This podcast is called "How to Buy a Home." You know why you clicked here. If you’re planning to buy a house, you’ve come to the right place. Your host, David Sidoni, dives deep into the big question—how the hell do I buy a house, and when do I need to do it? There is lots of misinformation out there but don’t worry; it's not your fault! You should be frustrated because lots of real estate pros won't give the time of day until you are ready to buy. So how do you get ready to buy? Here's the insi...
Sep 03, 2021•27 min•Season 1Ep. 51
One of the most important parts of buying your first home is to choose the right captain of the ship. There are many captains who would just throw their crew overboard. You have to find the right one and those unicorns are hard to find. Finding a Realtor that has the experience, empathy, and compassion for you, the first-time homebuyer, is not as easy as it seems. Join your host, David Sidoni and learn how to find the perfect realtor for you. It's not cool, but a lot of the industry has kicked y...
Aug 31, 2021•31 min•Season 1Ep. 50
For first-time home buyers, the list price is all the matters. That is the key and one of the biggest questions of the game. What if I told you, list prices don't matter and that realtors only want what benefits them and the seller. This is how the game works and you need to know how to beat it. Join your host, David Sidoni on how to know you're getting a good deal. Learn how to know the right price offer and what they will accept. In every market, there are facts and details that a first-time b...
Aug 24, 2021•47 min•Season 1Ep. 49
What scares first-time homebuyers more than a housing bubble? Buying a home could be the largest financial transaction you'll ever make in your life. That's why you need to have a strong understanding of bubble home buying. In this fact-filled episode, David Sidoni presents figures and data you need to know to make an informed decision. Tune in and learn from the smartest minds in economics. So YOU can navigate your financial future with ease. Listen to this episode before buying! Connect with m...
Aug 17, 2021•39 min•Season 1Ep. 48
Are we in a housing bubble and is the bubble about to burst? While some are panicking, others are denying the collapse is coming, but where is the market really going? In this episode, David Sidoni takes a look at the data and tries to flesh out what is happening. We look at what causes a bubble and David also analyzes the factors that can influence the market. Listen in for a thought-provoking discussion on the market and the possibility of a bubble. Connect with me to find a trusted real...
Aug 13, 2021•1 hr 5 min•Season 1Ep. 47
2021 is MADNESS if you are trying to buy a home. Bidding wars are the norm, but they are anything but normal. As a first-time homebuyer, you may be confused enough already without this mess of a process happening. So in this episode, David Sidoni, the How to Buy a Home guy, gives you his insider tips on what's working in bidding wars, and what's killing your chances. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel...
Mar 05, 2021•35 min•Season 1Ep. 46
Are you sick of renting and living at the mercy of landlords? Here is a testimonial from a real-life listener who used the podcast to plan for and buy her first home. She needed a year to plan, and thanks to getting the guidance she needed, she now owns a home and her monthly payment is less than her old rent...and no more landlords! Hear how she, her husband, and her cats used the guidance of David Sidoni, the How to Buy a Home guy, to find a caring and experienced Realtor in her area that gave...
Mar 03, 2021•38 min•Season 1Ep. 45
Time for another question of the week and this one is what lots of you have been asking. David Sidoni, the How to Buy a Home Guy, gets to the heart of the big money question – how much money does it take to get a down payment? Are you wondering if you need 20% down? Would you like to hear about 10%, 5%, 3.5% or even ZERO money down to make your first home purchase? It may go against the grain of what you have been taught about mortgages all along, but the unique market attributes of the time we ...
Feb 26, 2021•49 min•Season 1Ep. 44
Should first-time homebuyers focus on the price of the home or the monthly payments? Seems like a simple question, but David Sidoni, the How to Buy a Home guy, goes way beyond the simple concept of "think about the monthly, not the price." Taking the financial breakdown for first time homebuyers to a whole new level, this episode first explores how getting emotionally hung up and focused on the home price can paralyze would-be first-time homebuyers. David then gets deeper into the numbers to fin...
Feb 23, 2021•37 min•Season 1Ep. 43
Aside from bringing the pandemic response to the next level, President Joe Biden is also on a mission to make housing more affordable to the public. With that in mind, Biden's $15,000 credit for first-time home buyers is now being readied to roll out. This week's Question of the Week answered by David Sidoni, the How to Buy a Home guy, is what is the deal with this credit? Who is eligible? How does it work? When will it become a law? And what do you have to do to get your money? Furthermore, Dav...
