Mushegh Tovmasyan, Chairman & Founder, Zenus Bank Zenus Bank is claiming a mission to democratise finance by offering people in developing nations a secure alternative to holding funds in local currencies. Unlike the vast majority of banks in the international banking system, Zenus is a full reserve bank, meaning deposits are retained and not loaned out. So, what is the significance of an international banking licence and how does the bank operate? Robin Amlôt of IBS Intelligence speaks to M...
Feb 28, 2023•12 min
Paul Brown, COO, TechPassport The bank/FinTech landscape is changing but establishing a working relationship can be a slow process of investigation and due diligence, potentially negating the advantages of speed and agility that FinTechs can offer. But with a list of enterprise ready questions (ERQs), TechPassport is aiming to simplify and speed up the engagement process. Robin Amlôt of IBS Intelligence speaks to Paul Brown, Chief Operating Officer of TechPassport....
Feb 27, 2023•14 min
Rick Woodham, Head of Product Management & Business Solutions, Tagit Yet again it appears that banks are in danger of overlooking the opportunities presented in the SME segment. Attention is now focusing on the corporate banking sector after some years of digital development in retail banking, but are SMEs and even micro SMEs being served as they should be? Robin Amlôt of IBS Intelligence speaks to Rick Woodham, Head of Product Management & Business Solutions for digital banking solution...
Feb 24, 2023•12 min
Paul Thomalla, Head of Industry & Regulatory Affairs, Finastra ; and Craig Wellman, Managing Director Financial Services, Microsoft The number of banking payments in the UK processed via the current Faster Payments regime grew from 2020 to 2021 by 3.6 billion and this is a figure that is only going to grow. The replacement scheme, the New Payments Architecture should be in place in 2024. What do banks and other institutions need to know and need to be doing now? Robin Amlôt of IBS Intelligen...
Feb 09, 2023•14 min
Kathy Gormley, Principal Solutions Engineer, Resistant.AI The UN Office on Drugs and Crime estimates that 2-5% of global GDP is laundered each year. The threat to FinTechs from financial crime is very real, so what can FinTechs of all sizes do to fight this? The answer would appear to be to embrace the opportunities presented by the use of artificial intelligence and machine learning to help identify criminal actors and suspicious transactions. Robin Amlôt of IBS Intelligence speaks to Kathy Gor...
Feb 08, 2023•10 min
Omar Mansur, Managing Director APAC, Codebase Technologies Half of the population over the age of 15 in countries in the Organisation of Islamic Cooperation (OIC) do not have a bank account. That’s a serious drag on potential economic development and growth. What needs to be done? Robin Amlôt of IBS Intelligence speaks to Omar Mansur, Managing Director APAC for Codebase Technologies.
Feb 07, 2023•16 min
Kalpesh Mistry, SVP & Head of BFSI Europe, ITC Infotech The bank of the future and its products are likely to be very different to the institutions we are familiar with today. Cloud-native Banking as a Service will change how the bank operates and the kind of services it provides to its customers. But perhaps the future of banking rests mainly on the proper management of data to shape and focus product offerings not just to consumer segments but to individual consumers through hyper-personal...
Feb 06, 2023•15 min
Rob O’Farrell, CTO, ID-Pal Despite frequent incidents of data breaches, many of us are still unaware of or ambivalent about what organisations hold our data. A self-sovereign identity profile could allow individuals to take back control of their data. How would this work in practice? Robin Amlôt of IBS Intelligence speaks to Rob O’Farrell, Chief Technology Officer of identity verification provider ID-Pal.
Feb 03, 2023•14 min
Victor Basta, CEO, DAI Magister After a slowdown in FinTech investing in the latter part of 2022, we review the outlook for FinTech funding in 2023 and what FinTechs need to do to create a successful exit strategy. Robin Amlôt of IBS Intelligence speaks to Victor Basta, CEO of investment bank DAI Magister about what private equity and venture capital players are looking for in a FinTech, and the importance of profitability!
Jan 27, 2023•21 min
Rohit Garg, CEO & Co-Founder, SmartCoin Smartcoin is stimulating MSMEs’ and individuals’ development and financial inclusion in India through the application of AI/ML in financial services. The firm aims to provide accessible loans to customers, especially those who reside in Tier-II and III markets while keeping default rates low. Puja Sharma of IBS Intelligence spoke to the firm’s CEO and Co-Founder, Rohit Garg.
