Negotiating Tips for Lowering Bills, Prices, & Rates

you know, like bills and stuff. Who doesn't like getting lower prices? Yeah, and even stuff you don't need, like their story things. Everything is negotiable, but I am going to share a story with you later. Have a time thing we're not negotiable. So before before we get to that story, let's hear a word from our sponsors. Let's do it. We got Modern Frugality. You've heard about this one.

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You you get fifty per cent off any purchase anything you see on there that you want that cost money fifty off. You don't even have to negotiate or haggle with us, like we're just saying, here you go. You don't have to pay full price because you're a frugal friend. So use the code frugal friends one nine frugal Friends nineteen off. Check it out. I love it, And for everything else in your life. Classified ads. Looking to buy something,

check a classified ad. These aren't your grandma's Classified were in the digital age. Facebook offer up, let go Craigslist, eBay. You want it, you can find someone selling it. Classified ads. Check them before you head to the store. Wow, you got you got real punk rock in the middle there. I was about to start headbanging. Yeah. Classified as is asked for a rebrand, and so I just felt like I should portray that in the tone of my voice. So there you go. Classified ads. Check it before you

buy it. Check it before you buy it. Something rened with check there. Anyways, let me first tell you about my story that in a time where things were not negotiable. So I was working at the Gap and somebody was buying a whole bunch of baby clothes and they really

wanted a discount on them. But it was the Gap, and I said, oh, you can open a credit card and get this discount, but we don't have any other discounts going on right now, because it's like, I don't know, the one weekend of the year there's no sale, I don't I don't know. He just lucked out. There wasn't any sales going on, and he did not take that

for an answer, and he was against credit cards. He was not going to get a credit card, but he was convinced that he could get the credit card discount without signing up for one, and so he asked for my manager, who was also adamant that this is the gap and we are small, we are tiny cogs in this wheel, and we cannot give you this discount without actually putting in a gap credit card to get it.

And ultimately what he did was give me twenty minutes of pain and fury and left without getting a discount. And it was like an older guy and he was probably buying. He was with a younger woman who I think was his daughter, who was probably just he's buying the clothes for his grandkids. And I later realized from the verbiage that he used that he had been through Financial Peace University. Oh no, no, so that one came out wrong when that one went to the Financial Peace

University factory, That one came out wrong. So, oh not everything is negotiable with cash and you cannot always get the same credit card account. Wish that you could have given him a discount or did his fury make you want to stand your ground even harder? Yeah, it was less fury and more condescension and uh so no, I did not want to give him a discount at all. So he was just he was very condescending, like I had, like I was keeping something from him and I had

no power, which I didn't have any power. But he should have been okay with He should not have fought as long as hard as he did. My dad tried to I might have said this in another episode I can't remember, but my dad tried to negotiate for my prom dress back in high school at Sacks Fifth Avenue. We were at Sachs Fifth Avenue. I fell in love with this dress and and he's like, I'm going to negotiate it. Everything's nego shall you know that's saying that we just said here at the top of the show,

everything's negotiable. Oh my word. I was so embarrassed. I thought I was going to cry. I literally went to a different floor. It's like that, I'm not going to be here to watch his really embarrassed. I bet in my story did he get a lower price. I think that they pulled the credit card deal on him. If you sign up for a credit card, then you get money off, and he didn't have anything against credit. Yeah, so I think I think he did do that. Either way, I got the dress. I was spoiled. All that to

say is that some things you can't negotiate um. But on the other hand, here are twelve things you should always negotiate on, and some of them are not the general ones that you would think of. And this is an article from credit dot com. And what were your faves on this one? Jill Cars definitely expect like dealerships. If you go to a dealership, they are going to expect you to haggle, and especially if you're buying a used car from somebody privately, that number is just arbitrary.

