Journey To Launch - podcast cover

Journey To Launch

Jamila Souffrantwww.journeytolaunch.com
Jamila Souffrant is a Certified Financial Education Instructor (CFEI), host of the Journey To Launch podcast and author of "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness". The Journey To Launch podcast explores all aspects of reaching Financial Freedom; from increasing income, paying off debt, investing, saving & learning how to retire early and wealthy. The book, "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness," shows you how to skyrocket your savings, blast through debt and ultimately accelerate your unique and truly epic journey to financial freedom and independence. The audiobook, which is narrated by Jamila, and the eBook are available in the Apple store. As a money expert who “walks her talk” she helps brave listeners also known as Journeyers; gain clarity around their finances and create an actionable plan to reach their goals. Her mission is to teach, inspire and help others reach Financial Freedom and Financial Independence.

Episodes

208- How to Like Your Job, Even When You Hate It & Finding Peace and Happiness on the Path to Financial Freedom

How do you enjoy the journey today? For the majority of us, the path to Financial Independence (FI) is a long emotional and mental marathon. This concept that once was an unattainable pipe dream, is starting to make more sense and become more real. However, is it worth it if you disdain the entire journey? In today’s solo episode, I share 6 tips on how to find peace and joy right now wherever you are on your road to FI. My hope is that after you tune in, you’re inspired to do the internal work i...

Apr 02, 202142 minSeason 1Ep. 208

207- Surviving and Thriving as a Small Black Owned Business in a Pre & Post Pandemic World

I am honored to bring you this week’s special episode featuring powerful stories of small Black business owners. Earlier this year, School of Thought, a creative agency, and one of it’s long-standing clients, Milliman, hosted a conference that brought together business leaders to discuss the obstacles Black entrepreneurs faced in the pandemic. They wanted to present their conference attendees with a short but impactful mini-podcast episode that captured what it's like to be a Black entrepreneur ...

Mar 31, 202134 minSeason 1Ep. 207

206- The Emotional and Mental Journey of Financial Independence and Finding Freedom Along the Way w/ Doc G

What gives you joy and purpose? This week on the podcast, Doc G, a hospice physician and the host of the Earn & Invest podcast, shares the emotional and mental journey to reaching Financial Independence (FI). Doc G explains that often we see money as the goal, but money is a tool to get to where we really want. We can very easily chase the end goal of financial freedom and feel empty and lost once we reach there and lose our purpose. The journey shifts when we start by discovering our purpose an...

Mar 24, 202151 minSeason 1Ep. 206

205- Stop Being Aimlessly Broke and Create a Money Management System That Works with Melody Wright

What does it mean to be broke on purpose & not aimlessly broke? For this week’s guest, Melody Wright, it means intentionally not having any extra money left over after you put it through a money management system that allows you to thrive. Melody is the founder of Broke On Purpose. She is a trained PHd scientist who transitioned into personal finance after paying off $100k in debt in less than 3 years. She is also the author of the book, “Start Here: Your Guide to Building Your Money Management ...

Mar 17, 202148 minSeason 1Ep. 205

204- How Diania Paid off $30,000 of Debt, Quit Her Job & Achieved FI-Flexibility with Diania Merriam

Can you imagine negotiating a virtual work arrangement with your employer that allows you to move across the country & take a 2 month sabbatical? That’s exactly what this week’s guest Diania Merriam did. Diania was able to move from NYC to Cincinnati and travelled to Spain for 2 months while keeping her NYC job . On the podcast, Diania shares how she paid off $30,000 in debt in 11 months, and reached the milestone of Coast FI (financial independence). Diania brings a rich and bold energy this we...

Mar 10, 202154 minSeason 1Ep. 204

203- Tax Free Living: Tax Tips for Entrepreneurs, Side Hustlers, and W2 Employees with Carter Cofield

Are you leaving a generous tip to the IRS every time you pay your taxes? Carter Cofield, this week’s podcast guest, is sharing tips on how to save yourself and your business money during tax season. Carter is a CPA, a Certified Public Accountant, and he genuinely enjoys talking about taxes. His goal is to educate people on how to make their taxes work for them. This episode is for you whether you are an entrepreneur, side hustler, or W2 employee. Tune in to hear how you can potentially save mone...

