We're going Under The Hood to unpack how to analyse an ETF - together with Betashares' Tom Wickenden. Today's EFT? Betashares Nasdaq 100 ETF (ASX: NDQ) . Betashares Capital Limited is the issuer of Betashares ETFs. Read the PDS and Target Market Determination at www.betashares.com.au and consider if the fund is right for you. Investing involves risk. Want to win free merch? Head to the Betashares landing page and sign up to win a core essentials merch pack. Want more Equity Mates? Cl...
Aug 03, 2023•20 min•Season 6Ep. 54
Today we're talking about different ideas to reduce the cost of transport in our CPI series. Deal to get you thinking: Free Lounge Access for Flight Delays over 2 Hours (Pre-Registration Required) with Mastercard Worldwide Wallet by Westpac Group Flight Delay Pass with 28 Degrees Mastercard - Free Food and Lounge for Flight Delays over 2 Hours (Pre-Registration Required) Didi Code: $20 off Your Next Ride, One Use Per Week Monday to Wednesday after 9AM Only, Sydney Only @ DiDi with the code FREER...
Jul 31, 2023•19 min•Season 6Ep. 53
In today’s stock market, nearly every asset class, commodity, and global market is accessible through ETF’s. So, the question becomes, how do you choose? In Under the Hood we are looking at some of Australia’s favourite ETF’s and building the skills to analyse them ourselves. The ETF we’re looking at in this episode is Betashares Global Shares ETF . Want more Equity Mates? Click here . Betashares Capital Limited is the issuer of Betashares ETFs. Read the PDS and Target Market Determi...
Jul 27, 2023•22 min•Season 6Ep. 52
It’s really hard to find new ways to reduce your cost-of-living. We know that there’s a lot of bills and expenses you just can’t reduce at the moment - whether it’s heating, or internet, insurance or the big one - rent or your mortgage. It’s just really hard. Still, we believe that even the smallest savings can add up to make a big difference. This episode, we focus on ways to get great deals for your household expenses: Bryce loves Appliances Online: https://www.appliancesonline.com.au/ ...
Jul 24, 2023•19 min•Season 6Ep. 51
In today's stock market, nearly every asset class, commodity, and global market is accessible through ETF's. So, the question becomes, how do you choose? In Under the Hood we are looking at some of Australia's favourite ETF's and building the skills to analyse them ourselves. The ETF we’re looking at in this episode is Betashares Australia 200 ETF . ***** Betashares Capital Limited is the issuer of Betashares ETFs. Read the PDS and Target Market Determination at www.betashares.com.au and conside...
Jul 20, 2023•20 min•Season 6Ep. 50
Our episode today is inspired by James from the UK. He wrote and asked: Why you wouldn’t just invest in an S&P 500 index fund? So today we go over 2 reasons why you would and 1 reason why you wouldn’t... First of all: just what *is* automated investing? Basically, it means you set up a rule with your broker that tells it to invest a consistent amount of money at regular intervals. Generally, it involves investing in a well diversified index fund - could be an S&P 500 index fund or ASX 20...
Jul 17, 2023•21 min•Season 6Ep. 49
This Bitesize comes from one of our most downloaded episodes ever! Picture this: the stock market takes a nosedive, but then, out of nowhere, it springs back up. That's what we call a 'Dead Cat Bounce' - a temporary recovery from a prolonged decline or bear market. But don't be fooled, it's usually followed by the continuation of the downtrend, making it a perfect trap for unsuspecting investors. This is a little segment from an episode the guys recorded almost 18 months ago! Listen to the full ...
Jul 13, 2023•7 min•Season 6Ep. 48
Today we're joined by Tori Dunlap - American investor, feminist, founder, and financial educator. After successfully saving $100,000 by the age of 25, she quit her corporate job in marketing to fight for your financial rights. To date, she's helped over three million women make more, spend less, and feel financially confident. We talk to her about how she founded her business, how she'd find an extra $100 tomorrow, what she's learned about running a business, and what her goals look like now. Bi...
Jul 10, 2023•30 min•Season 6Ep. 47
This Bitesize comes from our recent 'Ask the Adviser' episode - the new series where we bring you advice from Australia's top financial advisers. Join us as we explore various financial topics, from building portfolios during high inflation to effective cash management strategies. This series aims to make financial advice accessible to everyone. Listen to the full episode here: Website | Apple | Spotify Want more Equity Mates? Click here . ***** In the spirit...