They just attached a value that they think is I mean, maybe they looked up Kelly Blue Book. But still you can you can explore that car and say, look, it needs this, it's going to need that whatever, talk them down. I think cars you should never pay sticker price. Yeah, that was That was not exciting. Everybody knows that. Sorry, it wasn't exciting, but I just okay, here's my favorite of here's okay, not my favorite, um because my favorite is not exciting either. But the most interesting one to

me on this list is mortgage rates. And so maybe this isn't interesting to other people who might know this, but we didn't know that the rates were negotiable when we got our house. We were not putting a lot down because we were buying kind of rushed in an emergency while we were paying off that and we didn't have a large down payment, so we were kind of just rushed through it, and we didn't know that we

couldn't negotiate a lower rate with the same bank. So I was really interested to see that and Hopefully other people buying houses will know that that's a negotiable thing, especially because like, interest rates are kind of high. Right now, can you go back now and negotiate? I don't know if I can. I could probably negotiate a refinance rate. If I refinance, it can't hurt to ask, right, That's

going to be the moral of this episode. Just ask, just ask I Okay, So now if we're going interesting, jen, I liked the rent one they mentioned to try to negotiate on your rent. Okay, so be careful on this one. UM, I don't know you can ask, But if you if you live in a high demand area where your landlord is not going to have a hard time finding someone to replace you, than like, be careful, but you can

still negotiate. You can negotiate with um large complexes because it is a lot of work for them to find new tenants, that's moving you out, getting the space prepped, and finding new people to move in. Don't just accept next year's higher rate. Go back to them and negotiate.

I would also say that this is true for maybe smaller complexes or maybe just one unit rentals um, where the landlord relationship might be a little bit more personable to talk through negotiating a lower rate but also possibly bartering, so using not just money to negotiate, but talking through. You know, if there's some lawn maintenance that typically they hire a company to do, would they trust you to do it and knock some money off of your rent.

So we've done that with pretty much every situation we've been in, uh, and it's worked. And and sometimes you ask and they'll say, no, we're happy with this company that we use or the way that we do things. Fine, but at least you've asked, Yeah, we negotiated for them to include the water and utilities in our last rental. And I would think that if you are so, every year they try and raise the rent on you, like

if you're staying. But I think this is an instance where if you do your market research and see comparable places in the area, that you can say, hey, I'm going to move over here to this place. It's comparable and I'll only be playing this much. But if you want to keep me, let me pay this much. Yeah. Doing the research is key on that one too, to know even what you should be paying or to show that you could be paying this at like you said,

a comparable place, you can use that as leverage. Another one I liked that I thought was interesting was the credit card costs. And so I've heard of people doing this with annual fees. They'll actually either go into the bank or call and say, Hey, I'm going to cancel this card because it has an annual fee and I don't want to pay it this year. I mean, I'd love to keep the card if it didn't have an annual fee this year. And sometimes they will waive it.

Other times they will just cancel you, but be willing to follow through on that threat if you've had it for a while. You can negotiate, like your interest rates down. Obviously, if you're using credit cards, you shouldn't need lower interest rates because you're never paying interest. And you can also get higher credit limits, but you also shouldn't need those if you're paying it off every month. Also furniture, so I've done this one as well. You can negotiate on

furniture prices. One if you are buying in bulk, if you're getting a bunch of things. Furniture and appliance is really like if you're getting a washer and a dryer, bundle that stuff get a lower price. If you're getting a sectional and a hutch, lower that price. But also if you're paying cash, you can usually get a lower rate. Um,

that happened to us. We were able to get something like seven or eight percent off of a couch that we bought at one point, which ended up being I don't know, somewhere between like fifty and a hundred dollars. So that was fantastic. It was some money, and then we went out to dinner. Yeah, this is one of those places where cash really does talk, and you can probably get the discount without getting a credit card d

percent don't have to sign up for that credit card. Yes, So I'd have to say my favorite one on the list, while also not interesting, uh, is insurance rates. Because this is so true for our auto insurance. Literally once a year, like near the end of our contract, we will negotiate and we will always get a lower rate. We'll do anything for a lower insurance rate, and they'll always let us do something. Oh that's fantastic. Yeah, it doesn't work if you've had like an accident in the past year

