It’s normal for influencers because they make money out of it, but we don’t! These influencers have normalized outrageous spending, yet we still fall for it. So in this episode, Jen and Jill reveal four things that have become normal that we still fall for and how we can be creative ourselves. 🎙️ Get full show notes here! https://bit.ly/ffpinfluencers 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x we...
Jan 23, 2026•44 min•Ep. 583
The secret to frugal living that truly sticks is frugal habits put into practice. In today’s episode, Jen and Jill share 26 frugal living habits that actually move the needle toward your financial goals and are easy enough to stick with long enough to truly make a difference. 🎙️ Get full show notes here! https://bit.ly/ffp26frugalhabits 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter...
Jan 20, 2026•47 min•Ep. 582
Who is actually using three big shampoos in a month, or sitting down to organize and use all those coupons? Today, we’re unpacking what’s really going on with stockpile videos, why these videos are so strangely compelling, and how extreme overconsumption online can slowly make overconsumption feel normal for the rest of us. 🎙️ Get full show notes here! https://bit.ly/ffporganizedhoarding 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes?...
Jan 16, 2026•48 min•Ep. 581
You are not doing groceries wrong, groceries are doing you wrong. Because even if you try to buy less, grocery prices today are through the roof. So in this episode, we’re breaking down why food prices have risen so much, if they’re going down, and what regular people can actually do to save money on groceries in 2026. 🎙️ Get full show notes here! https://bit.ly/ffpgrocerypricehike 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get T...
Jan 13, 2026•47 min•Ep. 580
If you love shopping but it makes you feel a little guilty then you are in the right place because in this episode, Jen and Jill walk you through how to spend money while being able to identify what you love spending on so you can finally shop without guilt. 🎙️ Get full show notes here! https://bit.ly/ffpcantstopshopping 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, ...
Jan 09, 2026•51 min•Ep. 579
Your overspending may not be your fault. We don’t think it’s an inherent shortcoming or due to lack of self discipline and promise you it is within your power to fix it. In today’s episode, we’re walking you through the four steps you need to finally stop overspending, the same framework we teach in our book and use ourselves. 🎙️ Get full show notes here! https://bit.ly/ffpstopoverspending 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minute...
Jan 06, 2026•52 min•Ep. 578
Every year we hear “New Year, New You” but you are just buying the same journal, the same supplement, and the same productivity tracker. In this episode, we’re calling out the pressure to constantly upgrade yourself, breaking down the marketing that preys on insecurity, and offering a different path where you don’t need a “new you.” 🎙️ Get full show notes here! https://bit.ly/ffpnewyearnewyou 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 min...
Jan 02, 2026•50 min•Ep. 577
As we welcome 2026, it’s time to leave behind spending habits that quietly cost us more than we realize. In this episode, we’re breaking down 26 sneaky money habits we’ve cut from our lives to save in the new year. Some may be familiar, some might sting a little, but all are meant to help you on your financial journey. 🎙️ Get full show notes here! https://bit.ly/ffpstopbuyingthese 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get Th...
Dec 30, 2025•46 min•Ep. 576
This is an old, classic piece of money advice that many people use to learn personal finance, but the world has changed a lot, and we can’t expect it to work the same way anymore. In this episode, Jen and Jill talk about the ways 'Baby Steps Framework' are still valid and the ways they believe they should be updated. 🎙️ Get full show notes here! https://bit.ly/ffpbabysteps2026 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Fr...
Dec 26, 2025•57 min•Ep. 575
Tired of the same old money advice every year? Couldn’t be us. These aren’t new tips for the sake of being new but new hacks that are actually worth your time. Tune in today as we dive into 13 brand new money-saving hacks that have only been around for the last 5 years. 🎙️ Get full show notes here! https://bit.ly/ffp2026savinghacks 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with...
Dec 23, 2025•59 min•Ep. 574
We’ve tested a lot of budgeting tools and apps over the years. Some are a win and some that honestly should’ve not been made. If you’re ready to finally get control of your money and pay off more debt this year, you’re in the right place. Stick with Jen and Jill as they showcase the five best budgeting apps for beginners! 🎙️ Get full show notes here! https://bit.ly/ffpbudgetingapps 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get T...
