In this Podcast I will cover some of the things I did to get my Real Estate License. I know there was times during school I wonder if I would even pass the school exam. Some things sounded so foriegn to me. But I made it through the school and passed the state exam also. Each state co...
Nov 21, 2022•11 min•Season 1Ep. 105
Pay Off Your Own Debt and don't count on the Government or someone else to pay it off for you. Check out my books on more on this subsject. Check out all my Published books on Amazon.com. Here are a few of them: Money Secrets - https://www.amazon.com/dp/B088GKF2TM Richer Living - https://www.amazon.com/dp/1695676815 Wake Up - https://www.amazon.com/dp/1694989585 Money Secrets book now on Audible – Here is some links to the book on Audible. Audible First Link - Click Here Please enjoy MONEY $ECRE...
Sep 22, 2022•17 min•Season 1Ep. 104
My Dad was awesome by not living by Excuses. Excuses everyone can come up with easily for sure. It is easer to come up with an excuse why we can’t take action towards what we want. We will do almost anything to avoid taking Action because we think of it as work. But instead, we should think of the consequences of not taking Action and you will find it will be worst. Our kids are the best at having excuses why not to take action. For instance, if you don’t take time for your Finances you may end ...
Jul 03, 2022•13 min•Season 2Ep. 1
Topics Covered : Ukraine War Retirement Crypto Update 2% Withdraw Inflation Retirement Number Working Plans Sources of Income Marriage And More Remember that the information in this Podcast is just what we do or our views. It is not for you to follow. You need to do your own research. We strive to Invest daily towards our Financial Freedom. Also, if you don’t have a stomach for the up and downs of Investing it may be safe to hire a Financial Planner to manage your Investment’s. We do like Crypto...
Mar 16, 2022•16 min•Season 1Ep. 101
Writing a book has been something that people say they want to do over starting a Podcast. I would say about for every five people that tell me that they want to write a book someday only maybe one says they want to start a Podcast. Maybe more people are shy and would rather write down their words rather than saying them out loud? Most people that ask me how to write a book or how to start a podcast never do. I know everyone has their own stories they could share but most people don’t take actio...
Dec 14, 2021•14 min•Season 1Ep. 100
Gas prices are so high here in Arizona. I bet they are high where you live also. To add insult to injury is that our one car uses Premium Gas which is priced the highest here in Arizona. Our Gas expenses is way up for the year over last year. As we all know Inflation has affected pretty much all areas of our lives. Our Grocery prices have gone up here also. So, we try to do anything we can do to save money on our household spending. Especially with our two boys that seem to always be eating. I k...
Dec 13, 2021•15 min•Season 1Ep. 99
We currently are using four different Phone apps to Mine for Free Crypto Coins and one being a Virtual Property trading game that I will tell you more about later. There are a lot of different ways to Mine for Crypto. Some taking Investing a lot of money into computers and more. I have not dove into that yet because I am wanting to stay low cost and half way safe in Crypto Mining. The sites we use are free and easy to use. As my normal disclaimer you should do your own research into Crypto and s...
Dec 12, 2021•17 min•Season 1Ep. 98
Most people enjoy Birthday Celebrations. Are you able to have a special Birthday and stay with in your Budget? With social media we see our friends or others throw these large Birthday celebrations and may feel like we need to do the same or even more to show our loved ones how much we love them. One thing that social media doesn’t show us when they post these large Birthday Celebrations is there Financial Situation. Maybe they have no Budget? Maybe they are in debt? Maybe they have no Financial...
Dec 10, 2021•12 min•Season 1Ep. 97
Christmas time there are so many temptations all around us from TV, Internet, Radio, Ads in the Paper and more. We have feelings that maybe we didn’t get enough for our kids or maybe we should buy something for our friends. Darlene and myself seem to always buy stuff a week after we said we were completely done shopping. Crazy. LOL We aren’t perfect at all. We have bought many gifts this year after we said we were done shopping for the Christmas season. Also, we bought gifts this year for people...
Dec 09, 2021•12 min•Season 1Ep. 96
November was a good month for our Crypto Portfolio but we know any day it can drop a huge amount. That is why we have no more than 5% of our Net Worth invested in Crypto Currency. I believe it will be around and keep growing in our lifetime. Crypto is very volitive and there is a lot to learn about it. It seems to keep changing, growing and expanding. Now we are seeing more Virtual Gaming, NFT’s to Digital Real Estate that is built with Crypto Currency. As always, I am not giving you any Financi...