or speeding ticket or something. But um, if you've got a good driving record, you can always get a lower rate. What do you say you do that about once a year? Yes, we'll do it. Um. So our policy renews every March, so coming up here real soon, we will make that call. Travis will make that call, that's his job, and uh and see what we can do to lower it. Um. But we'll also if so, we pay every six months. If they try and like increase our rate at the

six month mark, we'll just call then okay. And usually they don't try and increase it to building cycles in a row. Sometimes you never know. So do you put that on your calendar? Call to get lower insurance rates? Um, We don't put it on the calendar. But how do you keep track of that? Sometimes we don't. Sometimes it just lapses and we call and we're like, hey, we're not in a rush, tell me what you got for me? Yeah, that's true. Okay. Again, not a super interesting one, and

we talked about it in our medical bills episode. But medical bills, you can negotiate on this. I think it's one that a lot of people are not aware of, but one you can call and say, hey, I don't want to pay that for that shot you gave me. Get that thing lowered, you don't have to pay the full amount. Yeah, and you don't have to let it go to collections either. They really want to work with

you before it gets to even in house collections. So I am going through a lot of billing pain with with pregnancy stuff and um, it's very cut and dry. But there have been things that I have refused, like superfluous charges, so that's also a possibility. Always ask questions. Whatever they're doing to you, ask and never be afraid to refuse because your doctor will tell you very quickly if if you should not refuse it. But hopefully I have a really good doctor and when I refused something,

she's pretty chill. If I don't need it, yeah, Yeah, you don't have to let them poke you and prod you with every and they've got in their office. They will charge you for it. They'll remember that they gave you a tum's and they'll charge you. Bring your own band aids, don't yo band aids. Yeah, don't take your own hundred vite dollar band aid from the hospital. Bring your own, seriously. M And then my favorite, this is

an obvious one, but use stuff definitely. Again, it's an arbitrary number that they're like my pots and pans, they're worth a d fifty dollars. No they're not, they're worth here you go, yes, just like that. I think I was reading in one of the other articles that they're

saying like money is all arbitrary. It's all like coming from a position of power and just letting the person know who thinks their stuff is worth so much money because they have the sunk cost in it, telling them what it's really worth exactly, and Okay, if they're not willing to budge on that, then walk away find something else. You don't have to rise to meet them if it's

not what you want to pay for it. But it's always negotiable, and most people are putting up a higher number than what they're actually hoping to get knowing I mean, I think on Facebook Marketplace, it's one of the quick buttons that you can press, you know, is this item negotiable? So it's it's part of the game. Yeah, And the answer to that is always yes. So don't even ask that question. Just come in with the number would you take?

Blah blah blah. Now we're talking. Yeah, So honorable mention on this list homes and home and yard work contracts. Those you have to be careful with. You want to offer too little because you get what you pay for. You get what you pay for. I do like the suggestion of getting multiple quotes. That's doing your research to find out what is this worth because you could think that price is so high, but in reality, no, you just haven't done work on your house in fifty years.

That's how much it costs now, Yeah, and how much you need done. Definitely get a couple of quotes, but be careful of somebody who's undercutting it. Like if you've got three quotes that are saying five grand and one quote that's saying one one grand, Like, no, careful, that's a big red flag on the quote, Like they should put down like what that five grand includes, and the same person needs to put down with that one grand includes.

So you make sure you're getting timely work and thorough work, and in our age of reviews, you should be able to find a good person. But yeah, recognize that a super low rate might not get you the quality you're looking for. On the yes and rounding out our list are the cable bill and collections accounts. I just wrote a lot of articles about dealing with debt collectors and negotiating debt. So hit me up in the Facebook group if you need info on that. I will not bore

you with an episode on it. Though. All that to say it is negotiable. Just ask it is and you can do it yourself. You don't need to hire a company. Um. The On that same note, our next article is from risk Ology and it is the five step negotiation process I use to lower my monthly bills by and by iye, it means this guy Tyler, the author of the article. Yes, Jill, what do you think? I thought it was good, especially number one, which starts off with speak friendly and assertively.

