This week Joe Neff from NewDay Solutions talks about the importance of just asking for what you want. In this episode KT and Joe discuss: · The power of asking for discounts, clarification, and change at work. · How you are your best advocate · How asking can be the road to compromise Key Takeaways: · Be prepared for things not going your way· Figure out what your time is worth· Asking for someone’s time could be one of the most valuable requests you’ll ever make. Quote: “You’re spending a whole...
Sep 04, 2019•35 min
In this episode KT discusses: · Parents under the sports scholarship illusion · Odds of landing a “free-ride” scholarship · Non-traditional sports scholarships for Women Key Takeaways: · Think of sports scholarships as a “nice subsidy” · Sports and studying are both full-time jobs for your student· Help your child find scholarships, you wouldn’t promote your 16-year-old to CFO Quote: “The idea of a free ride academically for one of these other (not football or basketball) collegiate sports is a ...
Aug 28, 2019•15 min
In this episode KT discusses: · A new way to think about what and why you’re renting storage· Storage is costing you more than monthly rent· Ideas to help you get rid of these possessions Key Takeaways: · Storage is a $39B/Year Business· There are many reasons why people rent storage units· Storage facilities could be a great investment Quote: “Think about taking things off your 2020 expenses by using (your time) now to get rid of it.” – KT If you have any topics you’d like to see covered in fut...
Aug 21, 2019•18 min
In this episode KT discusses: · What lead up to the current trade war· How China’s and the United States strategies differ· How it affects your personal economy Key Takeaways: · Trade war could be keeping interest rates down· Now is the time to buy appliances or refinance· What it could mean for your financial security Quote: “I’m not here to talk about the politics (of a trade war). It’s pretty important to understand how this might matter to you as a U.S. consumer.” – KT This is our 100th epis...
Aug 14, 2019•20 min
Show Notes: In this episode KT discusses: · The history of prescription drug ads on TV· How the prescription drug industry works· How much more Americans pay at the pharmacy compared to the rest of the world Key Takeaways: · Find a good healthcare hacker· Talk to your doctor about options· The “charity partner” fallacy Find deals on prescription drugs at https://www.goodrx.com/. This website is mentioned in the show, but it’s not a paid endorsement. Quote: “We all know on some level the prescrip...
Aug 07, 2019•18 min
In this episode KT discusses: · How her family is handling an aging mother· Using doctors to your advantage· The importance of a family meeting Key Takeaways: · Getting along with your siblings in this situation is important· Offer to help, not take over (depending on your situation)· Find an elder care planner or lawyer specializing in elder care Quote: “Remember, helping out isn’t taking over. Growing old is an undignified process. Don’t make it worse.” – KT Click here to reach KT See KT’s int...
Jul 31, 2019•34 min
In this episode KT discusses: · The 30% Rule· Advice for first time home buyers· The truth about Private Mortgage Insurance (PMI) Key Takeaways: · Your apartment choice matters· Strategies for saving while your renting · Don’t think starter home, think 5-year home Quote: “Homeownership isn’t supposed to be renting with a real estate tax bill. You’re actually supposed to be able to build equity in your home. Live there. Make it what you want over time and stay there.” – KT Click here to reach KTS...
Jul 24, 2019•22 min
In this episode, KT discusses: · The travel website competition myth· Ways to book a better flight or hotel stay· The power of peer to peer businesses Key Takeaways: · The travel industry is worth $1.6 Trillion · Travel Websites vs. Booking Direct· Creative ways to save on Restaurants when traveling Quote: “You think you’re wheeling and dealing (on a travel website), but the reality is most of the time you’re doing business with the same big company.” – KT Click here to reach KT See KT’s intervi...
Jul 17, 2019•23 min
In this episode KT and Jeanna discuss: · Taking the leap to build your business· The challenges of a subscription business· Focusing on your target buyers Key Takeaways: · Turning a social media following into a business isn’t easy· Ethics is important in all business· You can be right, but still be wrong Quotes: “I think social media has painted a very pretty picture of how easy it is to launch a business, nut what you don’t know is what they are doing to allow (their business) to grow.” Jeanna...
Jul 11, 2019•41 min
In this episode KT and Patty discuss: · Designing the lifestyle you want to live· Finding your audience· Focusing on your target buyers Key Takeaways: · Seven questions you should ask when you meet someone· Turning networking into nextworking· Tips for the social media challenged Quote: “At the core, what is the lifestyle you want to live? – Patty Farmer If you’d like to subscribe to Marketing, Media and Money Magazine click here. To learn more about Patty Farmer and her services click here. Not...
