Journey To Launch - podcast cover

Journey To Launch

Jamila Souffrantwww.journeytolaunch.com
Jamila Souffrant is a Certified Financial Education Instructor (CFEI), host of the Journey To Launch podcast and author of "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness". The Journey To Launch podcast explores all aspects of reaching Financial Freedom; from increasing income, paying off debt, investing, saving & learning how to retire early and wealthy. The book, "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness," shows you how to skyrocket your savings, blast through debt and ultimately accelerate your unique and truly epic journey to financial freedom and independence. The audiobook, which is narrated by Jamila, and the eBook are available in the Apple store. As a money expert who “walks her talk” she helps brave listeners also known as Journeyers; gain clarity around their finances and create an actionable plan to reach their goals. Her mission is to teach, inspire and help others reach Financial Freedom and Financial Independence.

Episodes

118- Creating Generational Wealth & Having Necessary Intergenerational Money Conversations with Duane & Taylor Davis

This week, Journey to Launch’s podcast episode continues the conversation on generational wealth and talking with your family about finances. In this episode, we have a dynamic father and daughter duo, Duane and Taylor Davis of Davis Generational Wealth Education Initiative, Inc . Duane and Taylor have a passion for financial literacy and inspire families and communities to have intergenerational financial conversations. Finances should be fun and inclusive of the entire family. Listen to this e...

Sep 18, 201948 minSeason 1Ep. 118

117- How to Have Essential Conversations With Your Parents About Their Finances with Cameron Huddleston

This week Journey to Launch’s podcast episode features award-winning journalist and author, Cameron Huddleston. With over 17 years of experience writing about personal finance, Cameron recently combined her knowledge and personal experiences in her book, Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances . In this episode, Cameron breaks down how to have difficult financial conversations with your parents. Listen to episode 117 to learn how t...

Sep 11, 201939 minSeason 1Ep. 117

116- Healing Our Money Wounds & Uncovering Our Limiting Beliefs With Money Mitra

This week on the Journey to Launch podcast we have "Money Mitra," the founder of the "Psychology of Spending." Mitra is a money and mindset coach who helps you eliminate money blocks so you can build wealth. She helps you identify the root of your limiting beliefs and money wounds, which are the stories that prevent you from building wealth. In this episode, Mitra shares her powerful story that shaped her journey. She is the daughter of a Southern Black mother born in the small town of Pulaski, ...

Sep 04, 201952 minSeason 1Ep. 116

115- How To Improve Your Money Resilience & Stay Financially Motivated with Ash Cash

Journey to Launch is so excited to have Ash Cash Exantus, America’s Financial Motivator, on this week’s podcast. Ash Cash grew up in the projects of Harlem, New York. In his twenties, thanks to fate and opportunities, he successfully navigated up the corporate ladder in the banking industry and later became the youngest CEO of a federally chartered bank. At 30, Ash Cash threw his own retirement party, left the banking industry, and pursued a full-time career as an entrepreneur, author, speaker, ...

Aug 28, 201954 minSeason 1Ep. 115

114- Minding Your Money To Emotional & Financial Well Being with Kassandra Dasent

Personal finance expert Kassandra Dasent can relate to people from all walks of life. She went from being $55,000 in consumer debt to being debt-free with a six-figure net-worth. Now she is using her experiences to help you start “minding your money.” In this episode Kassandra talks about money, mindset, and emotional well being. This is one episode you don’t want to miss. In episode 114 you will learn: The importance of a money mindset and how it can impact your ability to create wealth How to ...

Aug 21, 201951 minSeason 1Ep. 114

113- Life After Becoming Debt Free With Money Launch Club Member, Josie Espinoza (Bonus Episode)

This week, we have another bonus episode for you. In episode 113, Josie, a Money Club Launch member shares her debt free story. She was the first in her family to go to college. But then she found herself in student loan, credit card, and auto loan debt. Listen to how she paid off $50k and now is on her way to financial freedom and independence. Along her financial journey, Josie discovered her passion for financial freedom and independence. She became a blogger with the mission to inspire the l...

Aug 16, 201928 minSeason 1Ep. 113

112- The Five Journeyer Stages and How to Unlock Freedom Along the Way to Financial Independence

Journeyers you are going to love episode 112. In this solo episode, you’ll learn about the five stages on the journey to financial freedom and independence. Listen now to see what stage you are in and what practical steps you can take to achieve your financial goals. Find out how to set your goals and take action, so you can experience more freedom now! In this episode you’ll learn: The 5 stages to financial freedom and independence How to calculate your Financial Independence number What goals ...