So this is where I go wrong. I can come in guns blazing. I am not the most kind person on the phone. I I learned that usually people who pitch fits get their way. In fact, that's not true. Um nope, people actually like to work with you and you're kind. So I'm working on that. But it is like sunken embedded deep down into me to just you know, I'm on the phone. I'm not right in front of them. I'm on the phone. I can say and do what I want to say and do. But it's real awful.

Eric said to yell at me about He's like, oh my gosh, chill, Like you are talking to a real person, that's a real human being. You need to be nicer. There's been a time even where I've called somebody back and apologized that was embarrassing. I was like, all right, Eric, I'm sorry. Watch this. Anyhow, Eric, my husband, he gets amazing deals constantly. He even has people just give him deals without him even asking because he's so kind. He's

just like he ends up being friends. I think he's ended up legitimately being friends with people, probably like our internet company. He's he's friends on his book with them, so they're just like chatting. And I'm thinking, like he was on the phone with with our internet provider, now he must be on the phone with his Mom's like, same person the whole time. He's just super nice to him.

But anyhow, he is the one that I put on the phone to negotiate now because I play hardball too hard and he's nice and he gets his way way more often than I do. Same story here. That's why Travis is in charge of the phone calls because I am not the nicest. I've never yelled at anybody. But I am I don't go in there with a kind tell because I know what I'm going in there. I can be super condescending to It's really bad. So there

is nothing bad about passing this torch on. Even if your partner is not frugal, If they are nicer, winning at this could make them a little more frugal. Or you could practice being friendly and kind. It's a good thing to know how to do on the phone. But if you're like us and you can't do that, like the host of the Frugal Friends podcast, then pass it off.

But the assertively part, that's that's a tough combination, is being friendly but not a pushover, and that's that is probably a good practice for all of us to have because that speaks boundaries. They'm gonna be kind to you, but I have limits, not limits, meaning then I'm just gonna, like, you know, be super rude, but I'm not going to

back down. This is what I love the quote. It says, compare the person you're talking to on the other end of the line um to a toddler having a meltdown in a store, and says, I know you're very upset because you can't have the dinosaur toy. I still love you. Also, you still can't have it. And think of that tone when you're talking to your customer service rep. I still love you, I still can't take that price. Just how a patient mother would handle a tantrum and toddler, except

not with condescending tone either. I know I learned so much from that gap guy what to do? It was like a Berenstein Bears episode. Yes, yeah, all right, and number two it's asked for more than you want, then slowly back down. This is always the hard part because how far do you go to back down from? Jill? What's your rule of thumb? Asking just above what I want? So if i want my bill to be fifty dollars instead of eighty dollars, then I'm going to ask for

it to be like thirty dollars. I don't know something like that, but like just when I figure out what I want first, then figure out what would be more than that that I can back down from. Yeah, or if it's a thing, then I'll usually try and get off and I'll usually start depending on how lower high the price is at thirty to asking thirty to forty percent lower than asking, and it could work out phenomenally where you get your first ask yep, but usually doesn't

usually doesn't, but couldn't hurt. Yeah, I didn't understand that one at first, but but I get it because that and create a dynamic where the other person feels more comfortable backing down on things if they see you do it. So it's almost this mind game, you know, manipulation, just you know, standard manipulation technique in its purest form, to show them that, yeah, this is a solution we're trying. You know, this is a problem we're trying to solve together.