Feb 18, 2021•33 min•Season 1Ep. 42
Here comes the second part of the discussion about the tips and techniques for the biggest moment for any first-time home buyer. After all, there are so many steps, tasks, and requirements, and you may be anxious about making an expensive mistake. David Sidoni, the How to Buy a Home guy, tackles one of the scariest moments for a first time home buyer—writing the offer to attempt to attain their dream home. This episode is filled with information for the most nerve-racking event in any buyer's jo...
Feb 16, 2021•41 min•Season 1Ep. 41
It's a special new episode for the How to Buy a Home podcast with David Sidoni, the How to Buy a Home guy - the Friday question of the week. Every week on Friday, David will be answering listener topical questions about how they can purchase their first home. This week, we dive into this one: "As a first time home buyer, if I can buy now in early 2021, should I buy now, or wait for the market to slow down, or even drop?" We go deep on the major factors influencing house pricing and why tenants s...
Feb 12, 2021•32 min•Season 1Ep. 40
One of the scariest moments for a first time home buyer is writing the offer to attempt to attain their dream home. On today’s show, David Sidoni, the How to Buy a Home guy, tackles this particular challenge. This episode is filled with tricks and tips, hacks and help, for the most nerve-racking event in any buyer's journey. What are the secrets on how much to offer, when to offer, what to say, finding the little extras to make your offer stand out, and making sure you are getting the best deal?...
Feb 09, 2021•37 min•Season 1Ep. 39
Now that 2020 is over, is there any way to predict what is going to happen for first time home buyers in 2021? Nobody knows for sure, but David Sidoni, the How to Buy a Home guy, has done all the research for you. Listen in as David breaks down the forecasts of leading economists on where housing will go the year after, and continuing in, a global pandemic. This extended episode is full of important knowledge that first time home buyers need to know. Can you afford your first home in 2021? What ...
Feb 02, 2021•46 min•Season 1Ep. 38
It’s totally understandable for you to think like, “Who is this guy who keeps telling me what to do when buying my first house?” David Sidoni gets it; you need to hear about it from someone like you who has been there and done it. Well, aren’t you lucky for tuning in? Hear firsthand how listener Kyle bought not only his first home with the help of the podcast, but his second home in a matter of a few months. His story will educate and inspire you to help you on your journey to buying your first ...
Jan 26, 2021•31 min•Season 1Ep. 37
Planning to buy your first home takes lots of planning around multiple variables. How does a first time home buyer know if they can make a purchase by the end of their current lease? David Sidoni, the How to Buy a Home Guy, answers this question in this episode. Don't make this decision on your own. Get the facts and the hacks on how to maximize your first home purchase to save you the most money by timing the market and your lease. Connect with me to find a trusted realtor in your area or...
Jan 15, 2021•29 min•Season 1Ep. 36
2020 SUCKED - the sequel! This is part 2 of the real-life stories from listeners of the How to Buy a Home Podcast, working their plan, and actually finding a way to buy a home in the midst of a global pandemic. David Sidoni, the How to Buy a Home guy, shares the actual adventures, trials and tribulations, and finally, some winning moments of listeners who found a way to make some lemonade out of the giant lemon that was 2020. Listen, be inspired, and perhaps hear some information that won't make...
Jan 12, 2021•21 min•Season 1Ep. 35
Despite the hardships and challenges of COVID-19, the real estate industry managed to get through it and even boomed in some areas. In fact, many home buyers were still able to find and purchase excellent properties amid the lockdown. To provide inspiration and guidance to those who want to do the same, David Sidoni shares real-life stories of his listeners who were able to make a successful home purchase, overcoming the pandemic's obstacles. In this first part of a mini-series, he narrates the ...
Jan 05, 2021•25 min•Season 1Ep. 34
Buying a house is a lot easier said than done, even for those who seem to get it all together. In this episode, the How to Buy a Home Guy, David Sidoni, interviews two first-time homebuyers, Alvin and Ashley, to share their actual experience and some first-time buyer nuggets of wisdom. These two young adults from the hoods of LA got their stuff together, made a plan, and bought a $700,000 house. How did they do it? Not without their share of struggles. Thinking they were doing everything right, ...
Dec 13, 2019•1 hr 9 min•Season 1Ep. 33
Many are dissuaded from taking out loans by the adage, “If you can’t pay cash, you can’t really afford it.” However, VA loans are a whole other business and may just prove to be beneficial to you. David Sidoni , the How to Buy a Home Guy sits down with fellow advocate for the underappreciated, Chris Griffith . Chris is an outstanding loan broker who has dedicated a large portion of his business to serving veterans by educating them on the gold that is a VA loan – the most cost effective and risk...