Mar 03, 202145 minSeason 1Ep. 203

202- Losing $300,000 of Your Life Savings in an Investment Deal Gone Wrong w/ Kierra Asnauskas

What would you do if overnight you lost over $300,000 of your life savings in an investment deal gone wrong? Unfortunately, that’s what happened to this week’s guest, Kierra Asnauskas. Kierra and her husband went from coming close to their goal of reaching Financial Independence to losing it all and having to start all over again. Tune in to what I hope to be a cautionary and inspirational story on taking risks and being resilient in the face of adversity. In this episode you’ll learn: How Kierr...

Feb 24, 202151 minSeason 1Ep. 202

201- How to Navigate Awkward Financial Conversations With the People in Your Life w/ Erin Lowry

Raise your hand if you’ve had an extremely awkward conversation about money with a coworker, friend, family member or romantic partner? You’re not alone, it happens more often than not and it can leave us feeling uncomfortable. This week on the podcast, my guest Erin Lowry of Broke Millennial shares how to effectively communicate about money with the people in your life. Erin’s third book, “ Broke Millennial Talks Money: Scripts, Stories, and Advice to Navigate Awkward Financial Conversations ” ...

Feb 17, 202152 minSeason 1Ep. 201

Ep 200: How to Use Trusts and Estate Plans to Build Intergenerational Wealth w/ Ifeoma Ibekwe

Do you know how to build intergenerational wealth? This week on the podcast I Ifeoma “Iffy” Ibekwe joins us to share how to build real wealth through estate planning. Iffy shares why it is essential for us to have an estate plan and trust trust as part of our wealth building plan.. She also debunks barriers about the cost of estate planning and the requirements to start the estate planning process. Tune in to this week’s episode to learn how you can enjoy the wealth you create now and pass down ...

Feb 10, 202152 minSeason 1Ep. 200

199- Is Financial Independence (FI) a Pipe Dream? The Concept of Congruence and Minimal Viable FI

This week’s solo episode is a mini TED talk on 3 topics that have shifted how I approach financial independence. Are your wants in alignment with your beliefs? Are you too afraid to dream of financial freedom because you don’t believe it’s possible for you? The first step to changing your life is self awareness. In today’s episode, I dive into how being in congruence will impact your life, money, and way of being plus a lot more. In this episode you’ll learn: What being in congruence means Why s...

Feb 03, 202138 minSeason 1Ep. 199

198- Q&A: Managing Entrepreneurship & Mom Life During a Pandemic, Picking an Online Brokerage Account, Should you Invest Some of your Savings + More

How do you balance it all as an entrepreneur and mom during a global pandemic? Which brokerage account should I use? How can I get funding for my second real estate property? On this week’s episode, I am answering questions from Money Launch Club members and private messages I have received on social media. Tune in to this week’s episode to find out if I answer a burning question that’s been on your mind. I may share some insights that can help you bridge a gap on your own journey. In this episo...

Jan 29, 202129 minSeason 1Ep. 198

197- How to Rewire Your Brain for Wealth and Financial Success w/ Barbara Huson

What would you be able to accomplish if you did what scared you? This week on the podcast, I have Barbara Huson, best selling author, financial therapist, teacher and wealth coach. In her last book, “Rewire for Wealth: Three Steps Every Woman Can Take to Program Her Brain for Financial Success,” Barbara shares the missing piece she found in achieving financial success: the brain. Neuroscience plays a fundamental role in how we process, navigate, and spend money. Once you train your brain to conn...

Jan 27, 202153 minSeason 1Ep. 197

196- Our Real Estate Journey Part Two and How We Almost Lost $44,000

In my second real estate venture, my husband and I almost lost $44,000. After buying my first condo, I was very interested in real estate and I was excited to reap the same benefits with my partner. This experience was vastly different, and we came extremely close to walking away and losing our 10% down payment. In this week’s episode, I share the lessons I learned when buying a property did not go as planned and how you can avoid the same mistakes. In this episode you’ll learn: How my husband a...

Jan 22, 202131 minSeason 1Ep. 196

195- Healthcare Options for Financial Independence, Early Retirement Seekers and Entrepreneurs w/ Lynn Frair

What should I do about my healthcare? This is one of the questions I get asked most frequently regarding financial independence/ retire early and entrepreneurship. This week on the podcast I have Lynn Frair, a nurse and founder of FI Healthcare, which is a knowledge base for healthcare options for early retirees and people who cannot depend on employer provided healthcare. Lynn also became financially independent and work flexible at the age of 38. After having a brain tumor in her 20s which com...