Aug 14, 201926 minSeason 1Ep. 112

111-How Cassandra Increased Her Income by $10k & Improved Her Money Mindset (Bonus Episode)

Journey to Launch presents another bonus episode. This episode features, Cassandra Henry, a Journeyer paying off debt and investing in herself. From Bronx, New York, Cassandra is a first generation Dominican American. At 25 years old she is her family’s breadwinner. As a result, she quickly learned the importance of taking control of her finances and her debt. In episode 111, Cassandra shares how she eliminated credit card debt and boosted her income with side hustles. She taught herself about p...

Aug 09, 201924 minSeason 1Ep. 111

110- A Deep Dive into Investing & Becoming Financially Successful After Bankruptcy With Courtney Richardson

Courtney Richardson, the founder of the Ivy Investor , is an attorney and investment advisor who helped her mom go from bankruptcy to paying off her home and retiring with enough money to live comfortably. Through her expert advice and classes she has helped women invest and save for retirement while mastering the tax game too. Named one of 7 Black Millennial Financial Experts to Follow on Instagram, Courtney is helping women build wealth and create secure financial futures. In episode 110 you w...

Aug 07, 201957 minSeason 1Ep. 110

109- From Living Paycheck to Paycheck to Paying Off Debt & Financially Thriving With Veronique (Bonus Episode)

Episode 109 is a bonus episode, the first of its kind. We are switching things up to give you more inspiring content in between regular Wednesday episodes. In this episode we feature Veronique Graves, a fellow Journeyer and member of the Money Launch Club . Veronique is a self employed sign language interpreter who is on her way to financial freedom. After becoming a member of the Money Launch Club, she went from living paycheck to paycheck to paying off debt, saving, and investing. Listen to ep...

Aug 02, 201931 minSeason 1Ep. 109

108- Making Money Fun with Hey Berna

Bernadette Anat, also known as Hey Berna, is your Financial Hype Woman. Berna makes money fun through videos and money memes. She is your go to example of how to get out of debt and live your best life. In episode 108, Berna shares how she paid off $50,000 in debt, ditched her corporate job at Instagram, and traveled the world for one year. Now she’s back and living life on her terms as an entrepreneur. In this episode you will learn: How to have the “get debt free” conversation with your family...

Jul 31, 201956 minSeason 1Ep. 108

107- Your 30 Day Money Cleanse To Take Control of Your Finances & De-Stress Your Money With Ashley Gerstley

Money Coach and Founder of The Fiscal Femme, Ashley Feinstein Gerstley, joins us in episode 107 to discuss the importance of your money mindset and her book, The 30-Day Money Cleanse . Ashley helps women build wealth by teaching you about her money mistakes and how to set yourself up for financial success. She coined her own way of budgeting called the “Happiness Allocation” and explains how your deep beliefs about money can impact your ability to make money it and keep it. In this episode you w...

Jul 24, 201947 minSeason 1Ep. 107

106- Creating Financial Freedom & Wealth On Your Own Terms With Bola From Clever Girl Finance

Bola Sokunbi founder of Clever Girl Finance is back on the Journey to Launch Podcast! This time she is talking about entrepreneurship, ditching debt, and how to accomplish financial independence on your own terms. Bola is a certified financial educator and money expert, helping women take charge of their finances. Check out her new book, Clever Girl Finance Ditch Debt, Save Money, and Build Real Wealth , a manual about how to achieve financial freedom. In this episode we discuss: How to adjust y...

Jul 17, 201947 minSeason 1Ep. 106

105 How To Quit Like a Millionaire So You Can Stop Working & Start Living With Kristy & Bryce

Kristy Shen and Bryce Leung left their lucrative software engineering careers to enjoy world travel and freedom. Both retired in their early 30’s with a 7-figure portfolio and have complied their secrets to success in their new book Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required . Kristy and Bryce are financially independent, self-made millionaires who hail from humble beginnings and learned along their journey how to follow the money so they could afford to pursue their pass...

