What your portfolio looks like at 60 should be very different to 20, or even 40. Your investing should evolve as your life does. In this episode, we show you how to make every decade count. It’s never too late to change your financial future. At every stage of life there are steps you can take to get the most out of the years ahead. We cover: A model portfolio for each key decade; 20s, 40s and 60s. Why time is your biggest advantage in your 20s. The traps to avoid in your 40s (hello, lifestyle c...
Sep 22, 2025•23 min
Consistent returns and time. That's the recipe for the most powerful force available to an investor; compounding. You don’t need to chase crazy returns to build meaningful wealth, compounding alone can get you there. In this episode we explain how. We cover: What is compounding and just how powerful it is The steps you need to take advantage of it. A common misconception about how compounding works. Answer a listener question about compounding inside super vs outside of it Links Referenced: 🎧 L...
Sep 15, 2025•17 min
It's a dreaded word in investing… Inflation. If you’ve felt the cost of living pinch, you’ll be no stranger to the corrosive effect of inflation on your finances. But what actually is it? How does it work? Why does it change? In this episode we explain everything you need to know about inflation, importantly, how you can use it to your benefit. We cover: What is Inflation and why is it so harmful? How to avoid losing money to inflation: have it working in a way that beats it. 3 ways to take adva...
Sep 08, 2025•19 min
YouTube is big business these days. In this episode we chat with finance creator Brandon van der Kolk who built a 1M+ subscriber channel; New Money. We hear about his investing journey, his money philosophy and how he built his internet hobby into a full time business. We chat about: How Brandon built his hobby channel into a full time gig His investing journey from questionable single stocks to ETFs back to Warren Buffet Value style single stock investing How he manages his money as a business ...
Sep 01, 2025•24 min
Kara tracks every cent she spends in a detailed spreadsheet… yet still feels her budget’s slipping away. With a single income, two kids, and the goal of retiring at 60 with a fully paid off property- Her monthly retail spend could be holding her back. Can financial coach Lexi Smith help Kara swap the impulse buys for investing? In this edition of Boost My Budget , we unpack Kara’s cashflow, tackle her doom-scroll fuelled spending sprees and help her find ways to tame that onerous spreadsheet. We...
Aug 28, 2025•28 min
We don’t call ourselves ‘The Index Boys’ for nothing. Index funds are the bread and butter of how we invest. They’re low cost, diversified and make it possible to grow meaningful wealth without spending hours stock picking. In fact, we believe index investing alone, can be enough. So in this episode, we explain what index funds are and why we think they’re the best investing method for beginners and seasoned investors alike. Plus, we share how we each use them in our own portfolios. We cover: Wh...
Aug 25, 2025•25 min
Revenue and Profit might sound like the same thing, but they can tell very different stories about a company. In this episode, we cut through the jargon and explain in clear, simple terms what revenue and profit each actually mean and why they matter to you as an investor. We cover: What revenue and profit are. How they're different. Why this difference matters to you as an investor. How to use them when evaluating or researching a company. Links Referenced: 🎧 Listen to: What is the stock marke...
Aug 18, 2025•13 min
No one can predict the market, but anyone can Dollar Cost Average. In this episode we show you how. This simple strategy is the ultimate approach to long term investing. DCA or Dollar Cost Averaging is how we invest, and it’s proven to build wealth over the long term. In this episode we cover: What is DCA? When does it make sense to use it? Examples of the compounding power of DCA How to automate it. Links Referenced: 📞 Have an investing question? Leave us a voicemail , and we'll answer it on t...
Aug 11, 2025•20 min
The stock market: A magical place where wealth is made. But when you buy a stock or an ETF- what actually happens? In this episode we explain in simple terms, how the stock market actually works (and what as an investor, you need to understand about it.) We cover: What is a stock market How trading works What moves share prices What matters & what doesn’t matter as an investor Links: 📞 Have an investing question? Leave us a voicemail , and we'll answer it on the podcast! 🎥 We're on YouTube...
Aug 04, 2025•17 min
What if the shares you already own could help grow your portfolio faster? In this episode, we break down how Dividend Reinvestment Plans (DRPs) can quietly boost your returns over time. This one's for the set-and-forget investors; your comprehensive guide to dividend reinvestment. We cover: What DRPs are How they work and when to use them Steps to set them up in your portfolio How we use them in our own investing strategies Links Referenced: 🎧 Listen to: Everything you need to know about Tax 📞...
