Vince Graziani, CEO, IDEX Biometrics The concept of digital currency, powered by blockchain, has been around for a couple of years but the reality could be here by the end of the year in China. However, there is a growing need for additional layers of security to protect consumers and also to offer the unbanked and underbanked a route to financial inclusion. Robin Amlot of IBS Intelligence discusses authentication solutions with Vince Graziani, CEO of IDEX Biometrics....
May 28, 2021•11 min
Alistair Stuart, Head of Digital Banking, Apex Many headlines have been devoted to the development of digital banking in the retail and SME sectors but the digital banking landscape in the corporate sector is less developed. Alistair Stuart, Head of Digital Banking, Apex and former COO of Investec Bank, speaks to Robin Amlot of IBS Intelligence about the challenges and opportunities in the corporate banking sector and the barriers to entry in creating a dedicated corporate challenger bank....
May 28, 2021•8 min
Sylvain Thieullent, CEO, Horizon Software The longer-term implications of Brexit and Covid-19 for the financial markets are becoming clearer. Financial institutions are being forced to review their existing frameworks to navigate the shake-up of traditional market structures as a result of changing global expectations for financial trading services. Robin Amlot of IBS Intelligence speaks to Sylvain Thieullent, CEO of Horizon Software, which recently introduced a ‘Composite Spreader’ that automat...
May 27, 2021•11 min
Rivo Uibo, Co-founder & Chief Business Officer, Modularbank The banking industry is undergoing a profound transformation but will the rise of embedded finance be an existential threat to banks or a massive opportunity? Growing demand for BaaS and the potential for an infrastructure play mean that banks could operate in ‘multiple modes’, not only providing services to their own customers but rolling out a variety of services to third parties. Robin Amlot of IBS Intelligence speaks to Rivo Uib...
May 27, 2021•12 min
Jeremy Thomson-Cook, Chief Economist, Equals Money What you need to know about the impact of day-to-day moves in the international money markets and the implications of fiscal and monetary policies for business. The discussion also takes in the coming of digital currencies, stablecoins and CBDCs. Robin Amlot of IBS Intelligence speaks to Jeremy Thomson-Cook, Chief Economist at Equals Money.
May 26, 2021•12 min
Frank Uittenbogaard, Regional VP Europe, Backbase Customer habits have shifted; digital access has become of paramount importance and digital adoption at speed has been the watchword in banking in response to Covid-19. To thrive and survive in the new business environment, the onus is on banks to ensure both that their front-end engagement is phenomenal and that priority is given to getting the digital customer experience right. Robin Amlot of IBS Intelligence speaks to Frank Uittenbogaard, Regi...
May 26, 2021•12 min
Jason Blick, Director & CEO, Eqibank Based in Cayman and serving corporates and HNWIs in more than 180 countries, Eqibank also offers its digital banking solution to third parties as white label banking through a BaaS solution. This means institutions not regulated as banks may offer banking services. Eqibank is also expanding into DeFi, offering a single uniform platform for DeFi products with access to bank accounts, custody, debit and credit cards. Robin Amlot of IBS Intelligence spoke to...
May 25, 2021•11 min
Peter Briffett, CEO and Co-Founder, Wagestream In three years, Wagestream has scaled from a small charity-backed fintech app to a company hosting 200 employers and half a million employees, operating across the UK, Spain, Australia and United States. So how does Wagestream and so-called Earned Wage Access work? Sunniva Kolostyak speaks to Peter Briffett, CEO and Co-Founder, about ethical scaling during Covid-19 and the acquisition of Greansill-owned start-up Earnd....
May 24, 2021•19 min
Sanat Rao, Global Head and Chief Business Officer, Infosys Finacle The technology may be available now but are people ready? Well, that depends on who and what you believe. Is the tech truly ready for us to go completely cashless – that’s a debate to be had. As for society, well in some countries, Sweden for example, there is already a cashless roadmap in place. In others, despite opportunities and potential benefits for both merchants and consumers, there is still a core of concern. One recent ...
May 21, 2021•14 min
Nikhita Hyett, Managing Director Europe, BlueSnap It is a truism that late payments are a threat to corporate survival but managing the payments cycle properly and replacing outdated, legacy and inefficient payments systems would improve both survivability and profitability. Robin Amlot of IBS Intelligence speaks to Nikhita Hyett, Managing Director Europe of payments platform BlueSnap about the challenges businesses face and what needs to be done. The conversation also explores the shift away fr...