Jan 27, 2023•13 min
Christian Frahm, Founder & CEO, United FinTech United FinTech is a new type of FinTech entity, not private equity, not venture capital but building an ecosystem of best-in-class FinTech businesses into a single ecosystem and solutions provider to corporate and investment banks active in the capital markets. Christian Frahm, the firm’s Founder and CEO tells Robin Amlôt of IBS Intelligence that the model represents a new paradigm for FinTech founders that goes beyond traditional capital raisin...
Jan 20, 2023•12 min
Henrik Rosvall, Co-Founder & CEO, Dreams Technology Nobody does banking for the sake of banking – managing money is not an end-goal in itself. What banking customers need is access to tools and feature that help boost their financial health. Traditional personal financial management tools and financial literacy models just don’t provide the motivation that individuals need. So, what does? Robin Amlôt of IBS Intelligence speaks to Henrik Rosvall, Co-Founder and CEO of engagement banking speci...
Jan 18, 2023•11 min
Kundan Shekhawat, CEO & Founder, Ascent Business Technology The implementation of technology solutions by the financial sector has increased the speed of financial decision-making and allowed for the dream of hyper personalisation. But it has also led to increased risk within the sector, making operational resilience (of which old-style business continuity is but a part) even more of a ‘must-have’ for the modern financial services institution. Robin Amlôt of IBS Intelligence speaks to Kundan...
Jan 16, 2023•14 min
Will Tumulty, CEO & President, Rapid Finance Around a fifth of all new SMEs fail within the first 12 months and the number one dilemma facing small businesses is lack of access to working capital. While not every business can be saved and made a success, we suggest that there is more that innovative FinTech lenders can do that banks cannot or will not. Robin Amlôt of IBS Intelligence speaks to Will Tumulty, CEO and President of Rapid Finance....
Jan 16, 2023•13 min
Dharmarajan Sankara Subrahmanian, Founder Director & CEO, Impactsure Impactsure, which was established in 2019, uses AI/ML and natural language processing technologies to build user-centric tools and scalable and secure solutions that process, classify and extract structured and unstructured data from documents. At the core of the company’s SureSuite of microservices is the patent pending Secure Unified Responsive Engine (SURE). Robin Amlôt of IBS Intelligence discusses the impact of AI on b...
Jan 12, 2023•13 min
Henk van Hulle, CEO, Open Banking Implementation Entity The UK has led the world in the development of open banking solutions with more than 6 million consumers now using open banking services. What comes next – consolidation, more cooperation? Have we reached the limits of the top-down approach to open banking? Robin Amlôt of IBS Intelligence discusses these questions and more with Henk van Hulle, CEO of OBIE, the Open Banking Implementation Entity, the body tasked with establishing the framewo...
Dec 23, 2022•12 min
Mukesh Kalra, Founder & CEO, ET Money Tech-first and personalised, ET Money claims to be on a mission to simplify the financial journey for retail investors in India. The company believes that personalisation is the future of WealthTech and is leveraging technology to shift the power back to consumers, offering access to simple-to-use investing platforms. Puja Sharma of IBS Intelligence speaks to Mukesh Kalra, Founder, and CEO of ET Money about helping consumers to make smarter investing cho...
Dec 22, 2022•12 min
Nicholas Soo, Regional Head of Payments Products, Asia, HSBC A majority of the central banks around the world are researching CBDCs (Central Bank Digital Currencies) but they are not all looking at the same thing. In this podcast, Nicholas Soo, Regional Head of Payments Products, Asia, for HSBC explains to Robin Amlôt of IBS Intelligence the differences between the types of CBDCs and what they could mean for the future payments landscape....
Dec 20, 2022•18 min
Dhaval Patel, AVP Product, EbixCash Financial Technologies Protecting and growing client wealth and making smart investment decisions on behalf of the client is what wealth management is all about, but the traditional model of the wealth management business is undergoing profound change as a result of digitalisation. Where do new platform solutions leave the old-school relationship managers (RMs) – what are their roles now, how will the back-office change and what is the impact on the business o...
Dec 20, 2022•12 min
Andrew Doukanaris, Business Director FinTech, Europe, Intellias Finding funding for FinTech is increasingly challenging. What will it take to decongest the FinTech sector and stop the fall in investment? But you do have to be in the game to win the game. Robin Amlôt of IBS Intelligence speaks to Andrew Doukanaris, Business Director FinTech, Europe, of global technology partner Intellias, a firm focusing on sustainable digitalisation.
