How Budget Girl Sarah Wilson Paid Off $38K On A Low Income

episode of Frugal Friends podcast. My name is Jen, my name is Jill, and today we are plucking one of your favorite episodes from the archives to replay for you because we believe if you haven't heard it, you definitely should. Now is the time and you know us interviews are our favorite. Debt payoff stories are favorite. This one was

your favorite from the archives, so it's a good refresher. Yes, if you are unfamiliar with Budget Girl, her real name is Sarah and she is just a wonderful human being. We love her so much, so we're excited to re share this episode. First, we got to thank our sponsors. Yeah, so our first sponsors brought to you by the Frugal Friends Florida meet up. What you hey, You were expecting alliteration though we always deliver on that, so this year,

we're doing two fingers crossed in person meetups. Mark your calendar for the first SWAN. It is April seventeen in St. Petersburg, Florida, the Sunshine City. More details to follow, but if you're itching to visit Sonny St. Pete and hang out with other frugal friends, this is your opportunity. Will hopefully be doing another one in Austin, Texas and September her but we've definitely learned to stop planning ahead, so try to

make it to this one. If you're in the area, visit Frugal Friends podcast dot com slash meet up to let us know if you're coming. It will be outdoors, we will be careful. Yes, it will be all the things that are required mandated by us, absolutely, and you know those are the most frugal get togethers anyway, So we would have done it even like Preach twenty this way, so like there's no worries exactly. Yeah. This episode is

also brought to you by YouTube videos. When you need to know what to do but reading just won't cut it, YouTube videos are there to show you how it's done. YouTube videos are also salvation when trying to distract a Toddler one word, you know it, Jill Flippy YouTube videos. Sometimes you can even listen to podcasts on there. Sometimes

go listen to the Frugal Friends podcast on YouTube. Not a bit, I know, I mean not right now because we don't have any new episodes, but I hope maybe by the time we release this one, we will start releasing on there. If you've not seen the others that are on YouTube, yeah, then go back right Yeah. Anyways, let's dive into this great episode with Sarah Wilson and be ready for some great knowledge bombs. Welcome Sarah from Budget Girl. We are so excited to have you on today.

Thank you so much. I'm excited to be here. Hey, Sarah, glad to have you. Yeah. When we were starting the Frugal Friends podcast, I don't know if you remember this, but I emailed you and I was like, we have to get you on. You would be a perfect guest. And then we just started getting all these other guests, and now over a year and a half later, now we finally have you on. I'm very glad. I'm very glad.

I lived around the crowd that kind of came in when we had our site set on One Girl off in the distance and that everyone else came and we just kind of had to weed through it to get You know, I am always happy to be waiting the wings, ready to like com party anytime, anywhere, any place. So yeah, it was perfect because we actually had a lot of interest in our Facebook group, the Frugal Friends community about

paying off debt when you're single. We have a lot of single people, and um, we got to comment on there that she just found that a lot of personal finance advice wasn't applicable to her because she was single, and at least that's what she thought. And so I instantly thought, of you no better person to talk on this subject as you who paid off so much debt, So first, can you tell about your debt payoff journey and just get everybody up to speed who doesn't already

know about you. Absolutely. So in I lost my job. I was a um section editor for a newspaper and they found someone who could do it cheaper. So I was out of work for like five months, and I was terrified because to that point I hadn't been paying

on my student loans. I was deferring them because I was only making about like grand a year I was also not budgeting, so I can't tell you exactly what I was making, um, but I swore being in that place of on unemployment thinking that I had all this debt above me thirty three grand to be exact, and it was just growing every day, and thinking that I was going to have to go work like food service to survive, and that like the entire college experience was

going to be for nothing, and that I was just I was just done. I was. I was worried about being done. I was worried about being able to eat. And I swore that when I got new job that I would do whatever it took to get out of debt. So after about five months on unemployment, I took a job in another state and moved from Mississippi to a small town in Louisiana as a beat reporter for a small newspaper for twenty six thousand dollars a year. I

moved into the cheapest department that I could find. It was it was in a good night, okay, And I started budgeting, and I budgeted every single cent that was coming in, and I made it my job in my hobby to make more money to try to pay off debt, so I delivered. I'd worked. I worked a full shift with the newspaper, try to get as many overtime hours as I could. I did as many side hustles as I could. I trained dogs with side hustle. It was a side hustle and trained dogs that it's well trained.

