“We want to enjoy life, drink great wine, go on holidays whenever we want… but we also want to save” Introducing our brand new series; Boost My Budget. We unpack our listener's real budgets live. And with expert help, we show them how to track better, save more, and stress less. Our first listeners to get their budget boosted, are couple Emily T and Emily B, who want to save for their dream family home while still living in the moment. Is it an achievable goal, or delusional thinking? They're no...
May 29, 2025•34 min
Even the most hands-off investors need a plan for staying on track. That's where rebalancing comes in. Markets are always moving and life is always changing- rebalancing is a simple way to keep your portfolio aligned with your goals so that you can reap the maximum benefit. In this episode, we break down this fundamental (and underused) investing habit step by step, and share a mistake we see far too many people make. Are you one of them? We cover: What rebalancing is (and how we apply it to our...
May 26, 2025•19 min
The RBA cut rates on Tuesday and it got us thinking- when interest rates are down, what are the best places to invest? So we compiled a list of 4 ASX listed ETFs which we believe will be winners in a low rate environment. If you are feeling unsure about what a rate cut means for your portfolio, (or what a rate cut actually means in the first place), we’ve got you. In this episode we give you a simple breakdown of everything you need to know about interest rates, how they affect the economy and y...
May 22, 2025•16 min
History's greatest investor - The man who turned $100 into $5.5 million and long time CEO of Berkshire Hathaway, Warren Buffett, is retiring. So we're unpacking 4 lessons from his writings and example that changed our investing lives, and that will make you a better long term investor. In this episode we cover: The stats that prove Buffet is the investing GOAT, and an example worth looking to The four lessons: 1. Investing is Simple, Not Easy, 2. Time in the Market Beats Timing the Market, 3. Bo...
May 19, 2025•16 min
“What was I thinking?” “A shit show to be honest”, The last 5 years have been a wild ride in markets. Our portfolios tell that story. Today we directly compare what our portfolios looked like in 2020 to today in 2025 to see: how much we’ve learnt, the biggest position changes and whether we've been practicing what we preach? We cover: - A full breakdown of every holding in our 2020 core AND satellite portfolios - How that compares to our 2025 holdings - What asset allocations have changed the mo...
May 12, 2025•18 min
When you hear the phrase "technology and innovation” there is probably one place that immediately comes to mind; Silicon Valley, California. But that might be changing. A handful of Chinese tech companies have been giving the US tech giants a run for their money this year. In this episode we cover the best ways to invest in China's rising economy. We cover: Why invest in china? And why now? The challenges of investing in chinese companies from Australia, and how to overcome them Our top 3 ASX li...
May 08, 2025•18 min
In 10 years of investing, Queenie Tan grew her net wealth to over a million dollars. In this episode we chat with Queenie about how she’s done it. Queenie has built a platform teaching others how to invest, here, she shares her own story. We cover: The strategies she used to build a $1 million investment portfolio How she sets financial goals. What’s been a bigger generator of wealth; crypto, property or stocks? How to avoid the investing mistakes she still cringes at. Plus Queenie shares some l...
May 05, 2025•19 min
Diversification. It is one of the most common investing buzzwords. But too many investors are getting it wrong. After listening to this, you won't be. In this episode we unpack everything you need to know about diversification, including: What we mean when we say diversification The different types of diversification Common mistakes investors make What good diversification looks like How to check if your own portfolio has good diversification Then we close out by Ren running his portfolio throug...
Apr 28, 2025•20 min
Asia is the fastest growing region in the world. And there’s more ways to invest in it now, than ever before. But with so much choice, comes a debate; what's strategy is best? Active, Passive or Thematic? We break it down in this episode: A list of the best ETF options for investing in Asia on the ASX Which is the best performing? The case for Index, Thematic and Active investing in Asia How we invest in Asia; the products are in our portfolios Links Referenced: 📞 Have an investing ...
Apr 24, 2025•17 min
What if you could invest in property without saving for a deposit or applying for a mortgage? In this episode, we break down REITs (Real Estate Investment Trusts), a low-barrier way to invest in real estate. We cover: What are REITs and how do they work? The pros and cons of REITs vs. purchasing physical property A comparison of their returns Where and how you can buy REITS A list of the top REITs and REIT ETFs on the ASX Resources: 📝 Our Downloadable Guide to REITs: Click her...