Dec 07, 2021•22 min•Season 1Ep. 95
As a young professional trying to find their footing in the world, you are bound to face challenges. However, the path to success involves tackling these challenges head-on and becoming the best version of yourself. While there are no set guidelines that can guarantee success, this article by Mills Way takes you through a few important steps you can take to become financially and professionally stable in your life. Thanks, Julie Morris for the above great info. You are good. Mills Way is more th...
Dec 03, 2021•19 min•Season 1Ep. 94
Become a Paid Subscriber to Live 4 Podcast Darlene and myself was talking about how many gifts do we really remember from our pasts. Especially most people don’t remember anything before age 6 because our Brains aren’t fully developed yet. We talked about even if we could remember what we got 10 years ago. Also, what gifts have we got in the past that we even use today. I see these young parents with little kids going way over board on gifts and parties for the kids. Will the kids ever really re...
Nov 06, 2021•11 min•Season 1Ep. 92
Become a Paid Subscriber to Live 4 Podcast What are your Values when it comes to Family, Work, Kids to life? We all probably have different Values and you may not agree with my friends’ views or mine but we hope to get you thinking. To possibly take a look at your situation and ask yourself is it me or them. If it is them then do you want to continue this pattern or take another route. The choice is all yours since you can’t change others, you can only change yourself. When seeing what my close ...
Oct 29, 2021•12 min•Season 1Ep. 90
Helping your senior parents downsize and move can come with exciting adventures and unanticipated difficulties. On one hand, you know your parents will thoroughly enjoy a smaller home that fits their physical requirements, as well as having more money and time for fun. On the other, you know the move will require a significant amount of effort. Between the complications of the housing market and challenges of sorting through an attic filled with memories, there is no shortage of work to be done....
Sep 13, 2021•14 min•Season 1Ep. 88
Become a Paid Subscriber to Live 4 Podcast We have all probably heard the important lesson of living on less that we make. Some say “Less is More” or “Living Simple” could also be names for a Minimalist Lifestyle. Myself I prefer to call it “Simple Living”. So I will call it that off and on during this podcast. I just don’t want to confuse you. LOL Any of my friends can tell you I am so excited about helping people reach Financial Freedom and their personal goals. There is no one path to reach F...
Sep 08, 2021•18 min•Season 1Ep. 87
I know over the years we have family learning lessons. A lot of the lessons we had recapped and put in our book called “Money Secrets to Make You Rich”. But you are now almost 20 and 16 years old and you are going to be going out into the world with us to have family learning time with you. Please know Mom and Dad love you both a ton and we will always be here for any advice or as a sounding board for you both. It is your time now to take action for your future. We can talk about it all we can b...
Aug 27, 2021•19 min•Season 1Ep. 85
Become a Paid Subscriber to Live 4 Podcast Haven’t you learned so many things over the years from different people. Maybe it was a class in school or a book you read that gave you something good to help you be more successful in life or less stressed in life. My Live 4 Podcast Subscription plan is just $1.99 per month or $23.88 per year. That is like one less Big Size candy Bar a month. That’s it and it is better for your health I would guess than that Candy Bar. LOL Over the years I have been b...
Aug 25, 2021•12 min•Season 1Ep. 84
Governments and people alike are nervous I would be because anything thing that is unknown or not normal can make people nervous. Our protective walls go up and say stuff like “That won’t Work” or “That is a Scam”. Some of my friends think I am crazy and that I should run away from Digital Currency. Think back in 1983 when people heard that someday every body would have a computer in their house. LOL I thought they were crazy. I missed out on investing early on into the future of Computers and S...
Mar 25, 2021•18 min•Season 1Ep. 85
We seem to live in the world of scams now a days. There was probably many scams back when I was a kid but now that I have kids they seem to be coming out of the woodwork. We just try to prepare our kids of possible scams so they may not lose money in the future due to a scam. Scammers if they would use their skills for good they could probably make a good living. I have friends that have been scammed by repairman scam, e-mail scams to fake girlfriend from Russia. Some scammers make it look so re...