Dec 19, 2025•45 min•Ep. 573
2026 is just days away, and before you know it you’ll be wondering how to make your budget work for the rest of the year. Let this be your sign if you’re planning a no-buy or low-buy year. Because Jen and Jill are breaking down exactly how to do it without the shame, burnout, or giving-up-2-weeks-in energy. 🎙️ Get full show notes here! https://bit.ly/ffpnobuylowbuy 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! ...
Dec 16, 2025•48 min•Ep. 572
“Made in Italy” when it’s really made in China? Appreciating the value of luxury is an art in itself, so choosing the real thing is a valid preference but at what cost? Today, we’re pulling back the curtain on what luxury really means, exploring the rise of dupe culture, and asking whether it’s truly helping us save on quality or simply giving us a new way to justify cheap overconsumption. 🎙️ Get full show notes here! https://bit.ly/ffpluxurydupe 📘 Order the book here https://bit.ly/BWYL-podca...
Dec 12, 2025•51 min•Ep. 571
Money can be tricky. It can feel like it’s there when it’s not, or feel gone when you actually have enough. That confusion can push us into two extremes: depriving ourselves or overspending. Jen and Jill are here to cut through the chaos with the real fix by aligning your budget with your values so your money finally makes sense. 🎙️ Get full show notes here! https://bit.ly/ffpnewbudgeting2026 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 min...
Dec 09, 2025•52 min•Ep. 570
When we talk about debt payoff, a win is a win. Because anything that gets us to pay them off is good. It is just a matter of how we use these strategies as fast and healthy as we can. Today, we’re breaking down which one fits your money personality, and show how to customize either using values-based spending so you don’t burn out before you’re debt-free. 🎙️ Get full show notes here! https://bit.ly/ffpdebtstrategy 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spe...
Dec 05, 2025•46 min•Ep. 569
In your 20s or 30s, you will encounter MLMs that promise communities, easy cash, and empowerment. It is important that you DO NOT fall for it so easily. Today we’re pulling back the curtain on what you need to know about the worst MLMs of 2025, some of which you may not have known were multi-level marketing. 🎙️ Get full show notes here! https://bit.ly/ffpmlms 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FR...
Dec 02, 2025•54 min•Ep. 568
It’s beginning to look a lot like Christmas everywhere we go. But when the ‘spirit of giving’ looks more like a corporate marketing campaign, it’s time to talk. Today, Jen and Jill reacts to the most over-the-top holiday hauls on social media, breaking down why they’re so addicting, and showing you how to deinfluence your own holiday spending before it snowballs. 🎙️ Get full show notes here! https://bit.ly/ffpchristmasoverload 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save m...
Nov 28, 2025•47 min•Ep. 567
Social media made you buy that thing. And yes, it was on purpose. Today’s episode breaks down exactly how marketing psychology manipulates you and how companies use emotion, identity, and guilt to encourage you to buy things you don’t need with money you don’t have. 🎙️ Get full show notes here! https://bit.ly/ffpmarketingmanipulation 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter wi...
Nov 25, 2025•53 min•Ep. 566
NOT EVERYTHING IS ON SALE THIS BLACK FRIDAY. It's dopamine. Sales are through the roof but what we don’t see are the recycled discounts, fake price drops, and psychological traps designed to make you spend more. And we’re talking all about it on today’s episode. 🎙️ Get full show notes here! https://bit.ly/ffpblackfriday 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, d...
Nov 21, 2025•46 min•Ep. 565
If you’ve ever wondered whether hiring a financial advisor is actually worth it or just another money trap, this episode’s for you. We’re breaking down exactly what financial planners do, how to know if you need one, and how to find someone who actually works for you, even on a frugal budget. 🎙️ Get full show notes here! https://bit.ly/ffpfinacialadvisor 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x...