Jul 06, 2023•4 min•Season 6Ep. 46
Join us as we attempt to turn $100 into $350 000! Just earn or save $100 each month, and thanks to the power of compound interest, it'll turn into $350 000 after 40 years. This episode, we're joined by Victoria and Sophie from The Curve. Check out The Curve - an education platform providing investing and finance content to women globally: https://thecurve.co.nz/ This month, Alec is not checking any bags on his trip to Europe, and is using Airalo to save on his phone use when he's oversees. Bryce...
Jul 03, 2023•32 min•Season 6Ep. 45
In honour of our courses with Rask Australia (more on that below) we decided to make a special Bitesize on Owen’s valuation of Apple! If you want more – and more context, make sure you find the original episode in the links below. Listen (or watch) the full episode here: Website | Apple | Spotify | Youtube ***** In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughou...
Jun 29, 2023•6 min•Season 6Ep. 44
EOFY is approaching, and we had a bunch of listeners reach out with questions for this episode! Cathy asked: As a new investor, it would be great to know all the basics for tax time. Well, that'd be a huge episode first of all. So we decided to focus purely on the deductions for now. Importantly we need to stress - we are not tax professionals and we are not aware of your personal financial circumstances. So our first piece of advice is: speaking to a tax professional is tax deductible. So...
Jun 26, 2023•15 min•Season 6Ep. 43
In honour of our courses with Rask Australia (more on that below) we decided to make a special Bitesize on Owen's valuation of Xero! If you want more - and more context, make sure you find the original episode in the links below. Listen (or watch) the full episode here: Website | Apple | Spotify | Youtube ***** In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia a...
Jun 22, 2023•6 min•Season 6Ep. 42
It's a game of Equity Mates HotSeat! CanStar have released a quiz that they claim that only 54% of Australians could pass. To test it out - we tested it with our Equity Mates HQ team. Play along at home here with the link here: https://testmymoneyiq.canstar.com.au/ Who are you backing for the win? How did you go playing along? Let us know by getting in contact here . PS. We've got two special offers on atm. First the Rask + Equity Mates courses! Take a free course or become part of the hig...
Jun 19, 2023•38 min•Season 6Ep. 41
Went back in the archives this week and pulled out an episode we recorded 5 years ago - about all things tax! Listen (or watch) the full episode here: Website | Apple | Spotify Sharesight makes the whole tracking process super straightforward and is the best product we have come across in the market to track your investment portfolio. It has the ability to track the price, performance and dividends from 240,000+ global stocks, crypto, ETFs and funds. You can also add in y...
Jun 15, 2023•9 min•Season 6Ep. 40
Last week the RBA announced another increase in the cash rate, bringing it to 4.1%. This is the highest cash rate Australians have seen since 2012, and also signals the 12th rate rise in the past year! So, while this cash rate is bad news for many Aussies with mortgages, it does mean if you’ve got cash in a savings account - make sure those interest rates are working for you. This week Bryce and Alec go through the 5 Best Savings Accounts they could find (as of time of recording - Ju...
Jun 12, 2023•13 min•Season 6Ep. 39
This is the tenth episode of our Under the Hood series - but we hope isn't the last. It's been an epic series, and today we're closing out with two of the most popular ETFs in our community - both to do with the ESG and Climate theme. Blair is also back to join us as well as we venture 'Under the Hood' and ask 'how do we invest in emerging trends and asset classes' with these ETFs? The two ETFs we’re looking at are Global X Global Carbon ETF (GCO2) and the Global X Hydrogen ETF (HGEN) Global X i...
Jun 08, 2023•26 min•Season 6Ep. 38
It's another $100 Challenge episode! This June, we check in on the ongoing saga that is Bryce's drumkit... (will he ever sell it?) Ren and Bryce reflect on the decisions they made in the month of May, and talk about tactics for saving and earning cash in June. Got an idea of how you're pledging to save or earn $100? Get in touch by contacting them here . Stay engaged with the Equity Mates community by joining our forum . Want more Equity Mates? Come to our website and explore! You’ll...
Jun 05, 2023•27 min•Season 6Ep. 37
In this episode we look at bonds! After all, they're all over the news at the moment - so Bryce and Alec lean how ETFs can help us get access to alternate assets that aren't just equities. There's so many options for investors these days, how do we navigate all these options when building a portfolio of ETFs? The ETF we’re looking at Global X USD High Yield Bond ETF (USHY) Global X is a leading player in the ETF industry, with a robust platform and over 30 targeted products globally. They have a...
Jun 01, 2023•28 min•Season 6Ep. 36
So, we all hear about credit reports - but what exactly are they, and do they make a difference in your investing journey? The guys sit down and discuss what a credit report is, and how it plays a crucial role in helping lenders decide whether to grant credit or loans.There is no single credit score used by lenders or consumers; rather, Australia's three main credit reporting agencies, Equifax, Experian, and Illion, each generate their own scores based on the data in an individual's credit repor...
