It All Adds Up - podcast cover

It All Adds Up

The Age and Sydney Morning Heraldwww.smh.com.au

Welcome to It All Adds Up the podcast where we make money easy to understand so that listeners can begin building their financial wealth.

We’re going to cover topics like: investing for the first time, crypto, how do interest rates work, how to crack into the property market, saving for retirement.

Join The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell from August 25 as they try to help you make it all add up.

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Episodes

How we saved a listener $3000 a year

Jess and Dom have money saving tips for a listener looking to purchase a home using their Super after retirement. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.com/listener for privacy information....

Mar 15, 202316 minSeason 2Ep. 6

Ways to save on those big household expenses

Jess and Dom have tips to save on your home and car insurance, as well tackling the rising cost of food and groceries. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.com/listener for privacy information....

Mar 08, 202324 minSeason 2Ep. 5

Helping your kids get into home ownership

Jess and Dom have savings strategies for parents looking to help their kids buy their first home. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.com/listener for privacy information.

Mar 01, 202319 minSeason 2Ep. 4

How to prepare for your mortgage cliff

Jess and Dom offer saving strategies to Claire, a single mother with a child going into day care, who is also facing significant mortgage rate increases. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.com/listener for privacy information....

Feb 22, 202322 minSeason 2Ep. 3

How to save for a house in five years

Jess and Dom offer Jewels, a first home buyer and guinea pig owner, who is living at home to save up for her first place, some saving strategies to help her realise her dream of owning a three bedder in Ballarat in three to five years. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.com/listener for privacy info...

Feb 15, 202320 minSeason 2Ep. 2

Saving strategies: breaking down Dom's budget

We're taking a look at real-life budgets and seeing what ways we can save them some money. This week, senior economics writer Jess Irvine puts the spotlight on Money editor Dom Powell to see if there's anything he can do to help his budgeting strategies. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.com/listen...

Feb 08, 202323 minSeason 2Ep. 1

Show us your money!

We want to help you! In season 2 of It All Adds Up we're going to dive into your wallet and see if we can give you a financial health check. If you want Jess and Dom to take a look at your spending and see if they can help you reach your financial goals, email us at italladdsup@nine.com.au See omnystudio.com/listener for privacy information.

Feb 01, 20232 min

Encore: Five ways to buy your first home sooner

Home ownership: It’s the biggest topic in personal finance. On this first episode of It All Adds Up, we’ll take a look at how much it takes to buy a home in Australia these days and some strategies to help our listeners to get a foot in the door. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. Join The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell as they...

Jan 25, 202329 minSeason 1Ep. 22

Encore: Sharemarket investing for beginners parts 1, 2 & 3

All three parts of our sharemarket investing for beginners series combined. Jess and Dom look at the basics of shares as investments, a checklist of things to consider before buying shares, and then go through the process of buying shares. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.c...

Jan 25, 20231 hr 11 minSeason 1Ep. 23

Encore: Facing a rental increase? Know your tenancy rights

On this week’s episode of It All Adds Up we cover all you need to know about tenants’ rights in Australia and what options you have as a renter when your landlord comes knocking with a rental increase. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.com/listener for privacy information....

Jan 11, 202327 minSeason 1Ep. 21

Encore: How to ask for - and get - a pay rise

By now we’re sure you’ve heard it all: inflation is going through the roof and everything is getting more expensive, but your wages haven’t grown to match it. In fact, in real terms, they’ve gone backwards. On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell discuss how to ask your boss for a pay rise, how to negotiate it, and what to do if they refuse. It All Adds Up is the podcast where we make...

Jan 04, 202320 minSeason 1Ep. 20

Encore: Why it's time to set a money goal

Most people struggle with the ability to plan long-term, particularly when it comes to their finances. But learning to set some money goals, no matter how small, is a crucial first step on the journey towards building one’s wealth and financial confidence. On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell run through some money goals listeners may consider setting for themselves, depending on w...

Dec 28, 202220 minSeason 1Ep. 19

Encore: Beating the cost of living crunch

With inflation tipped to get worse before it gets better, what can you do to protect your household budget from rising costs? In this week’s episode of the It All Adds Up podcast, money editor Dominic Powell and senior economics writer Jessica Irvine share some of their top strategies for beating the rising cost of living. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice m...

Dec 21, 202229 minSeason 1Ep. 18

Five strategies to help prepare your finances for 2023

Whether you’re a mad-keen budgeter like Jess, or adopt a more ‘go with the flow’ attitude like Dom, the New Year heralds a fresh opportunity for everyone to get their finances in order. 2023 is shaping up as a potentially tough year for household budgets, amid the rising cost of living, interest rate hikes, and increasing concerns about a global recession. But there are things you can do now to safeguard your money, which we explore in this week’s episode of the It All Adds Up podcast. It All Ad...

Dec 14, 202229 minSeason 1Ep. 17

How to trim your costs this Christmas

Between November and December, Australians are expected to spend a whopping $66 billion according to estimates from the Australian Retailers Association, largely on food, alcohol, and toys. This week on It All Adds Up , Jess and Dom tackle some ways you can save some money this Christmas, from taking a low-key approach to gifting to thinking outside the box when it comes to wrapping paper. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building t...

