Auto loans aren’t automatically bad. But they’re not automatically good either. In this episode, Jen and Jill talk through when taking on car loan debt makes sense and when it’s a financial trap in disguise. They share their own experiences with auto loans, why a long loan term could cost you big time, and the rising interest rates that might surprise you (even with good credit). 🎙️ Get full show notes here! https://bit.ly/44TPcvg 📘 Order the book here https://bit.ly/BWYL-pod...
May 09, 2025•56 min•Ep. 509
Frugality is not a dirty F-word that so many people associate it with. In this episode, we are chatting about the heart of what frugality means to us (our “frugal manifesto” if you will!). We're flipping the script on frugality and ditching the idea that it’s all about restriction. Instead, we’re talking about how being intentional with our money, time, energy, and space can actually lead to a fuller, more satisfying life. 🎙️ Get full show notes here! https://bit.ly/3RDj...
May 06, 2025•46 min•Ep. 508
Do you know what’s the secret to a flavorful meal or the perfect snack and drink? Getting it for a price that feels like a total steal! We’re talking free, low-cost, and guilt-free restaurant and takeout deals. In this episode, Jen and Jill share their favorite apps and tips for scoring awesome food that other people made at even better prices! 🎙️ Get full show notes here! https://bit.ly/44N6me1 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend bette...
May 02, 2025•48 min•Ep. 507
Been dreaming of a kitchen upgrade but haven’t had the sign yet? Consider this as one. In this episode, Jen and Jill sat down with DeLancey to dish out all the DIY-friendly tips you need to start planning without overspending, second-guessing, or hiring a pricey contractor! 🎙️ Get full show notes here! https://bit.ly/4cZ1k0k 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newslette...
Apr 29, 2025•57 min•Ep. 506
Let’s not diminish the greatest hits! We know that when boredom hits, it’s easy to spend just to feel something, but free, low-cost, and guilt-free fun can keep that from happening. In this episode Jen and Jill are packed with all the ways you can live life to the fullest without having to spend a lot! 🎙️ Get full show notes here! https://bit.ly/4cGQRqb 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendl...
Apr 25, 2025•49 min•Ep. 505
What’s not to love about shopping, right? Waiting for that package to hit your doorstep feels like a mini holiday! But shopping doesn’t have to mean overspending. In this episode, Jen and Jill spill their favorite apps, hacks, and sneaky-smart tricks to help you save money while you shop online. 🎙️ Get full show notes here! https://bit.ly/44qmHFk 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! ...
Apr 22, 2025•49 min•Ep. 504
We all have that endless bucket list of places to see, experiences to have, and memories to make. But how do you make those travel dreams happen when you're limited by time and resources? In this episode, Jen, Jill, and Amber Paul are here to guide you through the steps to turn those vacation dreams into reality without letting your credit take a hit. 🎙️ Get full show notes here! https://bit.ly/43GL6X2 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend bet...
Apr 18, 2025•51 min•Ep. 503
Nothing like a summer heat wave will remind us how expensive it is to stay cool…literally. But guess what? You don’t need to feel guilty about it at all. In this episode, Jen and Jill are breaking down free, frugal ways to cool your home and your energy costs without feeling guilty! 🎙️ Get full show notes here! https://bit.ly/44ldVIG 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! ...
Apr 15, 2025•44 min•Ep. 502
Sustainability doesn’t have to be perfect or cost a thing! When you match mindful choices with what actually works for you, you’re already making a change. In this listener-favorite episode, Jen and Jill are back just in time for Earth Day with frugal, doable ways to love the planet without spending a dime. 🎙️ Get full show notes here! https://bit.ly/4cp0gT5 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Fr...
Apr 11, 2025•50 min•Ep. 501
Time flies so fast, we’ve already reached our 500th episode! And because change is the only constant thing in the world, Frugal Friends is embracing change for the BEST. So, in this episode, Jen and Jill officially welcome a new era of Frugal Friends with more exciting contents and things to look forward to. Are you ready for it? 🎙️ Get full show notes here! https://bit.ly/4iWw43Z 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 mi...
