Have you been following the events of the Banking Royal Commission, and everything that followed? I can’t blame you if not, it’s dragged on for the best part of a year, and although scandalous revelations were made regarding certain companies and practices in the financial services sector, it’s been a highly political extravaganza. After many months, the final Royal Commission Report has been handed in by Commissioner Hayne. How many of the recommendations that both parties have committed to act...
Feb 25, 2019•26 min•Season 2Ep. 2
As we head into 2019, you may have already started putting your New Year’s resolutions together or setting some overall goals and intentions for the year ahead. Whatever your plans are for 2019, it’s always a good goal to work on your personal finances and take actionable steps to increase your knowledge each year. Whether it’s consolidating your superannuation accounts so you’re not paying fees to multiple providers, cutting up your credit card or learning about Exchange Traded Funds (ETFs), no...
Feb 25, 2019•8 min•Season 2Ep. 1
Welcome to another episode of the How To Money podcast! Join the How To Money team as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. In this episode Kate is joined by Ele from BetaShares to discuss Exchange Traded Funds (ETFs) and how investors can use them to diversify your investment portfolio. As always, check out the ASIC Moneysmart website for more information on ETFs and everything else money related. Send your ques...
Oct 02, 2018•23 min•Season 1Ep. 15
Welcome to another episode of the How To Money podcast! Join Kate and Susan as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. In this episode Kate and Susan explore the basics of managed funds, the difference between unlisted and listed managed funds and some of the benefits and risks associated with them. As always, check out the ASIC Moneysmart website for more information on managed funds and everything else money rela...
Jul 07, 2018•24 min•Season 1Ep. 14
Welcome to another episode of the How To Money podcast! Join us as we take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. In today’s episode, we welcome special guest Bessie Hassan from Finder.com.au to chat about comparing financial products, and the things you should look out for. As always, check out the ASIC Moneysmart website for more information on everything money related. Send your questions, topic suggestions and feedbac...
May 20, 2018•31 min•Season 1Ep. 13
Welcome to another episode of the How To Money podcast! Join Kate and Susan as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. In today’s episode, we chat about bonds, more specifically financial bonds (also known as fixed interest or debt securities). This episode covers what bonds are, how they work, how they differ from shares and why people choose to invest in bonds. As always, check out the ASIC Moneysmart website f...
Apr 22, 2018•22 min•Season 1Ep. 12
Welcome to another episode of the How To Money podcast! Join Kate and Susan as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. In today’s episode we chat about shares, more specifically what they are, why do people buy them, how you can get started and a few of the key benefits and risks when getting started with shares. Please keep in mind that it’s a huge topic - one that many people spend their entire life learning abou...
Mar 12, 2018•28 min•Season 1Ep. 11
Welcome to another episode of the How To Money podcast! Join Kate and special guest Joyce as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. In today’s episode, we chat about saving and spending money during university. Sadly Joyce pointed out that money does not grow on trees, but she gave us some great tips for managing your finances during university! As always, check out the ASIC Moneysmart website for more information...
Jan 15, 2018•20 min•Season 1Ep. 10
As Christmas draws near we wanted to give you a quick wrap up episode, with some tips for budgeting and spending less at Christmas time. Did you know that approximately 43% of Aussies won’t keep track of Christmas spending this year? Australia’s Christmas Spending via MoneySmart Commonwealth Bank Christmas Consumer Spending 2017 Study 12 Money Tips for Christmas via MoneySmart Thanks for all of the support during our first few episodes of the How To Money podcast, and we look forward to bringing...
Dec 10, 2017•16 min•Season 1Ep. 9
Everyone is vulnerable to scams so it is important to stay informed on how to identify and avoid being scammed. You may be saying that it would never happen to you, but scammers are staying up to date with the world and tailoring their scams accordingly, so it is a good idea to stay aware about the latest scams making the rounds. In 2016, the ACCC’s Scamwatch and the Australian Cybercrime Online Reporting Network received a combined 200,000 reports about scams. Losses reported to Scamwatch and v...
Dec 03, 2017•26 min•Season 1Ep. 8
In today’s episode, we chat about why we really spend money (need, want, emotion and environment), and discuss the questions we should ask ourselves before we make our next purchase. 1. Why are you really spending this money? Is it based on an emotion, need, want, or the environment that you're in? 2. What value do you place on this purchase, and is it worth the time you spent earning the money? 3. If you left the store right now, would you still want this purchase in a month's time, and would y...
Nov 26, 2017•23 min•Season 1Ep. 7
Welcome to another episode of the How To Money podcast! Join Kate and Susan as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. In today’s episode we chat about the concept of saving; specifically developing a savings mindset, the benefits of planning and reaching your savings goals. As always, check out the ASIC Moneysmart website for more information. Send your questions, topic suggestions and feedback to us @HowToMoneyAU...
Nov 16, 2017•26 min•Season 1Ep. 6
Welcome to the third episode of the How To Money podcast! Join Kate and Susan as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. Today's episode focuses on superannuation, specifically why it’s such an important asset and why you should care. Superannuation - it’s your money! Check out the ASIC Moneysmart website for more information. Send your questions, topic suggestions and feedback to us @HowToMoneyAUS or leave them he...
Nov 01, 2017•23 min•Season 1Ep. 4
Welcome to the second episode of the How To Money podcast! Join Kate and Susan as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. Today's episode focuses on credit cards and debit cards. Check out the ASIC Moneysmart website for more information. Send your questions, topic suggestions and feedback to us @HowToMoneyAUS or leave them here on iTunes.
Oct 25, 2017•27 min•Season 1Ep. 3
Welcome to our first episode of the How To Money podcast! Remember all that stuff that they didn’t teach you in school? No? Well, How To Money is here to discuss everything from taxes to first jobs, superannuation to credit cards. Join Kate and Susan as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. Today's episode focuses on savings and transaction accounts. Please check out the following links for more information. List...
Oct 19, 2017•24 min•Season 1Ep. 2
Welcome to our introductory episode for the How To Money podcast! Remember all that stuff that they didn’t teach you in school? No? Well, How To Money is here to discuss everything from taxes to first jobs, superannuation to credit cards. Join Kate and Susan as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. Send your questions, topic suggestions and feedback to us @HowToMoneyAUS..
Oct 08, 2017•19 min•Season 1Ep. 1
