In this episode, news editor Amy Austin has a chat with Tom Selby, head of retirement policy at AJ Bell and Kate Smith, head of pensions at Aegon They talk about how successful auto-enrolment has been as a policy as it reaches it's ten-year anniversary but how the industry cannot stop here and should continue to fight for reforms to be put in place. For example, raising the minimum contribution levels, lowering the age threshold and trying to find a way to bring self-employed into auto-enrolment...
Oct 28, 2022•21 min
Confused about sustainability? You’re not alone. Environmental, social and governance factors, or ESG, are increasingly a headache for business, finance and world leaders alike. Now even policymakers are creating rules to govern this space. It’s hard to keep up and make sense of it all. So let us help you by sharing some of the most interesting views shaping this space. Join your host, Silvia Pavoni, as she talks to the people living and breathing sustainability – and a few critics too. (We can’...
Oct 24, 2022•3 min
In this episode, senior reporter Ruby Hinchliffe sits down with the founder and co-founder of Money Means, Helena Wardle and Chanelle Pattinson. They talk about how financial planners can engage with the younger generation, an audience barely explored by the sector and which still doesn't understand the value of financial advice. Largely because the industry hasn't cracked how to explain it to them. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each we...
Oct 21, 2022•30 min
The latest edition of the FTAdviser podcast examines the energy security dilemma. There has been an accelerated push to transition to renewable energy since the invasion of Ukraine by Russia, which has made the drive towards energy independence a priority for many governments. Soaring energy prices has also made the need to shift towards solar, wind and hydrogen power generation even more urgent. However, at the moment not enough structures have being built to emit the energy needed to herald in...
Oct 19, 2022•37 min
The latest edition of the FTAdviser podcast examines the prospects for clients that have income as a priority, in a world of higher inflation. After a decade where most assets yielded very little, presenting a very particular challenge for income portfolio managers, 2022 has seen yields rise, but the capital values of many assets fall sharply, while inflation erodes the real value of the income generated. So how can investors with income as a priority construct a portfolio in this climate. And i...
Oct 13, 2022•20 min
Next year the onboarding process for the pension dashboard programme will kick off. The creation of a single dashboard where savers can see all their pension savings doesn't just pose questions for pension providers - it also raises questions for advisers. This week FTAdviser's news editor Amy Austin is joined by Jonathan Hawkins, consultant at Bravura, and Heather Hopkins, founder of NextWealth, to discuss some of the technology challenges which the looming arrival of the dashboard presents. Th...
Oct 07, 2022•22 min
After a rollercoaster week in gilt markets following last Friday's mini Budget, FTAdviser deputy editor Damian Fantato is joined by Oliver Jones, asset allocation strategist at Rathbones, and Robert White, portfolio manager at Momentum Global investors to discuss the fallout. Gilt yields surged and the pound plummeted after the government announced a spate of tax cuts - though they recovered later in the week after the Bank of England was forced to intervene to calm markets. They discuss the imp...
Sep 30, 2022•20 min
It is well known that the profession is getting to the stage where it will soon have a raft of advisers looking to retire and either sell up or pass on their businesses on, but there may not be enough young people coming into the profession to plug this gap. But why is this? This week Amy Austin, news editor at FTAdviser is joined by Derek Bradley, chief executive officer of Panacea Adviser, and Tim Morris, IFA at Russell & Co to discuss how the advice profession can attract young talent. Th...
Sep 23, 2022•20 min
As the cost of living crisis bites, the challenge for the insurance industry is helping to keep families protected. This week FTAdviser editor Simoney Kyriakou is joined by Stuart Tragheim, chief executive of Holloway Friendly, Debbie Kennedy, chief executive of Lifesearch, and Alan Lakey, founder of CI Expert. They discuss how the protection industry can make sure their products are seen as essential, rather than non-essential, costs and how advisers can discuss these issues with their clients ...
Sep 16, 2022•34 min
On this episode of the FTAdviser In Focus podcast we discuss current monetary policy and its effects on the bond market. Central banks in Europe and the US have raised rates as their economies are hit with rising prices. As a result bond yields have soared, as prices, in tandem with equity values, have crashed. But have banks acted quickly and strongly enough? William Morris, head of investments at Weatherbys Private Bank, Simon Holmes, multi-asset portfolio manager at Columbia Threadneedle Inve...
