Barb Morgan, Chief Product & Technology Officer, Temenos Barb Morgan was recently appointed Chief Product & Technology Officer by Temenos. Just six weeks into her post she spoke with Robin Amlôt of IBS Intelligence about her priorities in her new position, and about the company’s collaboration with AI hardware/software leader Nvidia in powering on-prem GenAI for real-time banking. Morgan also outlines her take on the unique challenges to the adoption of AI in banking....
Dec 13, 2024•11 min•Ep. 799
Vivek Singh, Co-Founder and Director of Tonetag ToneTag, with its innovative VoiceSe platform, is redefining accessibility in digital payments by enabling voice-based transactions on feature phones and low-connectivity networks. Vivek discusses with Puja Sharma of IBS Intelligence how AI drives this transformation in voice commerce and financial inclusion.
Dec 12, 2024•18 min•Ep. 798
Rutul Davé, Co-Founder & Chief Technology Officer, Maxwell Launched in 2015 Maxwell offers US mortgage lenders solutions that address the entire mortgage loan process, from intake of application to the secondary market. The firm’s Mortgage Solutions Suite aims to help non-depository mortgage banks, credit unions, brokers, and local banks connect their communities with homeownership. Rutul Davé of Maxwell explains to Robin Amlôt of IBS Intelligence how artificial intelligence can and is being...
Dec 11, 2024•14 min•Ep. 797
Ravi Yadav, Global Head, Cybersecurity Business Unit, Tata Consultancy Services (TCS) Banks and financial services firms are turning to next-gen security solutions to better protect themselves and their customers. Ravi Yadav of TCS reviews the biggest cyber threats banks are now facing and tells Robin Amlôt of IBS Intelligence how cyber fusion centres, merging security and fraud staff, processes and technologies, may provide an answer.
Dec 11, 2024•12 min•Ep. 796
Yashraj Vakil, CEO of CaptainBiz What role do nano enterprises play in India’s economy? In this episode, Gloria Mathias sits down with Yashraj Vakil, CEO of CaptainBiz, to uncover the unique challenges faced by these often-overlooked businesses. Yashraj explains why nano enterprises deserve separate recognition from MSMEs. Want to learn more about these silent yet powerful drivers of India’s economy? Tune into the podcast.
Nov 29, 2024•14 min•Ep. 795
Amit Nigam, COO of BANKIT Digital financial literacy is key to driving financial inclusion and empowering underserved communities in India. The conversation explores how FinTechs are revolutionising access to banking services in rural areas and the pivotal role of government policies in fostering innovation and digital awareness. Amit Nigam, COO of BANKIT, shares his expert insights with Gloria Methri of IBS Intelligence.
Nov 29, 2024•9 min•Ep. 794
Munindra Verma, CEO of M1NXT M1NXT simplifies global trade financing by helping exporters and importers access quick liquidity through the conversion of trade receivables into cash. Its platform addresses the challenges of working capital constraints and delays in cross-border transactions. Puja Sharma of IBS Intelligence speaks with Verma on how M1 NXT is establishing itself as a trusted trade finance solution provider.
Nov 27, 2024•23 min•Ep. 793
Arun Poojari, Co-founder and CEO of Cashinvoice Since its incorporation in 2018, Cashinvoice has focused on empowering MSMEs in Tier 1 and Tier 2 cities, including women-led businesses, by providing diverse and accessible financial solutions. Arun shares insights with Puja Sharma of IBS Intelligence on how supply chain finance can tackle operational challenges and foster stronger supplier relationships in the MSME sector.
Nov 18, 2024•12 min•Ep. 792
Elena Churilova, Chief Executive Officer, Cino For the Gen Z or millennial in your life a virtual payment card (there is no piece of plastic) sits on the smartphone as an adjunct to your digital wallet, and the group virtual payment card acts as a bill-splitter. It allows for payments to be made together at the same time, connecting one virtual card to multiple bank accounts. This means, for example, that there is no more argument about who owns what to whom after a restaurant bill is split. Vir...
Nov 15, 2024•10 min•Ep. 791
Angela Hull, VP Global Payments Partnerships, PPRO It is important for merchants operating across borders to create a true local experience that consumers and business can have confidence in. Data from PPRO shows that US citizens now spend $130 billion a year with merchants based outside the US, up from $106 billion in 2020. Elsewhere, Brazilians spend more than $3 billion a year with foreign merchants, and Indians spend over $20 billion a year on goods and services provided by eCommerce merchan...
Nov 13, 2024•11 min•Ep. 790
Denis Brosnan, Portfolio Manager, CORA Group ; Beth McCoy, President, RewardOps Financial institutions may build customer interaction, share of wallet, transaction frequency and spending, in addition to brand loyalty. Consumers increasingly view ‘rewards’ as a form of currency that they ascribe a value to that is integral to the shopping experience. Such loyalty programmes can influence purchasing decisions and spending habits. Robin Amlôt of IBS Intelligence speaks to Denis Brosnan, Portfolio M...
