Manish Agarwal, CEO & Founder, FINQY The BFSI sector is evolving rapidly, with AI-driven hyper-personalisation, ‘phygital’ customer experiences, and the rise of super apps reshaping financial services. As digital ecosystems expand, financial product consumption in India is seeing a significant shift. Manish Aggarwal, CEO & Founder of FINQY, speaks to Gloria Methri of IBS Intelligence about these emerging trends and what the future holds for the industry....
Feb 27, 2025•10 min•Ep. 829
Ghazi Ben Amor, VP Corporate Development, ZAMA ZAMA is a newcomer specialising in cryptography, with a focus on fully homomorphic encryption. This technology allows computations to be performed on encrypted data but, crucially, without the need to decrypt it first – thus preserving data privacy and security – useful attributes for banks and others in financial services. Robin Amlôt of IBS Intelligence discusses the problem, the potential and the use cases with Ghazi Ben Amor, VP Corporate Develo...
Feb 24, 2025•14 min•Ep. 828
Hari Padmanabhan, Founder Chairman, Uncia Uncia is redefining FinTech with AI-driven solutions that enhance banking, lending, and credit assessments. Inspired by the agility of the snow leopard, Uncia empowers financial institutions with customisable onboarding journeys. Hari shares insights with Puja Sharma of IBS Intelligence on how Uncia is shaping the future of financial services.
Feb 21, 2025•16 min•Ep. 827
Srirang Srikantha, Chief Executive Officer, Yethi Consulting By end-2028, it has been suggested that 80% of testing engagements will have quality engineering transformation as a core component. One recent survey has a similar percentage of banks (81%) warning of an imminent ‘automation Armageddon’. Against that background, Robin Amlôt of IBS Intelligence speaks to Srirang Srikantha, CEO of Yethi Consulting, a leading provider of payment solutions, quality assurance, and testing automation servic...
Feb 17, 2025•13 min•Ep. 826
Yaacov Martin, CEO, The Jifiti Group Embedded finance solutions allow banks to extend their reach and potentially offer more personalised services. BNPL is still growing but also still in need of a regulatory framework. The Jifiti Group is a US-based global technology company. One of its main products is a white-labelled embedded lending platform for banks, lenders and merchants. Yaacov Martin, the company’s CEO speaks to Robin Amlôt of IBS Intelligence about the consumer lending ecosystem....
Feb 14, 2025•12 min•Ep. 825
Satish Grampurohit, CEO and Co-Founder, Cogniquest Disclosure: Cogniquest is a Cedar-IBSi Capital portfolio company. It is a context-aware AI platform with the ability to capture key data points and generate actionable insights from complex documents and information repositories. Robin Amlôt of IBS Intelliigence speaks with Satish Grampurohit, CEO and Co-Founder of Cogniquest about how AI can make the KYB process faster, more efficient and more transparent for both businesses and banks. Quite si...
Feb 13, 2025•18 min•Ep. 824
Violet Abtahi, CEO, Platonic Blockchain’s impact on asset management is growing but key challenges over privacy, decentralisation and usability remain to be addressed. However, together with tokenisation, blockchain holds out the promise of more power to the individual to secure their financial future while having more control over their assets. Robin Amlôt of IBS Intelligence discusses the economy of the future with Violet Abtahi, CEO of Platonic....
Feb 12, 2025•13 min•Ep. 823
Mathias Wikström, CEO, Doconomy Recent research reveals that consumers around the globe are increasingly concerned about climate change and want to take individual action, but many feel constrained by their financial situation. Not feeling in control of their finances makes it hard for people to focus on living sustainably, and there is a lack of meaningful action from traditional leaders. This, according to Mathias Wikström, CEO of Doconomy, speaking to Robin Amlôt of IBS Intelligence, offers a...
Feb 11, 2025•13 min•Ep. 822
Niamh Kingsley, Director, Head of AI & Product Innovation, Delta Capita After more than a decade of digital transformation, being digital is no longer a differentiator for banks, it’s a baseline. Looking ahead, financial institutions must embrace emerging DREAM-C technologies: Distributed Ledger Technology, Robotics, Extended Reality, AI, Mutualisation & Shared Innovation, and advanced Computing (cloud and quantum) to stay competitive. Robin Amlôt of IBS Intelligence speaks to Niamh King...
Feb 10, 2025•10 min•Ep. 821
Sal Rehmetullah, CEO & Co-Founder, Worth AI How to tackle risk management and financial credit underwriting, using AI to provide accurate, real-time credit risk assessments for small and medium-sized businesses (SMBs). Through the use of an AI-powered platforms for underwriting and onboarding, it is possible to eliminate manual tasks and offer real-time, predictive risk monitoring. Robin Amlôt of IBS Intelligence speaks to Sal Rehmetullah, CEO and Co-Founder of Worth....
