Over the years different people have develope different approaches to investing, but all of them have one goal, to help you get the most out of your money. This week we take our first of two looks into some the the most popluar investors in the past century and understand how their varied stragegies helped them become successful, and how thier underlying ideas can help us today. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com...
Oct 09, 2022•27 min
The concept of Capital Appreciation is one that tends to be overlooked for many other "flashy" signposts in the investing world but it has a dramatic impact on whether or not you will actually grow your money. This week we talk about the impact of capital appreciation on your investmetns, be it stocks, funds, real esate or even small business ownership and how you can make sure you are getting a good return for your money. If you live in British Columbia, let us help you take care of the people ...
Oct 03, 2022•36 min
The desire for freedom, flexibility and financial independence is greater than ever and it shows no signs of stopping while the world keep turning. This week we talk all about FIRE Movement aka the Financially Independent and Retire Early Movement see how these philosophies can help us manage not only our personal finances but how we live our everyday lives. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com...
Sep 26, 2022•35 min
Is your retirement number an age, the number on your ivnestment statment or something else? This week we talk about all of the moving parts that go into determining your retirement number and how Chrisinte helps her clients find their happy number. This isn't a one time calculation as the stock marketn inflation and a host of other factors will impact your comfort during retirement If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Usef...
Sep 19, 2022•36 min
Your income is the most important number in your budget – all of your lifestyle, ability to achieve goals stems from it. This week we talk about how your career is the most important part of your budget and how you can maximize it to better your finances and personal life. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Sep 12, 2022•33 min
You wouldn't think that goals and lifestyle could be at odds in your life, but when your goals and lifestyle disagree with each other you'll find yourself stuck in life. This week we talk about the balance needed between our short-term goals and our overall lifestyle that we are trying to cultivate. We also talk about how both goals and lifestyle can work with and against each other is we don't know what we truly want in life. If you live in British Columbia, let us help you take care of the peo...
Sep 05, 2022•32 min
Over 40% of Canadian couples get divorced, and money issues are the leading cause. This week we talk about the true cost of divorce and what happenes when irreconcilable financial differences drive people apart. Everything from child support to seperating assets, it all has a long term cost on your financial future. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resources: BMO's 2014 survey on Divorce in Canada: https://globa...
Aug 28, 2022•27 min
Renting is becoming harder, more expensive and for many people their only option. This week we talk go over some tips you help you through all stages of this process. Making the right decisions is key as housing for many is the biggest part of their monthly budget. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resources: Info on tencancy agreements from the BC Government: https://www2.gov.bc.ca/gov/content/housing-tenancy/re...
Aug 22, 2022•35 min
This week we follow up our talk on wills and go into detail about how a person's assets are transfered after they die. How property, investments money and other items ends up in the hands of those your love can be complicated but we unpack things so you can better understand how to structure your assets today so that more gets transfered to others later. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resources: BC- WESA info:...
Aug 15, 2022•38 min
Don't be one of the 50% of Canadians who don't have a will and leave their fortunes in the hands of the courts. This week we talk about the reasons you need a will so you can continue to take care of the people you love even when you're gone. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resources: - Link to estate law resources by province https://www.canada.ca/en/financial-consumer-agency/services/estate-planning/resources...
Aug 08, 2022•30 min
Our goals are often sacrificed to our desires. This week we talk about the power that spending can have on our lives and how it can derail our dreams for our future and our goals in general. Learn how shopping is used to squeeze happiness out of our lives which feel more and more out of control, and what we can do about it. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resources: Forbes article about how happiness being tied...
Aug 01, 2022•34 min
This week we go over some of the top options available to invest in during this down market, ranked from highest risk options like stocks to lowest risk like GIC"s with a little surprise in the middle. Plus Cameron talks about why paying attention to a stocks Beta is so important in how you value stocks and funds and why so many people miss out on big gains when they don't. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resou...
Jul 25, 2022•31 min
What has happened will happen again. Bull and Bear markets come and go but it is important to study and understand the Bear markets and crashes so we don't make mistakes the next time they come around. This week we go over some the of the biggest North American stock market crashes and find out what triggered them, how the recovered and who those lessons can apply to today's Bear Market so you can protect and grow your investments. If you live in British Columbia, let us help you take care of th...
Jul 18, 2022•37 min
What happens when you are no longer able to manage your finances? This is where a Power of Attorney comes into play. This week we talk about what this power is, how to choose a representative and how to structure it in a way which will help you live more comfortably and be able to take care of those you love better. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resources: Governmetn of Canada Report: "What every older Canadi...