Jan 20, 202152 minSeason 1Ep. 195

194- Starting a Mobile Bank and FinTech Company with Sheena Allen

This week’s guest, Sheena Allen, is the youngest Black woman CEO and founder of a bank. Sheena created CapWay, a digital banking app and financial service provider, with the goal of closing the income, race, and financial literacy gap through access to banking and opportunities. Growing up in Mississippi, she had first hand experience at what it was like to be underbanked and undeserved. Unlike major cities, there wasn’t a bank on every corner and banking options were limited where she grew up. ...

Jan 13, 202153 minSeason 1Ep. 194

193- How I Bought My Condo at 22 Years Old & My Biggest Takeaways & Lessons Learned

At 22 years old, right after graduating from college, I went into contract to buy a condo in DUMBO, Brooklyn. In this episode, I am sharing my real estate story and how I was able to become a first time buyer at such a young age in hopes of inspiring you on your own journey. There were several factors to my success that I share in this episode. One is the importance of representation, seeing someone who you can relate to doing something you want to do or that you didn’t think was possible. Tune ...

Jan 06, 202150 minSeason 1Ep. 193

192- 2020 Year End Business Review: Breaking Down Revenue, Expenses, Profit & Lessons Learned

In this week’s solo episode, I’m sharing the behind the scenes numbers of how Journey To Launch did this year; income, expenses & profit. We increased our business gross revenue by 217% from 2019 and I want to share how I was able to accomplish that incredible growth. I’m also sharing the lessons learned from 2020 and my goals for 2021 I’m sharing these numbers so that I can be transparent about my journey as an entrepreneur to inspire you to go after your dream and make whatever excites you in ...

Dec 30, 20201 hr 11 minSeason 1Ep. 192

191- Identifying The Top Defining Moments In My Life + How to Use Them as Fuel to Get to Your Goals

Can you pinpoint the defining moments in your life that have shaped you into who you are today? In this solo episode, I share some of my defining moments, the building blocks from my past that helped me become the woman I am today and that helped me to start Journey to Launch. I talk about the journey often, so here are pieces from my journey that you have never heard before. They range from; childhood events, my “failures”, to also flying on a private jet with the CEO of a Fortune 500 company. ...

Dec 23, 202047 minSeason 1Ep. 191

190- Teaching Children to be Financial Goal Setters & Starting, Funding and Growing a FinTech Company w/ Tanya Van Court

How we were raised to handle money as children has an impact on the financial decisions we make as adults. Tanya Van Court had over a 20 year career in Corporate America in companies like ESPN, Nickelodeon, and Discovery Education. She is now the CEO and founder of Goalsetter, a savings and financial literacy app that helps kids and families get better with money. Her goal is to teach all kids in a fun and relatable way to be financially responsible, independent, and literate. Tanya has a powerf...

Dec 16, 202041 minSeason 1Ep. 190

189- Live a More Intentional Life & Opt Out of Things That Don't Serve You w/ Cait Flanders

Is there anything in your life right now that you can opt out of that is no longer serving you? This week on the podcast, I have Cait Flanders, best selling author, of “The Year of Less” and “Adventures in Opting Out.” After paying off her debt, Cait did not have a plan for her money so many of her poor spending habits resurfaced. At 29, Cait challenged herself to go on a shopping ban where she spent less and saved more. Cait realized that having clear, meaningful goals makes it easier to save a...

Dec 09, 202051 minSeason 1Ep. 189

188- The Immigrant Experience with Money + How To Become the Ultimate Go Getter with Shinjini Das

Shinjini Das of Das Media Group, comes on the podcast this week to talk with me about the immigrant experience and money. As first or second generation immigrants, we have a unique experience navigating through America and becoming financially educated. What makes our experiences special is that they are all different. Shinjini was the undergrad commencement speaker at her University, Georgia Tech and then went on to become a competitive public speaker and entrepreneur. Shinjini refers to her co...

Dec 07, 202037 minSeason 1Ep. 188

187- How to Get Your Employer to Pay $5,250 Towards Your Student Loans Before the End of 2020- Bonus/Emergency Episode

Did you know that your employer could pay off $5,250 of your student loans this year (2020)?! The payments wouldn't be taxable to you as the employee and your employer would get a tax break on the payment. But your employer would have to make the payment by December 31, 2020. This was a new provision made in the Cares Act back in March 2020 that many people didn’t know about. I found this out thanks to a tweet from episode 151 guest Lynette Khlafani Cox and when I shared this with my audience on...