That's awesome. Yes, Um, I did secret shopping. So um. One of my secret shoppings was going to Walmart gas stations and attempting to buy cigarettes because at this point I was like I was in my early twenties and like twenties and seeing if they carded or not. I don't ask me do not for my age, um, and usually they did not, and so they would get in trouble and I would have just a lot of cigarettes that I would for more money, which was recently pointed

out to me is probably illegal. Um. So yeah, I'd get paid like eight bucks to go purchase cigarettes at a gas station, and I'd get remburse for the cigarettes as well, and then I'd resell the cigarettes for like four bucks to a coworker of mine. So that turned like doing that once a week at some of the local gas stations turned into a little bit of a good side hustle. I Um, when that wasn't enough, I started like flip being things that I found at yard

sales and on the side of the road. And then I started delivering pizzas from ten pm to three am after my shift at the newspaper. I gamified getting out of debt. So after two years paying off ten grand each year, making twenty six thousand dollars a year living in Louisiana, I took a better position in Arkansas, and there I was making thirty grand a year, and I did the exact same thing. I put all of my

rays to debt and I kept gamifying it. Um. I had purchased things a yard sales and flipped them to the local thrift store or consignment store. I would you know, I started the YouTube channel, which at that point was actually making me a little bit of money, and I threw all of that a debt, and after three years and three months I had it all paid off. WHOA on such a small salary too. How did you have the energy to do that like that kind of hustle NonStop?

I mean we all have capacity. How did you keep that rhythm up for three years? Well, a lot of people looked at the videos that I was doing towards the end, and they're like, I can't achieve that level, and therefore I shouldn't even try. But what I always tell people is that frugality is a muscle. You have to build it up. So I started with trimming my grocery bill and doing some meal planning and shopping the sales, and that cut down my grocery budget a little bit.

And then I started doing this just one little side hustle, and I figured out how to do another one that made me a little more money. And I did only do the pizza delivery for about five months because I just couldn't handle not sleeping. So there are places where there's a breaking point good and I found them. I found them definitely. You gotta find your breaking point. Yeah. I also least all of my hobbies with things that would make me money. So I actually a roller derby,

which is very fun thing. Roller dermide you money. No, I replaced hobbies with things that made me money, So derby you became a professional roller derby as that's amazing. Roller derby pizza insane sounds like an insane but you could probably charge for ads on your shirt and make some money doing roller derby. I mean, yeah, test it out so specifically from the perspective of someone paying down

debt without another person to aid in the bill. So as a single person when this was happening, what did you find were some of the challenges of paying off debt as a single person and advantages like both sides to this, But curious to pick your brain on that piece. So there's the obvious downfall of what I can bring in as much as there's going to be. I cannot pay outside of my capacity to earn, so a hundred percent of the responsibility is on me. However, there's a

lot of freedom in not having anyone stopping you. I see a lot of posts online about like how to get your spouse on board, or when two people are kind of at different levels of effort in trying that, or meet money equals. Because I was just me, I could focus in one on what I was doing and then achieve it without having to essentially form a committee to make any discisions with my money. I wanted to

eat Braman for a week, nobody to stop me. Yeah, I probably should have stopped me, but but you know, I could pick things that I would want to eat. For instance, I'm in a relationship now, figuring out something to eat is like half of the energy, isn't it? Though? Half relationships do want? What do you want? How about this place? No, I'm down for anything, but not that or that for that you want to eat there? So