Dec 07, 202223 minSeason 1Ep. 16

Do you need private health insurance?

In this week’s episode of It All Adds Up , Jess and Dom discuss the purpose of private health insurance and the various ‘carrots and sticks’ governments have created to force an uptake to take pressure off the public system. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for us to answer each week. See omnystudio.com/listener for privacy i...

Nov 30, 202225 minSeason 1Ep. 15

Should you have a side hustle?

Jess and Dom discuss the pros and cons of side projects with potential to supplement income from a main job. Side hustles can come in many different forms, but broadly fall into two categories: selling your skills or selling your stuff. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for us to answer each week. See omnystudio.com/listener f...

Nov 23, 202225 minSeason 1Ep. 14

How to choose a good superannuation fund

Thanks to the compulsory nature of our superannuation system, the amount of wealth held by Australians in super is growing rapidly. But how can you make sure you are getting good value out of your investments? On this week’s episode of It All Adds Up, we break down the five most important things to consider when it comes to choosing a super fund. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questi...

Nov 16, 202228 minSeason 1Ep. 13

Should you pay off your HECS debt sooner?

Inflation is forecast to hit 8 per cent this year, bumping the price of everything from petrol to health insurance. It’s particularly bad news for anyone with student debt, which is indexed with inflation each year on June 1. This could mean an increase of nearly $2000 for someone with an average HECS debt of $23,685. On this week’s episode of It All Adds Up , we ask if it’s worth repaying some of your HECS debt ahead of time, or if it’s best to just let it ride and slowly pay it off over time. ...

Nov 09, 202225 minSeason 1Ep. 12

Facing a rental increase? Know your tenancy rights

On this week’s episode of It All Adds Up we cover all you need to know about tenants’ rights in Australia and what options you have as a renter when your landlord comes knocking with a rental increase. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.com/listener for privacy information....

Nov 02, 202227 minSeason 1Ep. 11

Budget special: What’s in it for your hip-pocket?

In this week’s episode of It All Adds Up , senior economics writer Jessica Irvine and money editor Dominic Powell delve into the finer details of the Government's $7.5 billion plan "5-point plan” for “responsible” cost of living relief - which includes bigger childcare subsidies, a more generous paid parental leave scheme, cheaper drugs, more affordable housing and greater investment in skills to boost wages. It All Adds Up is the podcast where we make money easy to understand so that listeners ...

Oct 26, 202227 minSeason 1Ep. 10

How to tackle the rising cost of power

Energy bills are getting more and more expensive by the month as global forces wreak havoc on coal and gas prices. In this week’s episode of It All Adds Up , money editor Dominic Powell and senior economics writer Jessica Irvine have a few tricks you can try to cut costs on your power bill. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au fo...

Oct 19, 202228 minSeason 1Ep. 9

Beating the cost of living crunch

With inflation tipped to get worse before it gets better, what can you do to protect your household budget from rising costs? In this week’s episode of the It All Adds Up podcast, money editor Dominic Powell and senior economics writer Jessica Irvine share some of their top strategies for beating the rising cost of living. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice m...

Oct 12, 202229 minSeason 1Ep. 8

Demystifying crypto and whether it's worth investing in

In today’s episode of It All Adds Up , money editor Dominic Powell and senior economics writer Jessica Irvine delve into the basics of crypto and all the various things investors should keep in mind when considering investing in the nascent asset class which some claim could be the future of the internet. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup...

Oct 05, 202226 minSeason 1Ep. 7

Sharemarket investing for beginners - part 3

In our final on sharemaket investing for beginners, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell go through the steps for purchasing shares, before buying some themselves. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.com...

Sep 28, 202221 minSeason 1Ep. 6

Sharemarket investing for beginners - part 2

On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell run through a checklist of important things to consider before investing in shares. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.com/...

Sep 21, 202226 minSeason 1Ep. 5

Sharemarket investing for beginners - part 1

On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell get back to the basics of understanding shares- what are they, why would you buy them, and how can you buy them in their various forms? It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for J...

Sep 14, 202225 minSeason 1Ep. 4

Why it's time to set a money goal

Most people struggle with the ability to plan long-term, particularly when it comes to their finances. But learning to set some money goals, no matter how small, is a crucial first step on the journey towards building one’s wealth and financial confidence. On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell run through some money goals listeners may consider setting for themselves, depending on w...

Sep 07, 202220 minSeason 1Ep. 3

How to ask for - and get - a pay rise

By now we’re sure you’ve heard it all: inflation is going through the roof and everything is getting more expensive, but your wages haven’t grown to match it. In fact, in real terms, they’ve gone backwards. On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell discuss how to ask your boss for a pay rise, how to negotiate it, and what to do if they refuse. It All Adds Up is the podcast where we make...

Aug 31, 202220 minSeason 1Ep. 2

Five ways to buy your first home sooner

Home ownership: It’s the biggest topic in personal finance. On this first episode of It All Adds Up, we’ll take a look at how much it takes to buy a home in Australia these days and some strategies to help our listeners to get a foot in the door. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. Join The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell as they...

Aug 24, 202229 minSeason 1Ep. 1
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