Jul 10, 20191 hr 4 minSeason 1Ep. 105

104 Create the Joyful, Purposeful and Rich Life You Deserve with Jean Chatzky

On this episode, we speak to Jean Chatzky, the financial editor of NBC’s TODAY show, an award-winning personal finance journalist & the host of the podcast HerMoney. Jean joins us to talk about how she navigated her career to become one of the most recognized and notable thought leaders in the personal finance space. She also explains the importance of taking risk and also gives different tips for saving and investing (especially if you feel like you had a late start). Topics discussed in this e...

Jul 03, 201943 minSeason 1Ep. 104

103- The 2 Year Anniversary Episode- 10 Lessons & Updates From Growing & Running My Business

I am so excited to share this episode with you Journeyers! This is the 2nd year anniversary of the Journey to Launch podcast and with it, I’m pulling back the curtain on the hurdles, lessons and great things going on behind the scenes with myself and Journey To Launch. Hopefully, these 10 lessons/takeaways will inspire and enrich your journey too. My 10 Updates & Lessons: Say no and being ok with not pleasing everyone. (Are you afraid to say no because you think this opportunity will never come ...

Jun 26, 201948 minSeason 1Ep. 103

102- How Dumpster-Diving and House Hacking is Fueling Charlie's Journey to Financial Freedom

I absolutely Iove bringing you ideas and stories that challenge your belief of what you think you can do and allows you to think outside the box. Charlie Pioli has a passion for environmental conservation and dumpster dives for a majority of his grocery needs. I was immediately intrigued by Charlie’s story and lifestyle which at first seemed extreme, but as you’ll learn when you listen to the episode, is a practical and smart way to save money and reduce food waste. Charlie even discusses how he...

Jun 19, 201941 minSeason 1Ep. 102

101 How to Live Abroad and Use Entrepreneurship to Build Wealth with Damien Peters

Damien Peters walked away from his lucrative tech career to live abroad with his wife and young son in Spain so that he could live a life of freedom and flexibility. Damien shares how entrepreneurship, real estate investing and saving allowed him to take the big leap and how you can make the changes you need in your life and finances to do the same. On this episode we discuss: How Damien walked away from his lucrative tech career to live abroad & how he was able to give up a stable 6 figure sala...

Jun 12, 201959 minSeason 1Ep. 101

100 Q&A Episode: Debt Consolidation, Telling Family No, Emergency Savings + More

This is the 100th episode of the Journey to Launch podcast and I am so excited about getting this far thanks to all of you who listen every week. So for this episode, I’m answering listener questions about debt consolidation, online savings accounts and so much more. Questions in this episode: Is a debt consolidation loan ever a good idea? Should you place your emergency savings in an high yield online savings account? What is a Thrift Savings Accounts, how do they work and compare to other empl...

Jun 05, 201934 minSeason 1Ep. 100

099 How to Unlock Your Full Wealth Potential & The Power Within You With David Neagle

This episode is probably one of my top 5 favorite episodes so far on The Journey to Launch podcast! I am so glad David Neagle came on the show; he is the founder of the multimillion-dollar global coaching company Life Is Now, Inc, helping thousands of entrepreneurs, experts and self-employed professionals gain the confidence and find the right mindset to increase their revenue. After a near death experience, David changed his way of thinking to get him on the path to unlock his full potential an...

May 29, 201957 minSeason 1Ep. 99

098 Paying Off $111,000 of Debt in 4.5 Years on a Teacher’s Salary with Allison Baggerly

I’m so excited to be joined by Allison Baggerly on this episode who is the founder of Inspired Budget, a business that helps women learn how to budget, save money, and pay off debt. Allison shares with us how she and her husband were able to pay off $111,000 worth of debt on 2 teacher’s salary in 4.5 years! She gives us lots of great tips on how she and her husband stayed committed to their goals, and opens up about her struggles with anxiety and depression around money which affects many of us....

May 22, 201950 minSeason 1Ep. 98

097 Paying Off Debt & Real Estate Investing with Ogechi Igbokwe

This week’s guest is Ogechi Igbokwe, a financial educator, money strategist, speaker, personal finance writer and the founder of OneSavvyDollar. In our chat, Ogechi gives a lot of great tips and advice on how to get out of student loan debt, how & where to get started investing in real estate, and how to find companies that help you pay for your higher education tuition. Here are just some of the topics that we discussed: Ogechi’s background story; what she learned about money where she grew up,...