Feb 10, 2025•14 min•Ep. 820
Cassie Craddock, UK & Europe Managing Director, Ripple In Q4 2024, the UK government reaffirmed its commitment to moving ahead with a regulatory framework for crypto assets and stablecoins. Welcome news for Cassie Craddock, UK & Europe Managing Director of digital asset infrastructure provider Ripple. She speaks to Robin Amlôt of IBS Intelligence about her hopes for regulation, the need for digital asset custody, and how large financial institutions have begun preparing for a future in w...
Feb 07, 2025•13 min•Ep. 819
Juan Pablo Ortega, Co-Founder & CEO, Yuno We investígate global payment trends and the role of payment orchestrators as Robin Amlôt of IBS Intelligence speaks to Juan Pablo Ortega, Co-Founder and CEO of Yuno. The company, based in Colombia, operates in more than 80 countries around the world and allows merchants to connect with over 300 payment methods and providers with a single, no-code integration, making it easier for companies to scale across geographies and build their customer base....
Feb 07, 2025•13 min•Ep. 818
Ankush Julka, CEO of Mufinpay MufinPay, a PPI license holder, is redefining digital payments with its Super App, PPI Wallet, Gift Cards, GPR Cards, and Bank in a Box. Offering seamless UPI payments, secure prepaid cards, and a robust e-banking experience, it simplifies everyday transactions like bill payments, FASTag top-ups, and P2P transfers. Ankush Julka, CEO of MufinPay, speaks with Puja Sharma of IBS Intelligence on the future of digital payments and FinTech’s role in financial inclusion....
Feb 05, 2025•11 min•Ep. 817
Raman Korneu, CEO & Co-Founder, myTU myTU is an e-money institution (EMI) registered in the European Union and headquartered in Lithuania – regarded as one of the FinTech hubs of Europe. The firm also has a consumer credit licence and is working towards obtaining a full banking licence. Raman Korneu of myTU speaks to Robin Amlôt of IBS Intelligence about what makes myTU different in the way it is offering banking services.
Jan 31, 2025•11 min•Ep. 816
Matiss Ansviesulis, Entrepreneur & Angel Investor Matiss Ansviesulis co-founded Creamfinance (rebranded to AvaFin.com ) in 2012 in Latvia. The firm was taken over by Capitec in 2024. Ansviesulis has not been idle, co-founding a string of FinTechs including Spanda Capital , NewSchool , Esketit , FU Capital , and Money.jo . Here, he talks to Robin Amlôt of IBS Intelligence about the challenges of helping the unbanked in emerging markets, and how Latvia and the other Baltic states have develope...
Jan 30, 2025•13 min•Ep. 815
Rob Israch, President, Tipalti In Q4 2024, the UK government unveiled plans for a Regulatory Innovation Office (RIO), aiming to reduce the burden for businesses hoping to bring new products and services to market. It will support regulators to update regulation, speeding up approvals, and ensuring different regulatory bodies work together smoothly. But will it be successful in fostering innovation? Robin Amlôt of IBS Intelligence speaks to Rob Israch, President of SaaS accounting software provid...
Jan 29, 2025•13 min•Ep. 814
Sarvjeet Singh Virk, Co-Founder & MD, Finvasia & Jumpp How is AI driving hyperpersonalised wealth management experiences for Indian users? Sarvjeet Singh Virk, Co-Founder of Finvasia, joins Gloria Methri of IBS Intelligence to discuss this and more, including the vision behind Finvasia’s AI-powered superapp, Jumpp and the challenges of driving financial inclusion in smaller cities. Explore how AI can reshape India’s FinTech landscape over the next decade....
Jan 23, 2025•15 min•Ep. 813
Sarah Martin, Chief Executive Officer, Pulsate Without proactive strategies to drive debit card usage, financial institutions are leaving money on the table. Many mobile banking apps offered by community Fis have no mechanism for identifying who should be prompted to use their cards more. The answer is tech that can leverage data-driven insights to deliver personalised, real-time notifications. Robin Amlôt of IBS Intelligence speaks to Sarah Martin of platform provider Pulsate....
Jan 20, 2025•14 min•Ep. 812
Jerry Mulle, UK Managing Director, Ohpen It is said the most stressful thing any of us is likely to do is buy a property. Why is this so and what can be done to make the UK mortgage experience faster and less painful? Robin Amlôt of IBS Intelligence speaks to Jerry Mulle, UK Managing Director of Ohpen, about the mortgage process and about how bringing core banking into the cloud makes it easier for financial institutions to innovate, modernise and grow....
Jan 20, 2025•12 min•Ep. 811
AJ Thompson, Chief Commercial Officer, Northdoor Financial services providers are under increasing pressure to tackle risk in critical digital systems. AJ Thompson, CCO at UK IT consultancy Northdoor speaks to Robin Amlôt of IBS Intelligence about the impact of DORA, the prospect of itchy feet on the part of VC investors, and what established institutions and FinTechs can do better to prepare themselves for the challenges that 2025 is going to present....