How can we both come to a solution? I want this, you want that I gave in? What are you going to give in? And it really creates this nice given take. Our third one is only negotiate with someone who has the power to do so, unlike me at the gap, he was wasted his time on you. Yeah. Uh. But and and still when you call whoever you're calling, whether it's medical bills, debt, like phone internet, the first person you talk to may not be the person that has

the power to give you discount. And so some ways to get at that right person could be, you know, asking for their manager whether or not they can do that, then hanging up, trying to call back later, or threatening to cancel your service. So that's a big one. That's a big one because then once they hear those those words, then they're going to put you into the correct channel to either they can then talk to you about it, or they put you off to the to the right

person who would talk to you about that. You know, internally, um because are my brother in law worked for a cable company and they call that department um customer retention, not like cancelation or customer service, but like customer retention because their job is to you know, get you to not leave, and so they do have the power to give you the disc So yeah, asking to cancel your service will is a very quick way to get in

touch with the person that has power. And if you are pretty sure that you do want to cancel service, then yeah, just say that right off the bat. If you are actually ready to follow through on that threat, just call and say yeah, I'm ready, I'm ready to do this, and they might come back with a crazy good deal or they don't, and you you jump providers and go to the one that is offering a deal at the time. Yeah, we had that happen with our internet because we got a second provider in the area.

Sometimes people aren't lucky they only have one to choose from, and but we when we got a second one, we got their rate and presented it to the to the company we had and they lowered it beneath that. So we called the other company and said, um, because we'd actually called them initially to see what we could legitimately get and uh set up everything. So we called back to cancel the set up and they're like, no, we'll

go even lower than that. Oh wow, this sounds like an afternoon I know, it was a time, and so we ended up going with them, and so we called back our current like our provider, and they were like, yeah, no, we literally cannot go lower than that. And they'll still call call sometimes since we were previous customers, to see if they can get us lower rates. And we're just like, this is what we're paying for this much service. Can you beat it? And they're like no, and I'm like, well,

have a nice day. Yeah, nice. You know, if you're that, that's another thing you can do. It's one of the things on it right If you're if you're participating this no spend challenge thing, then you could absolutely do that with some of your your spare time. Even if you're not doing a no spend challenge whatever, you got some free time, what are you gonna do? Just call up providers see if they can be your price. Yes, that's

so good. So along those lines, another tip that they give here number four is to always have a backup. So if you are in the process of negotiating, but you can't get a lower price, as in they're not going to lower your rate, then think of other things that you could negotiate with maybe try for could you get better service at the same rate that you're paying, So they may not lower your bill, but could they up the antie on what they are providing to you?

And that could be a really great thing because then you can get you can get more for the same amount, which is essentially getting more for us. Yeah, that's a really good idea. Um. And then you can also see like what other things they could maybe throw in or going down a tier if you're comfortable with that. But yeah, I don't always assume you have to negotiate with cash. You can always negotiate benefits, and that is in stuff

and we're okay. And if you're at a pawn shop or through store and they won't go lower on something, I've at pawn shops taken small things and be like okay, I'll pay this, but I want this thrown into and they've done it. So yeah, you can always negotiate with more stuff. Oh my word. I do that at yard sales all the time. If they won't go lower on a price on two things, and I just like point

to something else. I mean, I don't just bring home junk just to bring junk, but if there was something else that I had my eye on, then I'm like, oh, well, then would you throw in this? And without fail every time they're like, oh yeah, sure, because they do they want of stuff. They just want to know that they're making their money. So that's exactly. And then the last one, this one, I don't really feel like it's a step. It's more just a tip along the way. But whatever,

we'll give it to them. Number five it's knowing when to stop. So part of this equation is Okay, if you're not getting anywhere for whatever reason, they cannot lower the cost all right, then back away. Either stay at the rate that you're at or find another provider. But man, don't make this go on for forever. And also recognize that when you recognize when you are arguing or negotiating about the same thing right like relatively, you're in the

same ballpark. Don't get caught up in the details of a couple of cents or a couple of dollars dollars. Just agree on something. Don't let this process drag out. This is supposed to be a quick process. Yeah, because your time is money too, So you don't want to be there all day, because these phone calls to these companies can take like some time. So just be aware of what yours is worth. M m m Yeah, I'm feeling something. Yeah, I know my time is worth. Oh,