Nov 29, 2019•50 min•Season 1Ep. 32
Is making the life-altering decision of buying your first home stressing you out? You’re not the only one! Listen to the story of first-time home buyers Zack and Chantal. Three months ago, they weren’t in any position to buy a home. They didn’t have a ton in savings and homes in their area were near $500,000! This story is unbelievable, incredible, and aspirational, and the whole thing was, in their opinion, shockingly easy. Who knows, it may just be your turn to shift out of the renting lifesty...
Nov 24, 2019•31 min•Season 1Ep. 31
If you are looking to invest on your very first home, then this information can be useful. Figuring out how to get enough for a down payment is probably the biggest question first-time homebuyers have and probably is the question with the most wrong answers. Today, host, David Sidoni, helps us tackle this age-old problem with a simple solution. First, he dispels the myths about how much you need and then offers some solid, age-old advice that can be translated to anyone looking to buy in the “ne...
Nov 18, 2019•27 min•Season 1Ep. 30
What is a first time home buyer to do if they know we have a recession coming? Wait, time the crash? What are the real chances of the huge 2008 housing crash happening all over again? David Sidoni, the How to Buy a Home Guy, answers all these questions and tons more in this fact-filled and data-driven episode, breaking down all the numbers and helping anyone thinking about trying to buy their first home avoid the scary financial pitfalls. We all want to make the right move, especially for someth...
Nov 03, 2019•48 min•Season 1Ep. 29
Most people don’t even THINK about trying to buy their first home because they think their monthly payment will skyrocket – maybe not. In this episode, learn how and why you don’t always need a 20% down payment to own a house. In fact, in today’s market, you can buy a home with 3.5% down payment, and often, your monthly payment is exactly what you already pay in rent. Discover the people who have listened, done it, and succeeded. Numbers aren’t always sexy, but they sure can be when they tell yo...
Oct 29, 2019•27 min•Season 1Ep. 28
Buying your first home requires a long list of preparation details. In the last part of this series, David Sidoni shows steps 22 and 23 to financially prepare yourself into buying your very first home. Understanding tax details, document preparation, balancing debt reductions, and savings are some of the key topics that he discusses. David also gives a recap of all the other steps for financial preparedness and gives emphasis on step 23 which is about the delicate balance between debt and saving...
Oct 26, 2019•48 min•Season 1Ep. 27
The mini-series on how to financially prepare to buy your first home continues with part VI, and this time, it is personal! Be ready for David Sidoni’s truth bombs about clever ways of coming up with your down payment and the tax benefits that you enjoy as a homeowner. He also shares tips on your personal finances to help you on the path to buying your first home. Today we get stories from real listeners who listened to the podcast and suddenly discovered that they could buy a home way earlier t...
Oct 18, 2019•27 min•Season 1Ep. 26
Buying a home already has a lot of surprises on its own. How much more when it is your first time to do so? No home buyers, especially first-timers, are exempt from having to face hiccups in their home-buying journey. Fortunately, the How to Buy a Home Guy, David Sidoni, is here to help you overcome the obstacles coming your way. He digs deep in this episode into what to expect, what NOT to expect, and how to handle the difficult situations that may come up when you are trying to buy your first ...
Oct 15, 2019•27 min•Season 1Ep. 25
This episode tells the story that could be your story. Host David Sidoni puts the spotlight on the story of Chris and Jacqueline, from Denver, Colorado who, just like everyone coming on this podcast, were looking for guidance to help them figure out how to buy their first home. There is so much in their journey to learn and be inspired from. This is the podcast’s first success story and David is excited to share with you what Chris and Jacqueline learned to finally become landlords themselves. R...
Aug 13, 2019•27 min•Season 1Ep. 24
David Sidoni, the How to Buy a Home Guy, is back with part 5 of the series on how to financially prepare to buy your first home, a full financial guide for first time home buyers. This episode tackles the big question – how do my student loans affect my ability to buy my first house? This also addresses other concerns such as – will these huge student loans hinder me from ever buying my first home, or will I ever get out from under this gigantic debt? Don’t miss this episode for answers to these...
Aug 06, 2019•51 min•Season 1Ep. 23
Get financially prepared to buy your first home. David Sidoni, your How to Buy a Home Guy, goes heavy into diversifying your retirement portfolio to finance your future. No, your home is not to be looked at as an investment like a day trader, but yes, you can use it to stabilize your long-term wealth. If you’re bored reading this, maybe this episode isn’t for you, but this is vegetables for your ears. Learn a great deal of very important information on funding your first home purchase from a guy...
Jul 30, 2019•45 min•Season 1Ep. 22
