"Transitioning from debt payoff to debt-free feels like an emotional breakup." We are super excited to bring you today's EXPERT guest, the lovely personal finance writer and co-host of the Frugal Friends Podcast, Jen Smith! In this episode, Jen reflects on the highs and lows of her incredible 2-year journey to paying off $78K of debt with her husband. Find out exactly how Jen shifted her mindset with money, smashed her no-spend challenges, and became debt-free, which made her realize...
Mar 19, 2021•24 min
In episode 104 of Future Rich, Certified Financial Planner Barbara Ginty interviews 26-year-old, Sophie who seems to have all of her financial ducks in a row! Sophie lives in Los Angeles, California, with her partner and works as a product researcher for an educational tech company. She has been super busy since 2020 and just got a promotion. Her expenses aren't too bad, but she has to tackle a bit of, you guessed it, student loan debt. Sophie is also interested in dipping her toes into the ...
Mar 12, 2021•26 min
It all started one night with pizza, wine, and chats about credit card debt... In episode 103 of Future Rich, Certified Financial Planner Barbara Ginty interviews her longtime friend, Lu, who actually helped Barbara transition to working full-time in personal finance way before the podcast even existed! Lu lives in Western, NY (not upstate! there's a difference!) and works as an administrator in higher education. In the past, Barbara helped Lu tackle her intense credit card debt. Since then,...
Mar 05, 2021•42 min
We’re so excited to share our first expert episode of 2021 with you! In light of the recent volatility in the market and the surge of investing DMs we’ve been getting, our expert guest is Barbara Ginty’s longtime friend and mentor from her Bloomberg days, John McCormick! John McCormick is an Investment Professional with a wealth of knowledge in finance. In this episode, John and Barbara discuss why gambling in stocks is not investing, the phenomenon of the short squeeze, what it means to be a di...
Feb 26, 2021•25 min
In this week's FIRST episode of 2021, Future Rich host and CFP Barbara Ginty interviews the lovely Zoey B! This hard-working 29-year-old is working two jobs while attending nursing school in Buffalo, NY. Zoey works part-time as a nursing assistant and as a nanny and spends the rest of her time studying, going to night school, and a weekly clinical. Between student loans, credit card debt, and a personal loan, Zoey describes herself as "just like a piece of debt" because it's so o...
Feb 19, 2021•27 min
Guess what? We are BACK from winter break! We missed you guys so much! In this first episode of 2021 (THANK GOSH 2020 IS OVER!) Certified Financial Planner Barbara Ginty catches us up on what the Future Rich team has been up to. There are tons of super exciting things in store for this new year including rebranding the entire Future Rich online presence including a new website and new courses, we are featuring some INCREDIBLE guests, and also giving you all some brand new FREEBIES which you can ...
Feb 12, 2021•8 min
Can you believe it? Season 3 of #FutureRich seemed to fly by! Thank you to every single one of our lovely listeners for tuning in with us every Friday during this crazy 2020. We'll be back in 2021 with more in-depth personal finance interviews and insightful chats with experts along with some FREEBIES and personal finance courses that you should keep your eyes peeled for. We want to hear from you: what types of experts do you want us to interview in 2021? What types of podcast episodes are y...
Oct 30, 2020•2 min
Do you want to know how to talk about money with your significant other? What about with your family too? Should you date someone without knowing their finances? In this week's expert episode of #FUTURERICH, CFP Barbara Ginty interviews for the second time the lovely Erin Lowry, author of the insightful, Broke Millennial ® series. Together, they take a deep dive into navigating awkward and uncomfortable financial conversations which is the subject of Erin's newest book BROKE MILLENNIAL T...
Oct 23, 2020•35 min
In this week’s 99th episode, Certified Financial Planner Barbara Ginty interviews fan-favorite Natasha aka “Tash” all about her recent home buying experience! Find out how wild Natasha’s closing costs were (you’re going to be shocked!), learn her pro tip for saving a couple thousand dollars during her closing, AND learn even more tips from Barbara on saving money when you get a new home! Follow Planancial to stay up to up to date and let us know what topics you'd like Barbara to cover more i...
Oct 16, 2020•21 min
In this week’s new episode, Certified Financial Planner Barbara Ginty interviews the marvelous Maeve! 25-year-old Maeve works in finance for a trading venue in Manhattan, NY, but is ready to leave the city in order to save money during COVID. She’s actually excited to buckle down on paying off her debt! Listen to learn what Barbara’s roadmap is for Maeve to get out of her credit card debt AND student loan debt in about a year! Follow Planancial to stay up to up to date and let us know what topic...
