Send us a text Next Gen's mission is that every U.S. high school student will graduate having taken a one-semester course in personal finance by 2030, they started in just one high school: Eastside College Prep in East Palo Alto, CA in 2010. Tim is an entrepreneur with a passion for education. Tim volunteered to create and teach a personal finance program from scratch at ECP. After witnessing firsthand the multigenerational impact that a personal finance course could have, he wanted to share wit...
Feb 26, 2023•46 min•Season 3Ep. 103
Send us a text Jeremy Schneider retired at 36 and currently has a net worth of over $4 million. Now, Jeremy has turned into a TEACHER of personal finance to show others how you can do it, too! Jeremey runs the uber successful "Personal Finance Club". The world of money and investing is confusing. There’s a multi-trillion dollar financial services industry ready to take advantage of you. But financial literacy can help you navigate this world of money. Personal Finance Club gives simple, unbiased...
Feb 19, 2023•49 min•Season 3Ep. 102
Send us a text Ramsey Personality, George Kamel joins the show to talk about teachers, frugality and building wealth! Check out our new web site: https://www.financiallyindependentteachers.com/ Sign up for FIT Coaching https://www.financiallyindependentteachers.com/services-4...
Feb 12, 2023•44 min•Season 3Ep. 101
Send us a text Dave and Brandon hit TRIPLE DIGITS as we hit the big 100! Listen in for the three big announcements we have for 2021. Thank you to everyone who has helped make FIT grow and become what it has turned into so far. Now, the march to 200! https://www.financiallyindependentteachers.com/
Feb 05, 2023•46 min•Season 3Ep. 100
Send us a text Teachers, I think we can all agree that we would like to get paid MORE! However, what is realistic and how do we differentiate between educators who are highly effective or just skating by?
Jan 29, 2023•49 min•Season 3Ep. 99
Send us a text Ryan is an 11th year teacher in Dallas, TX who started his career in the hospitality industry. Long and late nights and weekends inspired Ryan to make the move into education and start his career over. After starting his adult life with over 50k in debt, Ryan and his wife are now on track to be net worth millionaires. Tune in to see how Mr. Cruz's teaching of Dave Ramsey's Foundations course for high school students changed his life as an educator, inspiring him to lead by example...
Jan 22, 2023•50 min•Season 3Ep. 98
Send us a text Catie and her husband Chris both work in the education field in North Carolina. How can a NC educator couple with two kids give, pay off debt and build wealth? Tune in as Catie shares the inspiring story of her and her teacher husband BOTH losing their jobs on the same day during the economic recession of 2008-2010, side hustles, house hacking, near death Covid experience AND paying off 25k in debt. There are many trials and tribulations during our lives, Catie and Chris have over...
Jan 15, 2023•58 min•Season 3Ep. 97
Send us a text We are thrilled to be back for Season #3 in 2023! Dave and Brandon chat about the previous season and how to look at your finances via percentages as a framework to have a better understanding of where your money is going. Check us out on Social Media... https://www.facebook.com/getfiteducator
Jan 08, 2023•1 hr 3 min•Season 3Ep. 96
Send us a text Merry Christmas! We have an EXTRA long show for you this week! Episode #95 will be the last episode of 2022. Listen all at once or divide it into two and enjoy! Dave and Brandon welcome back a great friend to the show, Justin Garritt. Justin joined us last season for a fun and inspiring episode on next level credit card rewards hacking. Part I of this episode shares the story of Justin going from Baltimore teacher to being a financial planner who helps teachers get on track with t...
Dec 18, 2022•1 hr 23 min•Season 2Ep. 95
Send us a text Amy Goss is one of the top mortgage specialists in the Carolina's! Amy joins us this week to discuss a variety topics related to real estate and mortgages. A few things we touch on this episode...interest rates, how to raise your credit score, first time home buying strategies, differences in mortgage products, mistakes made when purchasing a home and how to purchase a second home or rental property. This episode is for newbies, current homeowners and individuals looking to go bey...
