Paolo Di Grazia, Deputy General Manager & Head of Global Business, Fineco Bank Listed on the FTSE MIB, Fineco Bank claims to offer a business model that is unique in Europe, combining its platform with a network of financial advisers, offering brokerage, banking and investment services. Fineco is Italy’s largest bank and says its branchless UK offering shows a potentially different way forward for UK banking. Robin Amlôt of IBS Intelligence speaks to Paolo Di Grazia, Deputy General Manager &...
Oct 05, 2021•10 min
Tim Vanderham, SVP & Chief Technology Officer, NCR NCR recently announced the acquisition of cryptocurrency software provider LibertyX . Tim Vanderham, CTO of NCR talks to Robin Amlôt of IBS Intelligence about why banks need a complete cryptocurrency solution now, what role digital currency will play in the banking landscape and what some of the potential use cases are.
Oct 05, 2021•10 min
Richard Hummel, ASERT Threat Intelligence Lead, NETSCOUT NETSCOUT recently published its latest Threat Intelligence Report. Among its findings, threat actors launched approximately 5.4 million DDoS (distributed denial of service) attacks in the first half of 2021, setting the world on track to see a new record for calendar 2021. The global connectivity supply chain is increasingly under attack from both DDoS and ransomware events. Is there a silver lining to this cloud? Robin Amlôt of IBS Intell...
Oct 04, 2021•10 min
Yogi Sadana, CEO, CASHe The lending landscape in India is changing with banks and FinTechs offering complimentary services. CASHe was the country’s first FinTech lender to debut on Google Pay. The firm uses an alternative credit rating system, the Social Loan Quotient, which combines big data analytics and a proprietary AI algorithm. Robin Amlôt of IBS Intelligence speaks to Yogi Sadana, CEO of CASHe about the growth of digital lending in India....
Oct 04, 2021•9 min
Xavier Dubois, Director, Product Management, Finance, Risk & Regulatory Reporting, Wolters Kluwer FRR Banks around the world are looking to adopt and rollout Basel-IV requirements. But it is so far not necessarily clear exactly what those requirements will be from jurisdiction to jurisdiction. So, what is likely to be contained in Basel-IV, who is affected and what do the challenges mean for risk management practices? Robin Amlôt of IBS Intelligence speak to Xavier Dubois, Director, Product ...
Oct 01, 2021•14 min
Kathy Stares, Executive Vice President, Americas at Provenir (pictured) and Thomas Matecki, CTO, Zilch Zilch, the only fully Financial Conduct Authority (FCA) regulated BNPL player in the UK, has recently signed with risk decisioning platform Provenir to future-proof its BNPL offering and provide agility to address the shifting sands of the regulatory landscape. Gaia Lamperti from IBS Intelligence interviewed Kathy Stares, Executive Vice President, Americas at Provenir and Thomas Matecki, CTO at...
Oct 01, 2021•20 min
Heang Chan, Co-Founder and CEO of US no code No code or low code solutions that help automate digital experiences offer smaller financial institutions the potential to compete against larger banks. A no code solution provides an answer for banks that do not have the resources or the budget to employ teams of software engineers. In other words, it can be a key differentiator for credit unions and smaller banks. Robin Amlôt of IBS Intelligence speaks to Heang Chan, Co-Founder and CEO of US no code...
Sep 30, 2021•10 min
Joe Ehrhardt, Founder & CEO, Teslar Commercial borrowers are among the highest value customers banks are likely to have, yet in the US, in particular, they may be required to endure highly manual and paper-based experiences. There may be concern among bankers that digitising these relationships may dilute loyalty. What is more important? Convenience or connection. Is there a solution? Robin Amlôt of IBS Intelligence speaks to Joe Ehrhardt, Founder and CEO of FinTech Teslar about how US banks...
Sep 30, 2021•10 min
Dr Jack Baldwin, Chairman & CEO, BHMI The US banking sector lags the rest of the world in the take up of real time payments and faster payments. We investigate why and what’s likely to happen next, including the impact of ISO 20022 and what changes are coming in disputes management. Robin Amlôt of IBS Intelligence speaks to Dr Jack Baldwin, Chairman and CEO of US payments software provider BHMI.
Sep 29, 2021•14 min
Ashish Katkar, Founder & Chief Executive Officer, Verinite Verinite has published a white paper entitled Guide to Card Management System Implementation for Banks in Asia . Robust growth in card payment volumes, strict regulatory guidelines, rising customer expectations, and tech innovations have combined to usher in a challenging era for financial institutions in the card management space. Robin Amlôt of IBS Intelligence discusses the key trends in card payments in Asia with Ashish Katkar, F...