Oct 09, 2020•31 min
In this week’s episode, Certified Financial Planner Barbara Ginty interviews the lovely Eloise! 24-year-old Eloise lives in Portland, Oregon, and works as a Social Worker for a non-profit! She has many financial goals that she’s working towards including paying off her Undergrad and Masters student loan debt and buying a home with her fiancé who she’s combining finances with. Follow Planancial to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this...
Oct 02, 2020•32 min
In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews budget expert extraordinaire Allison Baggerly! In 2011 Allison and her husband changed their mindsets towards money and paid off over $111,000.00 of debt in just 4.5 years, all while growing their family with two teacher salaries! Learn more about Allison and her tips and tricks for making budgeting fun, by listening to this episode! Find Allison here: https://inspiredbudget.com/ Follow Allison on Instagram here:...
Sep 25, 2020•29 min
In this extra special episode of Future Rich, for the first time ever, Certified Financial Planner Barbara Ginty holds a roundtable chat with three guests: Natasha, Gary, and Lou! The theme of this roundtable is RELATIONSHIPS! Listen to learn how each of these women, (including Barbara) deals with budgeting with their partners! Follow Planancial to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season. instagram.com/planancial facebook.com/pl...
Sep 18, 2020•39 min
In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Principle Broker of High Road Properties in Salt Lake City, Utah, Daryn Edmunds! Daryn is an ex “ski bum” turned business owner, who became a licensed Realtor in 2009 and has never looked back. Together, Barbara and Daryn take a deep dive into what it takes to be a successful entrepreneur along with the nitty-gritty of homebuying. Find Daryn and High Road Properties LLC here: https://highroadutah.com/ - Contact H...
Sep 11, 2020•56 min
In this weeks new episode, Certified Financial Planner Barbara Ginty interviews the lovely Minnie from Minnesota! Minnie works as a transportation planner for the state of Minnesota and her husband is a psychologist. Together, they have done an incredible job of saving a substantial amount of money during the pandemic all while raising their 4-year-old. They are now at the point in their lives where they are seriously debating having more kids... Will Minnie decide to have a second kiddo during ...
Sep 04, 2020•53 min
The first time Jennifer was on the podcast was at the start of the pandemic (time flies!) and SO much has changed. Not only was Jennifer furloughed, but also she started a new job, moved states, and has secured not one, not two, but THREE SIDE HUSTLES! Listen to find out how Jennifer is managing her time and finances, what her goals are for the next year, and what Barbara’s suggestions are for her to be debt free by the end of 2020. Follow us to stay up to up to date and let us know what topics ...
Aug 28, 2020•31 min
THROWBACK EPISODE: For this week we are revisiting this classic episode from Season 2 of Future Rich. For all of you new or newer listeners out there, we hope you enjoy it! Certified Financial Planner Barbara Ginty interviews Frances, a 35 year old Educational Leader who lives in DC. Frances recently went through a very unique divorce, leaving her with a sticky financial situation. Barb is pleased to learn that she is aggressively taking care of her credit card debt, and they devise a plan for t...
Aug 21, 2020•53 min
Why aren’t there a lot of young female business owners?? Get ready for something completely new! In this week’s extra special episode, the tables are totally turned because Barbara Ginty doesn’t interview a guest, but instead is interviewed by Planancial Podcast Editor, Aimee! Learn more about Barbara’s background including her experience working on Wall Street, how she switched careers at 29, and why she started Planancial! Watch this full interview on our YouTube Channel: https://www.youtube.c...
Aug 14, 2020•47 min
In this week’s new episode, Certified Financial Planner Barbara Ginty interviews the lovely Reegan who lives in LA and has been working in the music industry for over 10 years! Reegan has a few big financial goals but her main one is to save enough money to purchase a home on her own within the next 5-6 years. Learn what Barbara’s advice is for Reegan to be able to purchase a home even sooner than she anticipated. This episode also goes DEEP into the nuances of Roth IRAs. Follow us to stay up to...
Aug 07, 2020•40 min
Check out this week’s EXTRA SPECIAL episode where Certified Financial Planner Barbara Ginty catches up with Future Rich Podcast Producer, Potter who (drum roll please) is... PREGNANT! The entire Planancial team is so incredibly excited and happy to welcome Potter's baby into the world. Tune in to find out the top three key things to think about when having a baby. We guarantee that one of them is not what most people think about... We're looking for guests to chat about baby budgeting in...
