Welcome to the Financially Independent Teachers Podcast- where educators come together to discuss their journey on the road to financial independence. Each week, Dave and Brandon interview teachers who are winning with money and welcome financial industry experts like JL Collins, Andy Hill, Andrew Hallam (Millionaire Teacher) and Rachel Cruze (daughter of Dave Ramsey). There are plenty of voices in the teachers' lounge telling you that you can't build wealth on an educator income, let FIT provide hope that you CAN!
Send us a text Dave and Brandon share FIVE things that you need to be thinking about with your money right now. This episode hits on those who have lots of debt and those who have conquered debt and are ready to take their financial game to the next level.
Send us a text The Millionaire Math Teacher is back on FIT to discuss a variety of topics, most importantly, estate planning. Unfortunately, John's father-in-law recently passed and John and his family have been handling the estate of the late family member. Is a will enough? How about a trust? What else should we be doing to ease the burden on the family we leave behind. John has been knee deep into all of these topics and more over the course of the last few months and he shares what he has le...
Send us a text So, you have your emergency fund built or building...you are on your way to being debt free or you ARE debt free. Now what? In the book "The FIT Position", Dave and Brandon share what the most recommended order of investing operations should be for teachers and middle-income earners. Based on hours of interviewing successful teachers and millionaires, this episode discusses what we've learned....
Send us a text All Episodes Andrew from The Personal Finance Podcast is back for Part II of our interview. Andrew comes from a family of educators and has quickly become one of the fastest growing names in the personal finance community. In this episode, we talk to Andrew about million dollar money decisions we make each day...from investment fees to what we drive, Andrew lets us know what to be looking out for on the path to building wealth. Andrew is the host of the Personal Finance Podcast wh...
Send us a text Andrew Giancola comes from a family of educators and has quickly become one of the fastest growing names in the personal finance community. In this episode, we talk to Andrew about the idea of generational wealth for our children, grandchildren, nieces/nephews and our students. Andrew is the host of the Personal Finance Podcast where he reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can ...
Send us a text Rose is a school counselor who has developed a passion for personal finance. In addition to her job at the school, she founded "Teacher Talks Money" which she is the CEO. Like many in education, Rose didn't know much about finances when she started, but her thirst for being a lifelong learner has her on a quest to never let that happen to her colleagues.
Send us a text Jay is a retired teacher living on SoCal. His relationship with real estate has provided a nice quality of life on retirement. Jay doesn't own 5 or 10 houses, just a few has made all of the difference.
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Send us a text From Andy's Website: https://marriagekidsandmoney.com/about/ I’m a husband and father to two awesome (and crazy) kids and we hail from the great state of Michigan. Since I’m all about my family, my goal is to give them the best life possible and strengthen our family tree for generations to come. In 2016, I got so geeked about this topic of family financial independence that I decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle...
Send us a text Michelle is 55-year old educator and is ‘starting over’ and trying to now play catch up after a divorce. Since ending her marriage 8 years ago, she has brought her credit score over 200 points, paid off thousands in debt and have built some savings and adding to her retirement. She is now being intentional with her money and expanding into some investments and working towards a comfortable retirement....
Send us a text Gerry Born is back on the FIT podcast to give an update on his current situation, answer some questions submitted via social media, and discusses the super power of the 457(b). Gerry's Blog Page: http://www.millionaireeducator.com/
Send us a text Erica is a Missouri educator who has net worth over 700k. Erica married young and went through a divorce but persevered and stuck to her goals while furthering her education during a trying time. Erica has since remarried and combined with her firefighter husband, they are quickly approaching millionaire status (before age 35). Erica has moved from the classroom to being a reading specialist and has even started her own Teachers Pay Teachers account and created her own toy company...
Send us a text In this episode, Ben lays out the path for financial success for young teachers! He made his share of mistakes in his early 20s but Ben's pre-30 heavy lifting of index fund investing is starting to reap its benefits!
Send us a text Brandon just spent 40 hours training NC teachers on how to be an effective classroom teacher in the area of personal finance and economics. Were the teachers receptive? Does Brandon think it will "work" with students? Dave has been teaching the course for two years and he shares his thoughts as well as a few student success stories. Almost half of the US is now REQUIRING students to take a personal finance course to graduate. Check out our new website! https://www.financiallyindep...
Send us a text Greg is a 55-year-old retired teacher/coach from Texas who has a 5 million dollar net worth. Greg has had multiple stints in education over the course of a 20 year teacher. During a large part of his teaching career, Greg also served in the Air Force Reserves. Greg and his wife have owned less than 10 cars (combined) in their lives and are raising their family of four in a 1500 sq foot home. Greg is the classic "Millionaire Next Door." Check out our new website! https://www.financ...
Send us a text The best day to start investing was yesterday. The next best day to invest is today! At FIT, we believe teachers should begin with the end in mind and reverse engineer their career. Knowing your projected SS, pension and other retirement numbers will help shine the light to a bright retirement. What IF you have never taken the time to do this? What IF you have ZERO dollars invested for retirement and no nest egg for your future? In this episode, Rich shows us how a teacher with no...
