Today we speak about a controversial topic with Warren Ingram & Finance Ghost : The Dark Side of Hype ETFs: Risks and Pitfalls in a Social Media-Driven Market. Warren and Finance Ghost speak on the dangers of blindly following influencers, how consistency over hype gives better results, and how to look out for the quality of the information you get. Topics/ Questions: 1. Influencers and their role in hiking up ETFs 2. Purposefully building a controversial following & the impact on invest...
Jun 10, 2023•28 min
Today Warren Ingram invites Prescient , Business Development Manager, Gabriel Botha to discuss how young investors can get on top of inflation and how the time value of money affects your return on investment. Questions/ Topics: How inflation plays a role in your investments How the time value of money plays an important role in your return on investments Opportunity costs and what this means Risk vs time horizon vs reward: why it's important to focus on all 3 with a goal in mind Long-term ...
Jun 03, 2023•20 min
In today's episode, Warren Ingram takes the stage to delve into the fascinating world of how the wealthy invest their money. Drawing from his years of experience, Warren shares valuable insights, tips, and tricks on harnessing the power of time horizon, portfolio diversification, and exotic investing. Join us as we explore how these strategies can transform your wealth into generational wealth. Questions/ Topics: - The 2 types of wealthy people - How time horizon is an important part of the...
May 27, 2023•17 min
On today's episode, Warren Ingram shares his top tips for financial freedom and guides listeners through the essential steps to achieve it. From setting clear goals and settling debt, Warren empowers listeners to take control of their finances and cultivate a mindset for long-term wealth building in this easy step-by-step podcast! Questions/ Topics: What's the difference between retirement planning & financial freedom? What is financial freedom? The steps to financial freedom Send ...
May 20, 2023•12 min
Today we speak about data science and how it's impacting the financial industry. Warren Ingram and Zubair Patel , Co-Head of Data Science & Quantitative Analytics at Prescient , run through how data science is being incorporated into investing, how this affects asset managers and financial planners, the different layers of AI and more. Questions/ Topics: What is data science? How it helps consumers in retail The value-add in data science How does data science work in investments Data sc...
May 13, 2023•16 min
On today's episode, Warren Ingram talks to Tamara Dalhuijsen about simple budgeting tips, the importance of the psychology behind your spending habits, and advice on how to work out your monthly retirement contributions with the increase in life expectancy. Topics/ Questions: Understanding the psychology behind your spending habits Budgeting tips and trades How your values are tied to financial freedom Doing research on groceries and other spending habits How upskilling can assist with fina...
May 06, 2023•20 min
Join Warren Ingram and Rupert Hare , CFA, CAIA, Head of Multi-Asset at Prescient , as we delve into the difference between active and index/ passive funds, asset managers and the best performance strategy for each. Questions/ Topics: What is asset management? What are active funds? What are passive funds? What does "Alpha" profiling mean? Why is it important to know the difference? Choosing your options and the perks of each? Active managers: How active are they really? How much equiti...
Apr 29, 2023•26 min
On today's episode, Warren Ingram invites guest speaker, Steven Van Rooyen , to discuss the ins and out's of investing for your baby's future. Warren and Steve talk about investing strategies, things to prepare for, and events to plan ahead for like university, relocation costs, birthday presents, and more. Topics/ Questions: - I have a 6-week-old, should i start investing on her behalf? - What investments should they be? - Should we be sending money overseas? - Do's and don&...
Apr 22, 2023•17 min
Today Warren Ingram speaks to Cheree Dyers , the CEO at Prescient , about how data-driven investing is the way of the future. Learn how the financial industry is using big data to improve returns and reduce risk ensuring smart decision-making and culture-building. Topics/ Questions: The benefits of data-driven strategies for improving returns and reducing risk The importance of upskilling your team in data analysis and programming Building a data-driven culture within the organizations How big d...
Apr 15, 2023•19 min
In today's podcast, Warren Ingram invites Mapalo Makhu to speak about financial literacy for children and how you can cultivate a positive money mindset in your children, regardless of age. Questions/ Topics: Ways to speak about money that makes sense to your children How to teach about saving Ways to encourage money management The art of patience Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you c...
