In part 3 of this 4 part series, David Sidoni, the How to Buy a Home Guy, tackles steps 8-15 on preparing first time home buyers financially. Figuring out if, when, and how you can buy a home can be mad confusing. You need a degree in finance just to understand it all, and yet everyone seems to be able to do it. So, are they doing it correctly? The answer, almost all of them are waiting far too long to learn these steps. Forget your high school and college econ classes because, unfortunately, no...
Jul 25, 2019•23 min•Season 1Ep. 21
David Sidoni, the How to Buy a Home Guy, has broken down the nineteen crucial financial steps for all first time home buyers – tips, tricks, pitfalls, and real free advice for anyone looking to make this giant undertaking seem a lot less overwhelming. This is part 2 in a four-part series that will guide you to the ultimate goal of getting your dream home and never dealing another landlord ever again! Too many real estate professionals want you to figure this all out on your own, and then come to...
Jul 19, 2019•32 min•Season 1Ep. 20
Buying a home is a dream. In this episode, David Sidoni advises on how you can be financially prepared to buy your very first home. As he discusses how setting goals can help you avoid overspending and getting yourself into a giant jam that you cannot get out of, he shares come some tips that you can use, starting with budgeting, commitment, and getting a real estate agent. He then introduces one of the nineteen things that can guide you towards financial preparedness in home buying. Read on and...
Jul 12, 2019•31 min•Season 1Ep. 19
Not everything is what it seems in the real estate world, and first-time homebuyers tend to fall into the wrong holes of the business. Following up, David reveals more of the biggest dirty little secret in real estate in this second part. The industry is broken in so many ways and it helps to know how you are getting screwed by it to protect yourself. Count yourself out as merely a number in someone’s wheel of success and learn how the real estate industry sees many first-time home buyers and wh...
Jun 26, 2019•24 min•Season 1Ep. 18
Nothing beats experience when it comes to learning. For first-time home buyers, no amount of convoluted realtor advice could ever make you feel truly immersed in the industry than hearing actual stories from buyers themselves. In this episode, we hear five different stories from first-time home buyers across five different phases of the home buying experience. Learn from every one of them and know what to expect in real life from the very beginning down to the very end of getting the keys. Conne...
Jun 22, 2019•35 min•Season 1Ep. 17
Not many of us can instantly buy a house, and while most would take action to find means, others are just too hesitant because of fear. This is usually the case for people who are thinking of getting a loan. The thought of qualifying for their first loan seems intimidating. Dino Katsiametis sheds light about the house loan process and lets us in on how to score the biggest loan of your life. As an expert practitioner in the mortgage, banking, and real estate industries helping people on their fi...
Jun 18, 2019•53 min•Season 1Ep. 16
Adulting is hard and saving money sucks, but with the right advice from the right people, you may just find a better way to have what you want in life. Joel Larsgaard, the co-host of the super successful podcast How to Money, pops open his love of craft beer as he talks about his podcast and how they take financial matters in an approachable fashion. In line with our resident How to Buy a Home Guy, he also dives into the importance of saving money to help you achieve your dreams and buy that fir...
Jun 13, 2019•48 min•Season 1Ep. 15
Buying a home is probably one of the most significant financial decisions of your life. Everyone’s got a list and wants to read a list. It’s bite-sized and fun! As a first-time home buyer, you must be well informed with all the things you need to know about buying a property. The entire real estate industry may give first time home buyer lack of importance. Fortunately, there’s at least one guy out here that really cares about what’s going on in your journey to house hunt. David gives all the fi...
Jun 07, 2019•21 min•Season 1Ep. 14
Buying a home is a considerable investment. You have to be sharp and keen with regards to the details of the property you’re eyeing to purchase. If you’re not well-versed in buying a property, you can seek help from an expert. In this episode, David shares the story of how he helped a real first-time home buyer and spent three hours arguing with an agent and an older seller over a $300-door repair on a $502,000-house. David says this is a big lesson for anyone buying a home as this is not a typi...
May 31, 2019•17 min•Season 1Ep. 13
The biggest mistake at the top of everyone’s list in buying a home is thinking that everyone’s top five biggest mistakes are the same. Every first-time home buyer is different with a different set of circumstances, variables, and most importantly, goals. Your top list of mistakes to avoid is your own. There are things that most everyone should be careful of, but many of them can be avoided by having one thing at the top of your list – hiring a professional realtor. Don’t do this alone. You deser...
May 28, 2019•31 min•Season 1Ep. 12
The internet is said to be the land of opportunity. There are so many deals, discounts, and hacks around. However, should you be looking for the hacks and quick deals online from national internet lenders for the biggest financial transactions of your life? Are you looking for a Groupon loan experience? This is that big deal out there, and don’t let your skepticism or fear keep you from putting in the time and research to choose the right professional to help you ask some bank to lend you money....