Send us a text Eric learned about hard work as child, growing up as the son of small business owners of a restaurant in Cape Cod. Frugality has been a way of life for Eric as he has taken his bike to work, had roommates and packed lunches to save money. After college, Eric moved to Europe for a period of time and is currently in France on sabbatical from his teaching job. This fall, Eric heads back to the US and will be getting back in the American classroom as a foreign language teacher. Check ...
Send us a text Chad has been teaching math for almost a decade in North Carolina. He is a Marine Corps Veteran and has spent many years in the private sector before getting into teaching. Chad isn't worried about net worth millionaire status but is choosing to live his rich life traveling and spending time with his family. With the real estate market being hot, Chad and his wife decided to sell and cash out while they could. Instead of renting for years, they made the decision to purchase a camp...
Send us a text Jade and her Husband Sam married in 2007, one week after college graduation. They had $280K just in student loans! In addition, they also had credit cards, two cars we couldn’t afford, and a small townhome to round it out. But in 2008, they started listening to The Ramsey Show and learned all about the Baby Steps and what we needed to do to become debt-free. It took them a while to shake their old habits, but once they truly got fired up, they did whatever they could to earn more ...
Send us a text Dave and Brandon started the FIT podcast a little over two years ago. We had no idea if the show would last 10 episodes, let alone 100+ with a book coming out this summer! As the show has grown and we have picked up many listeners, we felt like it was important to share a little about our own money journey and the WHY behind FIT. Thanks for being a part of the FIT Family! Check out our new website! https://www.financiallyindependentteachers.com/ Sign up for FIT coaching https://ww...
Send us a text Patricia Saylor is the founder of Saylor Financial Fundamentals , and author of The Novice Investor's Guide to Stocks, Funds and Options . making stock market investing accessible for novice investors. She is also the Head of School at Solterra Way Cottage School , providing educational assessments and academic support to private students. Patricia is a lifetime educator. After her retirement from a 30-year career as a public school teacher and administrator, she grew both of her ...
Send us a text Check out our new website! https://www.financiallyindependentteachers.com/ Sign up for FIT coaching https://www.financiallyindependentteachers.com/services-4
Send us a text David is back to discuss some important info regarding the most recent updates with student loan relief. David came from a two teacher household. When he started getting serious about our finances, he didn’t know where to turn. One advisor that we reached out to had a minimum of $250,000. Another worked for one of the high cost 403b companies that wanted to his family into an annuity for their retirement account. David left teaching to help other teachers because navigating the fi...
Send us a text Rachel Cruze, NYT best selling author and daughter of Dave Ramsey joins FIT to discuss teachers, habits of frugality, fearlessness, and being a lifelong learner. https://www.ramseysolutions.com/rachel-cruze Check out our new website! https://www.financiallyindependentteachers.com/ Sign up for FIT coaching https://www.financiallyindependentteachers.com/services-4...
Send us a text Teachers, we often dream of the day that we are eligible for our pension and can retire. Our guest (Fritz) wasn't a teacher but both of his parents were educators. Fritz started early retirement in June 2018 at the age of 55, and he is passionate about the lessons he has learned along the way. Fritz and his wife sold their primary home “in the city” and moved into a cabin in the North Georgia mountains as part of their downsizing strategy for retirement: Retirement In The Blue Rid...
Send us a text Author and Ramsey personality, Kristina Ellis is back on the show! Kristina is here to discuss the three imperatives of our upcoming book. Be Frugal. Be Fearless. Be a Lifelong Learner. Check out our new website! https://www.financiallyindependentteachers.com/ Sign up for FIT coaching https://www.financiallyindependentteachers.com/services-4...
Send us a text JL is considered by many to be the "Godfather" of the Financial Independence movement and is the author of The Simple Path to Wealth . It has sold over 400,000 copies and has been published in Korean, Japanese and German. Deals are signed to publish it in China, Taiwan, Vietnam, Thailand, Russia, Poland, Spain, Brazil and in Arabic. His second book, How I Lost Money in Real Estate Before it was Fashionable , released in November 2021 and his next book project, announced here is du...
Send us a text A decade ago, Brooke (35) and her law enforcement husband (42) had to finance a lawn mower and AC unit because they didn't have the money to pay cash. Today, their net worth is quickly approaching 500k. To supplement her income, Brooke pursued and received her National Board Teaching Certification (6K a year raise) and started an online Etsy store. Even though they have three kids under 12, Brooke and her husband are on pace to be multi-millionaires before they reach 65 years old....
Send us a text Nick Loper has been out of the rate race of "work" for over a decade. Now, Nick helps coach others to follow their passion and learn how to make money with their skills. Nick hosts " The Side Hustle Show" and it is a top-rated podcast featuring the ideas, actions, and results you need to start and grow a successful business. Teachers, we can't always control WHEN we get raises from our district/state. However, you might have a side hustle in you! https://www.sidehustlenation.com/s...
Send us a text Andrew Hallam is the international best-selling author of Balance: How to Invest and Spend for Happiness, Health and Wealth ; Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School and Millionaire Expat: How To Build Wealth Living Overseas . Profiled on such media as CNBC, and The Wall Street Journal, he's also the first person to have a #1 selling finance book on Amazon USA, Amazon Canada and Amazon UAE. "Before my 20th birthday, I started to invest. By t...