May 20, 2021•12 min
Adam Coyle, Chief Executive Officer, Digital River The pandemic has seen explosive growth in ecommerce, not just in domestic markets but across borders as well. Robin Amlot of IBS Intelligence speaks to Adam Coyle, CEO of Digital River. Getting the back-end processing right is key in cross-border payments and that includes getting local fulfilment and local processing right from the outset. Both B2C and B2B businesses need to provide a holistic experience that includes pricing, payment channels ...
May 19, 2021•9 min
Michael Down, Head of Financial Services, Elastic UK financial institutions are embracing tech to innovate and grow. Robin Amlot of IBS Intelligence speaks to Michael Down, Head of Financial Services, Elastic, about what needs to be done to maintain the UK’s leadership in the FinTech space through a standardised view of data, proper use of that data and the algorithms that manage it, allowing developers the freedom to innovate and create compelling products....
May 17, 2021•12 min
Gregory Perdon, Chief Investment Officer, Arbuthnot Latham Gregory Perdon, Chief Investment Officer of UK private bank Arbuthnot Latham speaks to Robin Amlot of IBS Intelligence about the key themes and trends in wealth management and investment. The discussion also covers how the wealth management business itself is being changed by the implementation of AI and new financial technologies.
May 14, 2021•12 min
Hani Hagras, Chief Science Officer, Temenos EU regulators are reportedly planning tough new rules on artificial intelligence. Hani Hagras, Chief Science Officer at Temenos believes financial institutions need to have transparency in their AI decision-making processes to be able to explain to both regulators and customers how such decisions are made. He tells Robin Amlot of IBS Intelligence how this would mean banks would be in a position to ensure they detect and fix potential problems of bias, ...
May 13, 2021•9 min
Stephen Bradford, Senior Vice President EMEA, Sailpoint Financial services institutions are always going to be a target for malicious attacks. But the problem runs deeper. Many organisations don’t know what they don’t know and especially don’t know the true nature of the vulnerabilities of their systems. Robin Amlot of IBS Intelligence speaks to Steve Bradford, SVP EMEA for cybersecurity and identity specialist Sailpoint. Technology is bringing users, applications and data together, but these co...
May 12, 2021•10 min
Ken Serdons, Chief Commercial Officer, Mollie Over a year into a global pandemic, technology-driven companies have had a rare opportunity to grow – and payments processor Mollie has spent the period helping merchants of different sizes grow with them through e-commerce solutions. In this episode, Sunniva Kolostyak speaks to Ken Serdons about organisational attitudes, expansion into the UK market and a worldwide drive to online.
May 11, 2021•16 min
Philippe Gangneux, Chief Financial Officer, Sidetrade One of the results of the pandemic – 75% of UK CFOs say cash is now the number one board agenda item, the remaining 25% rank cash as their second highest priority. The first step is financial survival but what next? Robin Amlot of IBS Intelligence speaks to Philippe Gangneux, CFO of Sidetrade, a FinTech that combines next-gen AI and machine learning with B2B customer behaviour data to automate companies’ Order-to-Cash processes....
May 11, 2021•11 min
Silvia Mensdorff Pouilly, Head of Banking Solutions Europe, FIS ‘Friction-right’ not frictionless should be the aim of payment solutions according to Silvia Mensdorff Pouilly, Head of Banking Solutions Europe for FIS. She notes the impact of more spending online from a fraud perspective in light of Covid-19 and also tells Robin Amlot of IBS Intelligence that next-gen payments technologies also allow for ESG initiatives such as ‘green accounts’....
May 10, 2021•12 min
Ed Whitehead, Managing Director EMEA, Signifyd A combination of big data, machine learning and manual review allows Signifyd to offer merchants a 100% financial guarantee against fraud on its end-to-end commerce protection platform. Recently the company raised a $205 million Series E growth equity financing, valuing the business at around $1.34 billion. Robin Amlot of IBS International speaks to Ed Whitehead, Managing Director EMEA of Signifyd, about its promise to merchants and also what the pl...
Apr 29, 2021•12 min
Tom Kellermann, Head of Cybersecurity Strategy, VMWare Security Business Unit The fourth edition of VMWare’s Modern Bank Heists report, analyses the evolution of cybercrime cartels and the defensive shift of the financial sector. Wire transfer fraud is the new digital bank robbery but in this year’s survey, CISOs revealed generally rising attack trends including island hopping, brokerage account takeover, manipulation of time stamps, and attacks targeting market strategies. Robin Amlot of IBS In...