May 24, 2019•24 min•Season 1Ep. 11
Every first-time home buyer starts on the internet. In this episode, David Sidoni, the How to Buy a Home Guy, gives the best sites used by his clients for over thirteen years of home shopping. These tips have been curated by actual first-time home buyers that have used them to find their homes. Hear what others all over North America have found are the most informative sites, as well as the most trustworthy and efficient. Get guides for neighborhood info, crime stats, school ratings, and even le...
May 07, 2019•34 min•Season 1Ep. 10
David gets into the details on the real numbers it takes to purchase and then pay for a home every month. With mortgage interest being so insanely low and low down payment options available to first time home buyers, buying your first house may actually be pretty similar to putting down a first and last and average rent payment on an apartment! Has anyone heard of P.I.T.I.? Get used to it as David helps in making this math and confusing terms easy to understand. Join us here and learn all the te...
May 01, 2019•23 min•Season 1Ep. 9
David does a quick recap of the highlights of his interview with credit repair specialist Chris LaHage from Speedycreditrepair.com. No matter where you are in the home buying process, your credit score is a major factor in helping you land that dream house. The difference of a few points could mean the difference of hundreds of dollars a month and thousands of dollars a year. Bad credit? That’s okay. Prepare yourself for tips to help you climb your way back up and get in the best position to sto...
Apr 26, 2019•14 min•Season 1Ep. 8
A lot of people are excited about buying their first home, but where does one actually start? Is it really as easy as one, two, three? David Sidoni, the How to Buy a Home Guy, gives the roadmap when you are three, two, or one year away from being able to stop paying rent and start paying yourself as a homeowner. While most home buying education is aimed a few weeks or even days before you start writing offers on homes, you’ll discover a step-by-step guide on how to gear up for that big day years...
Apr 23, 2019•31 min•Season 1Ep. 7
The lack of information for first-time home buyers regarding choosing the right agent for them is pitiful. This is because much of the real estate industry looks down on lowly clients and do not value their worth. Therefore, when you, the first-time buyer, is ready to choose your realtor, it’s crucial that you find someone that you not only “click” with, but someone with the skills and experience to handle all the intricacies of the purchase and negotiations. This podcast will save you tons of m...
Apr 05, 2019•36 min•Season 1Ep. 6
Being a first-time home buyer can be tough because it makes you very vulnerable to real estate challenges. Changing things up a bit, David pulls back the curtain and reveals the biggest dirty little secret in real estate that you need to know before diving in deep – how most realtors think you suck. This is not to discourage you in any way but for you to understand how the industry sees you because having both sides of the story can help you determine how you can best navigate the current real e...
Mar 21, 2019•44 min•Season 1Ep. 5
All of this adulting stuff may not seem like the most fun to do, that is why we take this topic on in better terms. It is time to face our responsibilities and do some planning to stop wasting money on rent and purchase our home. David takes care of first-time buyers as he shares how to have a big fat savings account. Start planning now and save money. Remember that real estate agents are not the only people out there with a key because you have it too. Connect with me to find a trusted re...
Mar 13, 2019•22 min•Season 1Ep. 4
If there’s one thing in adulting that nobody wants to talk or think about, it is credit. It is a scary thing and the most significant part of adulting. Know exactly what is meant by a credit score, where this score comes from, what opening different lines of credit entails, whether you should or shouldn’t get a credit card, and more as David shares the nitty gritty in starting to build credit and a couple of tricks on how to increase the limit. Connect with me to find a trusted realtor in ...
Mar 07, 2019•24 min•Season 1Ep. 3
Renting a house can be a waste of a lot of money. If you think about it, when you don’t stop to see if you’re qualified to buy a home, you waste money paying rent for years. David Sidoni, the “how to buy a home” guy, says wherever you are right now, you SHOULD AND CAN START PLANNING TO buy a home. Mortgage payment with today’s interest rates ARE pretty close to the rent check that you pay every single month. Step out of that fear and step into home ownership. Make it your goal and join David as ...
Mar 06, 2019•27 min•Season 1Ep. 2
Buying a home is a very big deal and a big commitment. Too many people rush home ownership without knowing the full implications of what they’re getting into. David Sidoni, the “how to buy a home” guy, has put together this podcast as a home buying guide to help you understand what the entire process is all about. If you’re buying a home, especially if you’re a first time home buyer, this podcast is for you. Learn everything you need to know about home ownership – from talking to realtors and ch...
Mar 01, 2019•24 min•Season 1Ep. 1