May 29, 2023•15 min•Season 6Ep. 35
We're chatting about the difference between Equal Weight and Market Cap, and using Global X FANG+ ETF (FANG) to understand it. We are joined by Global X's Jessica Leung, who helps us understand the difference. Equal weight ETFs allocate the same percentage to all holdings, whereas market cap weight ETFs hold assets in proportion to their market value. So then we dig into the historical data on the performance of these structures and the reasons you might choose one over the other. The ETF we’re ...
May 25, 2023•22 min•Season 6Ep. 34
Bryce is away, so Alec is our host! And though he's not a member of any rewards programs and doesn't have a credit card, he wants to understand if rewards programs are worth being a part of. So he's joined by Queenie , and her partner, and they talk Alec through all his questions - what are some of the best rewards programs? How does the maths work out? And the big question - are they worth it? If you want to let Alec or Bryce know what you think of an episode, contact them here . Stay eng...
May 22, 2023•25 min•Season 6Ep. 33
When you first start investing, it's so easy to get way too excited and buy a bunch of ETFs and then afterwards look under the hood and realise we might have overlap. In this episode we ask - what exactly is this, and why should we care? We look at Global X Green Metal Miners ETF and Copper Miners ETF Global X is a leading player in the ETF industry, with a robust platform and over 30 targeted products globally. They have a trusted reputation with over a million clients in 95 countries, and are ...
May 18, 2023•30 min•Season 6Ep. 32
There's two things you can do in a cost-of-living crisis! Reduce expenses or increase income. Stewart sent us a message to ask for our best ideas - so we've hit up our shortlist! So Bryce and Alec go through their best ideas of each. To reduce expenses, you need to focus on the significant line items on your budget. The most substantial line items on the budget for Australian households include housing (20-35% on average), food, recreation/culture/transport, insurance/financial services, and hea...
May 15, 2023•18 min•Season 6Ep. 31
There is an abundance of ETFs available that enable investors to track a wide range of asset classes. In today's market, nearly every asset class, commodity, and global market is represented by an ETF that provides exposure to it. So how do you choose? Different ETFs offer exposure in varying ways, and one of the critical distinctions you should be aware of is the difference between physical and synthetic ETFs. This ep we go over the pros and cons of each type! The ETF we’re looking at in this e...
May 11, 2023•24 min•Season 6Ep. 30
We got a question this week at equitymates.com/contact from Kate about how often we should be investing. Is there an optimum? If you want to be investing regularly and dollar cost averaging into the market, but your brokerage cost is $10 each trade, should you literally be investing every week, or should you be saving it up? We talk about the factors you need to be considering here: brokerage costs, expected stock market returns and the interest you earn on savings, and how these three things wo...
May 08, 2023•16 min•Season 6Ep. 29
In this episode, we delve into the topic of accessing global indexes through the ASX. We'll explore the indexes that passive ETFs track, and the process of selecting which securities make it into these indexes. Additionally, we'll take a closer look at some of the prominent index providers and their significance. Finally, we'll discuss the advantages of using an index provider as opposed to creating an index yourself. This episode we’re looking at India Nifty 50 and Euro Stoxx 50 Global X ...
May 04, 2023•25 min•Season 6Ep. 28
Welcome back to the $100 challenge! You've been asking about where the money will be invested. So the guys get into where they're actually putting the cash. Alec disclosed that he spent $150 on takeaway lunches in March and decided to stop buying them for April - did he make it? Bryce has calculated that he saved $98... but maybe it's a little dubious. What are they going to do in May? Simon joins the guys in studio to tell them his top tips. If you want to let Alec or Bryce know what you think ...
May 01, 2023•21 min•Season 6Ep. 27
We’re back with our series all about ETFs, supported by Global X. Today we're looking at how do you actually know what you're buying underneath? If you're buying Uranium ETF - is it *actual* uranium, or miners, or what else? This episode we’re looking at Uranium ETF . If you want to let Alec or Bryce know what you think of an episode, contact them here . Stay engaged with the Equity Mates community by joining our forum . Want more Equity Mates? Come to our website and explore! You’ll...
Apr 27, 2023•17 min•Season 6Ep. 26
In this episode, we dive into the world of gold investments, examining the reasons behind its recent surge to all-time highs above $2,000 an ounce. We talk about the factors driving its popularity, such as inflation and interest rates, and discuss the appeal of gold as an inflation hedge and a safe haven investment. So it's our plan to think about portfolio construction, consider the old-school rule of thumb for allocating 5-10% to gold as well. We both give our takes too on whether it's somethi...
Apr 24, 2023•18 min•Season 6Ep. 25