Sep 28, 2021•14 min
Colin Neil, Managing Director UK, Adyen Payments’ platform Adyen announced the appointment of Colin Neil as UK Managing Director in September 2021. Neil has been with the company since 2018 but prior to that spent decades in the retail sector, including 9 years at luxury fashion house Burberry and another 9 years at home improvement retailer Kingfisher. His time in retail has given him a unique perspective on the role of the FinTech payment provider as he explains to Robin Amlôt of IBS Intellige...
Sep 27, 2021•15 min
Ryan Moore, CEO, Mode Global Holdings Most FinTechs launch payment cards, tying themselves to the interchange fees and limitations imposed by card schemes. Mode built its own payments solution using open banking, bypassing interchange fees and card schemes entirely. The company came to the London Stock Exchange main market in October 2020 and is one of the only FCA-registered and LSE-listed crypto firms in the UK. It operates open banking and QR code payment services via an app that offers Bitco...
Sep 24, 2021•8 min
Paul Nilsen, Commercial Director/Managing Director Africa, CIS & Global SaaS, Codebase Technologies Africa’s adoption of feature phone-based mobile money led the world but now the question is whether the continent’s traditional institutions and neobanks can rise to the challenge and opportunity being presented by the pandemic. The answer may, again, be governed by communications with increasing smartphone penetration making eKYC solutions practicable for financial institutions. Robin Amlôt o...
Sep 23, 2021•10 min
Georg Ludviksson, CEO & Co-Founder, Meniga Carbon Insight is a new green banking solution offered by digital banking tools provider Meniga. It allows users to estimate and track the carbon footprint stemming from their spending patterns, allowing customers to alter their consumption habits and take steps to offset their emissions where such schemes are available. Robin Amlôt of IBS Intelligence discusses the pivotal role banks could hold in the fight against climate change with Georg Ludviks...
Sep 23, 2021•12 min
Fabien Oliveira, Chief Product Officer, Specialized Finance, Sopra Banking Software The Sopra Banking Summit , which takes place 18-22 October 2021, will bring together nearly 1,500 financial institutions and more than 100 FinTech companies from 80 countries. Over 45 sessions will be divided into 5 streams: digital banking, payments, automotive lending, digital lending, and a general stream covering other market topics including cloud, financial inclusion, and security. Registration is free and ...
Sep 22, 2021•8 min
Chirag Shah, CEO, Nucleus Commercial Finance While the most visible impact of open banking has been in the retail banking space, it is also transforming the way small businesses access finance as well. Using the power of open banking and a clutch of APIs, SME lenders can speed up their processes and be more effective and more consistent in the deployment of their funds. Chirag Shah, CEO of UK FinTech SME lender Nucleus Commercial Finance, speaks to Robin Amlôt of IBS Intelligence....
Sep 22, 2021•10 min
Vivek Bajaj, Co-Founder, Elearnmarkets and StockEdge Elearnmarkets is a dedicated financial learning portal in India with more than 1 million learners while StockEdge is one of the country’s leading stock analysis apps with over 2 million downloads. Both were established by 17-year veteran of India’s financial markets, Vivek Bajaj, with the aim of helping investors and stock traders make better decisions by providing them with a proper understanding of the financial markets. He talks to Robin Am...
Sep 20, 2021•11 min
Guy Mettrick, Global Industry Lead – Financial Services, Appian Appian Europe was a 2-day conference held 14-15 September 2021. It was an opportunity for the firm to unveil the latest update to its Appian low-code automation platform. It was also the venue for revealing the results of survey of IT leaders which found that supporting remote workers (72%), integrating information and workflows across the organisation (69%), and changing systems and processes quickly (69%) were the top 3 areas for ...
Sep 20, 2021•12 min
Sameep Singhania, Founder, QuickSwap QuickSwap is the largest decentralised exchange on Polygon. Since launch in late 2020, QuickSwap has reached 24-hour trading volumes that have surpassed $100 million and the platform claims to have more daily active users than every Dapp (decentralised application) on Eth L1, including UniSwap. QuickSwap founder Sameep Singhania discusses some of the issues DeFi is facing around transaction speed and scaling with Robin Amlôt of IBS Intelligence....
Sep 17, 2021•13 min
Tim Keith, Chief Strategist, Account Growth, Strategic Resource Management ; Bob Koehler, EVP, Strategic Resource Management Boosting loan growth in the pandemic and in the face of increasing competition from new entrants into the market requires banks to use a series of data-driven programmes to deepen client relationships. At the same time, lenders need to acquire profitable new business from both new and existing customers. Robin Amlôt of IBS Intelligence discusses what banks and credit union...
