In this episode of the How To Money Podcast, Kate spoke to Vinita Godinho, the Managing Director and CEO of Financial Resilience Australia. Kate and Vinita discuss the idea of financial resilience in Australia, how to improve our own financial wellbeing and strategies to equip our broader community with a strong financial framework. ***This episode was recorded remotely, we apologise for the lower audio quality.*** Show Notes: howtomoney.online/how-to-money-podcast Episode Guest: Financial Resil...
Oct 17, 2020•29 min•Season 2Ep. 32
The average Australian has between six to eight bills to pay every month from utilities to mortgage/rent, water consumption, internet, mobile phone/landline, insurance, car payments and subscription services such as the gym or streaming services. In this episode of the How To Money Podcast, Kate spoke to Joel Gibson, money-saving expert and author of personal finance book KILL BILLS! Kate and Joel discuss tips and tricks on how everyday Aussies can reduce their bills with a little research and a...
Oct 10, 2020•40 min•Season 2Ep. 31
In this episode of the How To Money Podcast, Kate spoke to Stuart Wemyss from ProSolution, an independent financial advice and mortgage broking firm. Kate and Stuart discuss ways young people can build wealth over the long-term, the role of luck in investing, learning the rules of the game and understanding your own tolerance to risk and volatility. Show Notes: howtomoney.online/how-to-money-podcast ProSolution: www.prosolution.com.au HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HT...
Oct 01, 2020•40 min•Season 2Ep. 30
In this episode of the How To Money Podcast, Kate spoke to Paul Benson. Paul is a qualified financial advisor at Guidance Financial Services, host of the Financial Autonomy Podcast and newly published author of Financial Autonomy. Kate and Paul discuss finding your own path to financial success, why starting a business is worth considering, speculate on the future of work and talk about how to turn your ideas into reality. Show Notes: howtomoney.online/how-to-money-podcast Financial Autonomy Web...
Aug 22, 2020•42 min•Season 2Ep. 29
In this bonus episode of the How To Money Podcast, Kate spoke to Danielle Ecuyer, an experienced investor and the author of Shareplicity. Shareplicity is a new book that takes the complexity out of share investing, explains concepts simply and in plain English, and provides go-to steps to get started. Dani answered a quickfire round of listener questions, following on from the previous episode Researching and Investing in Australian Shares. Get 20% off your copy of Shareplicity at Major St Publi...
Jun 08, 2020•17 min•Season 2Ep. 28
In this episode of the How To Money Podcast, Kate spoke to Danielle Ecuyer, an experienced investor and the author of Shareplicity. Shareplicity is a new book that takes the complexity out of share investing, explains concepts simply and in plain English, and provides go-to steps to get started. Kate and Dani discuss skills new share investors should build, macro economic trends, red flags to avoid and how to identify quality companies. Get 20% off your copy of Shareplicity at Major St Publishin...
Jun 08, 2020•57 min•Season 2Ep. 27
In this episode of the How To Money Podcast, Kate spoke to Sally McMullen from Finder, one of Australia’s leading comparison sites. Sally is Finders millennial money expert and co-host of the Pocket Money podcast. Kate and Sally discuss how young Australians are managing their money during COVID-19, how to make your money go further and creative side hustle ideas. Show Notes: howtomoney.online/how-to-money-podcast Finder: https://www.finder.com.au/ HTM Website: howtomoney.online HTM Twitter: @Ho...
May 18, 2020•33 min•Season 2Ep. 26
NB - This episode was recorded on 10/03. Given the changing nature of the current climate, some things have changed since the date of the recording. In this episode of the How To Money Podcast, Kate spoke to Laura from NGS Super, an industry superannuation fund for those in non-government education and community organisations. Kate and Laura discuss some of the basics of super and getting involved with your financial future. Show Notes: howtomoney.online/how-to-money-podcast NGS Super: https://w...
Apr 04, 2020•32 min•Season 2Ep. 24
In this episode of the How To Money Podcast, Kate spoke to Effie Zahos from Canstar, one of Australia’s leading financial comparison sites. Kate and Effie discuss how our childhood affects our money mindset as adults, how we can reflect on our financial story and helping young children in our lives develop strong financial skills. NB: Apologies for the audio in the 2nd half! Sometimes doing everything remotely can be challenging, but we'll definitely work on audio quality in season 3. Show Notes...
Mar 31, 2020•28 min•Season 2Ep. 25
In this episode of the How To Money Podcast, Kate spoke to David from Credit Simple, about the dangers of deadweight flatmates. Kate and David discuss the risks of having all the bills in your name when sharing with flatmates, the impact this can have on your credit score and ways to protect yourself financially in a share house. Show Notes: howtomoney.online/how-to-money-podcast Credit Simple: www.creditsimple.com.au HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @How...