Jul 11, 2022•33 min
Economists say that over the next four years over a Trillion dollars will be moved from parents to kids in Canada. If you're lookling to better understand how to get money to your kids or are looking to start a conversation with family members then this weeks episode can help get that informed dialogue going and understand the benefits and limitations of estate planning. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resource...
Jul 04, 2022•35 min
This week we talk about how your financial planner or advisor should be deciding which funds are the best fit for you. We cover all the ins and outs and everything you need to be aware of as you prepare to put your hard earned money to work with the right person. From KYP to KYC, sales charges, fund composition and everything in between we take away the mystery of investing with an advisor. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial...
Jun 27, 2022•38 min
This week we give you an inside look at what goes on inside your first meeting with a financial planner. We go over the different desiganations and what they mean for you so you can make sure the person you're talking to is actually qualified. We then cover many of the best questions you can ask to determine if they are really the best fit for you and your family. There's also tips about proper expectations, governemnt regulations, industry protocols and sales practices you need to be aware of t...
Jun 19, 2022•33 min
Today there seems to be all kinds of options when it comes to investment accounts. But knowing which one will benefit you the most isn't always obvious. Today we get a refresher on RRSP's and TFSA's but we also delve deep in to what a Non-Registered account is and when it's a good time to use one. Finally we talk about how you can maximize your savings and tax bill by using a combination of these different account types. If you live in British Columbia, let us help you take care of the people yo...
Jun 13, 2022•41 min
This week we go deep into our motivations behind making more money and find out if the true cost of "success" is worth it. From recent sociological, economic and goverment studies we find out if it's really worth working yourself to the extreme in order to have more money. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resources: -Stats Can study on sources of stress: https://www150.statcan.gc.ca/n1/pub/11-627-m/contest/final...
Jun 06, 2022•38 min
Carbon Prices are going up! This week we talk about what Canadian Carbon Taxes meant to you and how you need to start preparing. What is the tax, how it's trying to change you behavior and how the choice for change is evaporating before us while we also stare down the barrel of a recession. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resources: Fraser Institute - Estimated Impacts of a $170 Carbon Tax in Canada: https://ww...
May 29, 2022•29 min
This week we tackle many examples of conventional wisdom and try to offer eight financial tips that will actually help you right now. Everything from education, job oppertunities, buying habits, and savings get put to the test to see what still bears proverbial fruit in 2022. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
May 23, 2022•36 min
It's been a rough start to the markets in 2022, and high inflation and rising interest rates aren't making things any better. This week we take you behind the curtain for a look at what is happening behind the scenes with carriers and fund managers and how you can ask your financial planner the right questions about your investments. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com...
May 16, 2022•29 min
It's Mothers Day (on the day we recorded) so what better time to learn about how to teach your kids about good financial management and decision making. From allowances, budgeting, credit and more we discuss topics worth talking with your kids about. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
May 08, 2022•31 min
This week we test out the so called "tried and true" 4% and see if it still applies to the 21st Century. That's right we discuss the The 4% withdrawal rule, sequence of returns and retiring in a down market like the one we're in right now. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
May 02, 2022•35 min
This week we talk about the true cost of rising interest rates and how it will impact you and your budget. Rates are going up so you need to get ready now to secure your financial future. As a bonus we also explain how the Bank of Canada and the Federal Government are able to make money appear out of thin air and why that is contributing to the rising cost of living. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Parliamentary repor...
Apr 25, 2022•37 min
This week we offer a flurry of tax tips just in time for your 2022 filling, to help you get more of the deductions and credits that you ma be entitled to. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Link mentioned in the episode: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses.html...
Apr 18, 2022•27 min
This week we breakdown the key points of Budget 2022 which will impact your personal finance decisions for the rest of the year. We'll cover changes to housing affordabilty, new programs and how it's all going to be paid for. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Apr 11, 2022•34 min
Having a family is a big financial responsibility but knowing whether or not to stay home with the kids is a difficult choice, especially today. This week we talk fomr our own experience of weighing the financial pro's and con's of childcare and how those choices impact your finances. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Apr 03, 2022•31 min
This week we discuss good and the bad about active investmetns and if paying fund managers and MER's is worth your investment Dollars. We also tackle what to look out for when choosiing an active investment option for yourself. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Mar 28, 2022•43 min
Investing can be complicated so many people choose to follow the "indexes" to make theri lives less complicated. This week we talk about what these main North American indexes are and how they can help you reach your financial goals. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Mar 20, 2022•31 min
