Paying off debt is essential to getting back on track with your finances. Not only will you remove a large expense every month, but the mental freedom is priceless. That’s exactly what Whitney did by working two jobs and sticking to a tight budget. By being intentional and mindful of her spending, she was able to pay off all her debt and now owns a personal finance business. Her business now makes more money than her full-time job, which means she now gets to live on her terms and work on her bu...
Jan 24, 2018•38 min•Season 1Ep. 29
When developing a solid financial plan, it’s important to look at how you can generate the most income while being conscious of your spending. Marcus and Rich from the Paychecks and Balances podcast aim to help people look at both sides of their balance sheet, their income and their expenses. I really enjoyed interviewing Marcus and Rich as we covered a variety of topics such as how to; negotiate pay raises, pay off debt and the importance of being able to enjoy yourself while on your financial ...
Jan 17, 2018•54 min•Season 1Ep. 28
Chris Guillebeau is on a mission to help people start their own side hustles so that they can create more security, freedom and opportunities in their lives. Side Hustles are becoming more and more the norm nowadays as people look for a way to supplement their job with extra income. These hustles consist of building an asset with the purpose of providing some kind of return and benefit to a customer. Chris is currently on a 100 city tour and gives regular talks on the process of creating side hu...
Jan 10, 2018•32 min•Season 1Ep. 27
The simple wealth formula can be defined as Income -Expenses = The Gap. You use the gap to get ahead in your finances by paying off debt, saving more and investing more. Essentially, you want to increase The Gap as much as possible in order reach your goals faster. But that's not all there is to the Wealth Formula. There are other silent but important factors needed in order to make it really work for you. You can call these factors, the secret sauce. Without focusing on these factors, reaching ...
Jan 03, 2018•37 min•Season 1Ep. 26
Now that Christmas is officially over, how did you do? Did you go over budget or stay within budget or are you afraid to even check? In this week's podcast episode, I'm talking about how to start preparing yourself for next year's holiday season right now and then I dive into how to identify which of the four common money problem(s) you have and how to fix them. Next week on January 4th at 9pm EST, I'm holding a free LIVE MasterClass/Webinar called: How To Have Your Best Financial Year Yet- Tips...
Dec 27, 2017•30 min•Season 1Ep. 25
It’s the perfect time look back and reflect on your finances and do a year-end review. In today's podcast, I'm discussing the 4 things you should set goals around in 2018, which are: Income Expenses Saving/Investing Habits I'm also giving an update on where we ended up with our 2017 Savings/Investing goals. In my 2017 Mid-Year update , back in May we had saved and invested about $53,200. By the end of the year, we ended up saving/investing $84,100 talked about which is about $9,000 less than the...
Dec 20, 2017•36 min•Season 1Ep. 24
Millennials are often mischaracterized as being lazy and wanting things handed to them. I can’t tell you how far from the truth that is, especially when it comes to Gwen & J from the FIRE Drill Podcast who came on the podcast today to talk about pursuing FI and the different aspects of paying off debt and being financially stable. Both bloggers have their own informative and successful blogs that share their specific paths to FI and are set on inspiring others to do the same. I’m also super impr...
Dec 13, 2017•43 min•Season 1Ep. 23
Bola Sokunbi of Clever Girl Finance is on today's podcast sharing how investing in herself and starting her own business led her to the path of Financial Freedom. Bola is a Certified Financial Education Instructor, an expert on everything money and founder/CEO of Clever Girl Finance, a website, and business to help women manage their finances to talk about just that. The talk I had with Bola was very inspiring, especially since I'd one day like to turn Journey To Launch into my full-time busines...
Dec 06, 2017•36 min•Season 1Ep. 22
Today’s podcast is an interview with the amazing Hilary Hendershott. Featured in the Wall Street Journal and Forbes, she is a Certified Financial Planner and podcaster who advises women when it comes to managing their finances. It was my pleasure to interview Hilary because I’m a big fan of her podcast, Profit Boss Radio and she really knows her stuff as you’ll be able to hear in the interview. Here are the main topics we talk about in this episode: Hillary’s financial troubles Her personal fina...
Nov 29, 2017•40 min•Season 1Ep. 21
I decided to finally record a podcast with my biggest supporter and the silent partner of Journey To Launch, my husband. Not only will you get to know me a little better because I'm giving you more of a sneak peek into my personal life but it may also help you think of ways to talk to your partner about finances. Here are just some of the things we discuss: His personal relationship with money and what he did and didn't learn from his parents about money growing up How he felt when I first told ...