Nov 18, 2025•47 min•Ep. 564
Confession time is either a cry for help or a gentle reminder to get it together. In this episode, we’re diving into some wild Reddit money confessions about how people got into debt and we’re going to give some insight on what we'd do if we were in their situation. 🎙️ Get full show notes here! https://bit.ly/ffpmoneyredditstories 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with ...
Nov 14, 2025•56 min•Ep. 563
Let’s be honest, the internet is full of “frugal living tips” that sound great until you try them and realize they either save you thirty-seven cents or feel like a part-time job. These are not those tips. They may be the unsexy ones but they are the ones that actually helped us pay off over $100,000 of debt. 🎙️ Get full show notes here! https://bit.ly/ffpunsexytips 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter!...
Nov 11, 2025•59 min•Ep. 562
How far would you go to trust, believe, and help a stranger online? Today we’re breaking down how social media has turned struggle into a brand, how these trends exploit both empathy and algorithms, and how it may be affecting you without you ever giving a dime. 🎙️ Get full show notes here! https://bit.ly/ffpbegtok 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals,...
Nov 07, 2025•56 min•Ep. 561
If the cycle keeps repeating with meal plans, making the list, overspending, the secret isn’t in the store. It's in what happens before you shop. Today we’ll break down this one simple fix, why almost everyone skips it, and how it can instantly change the way you grocery shop without cutting out your favorite foods or clipping a single coupon. 🎙️ Get full show notes here! https://bit.ly/ffpreversemealplan 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better ...
Nov 04, 2025•51 min•Ep. 560
The wildest hocus pocus you’ll see this Halloween isn’t in the haunted houses, it's how Buy Now, Pay Later is leaving people trapped in debt or with ruined credit. Jen and Jill share BNPL horror stories featuring real people and truly scary consequences and how to protect yourself if you’ve already swiped your way into one of these spells. 🎙️ Get full show notes here! https://bit.ly/ffpbnpl 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minut...
Oct 31, 2025•57 min•Ep. 559
The right amount of money in the wrong place is still wasted money. So Jen and Jill spent years testing different savings accounts, earning thousands in passive income along the way, to find out which HYSAs truly deliver the best savings. In this episode, they walk us through the best accounts this fall season and compare who they’re really good for. 🎙️ Get full show notes here! https://bit.ly/ffpHYSA 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in j...
Oct 28, 2025•47 min•Ep. 558
Do money conversations make you uneasy? Today, we invited behavioral financial expert and author Carl Richards to unpack what this missing skill is and why it changes everything about the way we manage money. We’ll explore why most of us never learned it, how it impacts every financial decision we make, and what small habits can help you finally feel in control of it. 🎙️ Get full show notes here! https://bit.ly/ffpmoneyconversations 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to ...
Oct 24, 2025•55 min•Ep. 557
It’s all over the news! Rate cuts are going lower and lower and you might be panicking and pressured whether to do it now or later. Jen and Jill dug into the news, cut through the speculation, and crunched the numbers so that we can help you decide whether you should refinance now or wait for possible lower rates. 🎙️ Get full show notes here! https://bit.ly/ffprefinancing 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendl...
Oct 21, 2025•48 min•Ep. 556
Would you sell your house to rent? Today we’re diving into one of the most controversial money moves: buying vs. renting. And an even bigger twist: selling your home and going back to renting. Jill just made this huge decision herself, and in this episode, she and Jen unpack how it came to be and how it’s going. 🎙️ Get full show notes here! https://bit.ly/choosetorent 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendlette...
Oct 17, 2025•1 hr 5 min•Ep. 555
Payday hits, and somehow your paycheck disappears before you even blink. Today, we’re walking through a simple routine that makes your paycheck stretch, covering bills, savings, and still leaving room for the fun stuff. Stick with it every payday and see the difference for yourself. 🎙️ Get full show notes here! http://bit.ly/3IHcXxZ 📘 Order the book here https://bit.ly/BWYL-podcast 💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter wit...
Oct 14, 2025•43 min•Ep. 554