I didn't have to deal with that. I only had to focus in on what was between me and my goals. So if I wanted to eat peanut butter and jelly sandwiches for two weeks straight for lunch, that's on me, and I'm not going to eat I'm not doing anything like that. Everything was my decision, and therefore I had a lot of freedom towards how fast I wanted my pace to be. That's as such a good point because the other day my husband and I were on our way to a concert and I was fine with apples

and chick pea salad and he was not. So I ain't that in the car and we had to go through the drive group Chick fil A for him to get something he wanted. Luckily, though, get this, Chick fil A. This is such a side tangent. I'm sorry Chick fil A has drive thru day, and they gave us like a gift card for a free sandwich on our next visit because it was drive thru day. So there was a little bit of like a I still kind of one,

but usually it doesn't work that way. That's funny. I mean, good for Eric to not just be to stand on chickpeas, salad and apples, Like is that good for Eric who sired you on here? I mean, you got your just I've just balanced because he hears all this. I mean I can, I can honestly see it both ways, because like there were some days where I was like, I've got you know, dinner ready, it's planned. I don't want it. I'm gonna use like some of them, personal money and

go do something else. And there was no one that I was disappointing by doing that, and there was no one to stop me or encourage me or anything. It was all my decision. Did you have any accountability like partners or or anybody that you were talking to about it? I had YouTube, So I started a YouTube channel, and at the time I was the only single person or low income person out there with like a debt payoff channel that I knew of. There were a few people

in the space. There's like Lydia Sin, there was debt is dumb um. There was his and her money, but like all of those guys are married. All those guys were making more than when I was. There was no one really talking about single person money or low income money or depthree journey. That's the key is that not only did you pay off debt as a single person, but such a low income. That's what gets me because I think for my husband and I would still have a bit more debt to pay off, hopefully within a

year will be done. But the thing with us is that we've had such low income and so you know, I thought that there was gonna be some some trick to it. When I kind of got into this world of how do people do it, I'm like, oh, they make a lot of money. Like there's no way you can pay off a hundred ten thousand dollars in two years unless you're making six figures. Like, there's no real magic to it. You just have to make a crap ton of money to pay off a crap ton of debt.

And so yeah, that's why I love what you're doing and kind of showing that this is accessible for anybody. Now, if I had had a hundred thousand dollars in debt and was making twenty six thousand a year, it would have been been a different story and I would be slogging through it. But the yeah, despite the fact that the ratio of my income to my debt was not ideal, it's not impossible to do it on a low income.

You just might have to work a little harder. It's not going to be just cutting out coffee or restaurants. It's gonna be you have to increase and I my income and through all of that at debt. Yeah, but you still have more debt than you had income. And I think that mental barrier stops a lot of people because somebody that makes seventy dollars of debt has the same block, even though they are just as capable as you were to pay off that amount of debt in

as little time as you did. So there's a big mental barrier to get through, especially because there is a kind of minimum cost of living in my area. But everyone's going to have to pay rent, everyone's going to have to buy food. It's gonna cost a certain amount

for you and your family to live. And I was very privileged to be operating above that, and for much of my debt free journey, I was operating out of blow the poverty line, so I understand how tight that was, and that's why I put so much effort into earning additional income on the side while I waited for opportunities

to earn more regular income. Nice. And it was kind of a blessing to be single during that time, because if I had had a kid, I wouldn't have been able to spend my nights delivering pizzas or all these side hustles, um, especially if I hadn't had a husband. But because I was alone, it gave me the freedom of whatever time I could dedicate. Yeah, excellent job man, that takes determinations. Yeah, I and I love following your

journey on YouTube. Budget Girl on YouTube, so definitely if you haven't subscribed, definitely head over there and check out her archives from her debt free journey. And also, you have a ton of great videos now on just different frugal things, so you're still and the quality of the videos just keeps getting better and better, so they're all great. Back when I was getting out of debt, I wasn't investing any money the YouTube I was shooting on the