Sep 12, 2022•30 min
The task facing the Bank of England in controlling inflation is harder than that facing the new prime minister, an expert has said. Speaking to chief reporter at FTAdviser, Sally Hickey, guests David Henry, investment manager at Quilter Cheviot, and Sue Noffke, head of UK equities at Schroders, said the road ahead is unclear. “I think Liz Truss has an easier job than the Bank of England,” said investment manager at Quilter Cheviot, David Henry, adding that we need to get a handle on inflation. N...
Sep 09, 2022•21 min
The new consumer duty, for which the rules were confirmed in July, won’t see a substantial amount of change for advisers, according to the guests on the latest FTAdviser Podcast. Speaking to deputy news editor Sonia Rach, this week's podcast guests, Simon Harrington, head of public affairs at Pimfa, and Mike Barrett, consulting director at the Lang Cat, said there was likely to be little change coming for advisers. In the discussion, they discussed the actual provision of giving advice, assessin...
Sep 02, 2022•24 min
There is no scope to water down advice but if the industry wants to be able to serve the 15mn people who need advice but don't get it, change is needed, says Simon Harrington. The head of public affairs at the adviser trade body says what is currently possible is rooted in 'handbook guidance', rather than the handbook itself, which makes it risky for advisers to experiment with simpler models. To find out how exactly Pimfa's simplified advice would work, and what are the chances of pushing it th...
Aug 30, 2022•21 min
The start to 2022 was a rocky one for equities, with the MSCI World index losing 14 per cent year to date. While recent weeks have provided some respite for equities, with most markets rebounding to some extent, continued high inflation and rising interest rates mean equity investors could continue to experience something of a rollercoaster ride, with markets struggling to price in the changing economic circumstances. This week FTAdviser contributing editor David Thorpe is joined by James Thomso...
Aug 19, 2022•28 min
This episode of the FTAdviser In Focus podcast focuses on financial advisers' mental health and wellbeing. Looking after your mental health is important and there are several stress factors advisers in particular should be looking out for, according to this week's guests. Shaun Doherty, owner of The 555 Club, and a former IFA, and Kerry Burgess, people operations director at First Wealth, discuss what signs to look out for, how to de-stress at work, and how far the industry has come in addressin...
Aug 15, 2022•26 min
Mortgage lenders cannot cope with the volume of business coming their way, advisers have told the latest FTAdviser Podcast. Speaking to senior editor Simoney Kyriakou, Jane King, chartered adviser for Ash Ridge Financial Services, said lenders had told her they were swamped, partly due to the difficulties of navigating hybrid working but also because of having to cope with ever-changing bank base rate rises. Also joining her on the podcast was Almas Uddin, founder of Revolution Brokers, who warn...
Aug 12, 2022•32 min
This week the Bank of England has scrapped a key affordability test for borrowers wanting to take out a mortgage which was introduced following the 2008 financial crisis. Since Monday, lenders no longer have to assess whether borrowers will be able to afford a mortgage if interest rates increased by 3 per cent because the Bank claimed it was no longer necessary and was actively preventing people from getting a mortgage. This week FTAdviser deputy editor Damian Fantato is joined by Jeremy Duncomb...
Aug 05, 2022•20 min
Unfortunately a gender pensions gap exists and men are more often than not better off in retirement then women, but divorce often plays a role in this as many do not take into account a partner’s pension. When going through a divorce the court can make a pension sharing order to provide a transfer from a spouse with a greater pension provision to the one with the lesser. But many people do not know this exists. For example, a 2021 study looking at divorcees aged 55-64 found that men had an avera...
Jul 29, 2022•21 min
Over the past few years, the world of discretionary fund managing has grown and so has competition in this space. As the number and complexity of funds increase, DFMs have become a popular tool for IFAs, helping them to find efficient ways of making the right investment decisions for their clients. But how can advisers make sure they’re entrusting the right people with their clients’ money, and what impact will the growth in DFMs have on advisers? Will the new entrants in the DFM market be able ...
Jul 22, 2022•33 min
The start to 2022 has been a volatile one for investors, with rising inflation and rising interest rates. In short, it is a difficult time to be an equity investor. Many areas of the market which led the recent 10-year-long rally have fallen away, which lead investors to wonder what comes next. In this special edition of the FTAdviser podcast, sponsored by Artemis, contributing editor David Thorpe is joined by Fahad Hassan, chief investment officer at Albermarle Street Partners, and Alex Illingw...