Jul 28, 2025•18 min
In this instalment of Boost My Budget, we meet Chloe; 21 years old, self employed and the first to admit her money habits are a bit of a mess. Sporadic saving and impulse spending, blurred lines between business and personal cashflow, a budgeting system based mostly on vibes. She’s ready to change that. She wants accountability. In this episode, with expert help from financial coach Lexi Smith, we help bring structure (and sanity) to her budget. Showing that it’s possible to spend smarter, witho...
Jul 24, 2025•27 min
“Hi, I’m Glen and I’m a recovering spender”, Glen James has built a career helping Aussies feel confident with money, but his own investing journey has been far from textbook. Intuitive, successful and at times unconventional. In this episode, we chat to Glen about how approach has evolved; from impulsive spender, to financial adviser, to now running one of Australia’s biggest money podcasts. (or money ‘show’, we should say 😉) We cover: Why Glen ditched setting investing goals (and what he does...
Jul 21, 2025•22 min
If you are only saving your money, you risk falling behind. You can’t argue the numbers- investing beats saving in the long term. They’re both essential in a healthy financial set up. But we believe that too often, savings play a larger role than they should. In this episode we explain why and help you find a healthy balance between saving and investing. We cover: The difference between saving and investing. The role they each can play in financial freedom and building wealth. Why saving alone w...
Jul 14, 2025•18 min
"I don’t have enough money to invest.” We hear this a LOT. It’s a common misconception that to be an investor, you have to be earning a high income or have a chunk of spare cash, but that’s not true at all. In this episode we teach you how to get started investing on any budget. We cover: Understanding the minimum investments to get started Starting with microinvesting (and what that is) Minimum investments at the major investment platforms (4 microinvesting apps and 8 broker platforms) Why smal...
Jul 07, 2025•18 min
One of the biggest episodes in Equity Mates history. We have an exciting announcement to share. It means big things for the future of Equity Mates and our mission to make financial literacy and investing more accessible to all Aussies. Don't worry, we’re not going anywhere. In fact- entirely the opposite. We’re entering a new era, one that will help us reach more community members and investors than ever before. We can't wait to share it with you. —------ 📞 Have an investing question? Leave us ...
Jul 03, 2025•16 min
Chances are that right now, you have some amount of cash tucked in a savings account. But when was the last time you checked if it’s working hard enough? In this episode, we take you through the top 5 savings accounts on offer right now in Australia . With two interest rate cuts, the list has changed since the start of 2025. Choosing the best HISA (High Interest Savings Account) is what Bryce calls, “The bread and butter of getting your finances sorted.” So break open a baguette and slather it i...
Jun 30, 2025•15 min
It’s Bryce’s favourite time of year, tax time! As an investor, it can get confusing, particularly if this is your first financial year investing. This episode is your Tax Time essential listen, covering everything you need to know as an investor. Including: Capital gains tax (What it is, how it works and what to consider) investing Income like dividends Tax rule differences between asset classes Common deductions for investors ATO hotspots for 2025 (avoid getting caught on these mistakes the ATO...
Jun 23, 2025•28 min
It’s the final episode of our Best Investing Ideas for FY26 series ! And we’re bringing something a little different for your consideration. Stepping beyond the usual suspects (cash, stocks, and bonds), we pitch 4 alternative assets that we’re watching as FY26 kicks off. These are ideas that might fly under your radar but could add meaningful growth and diversification to your portfolio. We cover: What alternative assets actually are and why they’re worth considering How to get access to these o...
Jun 16, 2025•20 min
In today's episode we continue our 'Best Investment Ideas For FY26' series - the ETFs and stocks that we’re watching or buying to help you get inspiration to freshen up your FY26 portfolio. In this episode, we bring you 4 stocks. Some we own, some we're interested. Bryce picks: A 'once-in-a-generation opportunity' The librarian of the internet - it's more interesting that it sounds! Ren’s picks: A company with an incredible moat and AI potential A leveraged play on crypto but with more downside ...
Jun 09, 2025•22 min
Looking for fresh investment ideas for the new financial year? Over the next three episodes, we’ll be sharing our best investment ideas for FY26. You’ll hear the ETFs and stocks that we’re watching or buying and get inspiration to freshen up your FY26 portfolio. In this first episode, we bring you 4 ETFs. These are NOT the same core index ETFs you’ve already heard us plug. We bring you 4 new ideas for the new financial year, including... Bryce picks: A compelling pitch for investing in the globa...