Dec 11, 2022•1 hr 1 min•Season 2Ep. 94
Send us a text Dave's older sister joins the show to talk about how her frugal and fearless views on personal finance have enabled her to have a net worth of over 300K on a salary of less than 50k per year. Her story takes us from being a first gen college student to quitting and taking on a factory job all the way to going back to college to get her degree in Business. Kathy is a major supporter of her local public schools and is a city councilwoman in her hometown in NE Ohio....
Dec 04, 2022•1 hr 7 min•Season 2Ep. 93
Send us a text Cheryl has been teaching for 10 years, before that, she was a married stay at home mom to four kids for 21 years. After being married over 20 years, Cheryl faced the situation of divorce. She had zero dollars in a joint checking account and over 50k consumer debt that she knew nothing about. This forced her to totally start over financially. Fast forward, she bought a home in 2020. Finished her masters in 2020 and in January of 2021, she decided that she was going to get totally o...
Nov 27, 2022•52 min•Season 2Ep. 92
Send us a text Chip is a Raleigh, NC area CFP who grew up in a household raised by a mother who taught for over 30 years! Chip chats with us about a variety of financial topics from insurance to investment drawdown strategies. ***We recommend listening to this episode via earbuds as the sound from our guest is somewhat difficult to hear in a vehicle using bluetooth***
Nov 20, 2022•1 hr 9 min•Season 2Ep. 91
Send us a text In this episode, Dave and Brandon had the pleasure to chat with the "White Coat Investor", Jim Dahle. Sure, teachers deserve a pay raise and are often underappreciated in society, however, pay raises won't solve an individuals financial issues if we don't have a plan. Jim shares the mistakes of high income earning, discusses investing, pensions, the being an educator and much more! James M. Dahle, MD, FACEP, FAAEM is a practicing emergency physician and the founder of The White Co...
Nov 13, 2022•50 min•Season 2Ep. 90
Send us a text Allison started her career as an investment advisor but quickly realized she had a passion for helping and teaching people, not being a salesperson. With over 20 years of experience in the classroom, Allison and her retired firefighter husband have a net worth north of 800k and will be investing over 50k this year! Even with two teenage boys in the home, Allison's family lives off of less than 30k annually. Listen to the show to check out her amazing story!...
Nov 06, 2022•1 hr 9 min•Season 2Ep. 89
Send us a text Connor and Danielle are newlyweds who work and teach in the suburbs of Chicago. Both join the show to share their goals and accomplishments as they get ready to hit the ground running as they approach their 30’s. This is a great convo as they share how their two teacher household operates!
Oct 30, 2022•1 hr 13 min•Season 2Ep. 88
Send us a text Dwight is a trombonist and businessman who has traveled the world as a professional musician. In addition to his personal music skills, Dwight has also spent time in the classroom as a music teacher. Check out Dwight's story as he talks about the "Poverty Mentality" vs. a "Wealth Mentality".
Oct 23, 2022•48 min•Season 2Ep. 87
Send us a text Heather is a third gen educator who is currently teaching in California . On this episode, Heather discusses how she and her husband were not on the same financial page and how she took learning about personal finance into her own hands. Sadly, Heather's husband (also a teacher) unexpectedly passed away, leaving Heather to raise three young children on her own. Heather walks us through the process of navigating this difficult journey from being married to being a widow....
Oct 16, 2022•1 hr 2 min•Season 2Ep. 86
Send us a text In this episode, Dave and Brandon discuss some of the key terminology that teachers need to know on their path to financial independence. Investing can be a very scary and intimidating topic, we hope to make it a little more digestible with the content in this episode. Join as as we get back to the basics and define some of the most widely used investment terminology on our show. We want NO teacher to be left behind!...
Oct 09, 2022•1 hr 4 min•Season 2Ep. 85
Send us a text The Millionaire Math Teacher joins Dave this week as we interview Mark, an English teacher from Australia. Mark is a first year teacher, the youngest in a family raised by a single mother. Mark shares an extraordinary story as he learned frugality from his birth mother but he added some more complex money skills from his mother in law who talked to Mark about investing and the idea of being financially independent....
