Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - How can I plan a move back in with my parents that is financially a winner without things getting awkward?...
Sep 02, 2024•44 min•Ep. 874
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: cutting a car from your life, instant e-bikes, driving something durable, bank fee baloney, rate cut predictions, down payment assis...
Aug 30, 2024•38 min•Ep. 873
“Looking to the long-term upside potential of changing jobs” and “the ways that an overly pessimistic point of view can derail your life”, were just a couple of our big takeaways from talking with our friend Jesse Cramer, from The Best Interest. At his core, Jesse is a financial educator who strives to break down the bigger and nerdier personal finance topics into nuggets of wisdom that all can learn from. In fact, he loves personal finances so much that he stepped away from a lucrative and stab...
Aug 28, 2024•58 min•Ep. 872
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Is it worth paying $5,500 for a real estate investing course? 2 - Given the two options, should I choose a...
Aug 26, 2024•49 min•Ep. 871
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: expensive hobbies, presidential proposals, underconsumption core, content to rent, Disney debtors, gambling vs investing, swiping le...
Aug 23, 2024•33 min•Ep. 870
Unfortunately a LOT of us view traveling as a luxury. It’s something that isn’t necessary, and so because of that we choose to delay our vacations, which means that we’re actually not all that good at traveling when the time finally comes. It’s like any activity we perform infrequently – we probably suck at it! And to make matters worse, if we see travel as a luxury good, that also means we think it’s necessary to spend a ton of money on it as well, which our guests today have completely disprov...
Aug 21, 2024•53 min•Ep. 869
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Will we wreck our finances if we sell our house after just two years? 2 - How should I invest a recent win...
Aug 19, 2024•54 min•Ep. 868
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: concert t-shirts, debt disasters, when you’re afraid to spend, expected student loan forgiveness, college degree decisions, affordab...
Aug 16, 2024•34 min•Ep. 867
The results from our survey are in, and it turns out that everyone’s gotta eat!.. Groceries are a universal expense and you likely have felt the increased pressure on your wallet over the past few years. Prices at the supermarket have increased over 26% from 2019 to today according to data from the Bureau of Labor Statistics. This is a pattern Americans hate to see – paying more for the same old stuff, but luckily we’re joined by Brian Vines who knows all about the rising prices of groceries and...
Aug 14, 2024•55 min•Ep. 866
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Is my car mechanic ripping me off? If not, then what’s the best way to manage those expenses? 2 - How much...
Aug 12, 2024•52 min•Ep. 865
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: waffling on Rivian, huge sales for small cars, warranty warnings, Wells Fargo under fire, rocketing your rizz, money mores, stocks g...
Aug 09, 2024•33 min•Ep. 864
Don’t let short term thinking and a myopic view of your retirement investments derail your financial future! Our guest today puts it succinctly: your IRA is an IOU to the IRS. What would you owe the government now compared to in the future? Will tax brackets return to the heights we saw in the 1940s? Will the government continue to allow Roth IRAs to grow and be drawn upon tax-free? These are just a few of the topics we discuss today. “It would be tough to find anyone who knows more about IRAs t...
Aug 07, 2024•57 min•Ep. 863
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Who actually owns the house if you buy a place with your friend? 2 - Should I dollar cost average back int...
Aug 05, 2024•50 min•Ep. 862
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: paying for the Olympics, uninsured drivers ruining the party, pay per mile insurance, Social Security fears, centenarian CDs, kiddo ...
Aug 02, 2024•35 min•Ep. 861
How would you like a completely paid-for college?! That sounds like an absurd pipe dream, but our guest today did it herself. In fact, she would receive a cash check each semester for any additional expenses she might’ve incurred as well! ALSO, scholarships paid for six months studying abroad in Spain – she’s not messing around! We’re joined by Jocelyn Pearson, the founder of The Scholarship System, which is an online resource that offers training sessions and online courses to teach folks how t...
Jul 31, 2024•57 min•Ep. 860
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - How do I increase my 401k contributions by the same percentage of the raise I just received? 2 - Where sho...
Jul 29, 2024•50 min•Ep. 859
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: Cat & Jack, a cooling job market, sticky side hustles, Delta implosion, surveillance pricing, neobank nightmares, crummy cash bo...