Jun 26, 2019•33 min
In this episode KT and Jeanna discuss: · The disconnect between employers and candidates· Why many Millennials struggle during one-on-one job interviews· LinkedIn’s role in job recruitment Key Takeaways: · Each generation in the workplace communicates differently· The best time to find a job is when you don’t need a job· The art of getting yourself ready for your next job Quote: “Your career is always evolving. It’s really critical that you think about your career holistically.” – Jeanna McGinni...
Jun 21, 2019•32 min
In this episode KT discusses: · All the fees you pay and don’t think about· What industries are the biggest fee predators· The fees you can and can’t change Key Takeaways: · The average American family spends $3,400/year on fees · Pick a category a month to focus on· The trick behind “drip pricing” Quote: “When the day is done, this is your money you’re simply just giving away for the right to go fast. You can decide how much speed you want to buy.” – KT Click here to reach KT See KT’s interview...
Jun 14, 2019•29 min
In this episode KT discusses: · The Fear Continuum · Option Strategies for Investors· What Summer Does to the Markets Key Takeaways: · The different ways to own stock· Don’t own a stock until “the very end”· Watch out for “building fear” Quote: “We all understand the market is a series of ups and downs, except we all really love the ups and nobody really likes the downs.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TVConnect with KT Thomas: http://ktsmoneymatt...
Jun 07, 2019•24 min
In this episode KT and Ashley discuss: · The importance of social media marketing· Having a social media strategy· Where to focus your social media efforts Key Takeaways: · The five biggest mistakes of social media· Results take time· Consistency over frequency Quotes: “Often times people think social media will get you more sales, grow your business instantly, but really social media is just one piece of the marketing pie.”- Ashley “Twenty-five years ago, you could start a business by hanging a...
May 31, 2019•29 min
In this episode KT discusses: · What a unicorn company actually is· If unicorns are actually “rare”· Unicorn hype reminiscent of 1990s .com boom Key Takeaways: · Market value ≠ Profitability · The pros and cons of companies going public· The difference between Lyft and Pinterest’s IPO strategies Quote: “I know there are unicorn hunters out there. What I would say to you is just be careful and make sure you’re not buying a heard of horses.”- KT Click here to reach KT See KT’s interview on C-Suite...
May 24, 2019•18 min
In this episode KT discusses: · The state of the real estate market· Advice for buyers· Advice for sellers Key Takeaways: · The power of the Home Equity Loan· What today’s home buyers and Gen X have in common· Don’t get Real Estate FOMO Quote: “(Young Homebuyers) think about financial stability, choice and flexibility in their lives, they think about managing overall costs, they want to be able to change if it’s not working.” - KT Click here to reach KTSee KT’s interview on C-Suite Network’s Bes...
May 17, 2019•28 min
Show Notes: In this episode KT discusses: · Success with photographer and entrepreneur Raya Al-Hashmi · Finding your drive· Adopting the “there’s no plan B” mindset Key Takeaways: · Remove the layers to find your authentic life· How to find your “light”· Artists need to figure out what they are worth Quote: “If you want to reach heights of success, you have to commit to moving forward in a way that feels authentic and real to you.” – Raya Al-Hashmi Connect with Raya through her website and Insta...
May 09, 2019•36 min•Ep. 87
In this episode KT discusses: • Her take on Sen. Elizabeth Warren’s student debt relief plan • Event vs. Education • The hidden cost of college you don’t think about Key Takeaways: • Americans have $1.4 trillion in student debt • Big colleges have tax-exempt status • Parents share some of the debt blame Quote: “The root of the problem is college tuition has been growing at twice the rate of inflation for more than 25 years.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Bes...
May 03, 2019•15 min•Ep. 86
In this episode, KT and Joe Neff from New Day Solutions discuss: • Short term vs. long term goals • Finding your “monthly nut” • Enjoying the fruits of your labor Key Takeaways: • Start with the basics • Find ways to gamify savings • The importance of tracking every dollar “It’s time to take inventory and see where all the bodies are buried. Who owes what. How much does it cost? How much are you paying in interest? How much is your take-home pay really?” – KTClick here to reach KT See KT’s inter...
Apr 26, 2019•41 min•Ep. 85
In this episode, KT discusses: Going through the financial “Junk Drawer” How “financial life” slows down in the spring Taking a “minimalist” look at your finances Key Takeaways: Know how the new tax laws affected you A $2,000 tax refund might be too much The simple trick to keep your financial paperwork in order Quote:…In this episode, KT discusses: Going through the financial “Junk Drawer”How “financial life” slows down in the springTaking a “minimalist” look at your financesKey Takeaways: Know...
