“You have to ask yourself are all these sites actually helping me find the best flight for me.” - KT In this episode, KT discusses: Not all travel sites are created equalWhat to consider before you book your next tripTravel discounts may come with a high costKey Takeaways: Sometimes it pays to pay a little extraBundling is the keyDon’t fall for the all the extra add-onsWhy Tuesdays and Saturdays matter when travelingClick here to reach KT See KT’s interview on C-Suite Network’s Best Seller TV Co...
Jan 25, 2019•24 min
In this episode, KT discusses: The importance of economic take.Protecting your credit.Getting smarter with your everyday spending.Look at your income and then look at how you’re going to manage your expenses. Key Takeaways: Look at what the financial numbers mean to you, not just what the numbers are.Freezing, then unfreezing, your credit isn’t as difficult as people make it seem.Premium gas versus regular unleaded gas.If you can’t afford the 4-year car loan, you probably can’t afford the car. "...
Jan 18, 2019•25 min•Ep. 72
In this episode, KT and prior guests discuss: Year end review and new year resolutions.Deciding what matters most to you at different times in your life.Being on the right ladder.How to be one of 3/10 businesses that succeed.Creating and consistently executing a plan – either personal or business – with specific, measurable goals. Key Takeaways: Having a drive and a supportive team behind you will lead you to success.It’s better to be on the bottom of the right ladder, then the middle of the wro...
Jan 11, 2019•38 min•Ep. 71
In this episode, KT and Jennifer D discuss: Making the decision to change careers to achieve fulfillment. The effects if mindset in making choices that guide our lives. Uplifting people to help them be courageous and take risks. Investing money into non-profit and investing in your community in a sustainable way. Key Takeaways: Taking care of your mind, body and spirit keeps you focused, especially in a career you love. Having an adventurous spirit when going out into our lives makes us more ope...
Dec 27, 2018•34 min•Ep. 70
In this episode, KT and Karil discuss: What entrepreneurs have in common. The phases of starting and growing a business. Understanding where your market is before you go all in on your business. Different types of investors.Key Takeaways: You have to be willing to fail – if you don’t try it, you will never succeed. You learn more from your failures than you do from your successes. Get as much feedback as possible at all stages of your start up. Money is more than green."I really believe in entre...
Dec 20, 2018•31 min•Ep. 69
In this episode, KT discusses: 9 easy steps to better manage your finances.The importance of organizing your mail and financial information.Taking care of your bills and upgrading your cyber-security.Where to keep your physical money.Key Takeaways: Open your mail when you have time to read it, then read it.Take proper care in disposing of your mail.Use phrases that make sense to you as your password – but don’t use the same password for everything.Don’t click on links in emails asking for person...
Dec 13, 2018•10 min•Ep. 68
In this episode, KT and Tammy Symons discuss: Planning for winter recreation and spending.Knowing the type of person you are, what you like to do and don’t like to do, and how often you will do those things.Buying verses renting your equipment.Doing your research ahead of time instead of winging it on your trip. Key Takeaways: Don’t just assume the season pass is the best option, especially if you will only be going once or twice during the year.Buy your season passes early, you will often get a...
Dec 06, 2018•23 min•Ep. 67
In this episode, KT and Tammy Symons discuss: Balancing your investments.Knowing your objective, your comfort level with risk, and the timeframe of your money.Dollar cost averaging.How your instincts might lead you astray in finances. Key Takeaways: Buying low and selling high will not always make you money.Money you need now should be invested differently than money you need for retirement several years down the line.Good, professional investors are wrong about 30% of the time – you’re going to...
Nov 29, 2018•26 min
In this episode, KT discusses: The sound bullets of FIRE – the hot new topic in financial planning.How the perspective on lifestyle has changed spending over the years.How the economic climate effects the rising generations.Who is retiring at 50 and why.Key Takeaways: Sometimes things fall apart, and if you’re not careful, you can fall apart too.Don’t get too far ahead of yourself financially.People tend to spend more money in the first few years of retirement than they did when they workedThere...
Nov 22, 2018•17 min•Ep. 65
In this episode, KT discusses: What the Lifetime Customer Value number is.How technology has allowed companies to know who is valuable to them over time.The types of shoppers and how companies see those individuals.Ways to increase your customer value score.Key Takeaways: What type of a shopper are you? A grinder or a loyal shopper?If you are a hassle, your customer value score will decrease.Nobody knows what the algorithm is for the customer value score for any particular company.It’s not just ...