I know what. I know what's good to do with my time? It's time for the bill of the week. That's right, It's time for the best minute of your entire week. Maybe a baby was born and his name is William. Maybe you paid off your mortgage, maybe your car died and you're happy to not have to pay that bill anymore. Duck bills, Buffalo bills, Bill Clinton, this is the bill of the week. All right, girls, this is Hannah Randall and another bill Ben and I love Ben is my husband is The Billy pin In is

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the third bill of the week. I think that you win the prize. There is no prize but us talking about it. Yeah. That wow. What a big supporter our bills of the week. You keep coming up with them. I think we should send people your way to come up with bills of the week and then they can

call into because you're creative juices. Man, they just don't stop. Yeah. Also, one of my favorite things is that that you, Hannah Randall, are a DJ She's actually a good friend of mine and I get to her dance at some of these parties and weddings, and it's my favorite thing, especially when she's pregnant. She's been pregnant so many times and every single time she she gets out on that dance floor with her big round belly and does all these like

group dances. It is one of my favorite things to watch pregnant women in general, but especially Hannah Randall dancing pregnant. If we could get a video, Hannah, if we could get a video, I will put it in my show notes. If if the wobble came on, that's what she does. Yeah, I don't care how pregnant I am, I will wobble. It's amazing to watch her wobble and she's pregnant. Hannah. I'm gonna try, and I'm gonna wobble for you sometime before I give birth, and it's gonna I'm gonna dedicate

it to you. Oh, there you go. That's your prize, Hannah. You can enjoy somebody else pregnant doing it. Yes, if you have a Bill of the week that you would like to send us in exchange for me wobbling on your behalf while pregnant. Visit Frugal Friends podcast dot com slash bill and uh and who knows, maybe a video of me wobbling will pop up in the Facebook group, which is also at Frugal Friends podcast dot com slash group. Do it. We have so much fun there. It's pretty

much my whole Facebook news feed. Now. There's so much activity happening there that nothing else shows up, which is fantastic for me because a lot of people are super annoying on Facebook, but not our Facebook group. No, they are great. And that's who's our lightning round today? Yes, I love that I got your buy in for the lightning Ground. I'm committed now. Thanks. So we're doing here.

I'm here. So we asked our frugal community or Frugal Friends Facebook community to give your input on how you guys negotiate, and so we got some great advice from Heather. She says to do your research, do your industry research to back up your ask, which is always good. We

know this as frugal people. We got to do our research so that you can go in knowledgeable and know what comparable prices, to know what you could or should be paying, and then to actually be able to like stick to your threats and say no, I'm actually gonna leave because I know I could get a better price over here. Yeah, that's what real estate agents do with comps when you know they're we're making deals on houses. So it's just like the same thing for other things. Yeah,

and pay for as much as you can upfront. This is another tip from Heather, paying for and kind of up front. It might be more money up front, but typically it can save you in the long run. She gives the example of her Jim where she paid upfront and it's a bit more than what she might have been able to pay monthly, but as a whole, she pays less sense and it motivates you to go because sunk cost. Hopefully it motivates you. I don't know, I

don't know you. We don't know you. We'd like to call in, Chris says, call the frugal friends to do it for you. And we do not endorse that method, Chris. Nope, Chris, that was a bad tip. It's a real bad tip. You're still welcome in our community. But that's why we went on Chris's podcast, Popcorn Finance and talked about how to negotiate and buy stuff on Craigslist, and he can talk about many things with us, but now not doing

those phone calls for you, Chris. Sorry. Uh. John recommends the book Never Split the Difference by Chris Voss, So if you want to get real deep into this negotiating and haggling thing, then take John's recommendation and pick up that book Never Split the Difference. Yeah, I've heard of Chris Voss before. He is like the negotiating like negotiation master, and he didn't have any articles that were relevant for

the show today, which is a shame. But he teaches like masterminds and um like big events on just like negotiating stuff. So if you don't want to pay for one of those, but you want to learn negotiation, I bet his book Never Split the Difference is probably a good read. And finally, Joscelyn says, cash money's unless you're shopping at the gap. That's it. That's the tip, just cash.