Apr 21, 2025•18 min
Retiring early sounds like the dream, but is it actually realistic? Or even worth striving for? The FIRE (Financial Independence, Retire Early) movement is no doubt one of the most popular financial movements of the past decade, and we think there have been some great lessons out of it. But there are some elements to it that we think don't stack up. So strap in for some hot takes, this is bound to be a devisive epsiode. We break down: What the FIRE movement is (and how it works) 3 things we love...
Apr 14, 2025•19 min
Crypto ETFs; an easy way to invest in crypto, but are they the best way? We compared the best Bitcoin ETF listed on the ASX with buying cryptocurrency directly to find out. Also in this episode: Is now a good time to buy crypto? 3 ASX listed Bitcoin ETFs compared, which is best? Our 3 criteria for choosing a commodity ETF The pros and cons of crypto etfs vs directly purchasing. A 1 year price comparison of each. The best way to invest in cryptocurrency as a beginner. LInk...
Apr 10, 2025•18 min
Want to start investing in single stocks but don't know where to start? We’ve made a simple checklist to help you spot great companies. Listener Bailey wanted to move beyond his ETF-only portfolio and start investing in individual stocks. But like many, he wasn’t sure how to tell if a company is actually a good investment. So we created a 4-step stock analysis checklist that anyone can use to analyse any company. It's a stock analysis tool for beginners & beyond (that you won't need a ...
Apr 07, 2025•23 min
If you’re feeling nervous about the current market volatility, you’re not alone. In this episode, we explain why trying to time the market rarely works but staying invested gives you the best chance at long-term success. We cover: What “Time in the Market Beats Timing the Market” actually means 4 data-backed reasons why the saying still applies today What you risk missing out on if you try to time your entry or exit Historical example of long term investors who stayed the cours...
Mar 31, 2025•17 min
With US Tech companies stock prices dipping, is now a good time to invest? There are a couple of indexes that you can invest in if you want exposure to the biggest tech companies in the US such as; the Nasdaq, the S&P 500 or US 100. But which to choose? So in this episode we put two US Tech ETFs head to head: Betashares Nasdaq 100 ETF (ASX: NDQ) and Global X US 100 ETF ( ASX: U100 ) to see which is the better pick. We cover: What is the nasdaq 100? How does it compare ...
Mar 27, 2025•15 min
If we had $5,000 to start our investment portfolio from scratch today, what would we buy? We’ve been given that very challenge by Betashares Direct. In this episode we take $5,000 (fully hypothetical dollars- sadly) and break down: Our investing strategy: why it is simpler than you think to get started. The steps to start investing with $5000: Setting goals, a time horizon and understanding risk tolerance Our hypothetical $5000 portfolios; what we are buying and how we wou...
Mar 24, 2025•22 min
It’s been an uncertain start to 2025, but how have our portfolios performed so far? In this episode, we break down our real portfolio results, what’s working, what’s not, and the simple investing strategies that have helped us stay on track. Also in this episode; Listener Jenny wants to know- what is a 'good' portfolio performance? What does she need to keep an eye on, to know her portfolio is doing well? We answer this and cover: What’s inside our portfolios? Our core investments & why we c...
Mar 17, 2025•16 min
Gold prices are surging and Gold ETFs are the easiest way to invest in this beloved commodity- without the hassle of buying and storing physical gold. In this episode we go through the 4 best ASX listed Gold ETFs to give you exposure to this time honoured inflation hedging asset. In this episode we cover: Why invest in gold How gold ETFs work Our 4 ASX-listed Gold ETF picks (GOLD, QAU, PMGOLD, NUGG) How gold can fit into your portfolio (should you allocate to gold in 2025?) Gold vs S...
Mar 13, 2025•11 min
It's the most popular ways to generate long-term passive income, but what is dividend investing? And how can you use dividends to start building passive income? Whether you are new to Dividend investing and want to know where to start or are a dividend lover who wants to refine your strategy, this episode has something for you. We cover: What are dividends? And how do they work How are dividends calculated? How to estimate your earnings Why invest for dividends? Who suits this investing st...
Mar 10, 2025•21 min
Superannuation, we all (should!) have it, but are you making the most of it? However you're thinking about super- optimizing for retirement, considering a self-managed super fund (SMSF), or wondering about concessional contributions- this episode breaks it down. We fire through 6 questions from listeners looking to ake the most of their super: (timestamps included for easy listening!) 1:35: What is a ‘good’ return for your super fund? 3:55: Should you use a self-managed super fu...