Nov 15, 2018•20 min•Ep. 64
In this episode, KT and Tammy Symons discuss: Knowing where you are and understanding your need for budgeting.Steps to budgeting and prioritizing your goals.Utilizing the tools around you, reputable apps, bank or credit union tools, etc. to your advantage.Being thoughtful about one-off decisions and discretionary funds.Key Takeaways: There’s more to budgeting than making a bunch of money.Pick your goal for your budget first, you don’t want to create an additional liability in the future.Give you...
Nov 08, 2018•37 min•Ep. 63
In this episode, KT and Meg Myers Morgan discuss: Negotiations are tied to value, not just money.Challenges Meg has faced in gaining the successes she has had.Being willing to negotiate and ask for the things you want.The biggest hurdles women give themselves.Key Takeaways: Plan for what you know you have in front of you and make room for what you want in the future later.Don’t make up a story about how things may go, just get started.Clarity is key – know exactly what it is that you want when g...
Nov 01, 2018•24 min•Ep. 62
In this episode, KT discusses: What Black Swan Events are and how they can affect the world.How Mortgage Changing (mortgages changing hands from one bank/lender to another) has changed over the last 20 years.How the 5 Black Swan Events of the last 20 years have changed how people spend money and invest.Things KT sees as potential risks in the future.Key Takeaways: If you own something that’s worth less than what you paid for, you have two options: stay and pay or write it off and go.Pay attentio...
Oct 25, 2018•20 min
In this episode, KT discusses: How long 6% savings might last after retirement.Retirees are now living longer than they have before and how that has changed the way we must look at retirement.Ways to shore up your retirement.Things you can do now to make sure you are handling your money now to give you the best retirement possible.Key Takeaways: People that make a lot of money tend to be better savers, but they also continue to be a bigger spender.Start saving now and start increasing what you s...
Oct 18, 2018•15 min•Ep. 60
In this episode, KT and Tammy Symons discuss: The benefit of paying off your mortgage versus investing your money.Some of the factors to consider when you’re going into retirement.The historical pattern of mortgage interest rates over the last 10+ years and how it is changing now.The pros and cons of some of the ways in which you can use your investments to pay/pay off your mortgage.Key Takeaways: There is no one size fits all answer to financial questions regarding your home.Going into retireme...
Oct 11, 2018•26 min
Marty Sink – CASA of New Hampshire In this episode, KT and Marty Sink discuss: How to start a charity and those things Marty didn’t know until she had started.What CASA of New Hampshire does and how it helps children and families in the community.How CASA of New Hampshire grew and how it has changed since it’s originally start up.Ways to get involved with CASA of New Hampshire. Key Takeaways: Surround yourself with people who have some of the expertise that you don’t have and be willing to rely ...
Oct 04, 2018•27 min•Ep. 58
In this episode, KT and Leena Patidar discuss: How the Coin Up App works, the transparency of the app, and how the app got started.How to get the Coin Up App and the cost for someone to enroll.Leena’s original involvement and why she decided to get involved in charities.Creating a new way, a new form, of giving that can be done at your level.Key Takeaways: The Coin Up App is spare change in a jar gone digital and going to charity.The donor has control of the donation, gets credit for it, and get...
Sep 27, 2018•23 min•Ep. 57
In this episode, KT and Sylvie di Giusto discuss: What an image consultant is and what they do.How what you do on social media is just as important as what your appearance says about you.Ways to show your individuality while keeping with your professional image.Managing your image for long-term, not just today. Think about where you want to be, then present yourself as that now with your appearance and communication skills.Key Takeaways: There are three things you have to consider: what do you w...
Sep 20, 2018•25 min•Ep. 56
In this episode, KT discusses: How the market trends in August due to vacations.Diversifying and risk and how it worked with the market this year.Why people don’t sell even when prices are high.What stock buy backs are, why they matter, and how it is effecting the markets this year.Key Takeaways: 71% of the S&P500 return was generated from only 4 companies – Amazon, Microsoft, Apple, Netflix.Staying in stocks is not the same as buying stocks.September and October tend to be the worst months ...
Sep 13, 2018•19 min•Ep. 55
In this episode, KT and Joan Kuhl discuss: The day to day barriers that hold women back in business.The benefits of women’s conferences.The power of drive-time education.Being willing to embark on learning journeys with those in your company, and keeping the doors of communication open regarding these topics. Key Takeaways: Having a positive mindset can influence all aspects of your life, personally and professionally.Think about networks as a movement possibility, not just a connection group.Ne...
