Money Basics

The ladies talk about Joy’s background as a bankruptcy attorney and how she started newcashview.com to help people learn basic personal finance techniques.  They discuss money issues that could affect women 45 and older.

In this episode some key topics discussed are:

• The 5 basic rules of personal finance
• Managing your debt and credit
• Student loans, including SS and tax refund offset
• Credit report/score basics

Resources mentioned in this Episode:

• Newcashview.com
• “Money Basics: Keeping It and Growing It, What I Learned About Money as a Bankruptcy Attorney” by Joy Alford-Brand, JD https://www.amazon.com/Money-Basics-Keeping-Growing-Bankruptcy-ebook/dp/B01CGZOOOY/ref=sr_1_1?crid=1SLC16YQF3QON&keywords=money+basics+Joy+Alford-Brand&qid=1650566704&sprefix=money+basics+joy+alford-brand%2Caps%2C55&sr=8-1
• “Parents’ Guide to Better Borrowing” by Joy Alford-Brand, JD https://www.amazon.com/Parents-Guide-Better-Borrowing-Alford-Brand/dp/0997824611/ref=sr_1_1?crid=308IYVF8WKB1D&keywords=parents%27+guide+to+better+borrowing+Joy+Alford-Brand&qid=1650566802&sprefix=parents%27+guide+to+better+borrowing+joy+alford-brand%2Caps%2C62&sr=8-1
• Credit Management 101, Student Loan Debt 101, Financial First Aid Kit https://newcashview.com/
• Treasury Offset Program (for SS payments or tax refund offset): https://fiscal.treasury.gov/top/
• The Dollar Lama podcast – on iTunes, Spotify, Pandora, Google Podcasts and Podbean

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