Jul 26, 2024•35 min•Ep. 858
Join us for a very laid back conversation with our better halves: Kate and Emily sit down behind the mics with us while we enjoyed a summer vacation at the beach last week. Rather than field listener questions, we had a delightful and inquisitive discussion that centered around increased spending. How we’ve managed rising prices whether that’s simply due to inflation or if lifestyle creep is a factor, accounting for additional sources of income, whether our frugality keeps us from more expensive...
Jul 24, 2024•58 min•Ep. 857
Who remembers fire and tornado drills back when they were in school?! Even though in the moment they seemed like a complete waste of time, looking back as adults it’s easy to see how important it is to run a drill of what you would do in the event of a fire. And if you were in the scary scenario where you DID have a fire at your school, you were probably glad to have gone through the motions and rehearsed exactly what you should do. Insurance is kind of like a fire drill- most of the time it fee...
Jul 22, 2024•56 min•Ep. 856
We’re talking all about how you can make some positive money changes in your life! And we can think of no better guest to have on the show than Katy Milkman, author of How to Change: The Science of Getting from Where You Are to Where You Want to Be. Katy is a professor at The Wharton School of the University of Pennsylvania where she explores ways that insights from economics and psychology can be harnessed to change consequential behaviors for good, such as exercise and vaccination, but also be...
Jul 19, 2024•57 min•Ep. 855
You might be tempted to think that an alternative name for this episode could be “emotionless investing”, but there’s a lot more to Stoicism and finances than that! We’re excited to be joined by Darius Foroux – he’s a prolific author, entrepreneur, and productivity expert known for his work on personal development. Much of his writing can be found over at his site, DariusForoux.com, where he focuses on wealth building, productivity, and finding meaning in work which are all topics we discuss tod...
Jul 17, 2024•54 min•Ep. 854
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Is it worth investing in my employer offered 401k even if the options are limited? 2 - Why is my index fun...
Jul 15, 2024•48 min•Ep. 853
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: forever ever stamps, Costco membership price increases, personal finance 101, cohabitating to save, forgotten free streaming, ubiqui...
Jul 12, 2024•36 min•Ep. 852
Teaching isn’t typically synonymous with accumulating vast quantities of wealth but our guest today, Dan Otter, is here to say otherwise. And actually, it turns out that teachers have a way to totally supercharge their retirement by investing even more money than they otherwise thought possible – that’s just one of the many topics we cover. But Dan Otter is an elementary school teacher turned 403b hero in the world higher ed and teachers. He is the founder of the much referenced site, 403bWise.o...
Jul 10, 2024•55 min•Ep. 851
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Is it a good idea to grab some home equity using sites like HomeTap? 2 - Why did I lose a big chunk of my ...
Jul 08, 2024•51 min•Ep. 850
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: the slowest workday of the summer, the SAVE seesaw, overspending own goals, a new attractive unlimited MVNO, brand warmth, exes gett...
Jul 05, 2024•36 min•Ep. 849
Nobody likes to be late to a party – the good snacks and drinks are gone, you’ve missed out on some inside jokes, and other friends may have already dipped out! It’s a bummer to feel like you’re out of the loop, because once you finally do learn about something important, like investing for your future, you’re in the disadvantaged position of having to make up for lost time. And I think that’s how a lot of folks feel when they first learn about FIRE, Financial Independence Retire early, “Sure, I...
Jul 03, 2024•1 hr•Ep. 848
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - What are some drawbacks of the SAVE Plan for high-income earners? (***note: we didn't mention the federal ...
Jul 01, 2024•54 min•Ep. 847
What do Michelle Obama and Novak Djokovic have in common? Well at the very least they’ve both enjoyed meals by today’s guest, Frankie Celenza. And if you think about it, whether you’ve lived in the White House, or you’re the number one tennis player in the world, or if you’re just scraping by on a meager income, there is nothing more elemental than our need to eat food. We’re all united by the fact that we get hungry! And while some folks might like to splurge when it comes to meals, the rest of...
Jun 28, 2024•52 min•Ep. 846
One of the reasons we’re pumped to have our guests joining us today is because it might finally be time for you to buy a car! Supply chains were snarled during the pandemic leading to auto values actually increasing pretty much across the board. It was a terrible time to buy a car – prices weren’t depreciating, they were appreciating! But regardless of the macrotrends, cars are expensive, transportation is a massive line item on most American’s budgets, and here to talk to us about how you can s...
Jun 26, 2024•59 min•Ep. 845