Mar 03, 2025•17 min
India is the world's most populous nation and fastest growing large economy. With its stock market having doubled in the past 5 years, it is a market well worth having exposure to, in your portfolio. An India ETF is a well diversified and simple way to do it. But with many options on the ASX, how do you choose? In this episode we compare two of the most popular asx-listed India ETFs: BetaShares India Quality ETF ( ASX: IIND ) vs Global X India Nifty 50 ETF ( ASX: NDIA ) In...
Feb 27, 2025•18 min
If you're a mortgage holder, you know all too well the frustration of paying hundreds of thousands in interest over the life of your home loan. But did you know you can wipe years off your mortgage and save hundred of thousands in interest, using the power of an offset account? In this episode we breakdown: What is an offset account and how does it work? (in simple terms) How much could you save? We compare scenarios with $10,000, $50,000 and $100,000 in an offset account to show you the p...
Feb 24, 2025•18 min
Understanding the difference between index funds, ETFs, actively managed funds or even thematic funds can be confusing. But once it clicks, a whole lot of the investing world becomes so much clearer! So we are taking you through a set by step guide to deciphering Index funds and ETFs that will give you confidence on your investing journey. In this episode we walk through: What are Indexes? What are ETFs? How to invest in index funds with ETFs 3 simple steps to identifying what ...
Feb 17, 2025•13 min
AI is arguably the most compelling reason to be an investor today. With trillions of dollars expected to be made, how can investors set themselves up to capture this opportunity? In this episode, we compare the most popular thematic ETFs covering Artificial Intelligence on the ASX. We cover: Why invest in Artificial Intelligence? Unpack 3 ETFs on the ASX: SEMI, GXAI & RBTZ. Debate whether ETFs or single stock investing is the best way to invest in this theme. To see all the info on these ETF...
Feb 13, 2025•18 min
Do you want to start investing but have something that’s been holding you back? We want to help you to get out of your own way and start. In today's episode we break down 3 common barriers or fears and go through our advice to overcome each of them: 1:00 - 6:00 Investing is Gambling 6:00 - 9:00 Investing is only for experts, 9:55 - 17:00 I don’t have enough time or money to Invest Links Referenced: University of California Berkley study ‘Trading is Hazardous to your Wealth ’ Mor...
Feb 10, 2025•18 min
How are you planning to build your wealth this year? We're kicking off the year with a 5-part series designed to get you feeling confident about your financial future by helping you set up 2025 as your best financial year yet. Whether you're just starting out or looking to level up your money game, this series is for you. Pulling it all together in this final episode, we share our full financial plans for the year ahead: Our financial goals What we’re working on improving How w...
Feb 03, 2025•21 min
We’re unpacking the ETFs and stocks that could help you build a winning portfolio this year. In this episode you will: Learn about 3 common portfolio constructions and what you can be buying in 2025 to build or tweak them. Hear key stocks to watch this year. Discover what listeners on this journey are adding to their portfolio. This is Part 4 of a 5-part series designed to help you make 2025 your best financial year yet. Start from the first episode to gain the knowledge and skills to confidentl...
Jan 27, 2025•19 min
Using the best tools can make all the difference to your financial success. In this episode we go through the top 5 High Interest Saving Accounts, Investing Apps and Brokers that you should be using in 2025. We cover: How to make the most of your money with the best HISA Best Apps to take out the stress of day to day management Best brokers to Grow your wealth as efficiently as possible This is Part 3 of a 5-part series designed to help you make 2025 your best financial year yet. Lis...
Jan 20, 2025•17 min
We're kicking off the year with a 5-part series designed to get you feeling confident about your financial future by helping you set up 2025 as your best financial year yet. Whether you're just starting out or looking to level up your money game, this series is for you. In this second episode, we're tackling the single most impactful figure in building wealth- your savings rate. We go through: Setting number driven goals vs being intentional basics of building a budget (that you will actua...
Jan 13, 2025•21 min
Ready to make 2025 your best financial year yet? We're kicking off the year with a 5-part series designed to transform your financial confidence and set you up for success. Whether you're starting from scratch or looking to level up your money game, this series is for you. In this episode, we tackle the crucial first step: setting up healthy financial foundations. We break down: The 4 non-negotiables of a solid money setup: Tackling Debt, Building an Emergency Fund, Superannuation and Insurance&...
Jan 06, 2025•19 min