Apr 19, 2019•19 min•Ep. 84
In this episode, KT discusses The ins and outs of franchises as a business with Brian Grogan and Brent Hillerich of Crescent Franchise Solutions: The number of franchise opportunities in the United StatesThe advantages of franchisingThe costs of franchising besides capital Key Takeaways: There are many franchising opportunitiesFamily issues could pop up when it comes to sell or wind down the businessBanking and financing relationships are important in franchising Quote: “If you can think of a bu...
Apr 11, 2019•28 min•Ep. 83
In this episode, KT discusses: Who makes better money decisionsWho’s more impulsive with investment decisionsHow you can be a part of the show Key Takeaways: KT’s 24-hour ruleThe importance of a “talk me off the ledge” conversationWomen manage $14 Trillion in assets Quote: “Why is it important for women to be good at money? It’s important because 80% of women will die alone.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmone...
Apr 05, 2019•15 min•Ep. 82
In this episode, KT discusses: Understanding the difference between balance transfer offers The mystery of the credit score Using balance transfers as a strategy to pay off your debts Key Takeaways: Pay attention to the term of the offer Always go for 0% Factor in the balance transfer fee Quote: “With every yin, there’s a yang. Someone offering something slightly different for you to try to figure out.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TV Connect wi...
Mar 29, 2019•17 min•Ep. 81
In this episode, KT discusses: New vs. Used Leasing vs. Buying Brands with the highest customer satisfaction vs. lowest Key Takeaways: More work, more money when selling your car How to buy your next car for cash. See KT Episode 72. Advice for “Car Keepers” Quote: “We’re going to take 7-8 pages of information and try to consolidate a checklist of what you need to know before buying your next car.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT ...
Mar 22, 2019•22 min•Ep. 80
In this episode, KT discusses: The reason why debt grows The real cost of your mortgage, auto loans, credit cards, and other debts The importance of budgeting Key Takeaways: Why Americans have so much debt Selling Pennies, charging Dollars Use technology to track your money Quote: “Debt is an American pastime.” – KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmoneymatters.com/ Purchase KT’s book- The Hardworking Woman’s Guide to...
Mar 15, 2019•29 min•Ep. 79
In this episode, KT discusses student loan debt strategies with Tammy Symons CFP, New Day Solutions: American students are $1.5 Trillion in debtMost loans are due six months after graduationPaying them back is a challenge for people starting their careersKey Takeaways: The difference between subsidized vs. unsubsidized loansWhat you need to know about forbearanceHow parents can help students pay off loans while in schoolKnow your repayment options, including forgivenessQuote: “You are either goi...
Mar 08, 2019•29 min•Ep. 78
In this episode, KT discusses: Interested in a Money Makeover? Fill out the form here: https://ktsmoneymatters.com/contact/ Remember you can remain anonymous, but your story will be broadcast Special Needs Trust vs. ABLE Accounts Key Takeaways: Both Special Needs Trusts and Able Accounts have distinct advantages ABLE Accounts are more cost-effective, good for care expenses Special Needs Trust are a good long-term solution Resources: http://www.ablenrc.org/ https://www.autismspeaks.org/ Quote: “A...
Feb 22, 2019•16 min
In this episode, KT discusses: If tipping is an obligation or a gratuityHow much the average American tips a yearNot all tips are equalKey Takeaways: Amount you should really tipHow the restaurant industry relies on your tipWhat servers, bartenders, and baristas makeQuote: “[Money] that goes down this path is money that could be used for anything else you might need to accomplish financially.” - KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thom...
Feb 15, 2019•17 min•Ep. 76
In this episode, KT discusses: Cybersecurity threats are out there than you think knowNobody is immune to an attackPassword securityKey Takeaways: There is Opportunity in the threatMore victims fall to cybersecurity threats everydayCompanies are passing their cybersecurity costs to youEasy password creation tips Quote: “Cybersecurity and doing a good job managing it is expensive.” - KT Click here to reach KT See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://kt...
Feb 08, 2019•18 min•Ep. 75
In this episode, KT discusses: - The "sweet magic" of making a living - Being open to opportunity - The in's and out's of minor league baseball management Key Takeaways: - When opportunities arise, you should take them. - What is nice vs. what is necessary - Know your audience - Always strive to do better and be better "The first day you say you're 'all that' is the first day of your demise." — Mike Ramshaw "What am I willing to do to get the work that I want--do the work that moves me?" — KT Th...
Feb 01, 2019•28 min•Ep. 74