Jan 14, 2025•14 min•Ep. 810
Maxim Neshcheret, Regional Director (APAC), CMA Small Systems AB APAC is a big region! We review general trends in regional payments and developments in domestic payments as well. In crossborder payments we look at the speed of adoption of the ISO20022 standard and at the prospects for stablecoin and tokenisation. Robin Amlôt of IBS Intelligence speaks to Maxim Neshcheret of CMA Small Systems.
Jan 10, 2025•10 min•Ep. 809
L-R: Biju Suresh-Babu, Head of Banking & Financial Services, Fiorano ; Akhil Rao, Managing Director, Nth Exception Most financial institutions are working on their ISO 20022 migration plans with some in advanced stages and already adopting the new rules for specific use cases. Others are still assessing their needs, but time is pressing. Structured data is not just a technical requirement but also a regulatory one. Robin Amlôt of IBS Intelligence discusses the progress on CBPR+ migration wit...
Jan 09, 2025•13 min•Ep. 808
Pradeep Varma, Co-Founder & Director, Pennant Technologies Low code and no code solutions aren’t the same, so which makes sense for your bank or financial institution’s lending strategies and products? Why does democratising application development make business sense? These questions and others about the changing lending landscape are answered in this conversation between Pradeep Varma of Pennant Technologies and Robin Amlôt of IBS Intelligence....
Jan 07, 2025•17 min•Ep. 807
Suresh Sarangapani, Chief Information Officer at Muthoot Finance The NBFC sector is embracing cutting-edge technologies and strategic innovations to stay ahead in a rapidly evolving market. Puja Sharma of IBS Intelligence speaks with Sarangapani on how Muthoot is leveraging technology and innovation to drive growth and navigate the evolving NBFC landscape.
Jan 06, 2025•11 min•Ep. 806
Bhavik Vasa, Founder of GetVantage , discusses the future of India’s digital lending and the transformative role of OCEN (Open Credit Enablement Network) in building a Viksit Bharat. Speaking with Gloria Mathias, he highlights how OCEN, like UPI for payments, will empower MSMEs by reshaping debt as a tool for growth and unlocking capital for long-term success
Jan 02, 2025•13 min•Ep. 805
Ola Oyetayo, Co-Founder & CEO, Verto Stablecoins are increasingly being used as a crossborder payments solution on the African continent, as a more efficient way of making payment when faced with illiquid local currencies and slow and expensive traditional solutions. This is one of the key trends in FinTech in Africa, according to Ola Oyetayo of Verto. He also tells Robin Amlôt of IBS Intelligence how artificial intelligence is being used to combat fraud in the African markets...
Dec 24, 2024•13 min•Ep. 804
Julio Martinez, Co-Founder & CEO, Abacum Spanish FinTech Abacum’s financial planning and analysis platform addresses the day-to-day challenges faced by CFOs. The company’s biggest market is the USA, but we begin our discussion with Abacum’s Chief Executive Julio Martinez by reviewing trends in FinTech in Spain. He tells Robin Amlôt that the country’s tech ecosystem is booming.
Dec 24, 2024•11 min•Ep. 803
Jaya Vaidhyanathan, CEO, BCT Digital As digital banking and embedded finance reshape the financial ecosystem, risk management has become a cornerstone for resilience and innovation. In a conversation with Gloria Methri of IBS Intelligence, Jaya Vaidhyanathan, CEO of BCT Digital, delves into how open APIs, FinTech partnerships, and evolving regulatory frameworks are reshaping banks’ risk mitigation strategies. Jaya also sheds light on pressing concerns, from credit and fraud risks to the growing ...
Dec 18, 2024•12 min•Ep. 802
Rama Krishna Raju, Co-Founder & CEO, Pennant Technologies Pennant Technologies offers a composable, API-driven lending platform that unlocks innovation by simplifying loan origination, management, and collections for any type of loan or line of credit. CEO Rama Raju explains to Robin Amlôt of IBS Intelligence the key reasons behind banks’ need to modernise their lending stack and why a loan management system plays a crucial role in such a transformation....
Dec 17, 2024•16 min•Ep. 801
Anurag Rastogi, Co-Founder & Head of Product & Technology, Hylobiz The relationships between banks and SMEs are inevitably problematic. Banks don’t have the data they need from businesses in order to make informed decisions, and SMEs don’t have the time they need to provide the information to them! But there is a solution that can help, addressing the challenges small businesses face in accessing finance while offering improved intelligence to banks. Anurag Rastogi of Hylobiz and Robin A...
Dec 16, 2024•15 min•Ep. 800