Sep 06, 2018•27 min•Ep. 54
In this episode, KT and R. Shawn McBride discuss: Multiple forms of partnership and how to make sure they will workDon’t be afraid to talk about the contingency plansThe importance of getting it in writing – a handshake agreement isn’t typically a good ideaWays to figure out if the partnership is actually working – to know if it’s a good partnershipKey Takeaways: The key to a good partnership is understandingHave the uncomfortable conversations early onDiscuss The 4 D’s: death, disability, divor...
Aug 30, 2018•36 min•Ep. 53
In this episode, KT and Julie Ann Sullivan discuss: Julie Ann’s story and how she got to where she is todayHow to decide where and when to use your time as we all have a limited number of hours in the dayHow to use virtual assistants to make the most use of your time on the things you find the most interestingKnowing yourself, what you like, and what you don’t like is crucial. It allows you to assess your priorities and your own hierarchy of importance.Key Takeaways: You always want to work on p...
Aug 23, 2018•28 min•Ep. 52
We've been told that certain podcast platforms had some technical issues with Episode 49, Lisa Keslar, so we decided to post it again as a bonus episode so no one missed any of this amazing content. In this episode, KT and Lisa Keslar discuss: Buying the insurance that makes sense for you and your family.Types of questions people should be asking their agents.Finding the best possible coverages.What insurance you should have if you're worried about being sued. Key Takeaways: Your agent should al...
Aug 20, 2018•35 min
In this episode, KT and Tammy Symons discuss: What the The Family and Medical Leave Act is and how people can use it.Having a cash reserve and understanding if it is enough money.Protecting yourself if you get sick.Understanding the benefits of The Family and Medical Leave Act. Key Takeaways: The The Family and Medical Leave Act is not a paid leave, but it does protect your position, although this does change depending on your company/state.You can take up to twelve weeks in a twelve-month time ...
Aug 16, 2018•22 min•Ep. 51
In this episode, KT and Tammy Symons discuss: What to expect to spend in back to school shopping.Recommendations to fund for school shopping.Tips for getting back into the routine of school.Setting goals for what you want to accomplish.Key Takeaways: Set a dollar amount of what you're willing to spend before shopping.You can help teach your kids about money through back to school shopping.Set goals and write them down so that you can accomplish the goal.Break down what's important to you and you...
Aug 09, 2018•27 min•Ep. 50
In this episode, KT and Lisa Keslar discuss: Buying the insurance that makes sense for you and your family.Types of questions people should be asking their agents.Finding the best possible coverages.What insurance you should have if you're worried of being sued. Key Takeaways: Your agent should always be checking to make sure you are on the right plan.Look at quote differences and decide if you're willing to pay the difference for higher coverage.Your agent should be more like your partner.Every...
Aug 02, 2018•37 min•Ep. 49
In this episode, KT and Tammy Symons discuss: · The drive to want to continue to climb in your career · Deciding what your life matters, and acting on it · Figuring out if you're on the right path of life, and if you're not how to get to the right place · Sharing information that you've learned outside of the workplace Key Takeaways: · You have to have a good support team to truly succeed in life · It's important to work with someone who has a large amount of knowledge · Make a plan to accomplis...
Jul 26, 2018•28 min•Ep. 48
In this episode, KT and Tammy discuss: The money that goes into vacations and your vacation budget Only spending what you can afford on vacation Knowing what your purchase includes When to buy the cheapest airplane tickets Key Takeaways: Find hotels that have kitchens so that you don't have to go out to dinner every meal of your vacation Decide what's worth it when buying items on vacation Vacation traveling websites don't have all the airlines on them, so do some of your own digging around Tues...
Jul 19, 2018•31 min•Ep. 47
In this episode, KT and Jay Healy discuss: What is more recommended, fixed or adjustable ratesWhat first time home buyers want to be thinking aboutNo Doc loan's and the impact of themFiguring out how much mortgage you can actually affordKey Takeaways: You have to know what's going on with interest ratesSee how your home fits in with your future plansDon't look at homes that are over your budgetEverything is based off of debt to income ratios"Look at the numbers first. Then you can make the decis...
Jul 12, 2018•43 min•Ep. 46
In this episode, KT and Julie Reisler discuss: If you're not taking care of yourself on the inside, you can't be your best self on the outsideTaking the leap to start a new campaignHow being an entrepreneur shapes your financial decisionsself-actualizationKey Takeaways: Listen to your gutDon't jump into something without being preparedYou put ceilings on yourselves, and it's unnecessaryYou have to learn to love yourself, instead of using shame"You've got to really spend some time and energy into...
Jul 05, 2018•28 min•Ep. 45