Cash money's. Yes, it's so true. I mean, obviously you know it at thrift stores and stuff, but sometimes it's the like power of cash is lost because everyone's trying to go cashless, but pawn shops still still cash Moneys gets you better deal. And I would add to this, don't go into stores breaking things. But if you do find something that is broken, in particularly if it's the last of its kind, you can usually get off of

that item if it is broken in some way. Now, I'm also not advocating you buy things that are trash just because you got off. If it's fixable, if it's oh it's missing a screw, well yeah, if it's brand new, you should buy it should not be broken, but it's easily fixable to get your discount, but get your screw. Fix that thing yourself. You just negotiate it. Yep, there you go. There you have it. There, you have it. Negotiate and if you have more tips, you can let

us know. Uh Frugal Friends community on Facebook or Frugal Friends podcast dot com, slash group check it out. Fun time. Also, it is March, which means are heading in the spring, which is fantastic because it's been a old winner. And you know what happens in every new month we read a book. We have a new book club, and then we talked about it. New month, new book, what what this month? We're reading Soulful Simplicity by Courtney Carver. Oh, it's wonderful. It has flowers on the front. But men

should not feel like they cannot read it. But it just feels a good spring book to start with. So if you want a free copy, because everybody else at the library also thought this was a good book to ring in spring with, you can get one from us, And all you have to do to enter the giveaway

is leave us a review on iTunes or Stitcher. Screenshot the review before you hit send, and then it hit send, and send that screenshot to Frugal Friends podcast at gmail dot com and we will select winners at the end of every month. We give away one copy for every five reviews, and you can choose to either get a kindle version or paperback, whatever you choose. Minimalists choose kindle all the time. Not to say, if you have chosen

paperback in the past, you are not a minimalist. I don't want to tell, all right, And if you want an example of a helpful review, it always looks like five stars. Every single one of those stars is yellow. Don't leave one uncolored, okay, because that doesn't do our brains any good. It doesn't feel right, doesn't look right. So all five of those stars need to be yellow, and then you would write something. You'd write something very similar to this, like the Great Doug, Great Haze Do

Great who says Amazing show to listen. Just did a quick binge of all the episodes over the last couple of weeks and was greatly surprised by the content. It ties in with other financial podcasts with a different perspective. Great Up the Great Episodes. I think that they meant keep up the Great episodes, but I'm gonna I'm loving the Great Up the Great episodes, and I also love the quick binge. I don't know that that's possible. You

can one and a half our voices. Oh that's true. Yeah, And I know people who do that because we talk a lot. Well, that's just a tip of people who listen to a lot of podcasts because it can get a lot of content. We talk more for more laughs, and there you go. That's why we have so much to say. Though it's not I mean, it's about laughs, it's about content. It's about batter friendship. That's what we're all about. And if you're about that, then come hang

out with us next week. The week after every week we will be here, and I might take a week off if I'm in labor on a Friday, who knows. But we'll cross that bridge when we come to it. Until then, enjoy your weekend, enjoy your week, and be frugal and prosper. Bye. I'm waving goodbye. You can't see it, but picture it both hands. It's a two hand goodbye. Frugal Friends is produced, edited and mixed by Eric Serria Jen. If you go into labor on a Friday, can you live?

Can you do? Whatever you say after that is the answer is no. No. It just would feel so right though, that if you gave birth to your baby on a Friday that has Frugal Friends written all over it, I would gladly give birth to it on a Friday and post about it after Your child is a hymn, not an it, but him. Also, I kind of feel like all of us frugal friends should win a prize you give birth on a Friday. A bookmark? Okay, deal, because I have them. I'll send out the bookmarks to anyone

who gives you their address. M hm oh yes, deal. And then with a handprint or like a footprint or a butt print of your baby no, no no, just a just a bookmark, but it would have to be some sort of ode, dear baby, maybe a little piece of his hair. Okay, bye, done, we're done. I'm ending this recording.