iPhone four. Yeah, they probably shouldn't have if you did not live in a good neighborhood. Like that was a good decay. Yeah, our studios were literally my phone balance on a bunch of books because I didn't have a tripod, because you were a budget girl. From the very beginning, Yeah, it was. It would have been weird if you had high like it would have been disingenuous, is what it would have been. I would have gotten called out so

hard so fast. I know, people would call me out for like McDonald's and they'd be like, you could have put towards that, towards it, and I've my man, oh, thank you, yes, thanks. Remember that. Now that you have a boyfriend, how do you guys handle money together? So I have always always been a fan of equality in a relationship and that extends to finances. Not everyone has to agree with me, but that's just the way my

little brain works. So, like from the beginning, we were splitting dates, not necessarily going Dutch, but he'd buy dinner one night, I'd buy dinner the next night. That kind of thing. He did pay on our first date, but it was it never seemed right to me to expect him to bear the financial burden. There was also the issue of he was still a student when we started dating, so I was and I was defree, so I was

in a much better position financially. So now that we've been together for two years and we lived together, we split the household, built so rent electricity, internet equally. Just down the center. He has a full time, very good job. Now he makes more his day job than I do it mine, but we split those equally, and then we both take out of our individual budgets for like groceries, So he'll buy one week, I'll buy the next week, that kind of thing. And we still kind of go

on and off for dates. So is he the one who then on his week for groceries, does he pick out and meal plan? Does it go that deep or is it? Is it just solely weekend to meal plan together? If we do for it's an aemonium. Yeah, he's more of a foodie than I am. Uh see my reference about what I was eating when I was getting out of debt, Like I could, I could totally eat cereal every night. Um, So I have increased the food budget points just to make sure it's eating because he likes

e little boogier. That's awesome. Yeah, at least his tastes go that way. My husband is like white bread and ego waffles all the way yesterday. Yep, that's him, And I'm the boogie one and I just like like to make my own waffles. So what would be your biggest piece of advice, Like, as you look back on this journey when you were a single person, what advice would you give to somebody else in a similar situation being single and trying to pay down debt and and live

more rugle away. What are some tips you have? Well, I'm sure you won't be surprised by this seeing as my online moniker's budget girl, But I believe ten million percent in the power of the budget because by accounting for every single dollar that your make that you make and writing down where it's going to go, you make

sure that it's doing what you wanted to do. So before I was a budget or, I was always just kind of spending based on whether it had the money in my account, and that does not leave a lot of room for goal planning and doing like some things with my money. When you don't have a budget, it just kind of disappears. Your money just goes away and you don't know where it was. So there's something very freeing.

It's not restrictive. It can be very freeing to have a budget in place, and you know that as long as you follow that budget that you've made, you're going to meet your money goals. So I write, really now have way more money than I even want to spend available for me to just kind of spend on fund

stuff or personal stuff. It gives me permission to spend within that and have a good time and do and get the things that I want need without jeopardizing my retirement or my savings for like a house and that kind of stuff. So in back when I was making so much less, every penny was imperative. Every single penny that I could put towards debt was important to getting me out of it. So by accounting for every single penny in there, I could pay all my bills and pay on debt and get out of debt as fast

as I could. I love what you said about gamifying it and just using that term. Can you describe that a little bit, because I feel like there's some really good principles in that for anybody trying to get out

of debt, like single or married. So I've also I also talked about how frugality is a muscle, so gamifying me being able to save money, it was me cutting down my budget by ten dollars for that week or forty dollars for that month, and then having to make a game out of it of Okay, what am I going to do differently that's gonna save me that money so that I can put that forty dollars towards debt, so that I can get out of debt one month

sooner or one day sooner um. And that would sometimes involve like going to multiple different grocery stores, or like making a crazy meal plan, or volunteering at a place where they were like serving food volunteers and then volunteer