Mar 18, 2021•18 min•Season 1Ep. 81
Bitcoins have been talked about a lot in the news and online. Some people are scared about it and some people are excited about it. One of my friends called it in nice terms a very risky investment. Myself I could see it being a mainstream currency. I actually invested in a Credit Card company that deals with Bitcoins. My boys are more open to Digital Currency than the guys I golf with. An example of Bitcoins becoming more stream line is a good article by Steve Kovach from CNBC back on 2/8/21. H...
Mar 11, 2021•17 min•Season 1Ep. 80
Bitcoins have been in the news big time over the last few years and stories of how people got super rich. I do have to say that I once had a lot of Bitcoins that I had earned back over ten years ago. I didn’t take it serious and forgot about them. There codes are on an old computer that is no longer around. Also, I have not been able to log into my old email account. Ughhh I could be worth many millions of dollars easily by my memory of how many coins I had. Now I use Coinbase to store my coins ...
Mar 04, 2021•18 min•Season 1Ep. 79
Our boys are good boys and we are very proud of them and love them to death. But they still worry me that they may not be Financially Free in the future because of their lack of Action towards Money and Education. Like is hard and even harder if you don’t have money. We constantanly tell them they need to live with the Consequences of their Choices they make. In Robert Kiyosaki book called “Retire Young Retire Rich” he said that “Alan Greenspan, chairman of the Federal Reserve Board, recently sa...
Feb 25, 2021•19 min•Season 1Ep. 78
We like to point out to the boys all the time the people that are rich and famous but yet living frugal lifestyles. Our boys like to put these youtubers to Tik Tok kids up on a pedestal because they drive fancy cars and live in these big houses. They watch videos of these people throwing money away to friends and family like its water. We try to bring up to them what would happen to these people if it is real life if You Tube or Tik Tok would quit paying them. I tell the boys there is nothing wr...
Feb 18, 2021•15 min•Season 1Ep. 77
The more questions we ask the more we learn about Social Security to help us with our Retirement Projections. My Dad and myself got talking about what happens when once spouse dies how much the other spouse gets then from Social Security for monthly payments if they are both retired. We hope we never will need Social Security to get by on but it looks like for our situation that it will be part of the money we will need to keep our current lifestyle. We hope to live long healthy lives so we will...
Feb 04, 2021•17 min•Season 1Ep. 75
Recently we took our car in for an Oil Change and the Store Manager came out to the sitting area and gave me a long list of repairs the car needs. It was over $3,600. I said to him that the cars value isn’t much over that. When the shock wore off, I told him I was going to hold off for now. When I got home and started looking up Used Cars that had less miles than my car did it looked like I would need to spend over $15,000 easy to get the same model car but maybe 8 years newer and maybe 80,000 l...
Jan 21, 2021•17 min•Season 1Ep. 73
Hope you had a fun New Year’s Eve and New Years Day. I am excited that it is 2021 and all the new opportunities we have this year. It would be hard for 2021 not to be way better than 2020. As many people know a lot of things can happen to a family in a short period of time. Last year we saw COVID-19 mess up peoples lives in so many ways. For instance, some businesses had to shut down and some never reopened. Which caused a lot of people to lose their jobs and probably their only source of income...
Jan 07, 2021•18 min•Season 1Ep. 71
Christmas is tomorrow and then we start a new year in just seven days. Are you looking forward to the holidays or are you feeling down? This time of Year, can be hard for people depending on what their situation is and what has happened in their world in the past. For myself when I am watching Christmas and Holiday shows on TV it can get me down really easy in the past. Even today there is times that it can get me thinking of the past but now I have some ways to help me get to a better mood. We ...
Dec 24, 2020•14 min•Season 1Ep. 69
There are a lot of different philosophies on the subject of if you should stay in the market through the up and down times or not. Some of my friends say they get out when it is high and then buy when it is low. They swear they make a ton of money doing it that way. Yet, I don’t have a crystal ball on when the Stock Market is at around the top and not going any higher. I would have felt bad jumping out of the Stock Market when it was even at 20,000 and then waiting for a crash. I would be missin...
Dec 10, 2020•12 min•Season 1Ep. 67
We have taught our boys to shop around for the best Financial Planner that they like. We have told them to do research on different Financial Planners from what they charge and more. We want them to feel good about who they work with and are able to talk with them comfortably. If they do choose one to work with, we prefer Free of course or if they do pay, then to pay a fixed cost. I have talked to people that pay a percentage of their holding to a Financial Planner. Some paid from around $5,000 ...
Dec 03, 2020•13 min•Season 1Ep. 66