Jul 31, 2020•37 min
In this week’s follow-up episode, Certified Financial Planner Barbara Ginty catches up with entrepreneur extraordinaire, Ophelia from episode 44. Last year, Barbara helped Ophelia learn how she can manage the expenses of being a new business owner. Little did she know that in the first year of her and her husband’s practice, they would have to deal with a global pandemic AND their business building flooding! Despite these troubles, they had a record breaking last month, have dropped their budget...
Jul 24, 2020•15 min
In this week’s episode of Future Rich Certified Financial Planner, Barbara Ginty interviews 27-year-old Katie who works as a Study Abroad Advisor in Washington D.C. Unfortunately, although she’s been busier than ever at work, Katie’s company is implementing a 5% decrease because of you guessed it, COVID! Find out what Barbara’s suggestions are for Katie to implement to maximize her savings even during this complicated time. Follow us to stay up to up to date and let us know what topics you'd...
Jul 17, 2020•25 min
In this week’s episode of Future Rich Certified Financial Planner, Barbara Ginty interviews Laurel who works as an Academic Advisor in Connecticut. Barbara and Laurel explore a few uncomfortable topics concerning money and familial boundaries. Laurel and her husband have done an incredible job following the F.I.R.E. lifestyle (financial independence and retiring early) and have even started a college savings fund for their 4 year old. So what are the financial thoughts that are keeping Laurel up...
Jul 10, 2020•43 min
In this week’s special expert episode, Certified Financial Planner Barbara Ginty interviews Susan Bollow. Susan is a holistic mental, behavioral, and relational health specialist with over 11 years of therapeutic practice as a Licensed Clinical Social Worker. Together, Barbara and Susan take a deep dive into “money mindset” and how it has a HUGE impact on both your flow of money and overall wellness. Listen to find out why sometimes focusing solely on saving money isn’t necessarily the best thin...
Jul 03, 2020•34 min
In Episode 84 of the #FutureRich podcast we interviewed 25-year-old Finance Blogger and Licensed Realtor, Kseniya (aka @themoneyminimalists) LIVE on Instagram. We're excited to share how Kseniya went from broke to being able to buy her first home at 25! Watch this IG Live video here: https://www.youtube.com/watch?v=0QFjsQAJGzQ&feature=youtu.be You can find Kseniya on her website here: www.themoneyminimalists.com Follow her on IG: @themoneyminimalists Follow us to stay up to up to date an...
Jun 26, 2020•34 min
In this week’s new episode, Certified Financial Planner Barbara Ginty interviews 35-year-old Madison who lives and works in Utah. Madison recently inherited a large sum of money from a passing family member. Find out what Barbara’s advice is for Madison to diversify her funds and get them safely into a trust. Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season. instagram.com/planancial facebook.com/planancial Enroll in our FREE...
Jun 19, 2020•21 min
In this week’s follow-up episode, Certified Financial Planner Barbara Ginty catches up with financial rockstar, Ashlee from episode 48 one year after their first interview! Ashlee is still absolutely CRUSHING IT in her savings game. She recently negotiated a 10K salary increase when switching jobs to a philanthropic foundation in NYC with a great retirement plan. Find out how Ashlee got her savings ratio over 20%, what her savings goals are for the upcoming years, and if she is still going to ge...
Jun 12, 2020•31 min
In this week’s episode, Certified Financial Planner Barbara Ginty interviews Britney (nicknamed after Britney Spears!) who is a 33 year old Occupational Therapist living with her husband in Northern Virginia. Britney’s hours at work have been cut down due to COVID so she’s been using this extra time to plan starting her own Occupational Therapy business within her community. Starting your own business takes longer and costs more than people anticipate. In this episode, Barbara gives Britney tips...
May 29, 2020•22 min
In this week’s new episode of Future Rich, Certified Financial Planner Barbara Ginty interviews 26-year-old Mary. Mary lives in Florida, has two degrees, two jobs, and two big savings goals. Her discipline and short-term sacrifices already have her well on her way to building a solid financial foundation that she can build the rest of her life upon. Listen and learn what Barbara's tips and tricks are for Mary to maximize her savings so that she can meet her goals as soon as possible. Follow ...
May 22, 2020•20 min
What is essential vs. non-essential? Especially during a pandemic? In this week’s special expert episode, Certified Financial Planner Barbara Ginty interviews Leslie H. Tayne Esq. who is the Founder / Head Attorney at Tayne Law Group P.C. Leslie has nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. In this episode Barbara and Leslie talk about how to budget when life has been turned upside down. Find out what Leslie's tips are to negot...
May 15, 2020•42 min