Jul 20, 2022•21 min
In this FTAdviser podcast, we talk about something which is often covered, but perhaps from the wrong lens. And that’s how financial advisers - the majority of which are male - should be communicating with the women they manage wealth on behalf of. We ask: - How advisers should or shouldn't be talking to female clients - Is having the same approach for male and female clients regressive or progressive? - What is the current state of play in the advice industry today when it comes to gender equal...
Jul 15, 2022•30 min
Lead generation has become an increasingly thorny issue, and the regulator has been increasingly cracking down on inappropriate and fraudulent advertising. According to the regulator, last year 564 adverts were withdrawn or amended, double the number compared to previous years. This week FTAdviser editor Simoney Kyriakou is joined by Joanna Streames, founder of Velvet Mortgage and Insurance Services, and Alain Desmier, founder of Contact State to discuss how advisers and regulators should approa...
Jul 08, 2022•36 min
On this episode of the FTAdviser In Focus podcast we discuss whether advisers should go beyond the call of duty. Many financial advisers see it as their duty to "give back" to society and help educate the general public on financial matters, but the space is far from saturated. So should more advisers think about running regular podcasts or writing newsletters or even books? Advisers Warren Shute and Craig Palfrey share their views, alongside the CISI's deputy head of financial planning, Chris M...
Jul 06, 2022•29 min
Over the past few months inflation has risen higher and higher, now hitting a fresh 40-year high of 9.1 per cent, with no signs of slowing down. In fact, it is expected to reach double digits soon. On this week's edition of the FTAdviser Podcast, news editor Amy Austin is joined by Russell & Co IFA Tim Morris and James Jones-Tinsley, a self-invested technical specialist at Barnett Waddingham to discuss what this mean for people saving into a pension. They discuss whether retirees are majorly...
Jul 01, 2022•23 min
The government has pledged to conduct a mortgage market review to help more first-time buyers get onto the housing ladder. This will look into how more people can be given access to high loan-to-value mortgages and what alternative ways of providing finance and managing risk there might be. On this week's edition of the FTAdviser Podcast, deputy editor Damian Fantato is joined by Martin Stewart, director of London Money, and David Hollingworth, associate director of L&C, to discuss what opti...
Jun 24, 2022•22 min
On this special edition of the FTAdviser Podcast, news editor Amy Austin is joined by chair of the BMA's Pensions Committee, Vishal Sharma and Graham Crossley, NHS pension specialist advisor at Quilter,to discuss how pension tax issues are causing doctors to leave the profession and what the government should to to attempt to stop this. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss t...
Jun 22, 2022•23 min
In this episode of the FTAdviser In Focus podcast we discuss the rise of multi-service firms. In recent months at least two law firms announced their intention to move into the financial advice space. Yet, the concept of a multi-service firm is not new. So why are more and more law firms expanding their remit into financial advice? Josh Richardson, Chartered financial planner at Informed Financial Planning, and Tahina Akther, barrister at Wild Cat Law, which is awaiting authorisation from the Fi...
Jun 20, 2022•25 min
The levy for the Financial Services Compensation Scheme may have gone down in 2022-23 but the chief executive of the FSCS still thinks reform is needed. Caroline Rainbird sat down with FTAdviser news editor Amy Austin to discuss the levy and why she thinks the compensation limit on pension claims is going to need to be increased. They also discussed the British Steel Pension Scheme scandal and why the tail of compensation means advisers are unlikely to see their levy bills drop in the near futur...
Jun 17, 2022•29 min
High inflation and higher interest rates have made the current market environment a difficult one for income investors. In this special edition of the FTAdviser podcast, sponsored by Artemis, contributing editor David Thorpe is joined by Jacob De Tusch-Lec, manager of the Artemis Global Income fund, and Jake Moeller, senior investment consultant at Square Mile, to discuss the options investors have. They discuss how investors can determine whether yields are sustainable, the art of being more de...
Jun 15, 2022•25 min
Proprietary adviser platforms have their place but are they right for every advice firm? This FTAdviser In Focus podcast chats to Mike Barrett, consulting director at the Lang Cat, and David Ferguson, founder of Nucleus and new CEO of platform technology provider Seccl, about what advisers need to have in place to run an in house platform, how they can benefit from running a proprietary platform, and what effect the consumer duty will have on the way advisers work with platforms. Hosted on Acast...
Jun 13, 2022•29 min