Apr 28, 2021•11 min
Rob Coole, VP Cloud Technologies, IPC The focus now is on global connectivity, reducing siloes and improving resilience. After a pause in the face of the first lockdown, we look at how FinTechs have engaged with their customers and, also with each other. Robin Amlot of IBS Intelligence reviews the rise of cloud-based and SaaS solutions in support of customers wherever they may be in the world, regardless of borders, with Rob Coole, VP Cloud Technologies at IPC....
Apr 27, 2021•11 min
Jennifer Geary, General Manager EMEA, nCino Global lockdowns reduce the rate of global warming over the last 12 months. With many workers in financial institutions around the world moving to home offices, institutions looked for new ways of digitally sharing files – effectively the (forced) reduction in paper documentation has been one of the consequences of digital transformation and has positively impacted the environment. But what has it meant for banks and their customers? Robin Amlot of IBS...
Apr 26, 2021•9 min
Iggy Bassi, Founder and CEO at Cervest Cervest, a UK start-up, is using Earth Science AI to help financial companies mitigate the short- and long-term effects of the climate crisis. Sunniva Kolostyak speaks to Iggy Bassi, the Founder and CEO of the company, about how extreme weather events can impact assets, the Task Force on Climate-related Financial Disclosures (TCFD), and the benefits of impact investing.
Apr 23, 2021•16 min
Vicky Sanders, Global Head of Investment Analytics at Liquidnet How should traders be utilising artificial intelligence? A volatile year has driven institutions and traders towards new technologies, including machine learning and AI, and Liquidnet, one of the world’s largest trading network, launched its Investment Analytics business, in response. In this podcast, Vicky Sanders, Global Head of Investment Analytics at Liquidnet, discusses the challenges of developing tools during a pandemic, trad...
Apr 22, 2021•13 min
Kevin Rubin, Chief Financial Officer, Alteryx With its analytic process automation platform, Alteryx works with more than 7,000 companies around the world. In financial services, its clients include HSBC, Wells Fargo, Prudential, UBS and Standard Bank. Fraud analysis, portfolio risk evaluation and retail creditworthiness are just some of the areas in which data analysis is playing an ever-larger role, with the added benefit of the prospect of higher productivity and reduced costs! Robin Amlot of...
Apr 22, 2021•10 min
Astyanax Kanakakis, CEO and co-Founder, norbloc Norbloc’s blockchain KYC platform enables individuals, organisations and regulators to effectively manage and securely share verified Know Your Customer data. The world’s first such blockchain KYC ecosystem has been in operation for just over a year. A member of the Hyperledger consortium, norbloc was established in Stockholm, Sweden, in 2016. Robin Amlot of IBS Intelligence spoke to Astyanax Kanakakis, CEO of norbloc....
Apr 21, 2021•13 min
Jayakumar Venkataraman, Managing Partner Financial Services, Infosys Consulting The whole banking sector has had to innovate to become more digital. Corporate banking has turned to AI and to Zoom to help cope with the impact of Covid-19. What will be the impact of the ‘digital corporate bank’ for businesses, especially SMEs, in the UK? Robin Amlot of IBS Intelligence discusses the prospects with Jayakumar Venkataraman of Infosys Consulting....
Apr 19, 2021•12 min
Richard Hummel, Threat Research Manager, NETSCOUT’s Arbor Networks According to NETSCOUT’s bi-annual Threat Intelligence Report , a record-setting 10,089,687 Distributed Denial of Service (DDoS) attacks were observed during 2020. The COVID-19 pandemic was the clear catalyst for this unprecedented DDoS attack activity. Cybercriminals set multiple records in 2020, taking advantage of the shift towards remote work across the globe. As the pandemic continues, it is imperative for security profession...
Apr 19, 2021•12 min
Anjali Joglekar, Specialist Sales Director, Broadridge Complex and disparate credit systems together with potentially inaccurate reporting make collateral management a minefield for banks, hobbling their competitive position and can have a direct impact on their corporate customers too. COLLATE from financial solutions service provider Broadridge can help generate a clear view of banking book collateral, improving lending practices and compliance reporting accuracy. Anjali Joglekar of Broadridge...
Apr 15, 2021•11 min
Adam Desmond, UK Country Lead, Mitek Systems The pandemic has had a dramatic impact on consumer financial behaviour around the world. Unfortunately, it has also inspired a major shift in how criminals approach fraud. Mitek Systems is one of the sponsors of the 2021 Identity Fraud Study by Javelin Strategy & Research. The report suggests total combined fraud losses climbed to $56 billion, of which, identity fraud accounted for $43 billion. Robin Amlot of IBS Intelligence speaks to Adam Desmon...
Apr 15, 2021•9 min
