“Hey Mike, are flat-fee advisors more trustworthy than advisors who take a commission?” Discover the conflicts of interest associated with different types of advisors. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how do you include HSA plans in a retirement plan?” Discover various retirement planning strategies that can include your HSA. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, should target date funds be a part of my portfolio?” Discover the ins and outs of how target date funds work and if they are right for you or not. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, do lower to middle income earners have a chance at retirement?” Discover various tips and tricks on how to prepare for and enjoy retirement if you are not a higher-income earner. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, with Social Security taxes potentially going away, how does that affect Social Security optimization?” Discover how the new tax billing going through congress could cause retirees to adjust their tax minimization and Social Security optimization strategy. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, I have some stocks that are down. Should I wait for them to recover, or should I just sell them and move on? Discover the nuance found when considering if you should sell a position at a loss or not. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, when I retire, I plan to move to a more affordable city. Any tips on what to look for and how to research this?” Discover various metrics to research and consider before you sell everything and move to your retirement destination. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, what are the benefits of working with a CFP?” Discover the benefits of working with a CFP while acknowledging that each CFP may have different opinions on how to put your retirement plan together. Join Mike as he encourages people to focus on the strategy first, and then the people behind the strategy second. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, I heard the bonds are expected to do better than stocks over the next few years. How is that possible?” Discover the market risk known as the flat-market cycle and why it may make sense to diversify your assets in more than one market. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“What’s the best withdrawal strategy in retirement?” Discover the various ways to take income in retirement and why we believe there’s one key strategy that should be implemented in tandem with your other strategies. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how risky or aggressive can you be in retirement?” Discover how to design your portfolio to be ready for market crashes. When implemented correctly, it may allow you to take some of your assets and allocate them to something with more growth potential (and more risk). Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how do the rich avoid paying taxes?” Discover some strategies the ultra-wealthy use to pay less in taxes and the significant risks associated with those strategies. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, why do financial advisors always seem to give the same answer, ‘It depends?’” Discover the nuance found within financial planning and why you should be cautious when you get general/oversimplified advice. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how much do I need to save for retirement?” Discover a quick way to define your retirement savings goal and what to do once you start getting close to that goal. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, when does it make sense to work with a financial professional, and when does it make sense to manage your money on your own?” Discover the natural progression of learning how to invest on your own, learning from your mistakes, and then identifying what you may want to delegate to a financial professional. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how do you plan around inflation risk?” Discover the importance of growth within your retirement plan and the different ways you can grow your assets while also not keeping everything at risk. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how did you come up with the reservoir strategy?” Discover the origin story that led to the creation of the Kedrec Reservoir Strategy. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, what are some questions people should ask about retirement planning but don’t?” Discover various blind spots retirees and near-retirees have and why we need to stop having such strong opinions about any investment or product. In this episode, Mike breaks down various investments and products as tools that may be used or may not be used in your retirement plan and/or portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com...
“Hey Mike, when should you create your retirement plan?” Discover what you could be doing during each decade of your life to prepare for retirement, from your 20s until your 70s. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, Should I sell my Nvidia stock?” Join Mike has he discusses the potential risks of buying and holding stocks with more risk to creative destruction. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, is there one right way to plan for retirement?” Discover different ways you can structure your retirement plan to support your lifestyle and legacy goals while allowing you to live within your emotional and economic limits. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how do you plan for retirement if you want to live abroad?” Discover the ins and outs of living abroad in retirement so you can prepare for the retirement you want. Join Mike as he discusses Social Security, Medicare, and more and how it may impact your plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, should you pay off your mortgage before you retire?” Discover the nuance behind debt, investments, and retirement planning so you can determine if it makes sense for you to pay off your mortgage before retirement or during retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, can you explain the difference between an index, indexing, and an indexed investment?” Discover why each of these terms matters when you put together your retirement portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, what’s your opinion on the flat-fee advisors vs advisors who charge a percentage for a fee?” Discover the difference between different advisors, their fee structures, and which may be right for you. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, should I rollover my 401(k) into an IRA or just leave it where it is?” Discover what options open up when you roll over your employer-sponsored retirement account to an IRA. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, do I need life insurance in retirement?” Discover when life insurance may make sense in retirement and when you should steer clear. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, how are you planning for the potential decrease in Social Security benefits?” Discover strategies that can help you take a more proactive approach to potential changes in Social Security. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, I’m three years away from when I want to retire. My portfolio is 100% equities. How should my portfolio change as I approach retirement?” Discover what changes retirees may want to make as they approach retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
“Hey Mike, do you recommend the 60/40 portfolio for a retiree, or do you follow the rule of 100?” Discover risks associated with traditional portfolio strategies for retirees and why you may want to consider implementing Kedrec’s Reservoir as a part of your plan and portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com