and to take the leftovers home. Like I never did anything unethical other than selling cigarettes, which I didn't realize until I'm sure the person who bought the cigarettes was super grateful and normally there's seven dollars a pack and they could get over four from you, so no one is upset there. Pointed out to me very recently my Marissa, the budgeting wife, that that is probably very illegal with sale cigarettes with that a license. We won't tell anyone

he was he was up age. He was my coworker, and yeah, your friend was giving you a donation for something you had already purchased. So and once I had kind of like my personal spending under control, I was,

you know, meal prepping, and that's sage. So I brought food to lunch every single day, and I never ate out because that's a huge money drain, and I use that more as a treat um for like if I if I did need out for two weeks straight, i'd go eat out and that would be a treat And I kind of reimagined how that worked in my head

and seeming thing with my trestling. I'd go to yard sales that I used to go just to buy stuff I didn't be Instead, i'd go with the intent to purchase things for resell, and I'd set myself a challenge like I want to make fifty dollars reselling and I only want to spend five. And so I put that work in and when you get the payoff of you sell something that you've got five dollars for like fifty dollars, it's it's like you want a game and it starts to become addicting. It is if you set it up

in that way for yourself. These a little challenge. When I the No Spend Challenge guide, that's what I marketed it as as it's gamifying frugality, like it's not sustainable. Doing a no spend challenge isn't a no spend lifestyle. It's just a way to gamify figuring out what you value and to become more frugal and to develop like

values based spending. Uh So I love that concept too. Yeah, And so every month it seemed like I had a bigger amount of money that I could put towards debt, and that also felt like winning because I could see that debt number row down and I even put it when I was in debt on each video, like the day that I published the video, I would put in the title how much that I had that day. So it also became accountable for me because I didn't want to discappline anyone. I wanted to see my number going

down and going down fast. It's amazing what community can do for us also, and we've seen that just in the one year that we've been doing the podcast, just the support that can come from it, the understanding, the different tips and ideas, and just wanting to stay on track because you feel like you're a part of something. So in addition to gamifying, there's something else that we really love. This is the most fun part of the show. It's that's right. It's time for the best minute of

your entire week. Maybe a baby was born and his name is William. Maybe you paid off your mortgage, maybe your car died and you're happy to not have to pay that bill anymore. That's built build Bill Clinton. This is the build of the week. Every week we invite someone to share with us their favorite bill, and as a guest on show, we would like you to do the honor of sharing your bill of the week. So do you have one for us? Well, I don't. I don't have many bills left anymore because I'm out a

debt um. So my my bill of the week, the one I've been working for and towards, is kind of a dream of a bill. I I dream of a mortgage, you guys, I I have. My current big money goal is to purchase a multi family property and house hacking house hack it yeah to rent out some one or two units and then live in like a third or fourth or you know, duplex. Divide that math as you will, and so my my dream is to have that bill

one day and for my tenants to pay it for me. Yet, if you're that's the best bill someone to build someone else. If you're unfamiliar with house hacking, we talked about it in our Buy or Rent episode a few few episodes back, but yes, I love that concept. That's kind of what we're doing. We have just a single family, but we rent out the front room and bathroom on Airbnb. And it is fantastic to have your bill paid by somebody else.

Mortgage to that end, I'm currently trying to say about the big old funkin down payment, and I just closed out my July budget today, yesterday today is the first and I put eight hundred and seventeen dollars towards that future bill. That feels good. Yes, yes, And you're in Texas where housing is like as cheap as water from a river, So that's fantastic. Some places here here it can be a little There's a triplex or duplexes near the college will go for a quarter of a million

dollars just because of their locations. They do, but there is it is more affordable than like California or York or something. Obviously, so it can be reasonable here, but obviously I wish you were. I just think of all the h G TV shows that have come since Fixer Upper and how they're turning all these affordable diamonds in the rough into like really nice neighborhoods, and I'm like,