Apr 08, 2025•48 min•Ep. 500
Every year, there’s new ways to save money on grocery shopping and this year is no exception! In this episode, Jen and Jill kick off a new era of Frugal Friends, with fresh strategies to get food for free, at a low cost, on a deal, or guilt-free all while keeping your table full and your budget happy. 🎙️ Get full show notes here! https://bit.ly/4iQj3cq 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! ...
Apr 04, 2025•51 min•Ep. 499
This is not a joke. We are challenging you to transform the way you budget for the next 30 days! We love doing challenges to gamify our finances instead of the boring way of NOT doing it. It’s what we do to help you spend better and understand your spending more. So, in this episode, Jen and Jill look at how you approach spending and help you get better at it. 🎙️ Get full show notes here! https://bit.ly/4hCX4Er 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save mone...
Apr 01, 2025•50 min•Ep. 498
With women, anything is possible and that includes making investing work for you! It can be a little intimidating but with the right people with us, it’s actually easier than you think. In this episode, Jen and Jill together with Nicole Stanley of Arise Financial Coaching empowers us by sharing her inspiring journey and breaks down how you can make investing work for you with steps you can actually follow. 🎙️ Get full show notes here! https://bit.ly/4iCgkTC 📘 Order the book ...
Mar 28, 2025•48 min•Ep. 497
If a No-Buy Year or No-Spend Challenge didn’t go as planned, that’s okay! You’re not alone in this and it doesn’t mean you failed, it just might not be the right approach for you. But this? Might be. In this episode, Jen and Jill dive into the concept of Low-Buy Year and tips on how you can build a habit that actually changes your spending game. 🎙️ Get full show notes here! https://bit.ly/4ihhoMx 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save m...
Mar 25, 2025•46 min•Ep. 496
Some things just won’t quit—like credit card debt. It lingers, piles up, and keeps charging you for sticking around. According to our survey, one common goal for many in our community is paying off debt. And we know that this is one of the most dangerous kinds. So in this episode, Jen and Jill break down how credit cards really work and what you can do to take back control of your money. 🎙️ Get full show notes here! https://bit.ly/41wWNwD 📘 Order the book here https://...
Mar 21, 2025•47 min•Ep. 495
Imagine a commute with zero traffic. Think of all the things you could get done instead of wasting hours stuck behind the wheel. It’s becoming less sustainable, less efficient, and honestly, less fun. That’s why in this episode, Jen and Jill are joined by Kevin Ha to spill the magic and wonders of e-bikes and how they can transform any journey in any weather. 🎙️ Get full show notes here! https://bit.ly/3Dd7Cfp 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want t...
Mar 18, 2025•55 min•Ep. 494
In life, we often say less is more and that "more" is the abundance that comes from making space for what truly matters. And when simplicity comes your way, expect that money will follow. In this episode, Jen and Jill bring the science behind simplicity, how it shapes our money habits, and ways to embrace it in everyday life. 🎙️ Get full show notes here! https://bit.ly/3EW2TPL 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Fr...
Mar 14, 2025•1 hr 1 min•Ep. 493
We’re all about that frugal life, but what happens when you take it a step further and embrace minimalism? In this episode, Jen and Jill dive into how a minimalist mindset can help you reclaim your power, boost your confidence in spending decisions, and make room for what truly matters. 🎙️ Get full show notes here! https://bit.ly/4bhsSgD 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x wee...
Mar 11, 2025•43 min•Ep. 492
If you ever feel like you’re being lured into spending, you’re probably right. Marketers have mastered the art of playing on your emotions just like cults do. In this episode, Jen and Jill are joined by Dr. Mara Einstein of Buy Now! The shopping Conspiracy to break down how brands tap into your pain points, build a sense of community, and keep you stuck in a cycle of doom scrolling and spending. 🎙️ Get full show notes here! https://bit.ly/4gq4WZg 📘 Order the book here h...
Mar 07, 2025•1 hr 1 min•Ep. 491
If you love everything in its proper place but budgeting has never quite clicked, this one might be the missing piece. Spoiler alert: budgeting methods are all pretty similar—it just depends on how you approach them and how you move with your money. In this episode, Jen and Jill venture an easy guide for you to save smarter and reach your financial goals much faster. 🎙️ Get full show notes here! https://bit.ly/3ER6fDx 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to sa...