May 15, 201944 minSeason 1Ep. 97

096 How To Achieve Flexible Financial Independence & Create Your Ideal Life with Jillian Johnsrud

What does a flexible life, a life where you are in control and enjoy look like. Today, I’m speaking with Jillian Johnsrud on the podcast to learn just that. By 32, Jillian and her husband had paid off $55k in debt, lived abroad for 4 years, traveled to 27 countries, adopted 4 kids, paid cash for their home and became financially independent. She lives in Montana where she writes, coaches and speaks about creating financial freedom, intentional living and lifestyle entrepreneurship. On this episo...

May 08, 201947 minSeason 1Ep. 96

095 Side Hustling To Pay Off Debt & Bouncing Back From Setbacks On Your Financial Journey with Jason Butler

On this episode, we are joined by Jason Butler of My Money Chronicles . He is a serial side hustler, who currently makes between $500 - $800 per month with eBay and uses that money and other side hustle income to pay off his debt. He's gets real with us about all the setbacks, headaches and bumps along his journey that he has experienced. Jason explains how he works on his side hustles to help him pay off his debt and gives us great advice on how you can approach setting goals for getting out of...

May 01, 201945 minSeason 1Ep. 95

094 Tips on Funding and Growing Your Side Hustle with Kara Stevens

I am so excited to share this episode featuring Kara Stevens of the award winning site The Frugal Feminista which helps women get their finances in order. We get some firsthand tips from Kara on how to grow and manage a profitable side hustle while juggling a full-time job and family. Kara was able to not only pay off $40,000 in debt in 3 years but also build a business on the site while managing a full time job & a family, so there is definitely much to learn In this episode we will discuss: Ka...

Apr 24, 201948 minSeason 1Ep. 94

093 The DIY & Trade Job Path to Financial Freedom with Tinian Crawford

You may think that you need a traditional education to reach Financial Freedom, but on this episode, Tinian Crawford is here to tell us otherwise. He shares with us how lucrative a job in the Trades can be and why more people should be looking to a trade career and building their DIY skills to help them reach their goals of Financial Independence. On this episode you will learn: Tinian’s backstory & his entrepreneurial journey into the world of Financial Independence What’s considered a "trade j...

Apr 17, 201944 minSeason 1Ep. 93

092- Affordable Real Estate Investing with Lisa Phillips

On this episode of Journey to Launch, I speak to Lisa Phillips on how to get into affordable real estate investing as a way to build wealth. Lisa shares how she built her real estate portfolio and has reached Financial Freedom after losing her job and going through foreclosure. Topic talked about in this episode include: -Lisa Phillip’s background from losing her home in a foreclosure to being able to bounce back as a successful real estate investor -How to get started investing in real estate w...

Apr 10, 20191 hr 2 minSeason 1Ep. 92

091 Leveling up your Money & Investing with Erin Lowry

Investing can seem complicated but Erin Lowry is breaking it down into terms we can all understand. Her new book, Broke Millennial Takes On Investing, is a beginners guide to investing and will help you level up your money. Here's what we discuss in this episode: Erin’s background & how she became the Broke Millennial and an overview of her book The most common “excuses” or limiting beliefs on why people don’t invest The importance of compound interest, inflation & time & why you should start so...

Apr 03, 201956 minSeason 1Ep. 91

090- Four Things You MUST Focus on To Make Financial Freedom A Reality

To reach your goals of Financial Freedom and Independence, you have to focus on these four areas; Income, Expenses, Investing (not just in retirement accounts), & Mindset. In today’s episode, I will be discussing how to optimize and improve each of the four components and give you tips on how to succeed in each area. There’s still time left to join me in my FREE class on March 28th at 8:30pm EST. Grab your spot here Other related blog posts/links mentioned in this episode: Join The the FREE clas...

Mar 27, 201932 minSeason 1Ep. 90

089- Tax Code Changes, Business & Real Estate Tax Tips & Building Wealth w/ Atiya Brown

On this week’s episode, I talk with to Atiya Brown of the Savvy Accountant all about taxes. Taxes can be confusing and overwhelming to understand but its an important tool to build wealth. We talk about: New changes to the tax code How to decide when you should DIY your taxes vs hiring a professional How you can use a businesses and side hustles to help you become more tax efficient Using real estate to help lower your tax liability and build wealth Most common tax misconceptions and questions A...

Mar 20, 201948 minSeason 1Ep. 89