can you stop? Okay. I was at the gym this morning and I saw a Fixer Upper episode on one of the TVs where one of the houses was fifteen thousand dollars. I was like, no, you can for fifteen thousand dollars around it? God? Now, yeah, nothing like that in Florida anymore. Yeah, it's unfortunate, at least in St. Petersburg. How far off are you, Sarah from this this bill? You hope to have? Pretty far off, unfortunately, because I'm

looking for, like, ideally a triplex um. I was looking at one the other day that was not very close to the and was therefore a little more affordable because it would attract like families instead of college dues. And it was to forty for a triplex, and no down payment on that would be like fifty brand and right now I have liked, Yeah, and that's more than we

put down on our house. We didn't do the recommended obviously, so I would really like to avoid the p m I. But at the same time, I'm I'm such a cautious person, and I'm such like a slow person when it comes to money stuff like it forever to figure out where I was going to like invest in which in Nick's funds and stuff like that. I'm just I'm slow as molasses.

So I'm a little I'm a little scared that, like the house fever is gonna get to me, and I'm gonna know this is one let me put down, you know. I mean, at the end of the day, if you've got money coming in from the property you've bought, then you've made a much wiser decision than most. So yeah, if it's a good property, that's a good deal that doesn't require a ton of work. I pay for the p m I to avoid stress of a major fix up. Gladly.

This leads us right into my next favorite time of a week, the lightning round pere pere peer pew to too. This is this is Jeels thing. Sometimes it's Jen's thing too. Non Remetter secretly loves this. Who doesn't secretly love as I don't know, I don't know. We'll probably about it in there. Yeah, we'll see it in a review for sure. Please don't let us know how you feel about the lightning round in the region unless you love it, unless

that's the reason for your five stars have at it. Yeah, all right, So, in honor of having Budget Girl on the show, Sarah, we want to know some of your budgeting tips. So I'm sure you are very used to giving these, so just give us a few of your budgeting tips for budgeting beginners and people that maybe want to hone their budgeting skills. Okay, first off, double check your numbers. Just double check your formulas or your numbers or your math or however you're doing it on pin

and paper. Always go through twice because sometimes a cell will not like crossover, or you'll forget to carry a number and things will go crazy and that's going to take you a while to fix. So even I do that. Sometimes check your math so you're still on the spreadsheet, yes, okay, spread cheat girl. I do recognize that some of the apps are probably a little more fool proof than my spreadsheet.

But I like making there you go, help to feel in control, because if I can make a mistake, it feels like so couldn't Appeah, you know, I'm just I'm just as good as an app. And apps get bought out and they change, and stuff like Google sheets ain't going nowhere. Right. I could pull up my my budget from January right now and tell you exactly how much I made and how much I spent at the grocery store, and for some reason that brings me a lot of joy and I and that's weird. I mean, they don't

call you budget girl for nothing. Next up, give yourself a category where you have just a little bit of kind of miscellaneous wiggle room. So that is for when you need shampoo, or a shoelace breaks, or something just weird happens that doesn't work into anywhere else in your budget. For me, I always had kind of a dollar a month cushion in what I called my personal line, and that accounted for a lot of things that I couldn't put into, like groceries or you know, gas rent, et cetera.

And just having a place for the weird expenses to go is mentally helpful, just like a drunk drare. You need that for your budget. For your budget, can I steal that, I'm gonna Oh my gosh, a category copyright frugal Friends, another T shirt, another bumper sticker, and three.

Have a goal that you're working towards. So whether you are trying to get out of debt or whether you are trying to like save for a house or a vacation or a car, have something so that at the bottom of your budget, if you have any leftover money, you can put it towards a mission and not just spend because it is so tempting to just spend it. But if you have something that you are working towards,

it can go there, You can feel accomplished. It will reinforce this habit of budgeting and help you get there just that much closer. Nice. Besides your house your future house, what are some of the other things that you've like saved up for since paying off debt, Because that's the question we get, like how do we keep up our momentum?