Dec 04, 202030 minSeason 1Ep. 187

186- Learn How Investing Works & Grow Your Money w/ Bola Sokunbi from Clever Girl Finance

What’s stopping you from investing? Chances are you can start right now! In this episode, Bola Sokunbi shares all things investing. Bola is my most recurring guest because she continues to share tangible gems with my audience. She is the founder of Clever Girl Finance, one of the world’s largest personal finance platforms for women in the U.S.. Bola does it all, she is a podcaster, mom, and entrepreneur. She just published her new book, which I am featured in, titled, Learn How Investing Works, ...

Dec 02, 202049 minSeason 1Ep. 186

185- Give Yourself More Credit & Honor the Journey; A Personal Coaching Conversation w/ Saundra Davis

When will you know when you are satisfied? It’s a simple but weighted question because we are often chasing something. This episode is special because you get to be a fly on the wall in a mini-coaching session between myself and Saundra Davis. Saundra Davis is a nationally recognized financial coach, educator, consultant, and motivational speaker, challenges Jamila to get to the root of why 2020 will be a breakout year for her. I had breakout years every 2 years since 2010, so I hoped that 2020 ...

Nov 25, 202040 minSeason 1Ep. 185

184- Money Launch Club Doors Are Open! + The Underlying Theme I've Noticed In My Private Communities

This is a surprise episode where I announce that the Money Launch Club doors are open and I talk about a common underlying theme I have been noticing in my private community as well as in my first cohort of the Journey to FI course! Compared to the Facebook community, the Money Launch Club is a paid community where people invest to be in a space with other like-minded individuals. The common theme I have noticed is the community aspect of it, which allows members to feel the support and encourag...

Nov 23, 202012 minSeason 1Ep. 184

183- How To Transition from Corporate America to Entrepreneurship + All The Other Things They Don't Tell You About Owning A Business w/ Tammeca Rochester

What happens when COVID strikes your business and you have to pivot in an instance? Tammeca Rochester did exactly that and shares how she was able to keep her fitness business, Harlem Cycle, thriving during an extremely difficult time. Tammeca did not set out to start her own cycling studio, but when she felt the pull to do so, she listened to it. Tammeca first started as an engineer then switched to the marketing field and then transitioned into running her business, Harlem Cycle, a cycling stu...

Nov 18, 202056 minSeason 1Ep. 183

182-Bonus Episode- Everything You Need to Know About Credit Unions and Why Banking with a Credit Union is Good for Your Wallet and Community

Are you a part of your local credit union? Ron McLean, president of Cooperative Credit Union Association , shares why everyone should join a credit union and debunks common myths associated with credit unions. The mission of a credit union is people helping people, which includes caring for families, communities, and businesses. Credit unions aim to form meaningful relationships with their customers and emphasize people over profit. This is clear through the ways credit unions uplift their custo...

Nov 13, 202036 minSeason 1Ep. 182

181- How to Build a Bigger Life (not a bigger lifestyle) & Become a Master of Your Money w/ Adam Carroll

How can you craft a life you love today while not waiting for the end goal of Financial Independence to be realized? How can you build a bigger life (not a bigger lifestyle) and become a master of your money? Adam Carroll is an internationally recognized speaker, author, podcaster, and retreat leader. He’s a two time TED Talk speaker with one of his talks surpassing 5 million views. Adam believes that we are all life architects and for him that means living his life according to 5 core values; f...

Nov 11, 202049 minSeason 1Ep. 181

180- How Lawrence Amassed a Six Figure Net Worth and Doubled His Income to Six Figures (while still in debt)

Lawrence Gonzalez had a choice to make: should he continue falling deeper into debt or get serious and make a plan? With 6 figures of debt, Lawrence decided it was time to make a decision: to be in control of his finances. He made the decision to not finish graduate school, get a job, and ultimately, live the life he wanted. Lawrence is a proud Haitian-American and decorated veteran Sergeant of the United States Marine Corps. He grew up in Haiti until the age of nine and witnessed that his grand...

Nov 04, 202051 minSeason 1Ep. 180

179- Why the Money Gurus are Wrong & Other Principles You'll Need to Understand to Reach Your Money Goals

In this week’s solo episode I am talking about the five truths I learned on my financial journey. Some of these points might surprise you, but you’ll have to take a listen to hear them for yourself. I hope what I share in this episode will help you on your journey to financial freedom and independence. In this episode you will learn: What the financial gurus don’t always get right One thing that’s holding you back from achieving financial independence How to find more money to save and invest Wh...

Oct 28, 202049 minSeason 1Ep. 179