Dec 19, 2022•12 min
Julien Traversini, Head of Financial Services, Valtech Having shown interest in payments, lending, and insurance, BigTech companies appear to have financial services providers firmly in their sights. In response, banks should act to embrace digital technologies more quickly, shifting their focus from being simply providers of financial services to being customer-driven, client-care-focused hubs. Robin Amlôt of IBS Intelligence speaks to Julien Traversini, Head of Financial Services at transforma...
Dec 16, 2022•14 min
Andres Korin, Co-Founder & CFO, Debite Getting early-stage financing for a FinTech startup can be a challenging and expensive prospect. Funding is a key hurdle for any new business – much of the focus in SME funding schemes has been on the ‘M’ of SMEs. But now there could be a useful option available for helping to turn your bright idea into a business. Tailored to early-stage and high-growth startups in the UK, Debite’s corporate card with built-in installments has up to 20x higher credit l...
Dec 15, 2022•15 min
Shelby Austin, CEO & Co-Founder, Arteria AI Information is important but information in the wrong format, the wrong silo or even gathering dust in a filing cabinet is worse than useless! However, with an AI-driven, data first approach, financial institutions may digitise their legacy documentation processes and contract lifecycle management (CLM). This ‘forgotten transformation’ can provide a powerful tool to financial services players, saving costs, time and resources while also actually cr...
Dec 14, 2022•11 min
Richard Southey, Chief Digital & Experience Officer, Absa CIB The adoption of FinTech in Africa has been widespread – in 2021 FinTechs in Africa overshadowed all other startups in funding gained and mobile money transactions across Sub Saharan Africa were greater than the GDP of Nigeria. Increasing mobile phone and internet penetration will see further increases in FinTech activity, facilitating financial inclusion and a move away from cash payments.
Dec 12, 2022•12 min
Gustavo Ruiz, SVP & CEO Latin America, Global Head of Open Banking, Paysafe Recent research by Paysafe highlights how consumer payment preferences are changing in Latin America, specifically in Brazil, Peru, and Chile. Robin Amlôt of IBS Intelligence and Gustavo Ruiz, SVP & CEO Latin America, and Global Head of Open Banking for Paysafe, discuss financial inclusion, payment security, hypergrowth in eCommerce and how smartphone adoption is affecting payments, together with the development ...
Nov 29, 2022•14 min
Ranjan R Reddy, founder and CEO Bureau . Automation, fraud prevention, and powerful seamless user experiences have now become a norm for the customers and online businesses. By providing an accurate and comprehensive picture of individual customers, Bureau helps businesses confidently transact without fear of fraud. Its no-code identity orchestration platform powers seamless customer onboarding and fraud-free customer interactions for any business....
Nov 29, 2022•14 min
Martijn Groot, VP Marketing & Strategy, Alveo In a series of interviews carried out for Sibos 2022, we focus on what’s hot in banking, banking technology and FinTech. The shift to Data as a Service is key for the integration, mastering and cleansing of market and reference data. What’s more it can help address the task of managing data and help create a standard framework for ESG analysis and reporting. Robin Amlôt of IBS Intelligence speaks to Martijn Groot, VP Marketing & Strategy for ...
Nov 28, 2022•11 min
Mike Walters, Chief Product Officer, Form3 In a series of interviews carried out for Sibos 2022, we focus on what’s hot in banking, banking technology, and fintech. In this interview focusing on cloud-native technology Robin Amlôt of IBS Intelligence speaks to Mike Walters, Chief Product Officer of cloud payments fintech Form3 about multi-cloud solutions and how to prevent fraud in real-time payments
Nov 18, 2022•11 min
Michael Vrontamitis, Trade Finance and Banking Leader, Finastra & Joshua Kroeker, Chief Product Officer, Contour In a series of interviews carried out at Sibos 2022, we focus on what’s hot in banking, banking technology and fintech. During Sibos, Finastra announced a strategic collaboration to integrate its Fusion Trade Innovation software with digital trade finance network Contour, providing banks and corporates with a streamlined end-to-end back-office workflow. Robin Amlôt of IBS Intellig...
Nov 17, 2022•14 min
Alberto González, Learning Discipline Leader, BBVA ; José Martinez, Talent Management Discipline Leader, BBVA Global banking group BBVA is leveraging tools developed by cloud-based people development software provider Cornerstone OnDemand to upskill employees. Initiatives being undertaken include gamification and tokenisation make the online learning platform more rewarding, interactive, and engaging, and a ‘Camp’ project which treats each training journey as an expedition. Robin Amlôt of IBS In...
Nov 16, 2022•14 min