Nov 22, 2017•44 min•Season 1Ep. 20
What is Financial Independence and how can you reach it? Today I sit down with the guys from the Choose FI podcast to talk about the pillars of Financial Independence (FI) and the practical steps you can take to attain this goal. In today's episode with Jonathan & Brad, we talk about the following: The backgrounds of Jonathan & Brad from Choose FI and what prompted them to get off the hamster wheel Jonathan graduating with $168,000 in student loan debt and how he paid it off What FI is and how d...
Nov 15, 2017•56 min•Season 1Ep. 19
Money is one of the leading causes of stress and issues in relationships. Whether you are dating or married, getting on the same financial page with your partner is crucial to accomplishing your overall life goals. On today's podcast, I'm talking with Elle Martinez from Couple Money. Couple Money explores how couples can build their finances together and just won Best Family Finance Blog at the 8th Annual Plutus Awards. In today's episode with Elle, we talk about the following: Why Elle started ...
Nov 08, 2017•53 min•Season 1Ep. 18
In today's solo episode, I'm sharing the lessons I learned from attending FinCon 2017 last week in Dallas. FinCon is the annual conference where all of your favorite personal finance bloggers, podcasters, YouTubers and money nerds get together to learn, share, network and grow their businesses. This was my first year attending FinCon and I couldn't be more happy with my experience. Not only did I get to meet some of my amazing past guests in person but I also got a chance to meet and network wit...
Nov 01, 2017•28 min•Season 1Ep. 17
As a single mom, Naseema McElroy has a fascinating financial journey story. She went from owning 5 properties to losing it all in the real estate crash to pursuing a career in nursing. Eventually, her nursing degree allowed her to secure a high paying job but she was in tons of debt and still broke. In this interview with Naseema, we discuss how she was able to forge on in the midst of financial hardships, divorce and becoming a single mom. Her drive and resilience allowed her to bounce back fro...
Oct 25, 2017•38 min•Season 1Ep. 16
Is early retirement possible with kids? How is it possible to live a $100,000 lifestyle on a $40,000 budget? Through careful saving and planning, Just McCurry from the popular blog rootofgood.com is showing us how he managed to accumulate enough wealth to retire at age 33. What makes Justin's story especially inspiring and relatable is that he was able to do reach Financial Independence even though he had three kids. Now he and his family travel when they please and live a life not confined to a...
Oct 18, 2017•52 min•Season 1Ep. 15
Anyone can build wealth and anyone can start with nothing and turn it into something. Nothing demonstrates that more than today's guest, Alanya Kolberg, creator of Bottom of Wealth. Alanya went from being on welfare and bankruptcy to teaching herself how to invest and now she runs a 6 figure business helping others build their own wealth from the bottom up. Her fearlessness when it comes to learning and teaching others about investing is inspiring and I can't wait to share her story with you. In...
Oct 11, 2017•53 min•Season 1Ep. 14
We are in the home stretch of 2017. How are you doing with your goals? In this episode, I give you some tips on how to finish out the 4th quarter of the year strong. In order to set goals you can accomplish, you must make them S.M.A.R.T: S- Specific M - Measurable A- Achievable R- Results Focused T- Timely Next, I talk about the different points you can be on when pursuing Financial Freedom. You can either be a Beginner Journeyer, Intermediate Journeyer or Advanced Journeyer. If you want to find...
Oct 04, 2017•31 min•Season 1Ep. 13
Investing in real estate can be very risky yet very rewarding. Learn how Kendra Barnes without knowing much, in the beginning, started her fast-growing real estate empire. It all started when she and her husband had an epiphany while playing a board game which inspired them to get serious about building wealth and they haven't looked back since. While buying real estate isn't for everyone (as discussed in last week's podcast episode with Kristy & Bryce ), if you do your proper research and inves...
Sep 27, 2017•41 min•Season 1Ep. 12
Meet Krysti Chen & Bryce Leung, two millennials that decided to invest and retire early rather than buy a home in their high cost of living area, Toronto, Canada. They retired from their jobs at the age of 31 years old by working hard, prioritizing their spending and making smart investments and now they are traveling the world and sharing their experience with us. Krysti and Bryce decided to figure out a lifestyle that would work best for them and made their dreams of early retirement come true...
Sep 20, 2017•51 min•Season 1Ep. 11
What does someone have to go through to come from nothing, become a millionaire, lose it all, only to gain it back all again? Meet, Patrice Washington, America's Money Maven, best selling author, speaker, and money coach. Patrice is also a regular on the Steve Harvey Morning show as his resident finance expert and has also made appearances on Doctor Oz and other major news outlets where she shares her money expertise and tips. I first met Patrice at Podcast Movement 2017. I was always a fan of h...