Mar 14, 2020•21 min•Season 2Ep. 23
In this episode of the How To Money Podcast, Kate spoke to Paridhi from SkilledSmart, an Australian company that runs courses on money, wealth & personal finance for adults. Kate and Paridhi discuss the #1K30DAYS challenge, setting yourself small financial goals and interesting ways to make more money outside your day job. Show Notes: howtomoney.online/how-to-money-podcast SkilledSmart Website: skilledsmart.com.au HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @How...
Mar 02, 2020•28 min•Season 2Ep. 22
In this episode of the How To Money Podcast, Kate spoke to Paul Benson, a fellow podcaster who runs the Financial Autonomy Podcast. Kate and Paul discuss how the Australian sharemarket works, why some people choose to invest directly in shares over other products like ETFs, some key terminology and what to stay clear of as a beginner. Financial Autonomy Podcast: https://financialautonomy.com.au Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Twitter: @HowToM...
Feb 08, 2020•41 min•Season 2Ep. 21
In this episode of the How To Money Podcast, Kate spoke to Fred from Finder, one of Australia’s largest consumer comparison sites. Kate and Fred discuss the details of open banking in Australia, how Australians will be able to use their data and whether any of this actually leads to better outcomes for the consumers. Show Notes: howtomoney.online/how-to-money-podcast Finder Australia HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any question...
Dec 29, 2019•26 min•Season 2Ep. 20
In this episode of the How To Money Podcast, Kate spoke to Rebecca from Proforce, a new financial coaching company for young Australians. Kate and Rebecca discuss the role of financial coaches and advisers, some of the basics you should know about how they operate and finding the right service and person for you. Show Notes: howtomoney.online/how-to-money-podcast Proforce Wealth: https://proforcewealth.com.au HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAU...
Dec 15, 2019•43 min•Season 2Ep. 19
In this episode of the How To Money Podcast, Kate spoke to Balaji Gopal, the Head of Product Strategy at Vanguard Australia, one of Australia's leading ETF providers. Kate and Balaji discuss what is investing, working out your investment goals, different investment products and the basic building blocks of a diversified portfolio. This episode was kindly supported by Etax Accountants, Australia’s number one online tax agent. Head to www.etax.com.au today to finish your tax return online in minut...
Dec 07, 2019•27 min•Season 2Ep. 18
In this episode of the How To Money Podcast, Kate spoke to Tom from Goodments, a company helping to create a more sustainable future by making it easy to invest in good businesses. Goodments match you to over 2000 international shares and diversified ETFs that best fit your values. Kate and Tom discuss micro-investing, how to get started buying shares and filtering companies based on your values. This episode was kindly supported by Etax Accountants, Australia’s number one online tax agent. Head...
Nov 24, 2019•30 min•Season 2Ep. 17
65% of Australians don’t know what their credit score is, do you? In this episode of the How To Money Podcast, Kate spoke to David from Credit Simple, a company that provides Australians with a free tool to check and monitor their credit score. Kate and Daniel discuss what credit scores are, how they’re calculated, and how to check and improve your credit score. This episode was kindly supported by Etax Accountants, Australia’s number one online tax agent. Head to www.etax.com.au today to finish...
Nov 09, 2019•25 min•Season 2Ep. 16
In this episode of the How To Money Podcast, Kate spoke to Jodie Hampshire, the Managing Director of Russell Investments Australia, one of the world’s leading asset managers. Kate and Jodie discuss the value of financial advice for young Australian’s and the role financial advisors can play in your life. This episode was kindly supported by Etax Accountants, Australia’s number one online tax agent. Head to www.etax.com.au today to finish your tax return online in minutes. Show Notes: howtomoney....
Oct 20, 2019•24 min•Season 2Ep. 15
In this episode of the How To Money Podcast, Kate spoke to Ben from Gecko, an online platform where you can rent out items around your home that you’re not using for some extra cash. Kate and Ben discuss how Gecko works, opportunities in the sharing economy for extra cash, starting a company at university and some of the challenges young entrepreneurs can face. This episode was kindly supported by Etax Accountants, Australia’s number one online tax agent. Head to www.etax.com.au today to finish ...
Oct 06, 2019•24 min•Season 2Ep. 14
In this episode of the How To Money Podcast, Kate spoke to Nathan from Wildcard, an app that gives you a portion of your pay every day, so you’ve always got money to spend. Kate and Nathan discuss saving and budgeting tips for young Aussies, the reverse budget (Wildcard method) and building good financial habits. This episode was kindly supported by Etax Accountants, Australia’s number one online tax agent. Head to www.etax.com.au today to finish your tax return online in minutes. Show Notes: ho...