Apr 01, 2023•19 min
In this week's episode, Warren Ingram answers your questions about ETFs, whether it's better to withdraw your dividends or reinvest, as well as questions about tax savings on RA/ pension funds if you immigrate. Questions/ Topics: My question is about ETFs that payout dividends versus ETFs that reinvest the dividends. Can you please discuss the pros and the cons of each if faced between two ETFs, let's take the MSCI World distributing or the MSCI world accumulating which one is bet...
Mar 25, 2023•10 min
In today's episode, Warren Ingram invites Bastian Teichgreeber , Chief Investment Officer at Prescient , to discuss how the global interest rate and inflation increase affects the international and South African market. Inflation and interest rates are interconnected and significantly impact the economy. Inflation rates have been rising globally due to supply chain disruptions and increased demand. Central banks raise interest rates in response to inflation, which can affect borrowing costs...
Mar 18, 2023•40 min
This podcast episode delves into the topic of technology in finance, exploring its growing usage and impact on the industry. Warren Ingram covers Robo advisors, financial literacy tools, and privacy concerns with guest speaker Money Marx, Pieter de Villers. Topic/ Questions: Exploration of the intersection of AI and finance, discussing the latest trends and developments in the field Statistics around the usage of AI in finance, highlighting the increasing adoption of this technology across the i...
Mar 11, 2023•19 min
In today's episode Warren Ingram and Reza Ismail , Head of Bonds at Prescient , discuss the South African Budget Speech 2023/2024. They touch on inflation, tax rebates, the analysis of small emerging markets, energy crisis rebates, tax buoyancy, risk aversion, and what this all means for the South African taxpayer & business owners. Questions/ Topics: Introduction to the South African Budget Speech 2023/2024 Explanation of Aggregate Demand and how it impacts the South African economy Ov...
Mar 04, 2023•37 min
Today we invite the wonderful Nozi Van Heerden to speak more on Investing Strategies for Millennials. Warren Ingram & Nozi Van Heerden speak about the emotional commitment to investing and saving, finding a finance buddy and other tips on how to reach your financial goals. Questions/ Topics: What are some common investing mistakes that millennials should avoid, and how can they mitigate those risks? How can millennials balance investing for their long-term goals, such as retirement, with the...
Feb 25, 2023•23 min
In today's episode, Warren Ingram invites Gabriel Botha , Business Development Manager at Prescient , to discuss the complex details of Tax-Free Savings Accounts and how they can benefit you from tax rebates, dividends, the limitations, and how TFSA & pension fund withdrawals work. Questions/ Topics: Tax-Free Savings Accounts (TFSAs) & what they offer TFSA withdrawals TFSA contributions TFSA investments: dividend-paying stocks and money market accounts. Limitations within TFSAs: ann...
Feb 18, 2023•18 min
In this episode, Warren Ingram delves into the topic of portfolio diversification and how it can help you achieve financial stability and growth through a Q&A on based on EU Investing. Warren explains the importance of balancing local and overseas investments to take advantage of diverse market trends, tax implications, Will considerations, and the role of SICAV implementations in portfolio diversification. Topics/ Questions: Importance of splitting assets locally and overseas Explanation of...
Feb 11, 2023•8 min
In today's episode Warren Ingram and Conway Williams , Head Of Credit at Prescient , speak about the social and environmental impact of investing. Find out how your investments can impact the economy, encourage sustainability, create jobs, and help small businesses in the market. Questions/ Topics: How investment managers and fund managers can impact the world Trends investors may not always consider How buying shares or a particular index can help create jobs, put new energy into the world...
Feb 04, 2023•24 min
In today's podcast, Warren Ingram will be discussing his outlook and giving advice on a 2023 financial forecast including interest rates, inflation rates, and the connection between them. We will also be discussing the things that can and cannot be controlled in your 2023 finances, as well as top tips on debt repayments, investment choices, and how to look at your budgeting. Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat o...
Jan 28, 2023•17 min
Welcome to the 2022 Financial Review podcast, where we take a look back at the past year and explore the major disruptions that have impacted our financial landscape. From political unrest to the ongoing COVID-19 pandemic, we'll examine how these events have affected the stock markets, repo rates, and fuel prices. We'll also discuss the implications for the upcoming year and provide tips for navigating the uncertain economic climate in 2023. Join Warren Ingram and Rupert Hare , CFA, CA...