Oct 02, 2022•56 min•Season 1Ep. 84
Send us a text Teachers, we are more powerful than we know! Not only do teachers have skills in the classroom, many of those skills can be transferable to the private sector. On this episode, Alek shares the story of recently leaving the classroom as a NC music teacher to starting his own music academy. Check out his info below https://www.triadmusicacademy.com/ Facebook: Triad Music Academy https://www.facebook.com/triadmusicacademy Instagram: @triadmusicacademy https://www.instagram.com/triadm...
Sep 25, 2022•44 min•Season 2Ep. 83
Send us a text Dave's cousin, Keith joins us for this episode. Single and on an Ohio teacher income, Keith has amassed over 500k in investments over the course of his veteran teaching career. How did he do it? How is Keith passing on his knowledge to his students, colleagues and his daughter? Listen in to find out!
Sep 18, 2022•50 min•Season 1Ep. 82
Send us a text There are so many individuals that make a school successful. In this episode, Dave and Brandon had the pleasure to host Sonia, a school speech therapist in Florida. Sonia’s family literally hit the lottery as they came to the US from Eastern Europe via a visa lotto program. During Covid, Sonia used social media to advance her personal finance skills and set herself up for a bright future!...
Sep 11, 2022•40 min•Season 2Ep. 81
Send us a text Have you ever read the book "The Millionaire Next Door"? After interviewing Tim, it makes the MND look like his autobiography. Tim and his wife were both teachers (wife still is) in Southeastern PA and have built a quality of life together on their two teacher income family. Recently, Tim resigned and stepped away from his teaching job to start a side hustle career in "retirement". Once their two teenage daughters graduate HS, the whole family will be ready to FIRE, even though Ti...
Sep 04, 2022•44 min•Season 2Ep. 80
Send us a text This summer, Dave and his family rented a Tesla Model 3 and drove it to Dave’s IB training in Tampa Fl. The trip was 750 miles each way and we had lots of charging stops along the way. In this episode, Dave discusses his experience driving a Tesla for the first time and the Millionaire Math Teacher joins us to talk about what his experience as a Tesla owner has been like. As more EV’s hit the road, this is an important discussion to have if you are looking at a new to you vehicle ...
Aug 28, 2022•51 min•Season 2Ep. 79
Send us a text Marlin is a former college basketball player turned teacher, coach and is now an administrator and both he and his wife are in education. Throughout the episode, Marlin shares their ups and downs on the road to freedom and financial independence. Though they've shared mistakes and successes along the way, Marlin's view on their journey is simple, "no losses, just lessons".
Aug 21, 2022•51 min•Season 2Ep. 78
Send us a text Dave and Brandon talk money and things we need to consider as we head back to school! We hope everyone has a GREAT year!
Aug 14, 2022•44 min•Season 2Ep. 77
Send us a text An important part of learning in ANY area of life is being able to understand the basic terminology of the topic being discussed. This is Part I of what we are calling "Decoding the Language of FIT". In this episode, Brandon and I break down and have a talk about some often used terminology that regularly gets discussed on our show. Part I: Budgeting and Savings...
Aug 07, 2022•50 min•Season 2Ep. 76
Send us a text Dave and Brandon had the pleasure to interview Jeff York, recently retired CA custodian. Jeff spent 33 years as an elementary school classified staff member in Northern California. The Wealthy Custodian retired having never made more than 41k in a year. Check out his story!
Jul 31, 2022•48 min•Season 2Ep. 75
Send us a text David Gourley is a friend of the show and has recently transitioned out of teaching and into the world of money as a financial planner. Even though David is no longer in the public school system, David knows the "teacher life", as his wife is currently a HS Spanish teacher and he grew up in a two teacher household. David will be joining us on Thursday, August 11th at 8 PM ET for a special student loan forgiveness webinar. The cost of attendance is $22 and the link to sign up is be...
Jul 24, 2022•48 min•Season 2Ep. 74