Sep 17, 2021•14 min
Brandon Spear, CEO, TreviPay B2C transactions are becoming increasingly seamless and invisible thanks to embedded payments, and now B2B customers want that same experience. To meet the expectations of the digital-first buyer, TreviPay, a FinTech leader in B2B digital commerce, is powering new trade credit solutions. IBS Intelligence Reporter Gaia Lamperti sit with TreviPay’s CEO, Brandon Spear, and talked about transformation in B2B marketplace transactions...
Sep 16, 2021•12 min
Pedro Monteiro de Barros, VP Finance, Remote Remote working became a way of life in the face of the pandemic. New unicorn Remote offers tools to manage onboarding, payroll, benefits, and other services for global workforces. The company provides remote solutions and, indeed, itself works remotely. Pedro Monteiro de Barros, VP Finance at Remote explains how to Robin Amlôt of IBS Intelligence.
Sep 16, 2021•11 min
Michael Shaulov, CEO of Fireblocks Fireblocks’ recent integration with Revolut helped the neobank gain over 300,000 new cryptocurrency customers on its platform. In an interview with IBS Intelligence Reporter Gaia Lamperti, Michael Shaulov, CEO of Fireblocks, discussed in more details the importance of the platform's integration with Revolut and how it is helping financial institutions to become competitive with crypto-native platforms....
Sep 15, 2021•15 min
Deepak Gupta, Global Head, Payments-as-a-Service, Partnerships and Strategic Alliances, Volante Technologies Too many banks around the world have payments systems that are barely fit for purpose. The increase in volume in B2B payments online and the introduction of new payment types are just two of the issues that financial institutions face. Deepak Gupta, Global Head of Payments-as-a-Service, Partnerships and Strategic Alliances with Volante Technologies discusses the challenges facing banks in...
Sep 15, 2021•15 min
Duncan Sandys, CEO, Payments 20 Payments 20, representing the global payments industry, alongside the UK National Cyber Security Centre, the New York State Department of Financial Services, and institutions including American Express, Elavon, Hogan Lovells and JP Morgan Chase, has published 20 Best Practice Recommendations for improved Cyber Security Protection . Duncan Sandys, CEO of Payments 20 explains to Robin Amlôt of IBS Intelligence why the report is aimed at non-cyber professionals and h...
Sep 14, 2021•13 min
Natalia Kaleta Schraa, Director of Growth Solutions, Workiva ESG is a ‘buzz’ acronym. It is no longer enough for corporates to make a profit – that profit has to be made in ways that satisfy ESG requirements, but those requirements can be wide-ranging, from environmental impacts, HR policies and boardroom antics. Robin Amlôt of IBS Intelligence speaks to Natalia Kaleta Schraa, Director of Growth Solutions at Workiva about how to make your ESG reporting requirements more manageable....
Sep 14, 2021•11 min
Stephan Hartgers, VP Digital Strategy, Mobiquity Europe Covid-19 has accelerated digital transformation across banking and financial services. Banks need to offer customers a fully digital and convenient banking experience but, it seems, that many banks are approaching this challenge in the wrong way! Robin Amlôt of IBS Intelligence speaks to Stephan Hartgers, VP Digital Strategy of Mobiquity Europe, who believes that banks need to separate innovation from transformation to drive business impact...
Sep 13, 2021•9 min
Rick DeLisi, Lead Research Analyst, Glia What’s the real deal with Millennials and telephone calls? What they don’t want to do is be forced to dial a number that takes them out of their digital experience. We live on our screens but that doesn’t mean customers don’t want to talk to a bank representative in real time – phone and voice are not synonymous. It’s time to replace the phone-based call centre with a digital customer service and onscreen voice. Robin Amlôt of IBS Intelligence speaks to R...
Sep 09, 2021•14 min
Sudarshan Lodha, Co-Founder, Strata Property Management Direct investment in commercial real estate as an asset class has remained largely inaccessible to retail investors with issues such as high ticket prices, illiquidity and complex administration. Strata Property Management in India aims to bring commercial real estate to the mass affluent through an online platform offering fractional investment in pre-leased properties – offices, logistics and retail. Sudarshan Lodha, Co-Founder, Strata Pr...
Sep 08, 2021•12 min
Stuart Neal, GM-Identity, Boku The issue of onboarding is a significant barrier. One survey suggests up to 42% of millennials and Gen Z’s would abandon an onboarding process that required offline completion. But the tech behind our mobile networks already holds a potential solution to this. It could enable a ‘user-free’ identity verification factor allowing financial institutions to background check new customers via the mobile network operator. Robin Amlôt of IBS Intelligence speaks to Stuart N...
Sep 07, 2021•11 min