Mar 04, 2025•47 min•Ep. 490
Who here loves spending money? We’re just the same! Most of us were never really taught how to spend wisely, so our mission has always been to find that radical middle between saving and spending. In this episode, Jen and Jill join the crowd as they share stories about spending on higher needs and guiding us toward better ways to meet them. 🎙️ Get full show notes here! https://bit.ly/435d0vk 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better i...
Feb 28, 2025•45 min•Ep. 489
We listen, we don’t judge! We know money can be a sensitive and vulnerable topic, and it’s easy to feel ashamed of past financial decisions. But we’re not here to judge, we're here to help you rebuild your confidence with money. In this episode, Jen and Jill, along with Shannah Game, explore how to recognize, understand, and begin your healing journey from money trauma. 🎙️ Get full show notes here! https://bit.ly/4jBRBA1 📘 Order the book here https://bit.ly/BWYL-podcas...
Feb 25, 2025•48 min•Ep. 488
You swore you’d only spend this much but for some reason ended up spending THAT much? Some sneaky habits might be leading you there without you even realizing it. In this episode, Jen and Jill break down what’s triggering these spending traps, how to break free from them, and some key reminders for when things don’t go as planned. 🎙️ Get full show notes here! https://bit.ly/42SA6Fp 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better...
Feb 21, 2025•1 hr•Ep. 487
Who better to talk about the benefits of frugal living than your Frugal Friends? If you are interested in frugal living and are interested to know if you are one, this episode is for you. In this episode, Jen and Jill share why they love this lifestyle—and why you just might love it too! 🎙️ Get full show notes here! https://bit.ly/4b12xmL 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x we...
Feb 18, 2025•46 min•Ep. 486
Fewer expenses? Maybe. Fewer money decisions? Not a chance. Living child-free comes with its own set of financial choices, and we’re here to help you make them wisely. In this episode, Jen and Jill, together with Jay, explore the child-free life—what it's like and how to budget better so you can live your life to the fullest! 🎙️ Get full show notes here! https://bit.ly/3EdAzI6 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 ...
Feb 14, 2025•44 min•Ep. 485
If you’ve ever felt stuck or regretful about past financial decisions like not saving enough for emergencies or overspending on experiences, this episode is for you. Jen and Jill explore the emotions tied to those "what if" moments, from choices we wish we could change to opportunities we missed. Don’t miss this empowering discussion! 🎙️ Get full show notes here! https://bit.ly/4gpvZE8 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in...
Feb 11, 2025•46 min•Ep. 484
We all have that one local shop we can't stop bragging about, because only we have it in our community and they make life so much easier. And let’s be real, we want them to stick around forever. In this episode, Jen and Jill share why it’s so important to keep supporting these businesses so they can stay for the long haul. 🎙️ Get full show notes here! https://bit.ly/4helch7 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 min...
Feb 07, 2025•44 min•Ep. 483
Do you notice a difference in your spending habits when you're calm and collected versus when you're stressed and overwhelmed? Science is about to blow your mind in this episode! Jen and Jill, along with Michelle from The Calm Mom Podcast, let you in on the science behind our nervous system affecting our spending so you can hit two birds with one stone: a relaxed mind and a money win! 🎙️ Get full show notes here! https://bit.ly/3WsAMNV 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want ...
Feb 04, 2025•49 min•Ep. 482
Ready for a No-Spend Month Challenge? This one’s not like the others—it's going to be great and leave you feeling good about working toward your financial goals. In this episode, Jen and Jill cover everything you need to do before, during, and after an NSC, plus the what-ifs that might be holding you back. 🎙️ Get full show notes here! https://bit.ly/42jxGzx 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Fri...
Jan 31, 2025•42 min•Ep. 481
Ever believed that having more would make you happier? Even with money, it's not entirely true! This is why no matter how financially savvy we are, we’ve all fallen for at least one false money myth. In this episode, Jen and Jill unravel the most common money myths and reveal the truth behind what really makes us happy and financially healthy. 🎙️ Get full show notes here! https://bit.ly/4gT4DY5 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend bette...
Jan 28, 2025•45 min•Ep. 480