Jan 21, 2023•23 min
Today is our last episode of 2022 and it's all about interest rates. Today Warren Ingram invites Investment Specialist, Natalie Anderson CFA , from Prescient to discuss the pros and cons of inflation and rising interest rates in South Africa. Topics/ Questions: Looking at inflation globally & locally. Why does it increase and what are the contributing factors? Inflation vs purchasing power Inflation & the Reserve Bank How does increasing interest rates reduce inflation? Sectors affe...
Dec 17, 2022•14 min
Today Warren Ingram answers your questions on the S&P500 vs MSCI World Index ETFs and whether selling property, investing the money, and renting until your goal amount is achieved is the best way to reach financial freedom. Topics/ Questions: My question is about whether it's best to invest in an ETF like the S&P500 or the MSCI World. I’ve heard some people say the S&P500 is a good ETF to have but i know the MSCI world is more diverse and has most of the companies listed in the ...
Dec 10, 2022•9 min
Today we welcome Michelle Green , Credit Analyst at Prescient and ESG Committee Chair Member to discuss conscious investing. Warren Ingram and Michelle discuss more on ESG investing, what does it mean, what is capital gain like, and why the rate of change is important. Questions/ Topics: What is ESG? Knowing more about the ethics behind investing in ESG markets Does ESG come at the cost of capital growth? How does a committee in ESG work? Why the rate of change is important to look at What shoul...
Dec 03, 2022•23 min
Today we speak about property! Warren Ingram and Frugal Local , a regular show guest, discuss buying property as an investment, what are the considerations to keep in mind, and tips on how to budget and lower your fees. Topics/ Questions: What is your insights on owning property as an investment? What’s the right way to go about buying a property? Tips and lessons learned before buying property The importance of having a “buying buddy” What are the fees & the process involved in buying a pro...
Nov 26, 2022•26 min
It’s that time of year, saving is on all of our minds! Warren Ingram answers your questions about long-term and short-term investments as well as working out your saving percentage pre/post tax. Topics/ Questions: My mom inherited some money but she doesn’t need to use it at the moment, she wants to invest or save it but she doesn’t want to take on too much risk. What investment should she invest in that will offer her better returns than a savings account but is low risk? I’ve also been looking...
Nov 19, 2022•12 min
Today Warren Ingram invites the wonderful Gugulethu Mfuphi to discuss her experience in media, financial lessons learned and how educating yourself can impact your future during unpredictable times. Topics/ Questions: What is a conversation strategist? You’ve had so much exposure in the media, what have you observed about people that are financially successful? Creating wealth: what does it take? Unpredictable income: how does this impact entrepreneurs & people in the media space Asset catch...
Nov 12, 2022•25 min
Today we invite Ray Mhere from Prescient back on the show to discuss and answer your questions. Warren Ingram and Ray speak about the difference between ETFs and Shares, which one is best to invest in, and how to accurately read return charts on your favorite investment apps. I have a question about ETFs and shares, what is the difference and how do they work? How do I read the stock graphs, there are usually 1-month, 3 months, 6 months, and 1-year return graphs. Which one should I be looking at...
Nov 05, 2022•19 min
Today we invite Ray Mhere from Prescient back on the show to discuss and answer your questions. In this action-packed podcast, Warren Ingram and Ray Mhere speak about investing in holding companies vs investing in individual companies. How is this setup, and which one is the best to invest in? Questions/ Topics: My question is about investing in a holding company vs investing in an individual company. What is the difference, how is this setup and which one should i invest in? Have a question for...
Oct 22, 2022•14 min
Today we have an exciting episode and something that sparks Warren Ingram’s passion- traveling! We invite Patrick, known as Travel Bug Bitten , to speak more about travel-friendly budget tips and the best places to go within Africa! Questions/ Topics: Travel Tips: How to travel for less? Accommodation budgeting tips Using loyalty programs to help save you money Understanding your must have’s How to shop flights and transport Apps to use for language, maps and transport schedules Hidden gems in A...
Oct 18, 2022•19 min
On today’s episode, Warren Ingram invites The Finance Ghost back on the show to discuss vehicle financing in terms of balloon payments and how you can own great cars, cheaply! Warren and The Finance Ghost give tips on buying cars and touch base on local vs international investments. Questions/ Topics: What are balloon payments & how does it work? How to bring your monthly payments down on vehicle finance What is second-gross and how do dealerships use this to their advantage? What is an acce...
Oct 15, 2022•32 min