And like state committed after we payoff debt. So when I got out of debt, I started putting a hundred dollars a month into a travel fund, and I have gone on a cruise since then, which was so much fun. I can sit my debt free vacation, paid for entirely in cash that I had saved up my travel fund. I have got some new furniture that Oh my gosh, yes, I've seen your couch on social media. It is my dream couch. You have a lot of time on that shase and it's one of my favorite things in the planet.

Like that is where all of my video editing gets done. That is where I'm at my desk right now in my office, which is never used. It's only used as a backdrop, but because I didn't want to hold the microphone. But that's a new furniture. I haven't done a lot of upgrades. I haven't gotten a new car, though I saved for when I do need a new car. I guess the big thing I've been saving for his retirement because I didn't put anything away while I was in debt.

So now I'm really baxing out my um rath eye right for that and just making sure that I have a ton of money for when I retire so I can live affect live it good. Yeah, I think retirement is a great place to stash your extra money. So where can people find more about you? And what do you have going on? Over at budget Girl? Absolutely so. I make videos every week on YouTube and my channel over there is budget Girls so YouTube dot com slash

budget Girl. I also have a brand new website, go budget Girl dot com, where I do lots of free printables and articles and just fun ways to help you save money and live a more frugal, fabulous life. And I am on every social media It's up Snapchat because I think Snapchat is stupid and come at me at go budget Girl. Good. I love that. Yes, I've never had a Snapchat either, so I admire you for that. I don't even know what snapchat is. I'm gonna be

honest with you. This is why I'm the eighty two year old who feels like a millennial sometimes because when I do things that millennials do, it feels awkward to me. But I'm proud of myself. Yeah all right, Sarah, thank you so much for coming on the show and we will catch you next time. Absolutely, thank you for having me. Thank you guys for joining us again for our interview

with budget Girl. Yeah, I hope you liked it. Hope it was inspiring for you and even an encouragement for those of us who are paying off debt on a low income or as a single person. Whatever your circumstances are, there's a story for you to connect with and motivate you. So I hope this was one of those. Also, we want to thank you for listening and for your kind reviews on iTunes and Stitcher like this one. It's called My favorite podcast Happens to Be five stars comes from

Britty seven They right. I love listening to the Frugal Friends podcast. Jen and Jill make it feel like you're chatting with a couple of your best friends, not just friends best friends. The podcast has given me great tips along with helping me to attempt my first no spend month a little over one week ago. Thank you, ladies, Thank you Britty So glad to be your best friends and your frugal friends. I need more best friends. I love that. We also want to thank our friends who

share these episodes on social media. So when you share the latest episode and tag us on Facebook or Instagram, we're gonna add you to our monthly drawing for every five tags and reviews we get. Every month we give away one copy of the Frugal Friends workbook, So keep leaving reviews on iTunes or Stitcher and send us the screenshot to Frugal Friends podcast at gmail dot com. That'll enter you into the drawing, and of course don't forget to tag us on social We see you there, yes,

and we will are you here next week? Bye? Gorgal Friends is produced by Eric Syrian. Are you excited for our meet up next week? Yeah? Yes, next week of April. Yes, I'll be there totally. Who be there? We talked about this, Jill. We've gone over this. We've changed the dates to better be there. Um. Yeah, I mean any opportunity to connect with people real time rather than pretending to when I'm

recording in my spare bedroom is perfect. Yeah. The last time we tried to do one of these, the world shut down, but it was poorly planned to We didn't really realize people wanted us to do a meet up, so we didn't plan one. And now we see that they do. And now the world has changed and people don't want to be as face to face anymore. So, but an interesting world. We'll see what happens, but it'll

definitely be frugal. It will definitely be fun. There will be friends and probably food and more things that start with F. It won't be on a Friday, though, it won't. It will be on the day following Friday. Oh yes, yes, okay,