Sep 13, 2017•46 min•Season 1Ep. 10
Money is a leading cause of stress. How you spend and manage your money directly stems from what you think about and how you feel about money. In this episode, I talk to Emily Guy Birken, an accomplished finance writer whose latest book "End Financial Stress Now" walks you through the exact steps on how to achieve the mindset of financial flexibility and improve your financial outlook. Even if you don't feel overly stressed about your money, the concepts explained in this book will help you unde...
Sep 06, 2017•56 min•Season 1Ep. 9
Before you can begin to truly focus on building wealth, you have to get serious about paying off and staying out of debt. Follow these 8 steps and you will be on your way to debt freedom. Here are some of the things I discuss in this episode: My experience at Podcast Movement from recording my first LIVE interview with Patrice Washington which will be released soon, recording another guest appearance on the award winning Stacking Benjamins podcast and meeting a woman I truly admire in the person...
Aug 30, 2017•24 min•Season 1Ep. 8
Income is the driving force of the wealth formula. If you want to get out of debt, save or invest at an accelerated rate, the fastest way to do it, is through earning more money. Would you like to learn insider HR tips on how to ask for a raise and get paid your worth? Better yet, would you like to hear how one woman negotiated a $25,000 raise? In this week's episode, I talk to Dorianne St Fleur of YourCareerGirl.com . Dorianne is an HR professional, certified business and career coach whose wor...
Aug 23, 2017•43 min•Season 1Ep. 7
To reach your personal finance goals you have to develop a positive mindset. I talk with Fifi Buchanan of the Divine Hostess blog and the Wonderfully Made podcast . Fifi focuses on a holistic approach to wellness, cooking, and lifestyle improvement. On her podcast, Wonderfully Made, Fifi provides tips on how to live a more balanced and fulfilled life by improving daily habits and pursuing wellness. I first met Fifi on Instagram. I announced that I was launching my podcast and needed supporters f...
Aug 16, 2017•1 hr•Season 1Ep. 6
Is it possible for a millionaire to become a teacher salary? In this episode, I talk with Ed the Millionaire Educator. I first learned about the 457 plan from Ed when he was a guest on another podcast. If you listened to Episode 2, How We Saved $85K, you'll know that I credit access to a 457 plan through my husband's job as one of the ways we were able to maximize our savings last year. It really changed the game for us. In this episode with Ed, we discuss: How he paid off $45,000 and saved $100...
Aug 09, 2017•45 min•Season 1Ep. 5
Get 25 ways to improve your finances right now. This episode gives you 25 actual steps that you can take today in order to start making strides towards your financial goals. To make the list more manageable, select 2 -4 things you can do per day over the next few days. Some of the tips I discuss are: Download and organize your banking and personal finance apps Set aside time for a “Money Check-in” Improve your financial circle of influence Place more value on experiences, not things Find the ful...
Aug 02, 2017•31 min•Season 1Ep. 4
I talk to Cassandra Cummings, president of RC Wealth Management, LLC, a Registered Investment Advisory firm and the Founder of The Stocks & Stilettos Society, an investment community of women. She’s been working for over 10 years to transform financial lives. I first connected with Cassandra on Instagram. She came on my IG LIVE broadcast to leave a positive word of encouragement when it came to starting and running a business. Later on, we connected in a Facebook group we are both members in and...
Jul 26, 2017•56 min•Season 1Ep. 3
Find out how we saved $85K in 12 months. In this episode you'll learn: How I got over my fear of sharing the actual numbers to the “world” The types of savings and investing accounts we used How budgeting and the 457 Plan changed the game for us and allowed us to invest even more How to create, set up and stick to your own savings goals Other related blog posts mentioned in this episode: How we Saved $85,000 in 12months + Tips on How you Can Save More Too Mid-year Update on our $93,100 2017 Savi...
Jul 26, 2017•33 min•Season 1Ep. 2
Learn more about myself and what Journey To Launch is all about. I cover: My backstory, where I grew up and how being raised by a single mom help teach me the value of money at an early age My crazy 3-4 hour driving commute and the mental breakdown that occurred when I was pregnant with my first son and how that made me want to figure out a way to retire early Why I started Journey To Launch & why I started the podcast What you can expect from the podcast, what the show format will be and the ty...
Jul 07, 2017•20 min•Season 1Ep. 1