Sep 21, 2019•27 min•Season 2Ep. 13
In this episode of the How To Money Podcast, Kate and Susan dive into the rise of neobanks and digital financial products in Australia. They discuss what neobanks are up to, how they differ from traditional institutions, regulation in Australia and why having more competition is good for you (the consumer). This episode was kindly supported by Etax Accountants, Australia’s number one online tax agent. Head to www.etax.com.au today to finish your tax return online in minutes. Show Notes: howtomon...
Sep 01, 2019•27 min•Season 2Ep. 12
In this episode of the How To Money Podcast Kate spoke to Ele from BetaShares, one of Australia’s leading ETF providers. Kate and Ele discuss common myths about Exchange Traded Funds (ETFs), including the major misconception that they’re just a passing phase (they’re not)! For background on ETFs check out our first episode with BetaShares in Season 1. This episode was kindly supported by Etax Accountants, Australia’s number one online tax agent. Head to www.etax.com.au today to finish your tax r...
Aug 18, 2019•37 min•Season 2Ep. 11
In this episode of the How To Money Podcast Kate spoke to Dr Daniel Crosby, who is a psychologist and behavioural finance expert from the States. Kate and Daniel chat about the emotions impacting our financial decisions, mitigating our behavioural biases when we're investing and automating our finances. Side note - Kate discovered post recording that our Australian Superannuation assets totalled $2.8 trillion at the end of the March 2019 (as reported by the ASFA)! This episode was kindly support...
Aug 03, 2019•24 min•Season 2Ep. 10
We all want to make better financial decisions but we often don’t have the time, don’t know where to start or don’t have the extra money to make these financial decisions. In this episode of the How To Money Podcast, we’ve invited Mark from Hip Money on the show, who has created a free app aimed designed to make paying off your mortgage a more engaging experience, so you can put more money aside and wipe years off your loan. We cover some of the things young Aussies should know prior to taking o...
Jul 21, 2019•25 min•Season 2Ep. 9
In this episode of the How To Money Podcast, we invited Ashley Debenham from Etax Accountants to cover tax return basics, plus provide you with tips to ensure you get the best possible tax refund. We also discuss some common dedications to keep an eye out for, and why it might be beneficial to source assistance from an accountant when doing your tax return. Please bear in mind the audio is a little more rustic than usual in the episode (as we recorded from different locations)! Etax Accountants:...
Jul 07, 2019•24 min•Season 2Ep. 8
In this episode, Kate had the pleasure of chatting with Julia Lee, Equities Strategist from Bell Direct. We spoke about setting goals for the new financial year, things to look out for and reminding ourselves to use our tax return for good (it’s not free money)! Julia also talks about a few stocks climbing the market at the moment, and where to invest outside of your bank account. Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM In...
Jun 27, 2019•25 min•Season 2Ep. 7
This episode of the How To Money Podcast covers what the Reserve Bank of Australia (RBA) actually does, the RBA cash rate, inflation and what the recent reduction in the cash rate means for us. The Reserve Banks job is to achieve price stability, full employment, and the economic prosperity and welfare of the Australian people. The RBA does this by using an inflation target to help keep inflation between 2–3%, on average, using the cash rate. The Reserve Bank Board meets eleven times a year, on ...
Jun 20, 2019•25 min•Season 2Ep. 6
When you enter the world of investing for the very first time, everything looks like a potential opportunity, and everyone online will be telling you something different. Look one direction you’ll see someone promoting CFD trading, another way they’ll be spruiking stocks and turn around to find another IPO for the next big thing! I get it, I really do, everyone's got something to sell or a point to get across, and maybe it really did work for them, but investing is already confusing enough witho...
May 15, 2019•35 min•Season 2Ep. 5
Risk and investing is a tricky and very personal subject. Ask 10 people on a train their opinion on skydiving and you’ll be sure to get a wide range of viewpoints, and it’s exactly the same when it comes to an individual's view and tolerance of risk. In this episode, we dive into the different types of risks that might affect an investor, and why it’s so important to be aware of the risks involved with an investment product and their personal risk tolerance! Show Notes: https://howtomoney.online...
Apr 16, 2019•28 min•Season 2Ep. 4
So you’re just about ready to start investing; you understand diversification, your risk tolerance and have a bit of an idea on how shares and ETFs work, but you’ve just realised that you’re not actually sure how to buy this ETF or share you’re really keen on. Luckily for you, we’ve had a few goes at setting up trading accounts through a handful of different platforms, and have bought and sold many shares and ETFs in Australia. So grab a chair and let us take you through the steps required to bu...
Mar 07, 2019•27 min•Season 2Ep. 3