Nov 12, 2024•11 min•Ep. 789
Bilal Bajwa, Chief Product & Technology Officer, Stenn Lack of access to finance for SMEs is not a new trend but it remains an acute issue that traditional lenders still struggle to solve. For many SMEs the need for capital is immediate, without which firms run the risk of failing to capitalise on business opportunities and, potentially, losing their customers to competition. Robin Amlôt of IBS Intelligence speaks to Bilal Bajwa, Chief Product & Technology Officer of Stenn about how the ...
Nov 12, 2024•11 min•Ep. 788
Jayatri Dasgupta, CMO of PayNearby In this episode, Gloria Mathias chats with Jayatri Dasgupta, CMO of PayNearby and Program Director of the Digital Naari Initiative. Jayatri highlights the challenges women face in accessing financial services in India. She discusses how PayNearby's Digital Naari Initiative is addressing these barriers, focusing on making formal finance accessible to women in Rural India.
Nov 11, 2024•12 min•Ep. 787
Ofer Friedman, Chief Business Development Officer, AU10TIX Banks, FinTechs and their customers face a barrage of advice on how to spot and avoid fraudulent IDs. Unfortunately, many of the tips on offer simply create a false sense of security! Among the myths being perpetuated include: Deepfakes may be spotted via inconsistent reflections and jerky movements Security features such as holograms and microprints are proof of an ID document’s authenticity Sanctions checks prevent money laundering As ...
Nov 11, 2024•14 min•Ep. 786
Eric Van der Kleij, Partner, Edenbase , & Yanki Onen, CEO & Founder, wamo Venture capital firm Edenbase recently made its first FinTech investment, into digital business account provider wamo. Eric Van der Kleij of Edenbase (pictured) explains the thinking behind the fund’s investment decision. We also hear from Yanki Onen, CEO and Founder of wamo, some 2 years on from our first conversation with the company. Here’s the link to Onen talking about an SME ecosystem in 2022. This time Onen ...
Nov 11, 2024•13 min•Ep. 785
Satish Grampurohit, CEO & Co-Founder, Cogniquest Cogniquest is a context-aware AI platform that aims to capture key data points and generate actionable insights from complex documents and information repositories. The solution helps unlock the potential of data through cutting-edge AI solutions, empowering business users with smarter decision-making capabilities. Full disclosure, Cogniquest is a portfolio company of Cedar-IBSi Capital. The company’s Co-Founder and CEO, Satish Grampurohit, di...
Nov 06, 2024•18 min•Ep. 784
Robin Amlôt of IBS Intelligence speaks to capital markets expert Armin Peter (pictured) and Georgina Jarratt of the International Capital Market Association (ICMA) about the challenges facing the cross-border debt capital market in getting to grips with digitalisation. Among topics covered in the discussion: sustainable finance, the role of FinTechs, the coming of DLT and AI, and more.
Nov 06, 2024•16 min•Ep. 783
Kurt Vogt Gwerder, Strategy Consultant, Curinos Global data intelligence business Curinos recently carried out its 2024 Great Britain Shopper Survey, which canvassed the views of 2252 people across England, Scotland and Wales who have switched primary banks in the past 3 years. The UK’s big 7 banking providers remain the go-to for ‘new to banking’ customers, and, overall, 59% of primary current account recent purchasers are being captured by the big 7. Notably, a large majority of shoppers prefe...
Nov 05, 2024•11 min•Ep. 782
Brendan Thorpe, Customer Success Manager, Auriga On the fringes of the ATMIA Europe and Emerging Markets conference held for stakeholders from the ATM industry, Robin Amlôt of IBS Intelligence caught up with Brendan Thorpe, Customer Success Manager at Auriga to discuss ATM strategies and the intelligent management of data derived from cash machine networks. There is a lot to be learned from the ATMs themselves about how self-service banking channels are performing.
Nov 05, 2024•12 min•Ep. 781
Ankit Bhatnagar, Group Chief Product & Technology Officer, Vayana Group The right supply chain finance program can materially assist in managing cashflow and optimise capital deployment, weaving together a network of buyers and sellers with banks and financial institutions. Robin Amlôt of IBS Intelligence discusses the opportunities available, and the challenges involved in establishing a supply chain program with Ankit Bhatnagar, Group Chief Product and Technology Officer at Vayana Group, I...
