“Hey Mike, what’s the difference between an ETF and a Mutual Fund?” Discover what is really going on when you invest in a mutual fund or ETF, and why they may be doing the job of your advisor. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, which is worse in retirement: taxes or inflation?” Discover why Mike believes inflation is more of a risk than taxes when it comes to retirement planning and longevity. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, what does a ‘diversified portfolio’ look like?” Discover why Mike believes broad diversification is not as good as many would suggest, as he dives into the details of what it means to diversify by objectives. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, I am in my 40s, I have maxed out all of my retirement account contributions for the year, and I have more money I want to save. Where should I put that money?” Discover why it is important to have a plan put together before you decide where you invest your excess cash flow. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, what’s the smartest way to draw down your accounts?” Discover how to take income from your accounts, even when markets don’t look good. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, what are the types of insurance policies that are applicable in retirement?” Discover various types of insurance policies and how they can be used in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, can you retire today with $1,000,000, or is that an outdated benchmark?” Discover how to find your target retirement savings goal. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, should my wife and I file married but separate so we can have one of us provide household income while the other does IRA to Roth conversions?” Discover when it may make sense to file Married Filing Separate and why how you file each year matters. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, can you explain the concept of 'Infinite Banking' and tell me if it is a good strategy or not?” Discover why Infinite Banking may not be as good as some would suggest, and the true numbers behind any permanent life insurance policy. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, do you have any favorite stocks that you can recommend?” Discover a simple methodology that can help you find and vet stocks as you put your portfolio together. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how do you get out of a bad annuity? I need more liquidity but don’t want to pay the penalty…” Discover how to get out of an annuity that has low growth potential. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, why do people buy life insurance for estate planning? Don’t they just pass on whatever is left over?” Discover when it makes sense and when it does not make sense to buy life insurance for your estate planning purposes. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, what do you do if you want to help your kids or grandkids?”Discover alternative ways to the 529 Plan when it comes to helping your kids and grandkids prepare for their future. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how do you recover when the markets go down?” Discover how to handle, both emotionally and economically, a downturn in the market. Mike shares some insight on a few ways you may be able to cut your losses and move on to bigger and better opportunities. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how do you know when your plan is perfect, or at least good enough?” Discover the real purpose behind a retirement plan and what you can do to help keep it in check. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, can you explain why some rates, like high-yield savings rates, are going down while other rates, like mortgages and auto loans, are still higher than normal?” Discover the reality behind the Federal Reserve, the Treasury, and the market. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, what do most people do if they want to retire before full retirement age–where do they get their income? How do they take care of their health insurance?” Discover how to bridge the healthcare gap between when you want to retire and when Medicare starts. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, what’s the story behind your company name?” Discover the story behind Kedrec Wealth and its simple philosophy. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how can I know if I am on track to retire on time?” Discover how much you should have saved and what your cash flow should look like at different stages of life. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, is there such a thing as too much debt as I approach retirement?” Discover when it makes sense to pay off debt before retirement and when it makes sense to keep it and let your assets stay invested. The answer may surprise you. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, I’m about to sell some rental properties. I want to use it to buy other types of investment real estate, but I’m not sure I’ll find the right replacement property in time to do the 1031 exchange. Any tips?” Discover the timelines and details of a 1031 exchange that can help real estate investors move money from one like-kind property to another while deferring capital gains tax. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com...
“Hey Mike, I work with a financial advisor, but he doesn’t charge me anything. That doesn’t seem right. Can you help me figure out what I am paying in fees?” Discover the different ways financial professionals (advisors or agents) make money so you can better spot potential conflicts of interest. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, does the 60/40 work in retirement?” Discover how the 60/40 stock/bond fund portfolio came to be and why it may be time to make a few updates to your portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, do all financial advisors do basically the same thing?” Discover the tricky nuance the role of a financial advisor plays when it comes to your financial planning and money management. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, I just got my taxes done. Any recommendations on things to look for in a return?” Discover the many ways your 1040 can help guide you on how to approach this year when it comes to your investments and financial decisions. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how do you find the best investments or products?” Discover how to vet various investments or products and why internal research may be better than taking those who sell those investments or products at their word. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, I’m 47 years old and finally have extra cash flow to start saving. Where should I start?” Discover where to save your money so you can get things in order in preparation for retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, should life insurance be a part of a retirement plan?” Discover when it may make sense and when it doesn’t make sense to include life insurance in your retirement preparation and plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, I’m concerned about the market. Are there other places I can park my money until things settle down?” Discover the different ways you can protect assets or hedge against the stock market in or near retirement while also positioning yourself for upside potential to help keep up with inflation. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, in what situation would I need to worry about IRMAA, and what can I do to avoid those surcharges?” Discover ways to incorporate IRMAA (Income-Related Monthly Adjustment Amount) minimization into your tax and healthcare plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