Jun 02, 2025•18 min
“We want to enjoy life, drink great wine, go on holidays whenever we want… but we also want to save” Introducing our brand new series; Boost My Budget. We unpack our listener's real budgets live. And with expert help, we show them how to track better, save more, and stress less. Our first listeners to get their budget boosted, are couple Emily T and Emily B, who want to save for their dream family home while still living in the moment. Is it an achievable goal, or delusional thinking? They're no...
May 29, 2025•34 min
Even the most hands-off investors need a plan for staying on track. That's where rebalancing comes in. Markets are always moving and life is always changing- rebalancing is a simple way to keep your portfolio aligned with your goals so that you can reap the maximum benefit. In this episode, we break down this fundamental (and underused) investing habit step by step, and share a mistake we see far too many people make. Are you one of them? We cover: What rebalancing is (and how we apply it to our...
May 26, 2025•19 min
The RBA cut rates on Tuesday and it got us thinking- when interest rates are down, what are the best places to invest? So we compiled a list of 4 ASX listed ETFs which we believe will be winners in a low rate environment. If you are feeling unsure about what a rate cut means for your portfolio, (or what a rate cut actually means in the first place), we’ve got you. In this episode we give you a simple breakdown of everything you need to know about interest rates, how they affect the economy and y...
May 22, 2025•16 min
History's greatest investor - The man who turned $100 into $5.5 million and long time CEO of Berkshire Hathaway, Warren Buffett, is retiring. So we're unpacking 4 lessons from his writings and example that changed our investing lives, and that will make you a better long term investor. In this episode we cover: The stats that prove Buffet is the investing GOAT, and an example worth looking to The four lessons: 1. Investing is Simple, Not Easy, 2. Time in the Market Beats Timing the Market, 3. Bo...
May 19, 2025•16 min
“What was I thinking?” “A shit show to be honest”, The last 5 years have been a wild ride in markets. Our portfolios tell that story. Today we directly compare what our portfolios looked like in 2020 to today in 2025 to see: how much we’ve learnt, the biggest position changes and whether we've been practicing what we preach? We cover: - A full breakdown of every holding in our 2020 core AND satellite portfolios - How that compares to our 2025 holdings - What asset allocations have changed the mo...
May 12, 2025•18 min
When you hear the phrase "technology and innovation” there is probably one place that immediately comes to mind; Silicon Valley, California. But that might be changing. A handful of Chinese tech companies have been giving the US tech giants a run for their money this year. In this episode we cover the best ways to invest in China's rising economy. We cover: Why invest in china? And why now? The challenges of investing in chinese companies from Australia, and how to overcome them Our top 3 ASX li...
May 08, 2025•18 min
In 10 years of investing, Queenie Tan grew her net wealth to over a million dollars. In this episode we chat with Queenie about how she’s done it. Queenie has built a platform teaching others how to invest, here, she shares her own story. We cover: The strategies she used to build a $1 million investment portfolio How she sets financial goals. What’s been a bigger generator of wealth; crypto, property or stocks? How to avoid the investing mistakes she still cringes at. Plus Queenie shares some l...
May 05, 2025•19 min
Diversification. It is one of the most common investing buzzwords. But too many investors are getting it wrong. After listening to this, you won't be. In this episode we unpack everything you need to know about diversification, including: What we mean when we say diversification The different types of diversification Common mistakes investors make What good diversification looks like How to check if your own portfolio has good diversification Then we close out by Ren running his portfolio throug...
Apr 28, 2025•20 min
Asia is the fastest growing region in the world. And there’s more ways to invest in it now, than ever before. But with so much choice, comes a debate; what's strategy is best? Active, Passive or Thematic? We break it down in this episode: A list of the best ETF options for investing in Asia on the ASX Which is the best performing? The case for Index, Thematic and Active investing in Asia How we invest in Asia; the products are in our portfolios Links Referenced: 📞 Have an investing question? Le...
Apr 24, 2025•17 min
What if you could invest in property without saving for a deposit or applying for a mortgage? In this episode, we break down REITs (Real Estate Investment Trusts), a low-barrier way to invest in real estate. We cover: What are REITs and how do they work? The pros and cons of REITs vs. purchasing physical property A comparison of their returns Where and how you can buy REITS A list of the top REITs and REIT ETFs on the ASX Resources: 📝 Our Downloadable Guide to REITs: Click here Links Referenced...
Apr 21, 2025•18 min