Oct 17, 2024•10 min•Ep. 780
Rami Cassis, Chief Executive Officer, Fintilect Fintilect is the new identity for digital banking platforms ieDigital in the UK and Connect FSS in the USA, together with AI-powered recommendation engine ABAKA. Combining these 3 firms, Fintilect aims to deliver advanced hyper-personalised digital banking solutions to banks, credit unions and building societies in the UK and USA. Robin Amlôt of IBS Intelligence speaks to Fintilect CEO Rami Cassis, asking him first for his views on the evolution of...
Oct 15, 2024•10 min•Ep. 779
Justinas Jarusevicius, Partner, Motieka Law Firm Financial services need to be regulated but over-stringent regulation may stifle innovation. Lithuanian lawyer Justinas Jarusevicius represented ABC Projektai in a case that went all the way to the European Court of Justice, helping the firm to regain its payment institution licence. It’s a case that, he believes, highlights the need to strike a balance between regulatory freedom and oversight. Robin Amlôt of IBS Intelligence speaks to Justinas Ja...
Oct 15, 2024•11 min•Ep. 778
Kunal Aggarwal, Founder, CEO, Credflow Effective cash flow management is essential for the success of India’s MSMEs, providing crucial real-time financial insights and growth opportunities. Puja Sharma of IBS Intelligence speaks with Kunal on how CredFlow is transforming financial management for MSMEs, helping them transition from cash-strapped to cash-rich.
Oct 14, 2024•11 min•Ep. 777
Scarlett Sieber, Chief Strategy Officer, Money20/20 Ahead of Money20/20 in Las Vegas at the end of October, Robin Amlôt of IBS Intelligence spoke with Scarlett Sieber, Chief Strategy Officer at Money/2020, discussing the dynamics shaping the global FinTech investment landscape and the development trends in FinTech. Here’s a clue – AI! Now in its 13th year, Money20/20 runs annual shows in Amsterdam, Bangkok and Las Vegas.
Oct 14, 2024•9 min•Ep. 776
Dharmesh Ghedia, Technical Director, Qodea (formerly Appsbroker CTS) Appsbroker CTS has a new name, Qodea. Dharmesh Ghedia, the firm’s Technical Director, explains the reasoning behind the new identity. He also tells Robin Amlôt of IBS Intelligence that 71% of financial services organisations are struggling to make use of the data that they have. One answer could be to embrace the concept of a ‘data brain’. More details may be found in the firm’s data maturity report ....
Oct 14, 2024•10 min•Ep. 775
Frans Westdorp, Product Owner Trade Finance, ABN AMRO Bank & Richard White, Head of Trade Finance, Commercial Banking Applications (CBA) ABN AMRO Bank recently went live with Norwegian software vendor Commercial Banking Applications’ Transaction Due Diligence (TDD) functionality within CBA’s IBAS GBF - Global Banking Factory. The bank is now using TDD across its global trade finance operations to monitor transactions and flag suspicious activity, helping to combat financial crime and ensure ...
Oct 10, 2024•11 min•Ep. 774
Robert Bueninck, Chief Executive Officer, Unzer Integrated payment and software solutions that cover every aspect of the retail journey can resolve many headaches faced by merchants across Europe. Solutions on offer include online purchases and in-store mobile point-of-sale systems to final settlement and essential business processes. Robin Amlôt of IBS Intelligence speaks to Robert Bueninck, Chief Executive Officer of Unzer about the continent’s current FinTech landscape and his own company’s j...
Oct 10, 2024•10 min•Ep. 773
Martynas Bieliauskas, Chief Executive Officer, Klarpay AG Open banking in Europe has promised much but has it delivered on expectations? Not yet, according to Martynas Bieliauskas, CEO of Klarpay. A veritable explosion of transaction and asset types together with a fragmented global payments landscape that encompasses a variety of infrastructures and regulator environments has left open banking struggling. Robin Amlôt of IBS Intelligence speaks to Martynas Bieliauskas about what open banking cur...
Oct 09, 2024•10 min•Ep. 772
Matt Storey, Chief Product Officer, SteelEye Cross-product manipulation happens when an individual or entity places orders or trades in one financial instrument to unlawfully influence the price of another, either on the same platform or on different ones. This kind of manipulation can be tricky for firms to spot because it often leaves only subtle clues. But regulators in the US and UK are paying more attention to it. Robin Amlôt of IBS Intelligence speaks to Matt Storey, Chief Product Officer ...
Oct 09, 2024•14 min•Ep. 771
Sivaram Kowta, President, Digital Banking at Zeta What does the future hold for digital banking and credit in India? Gloria Methri of IBS Intelligence speaks with Sivaram Kowta of Zeta, who delves into the transformative potential of the Unified Lending Interface (ULI) introduced by the RBI. Explore how Zeta envisions a UPI-driven credit ecosystem that could fundamentally reshape the banking landscape in India.
Oct 08, 2024•16 min•Ep. 770
