Send us a text How can a teacher get involved in the short term rental game (Airbnb, VRBO etc.)? This week, we meet with STR experts who discuss how to get started and what is realistic when it comes to launching your first short term rental. Annette and Sarah met at a Columbus (OH) city council meeting to advocate for fair short-term rental regulations. Sitting side-by-side, they shared their love for hosting and the business of short-term rentals with each other. Their testimonies at the city ...
Jul 17, 2022•39 min•Season 2Ep. 73
Send us a text Mary Beth Franklin is a Social Security strategies and Medicare retirement speaker who is passionate about retirement income strategies. She has a long-time interest and expertise in retirement issues, Social Security, and taxes, with a background in the federal budget, international trade, and Capitol Hill as it affects personal finance. Mary Beth Franklin is the President of RetirePro and a Contributing Editor to InvestmentNews. She has served as a Senior Editor to Kiplinger’s P...
Jul 10, 2022•50 min•Season 2Ep. 72
Send us a text Evan and his wife (both NC educators) have been teaching just over a decade. Like most, they didn't have a very strong financial background when they met and struggled living paycheck to paycheck. Evan shares their powerful story of going from money being a major stress in their lives to now owning a rental property and a great small business that gives their family financial wiggle room....
Jul 03, 2022•58 min•Season 2Ep. 71
Send us a text Can a teacher really become financially independent? Brandon and Dave will discuss their different perspectives! Let us know what your thoughts are on social media!
Jun 26, 2022•1 hr 1 min•Season 2Ep. 70
Send us a text In this episode, Brandon and I were honored to chat with JL Collins, leader and legend in the financial independence community. JL is the author of The Simple Path to Wealth . It has sold over 400,000 copies and has been published in Korean, Japanese and German. Deals are signed to publish it in China, Taiwan, Vietnam, Thailand, Russia, Poland, Spain, Brazil and in Arabic. His second book, How I Lost Money in Real Estate Before it was Fashionable , came out in October 2021. Check ...
Jun 19, 2022•1 hr 23 min•Season 2Ep. 69
Send us a text Retired (38 years old) California music teacher, Crystal Parker Duffy is back on the show to discuss her move from Southern California to lower cost of living Iowa. How did a teacher retire so early? What is life like after one year as a retired educator? Crystal gives us an update on her FIRE journey to early retirement.
Jun 12, 2022•56 min•Season 2Ep. 68
Send us a text Brandon and Dave have Gerry Born (Millionaire Educator) back on the show! Gerry has a wealth of knowledge on a variety of financial topics and in this episode, he is here to MAINLY discuss free college credit alternatives and how it can save folks money. Gerry has earned over 5 years of FREE college credit by taking these accredited programs and has his HS age son on his way to a debt free degree....
Jun 05, 2022•1 hr 4 min•Season 2Ep. 67
Send us a text Dave and Brandon discuss the 7 levels of financial freedom. Half of America will never get out of level 2 according to research.
May 29, 2022•1 hr•Season 2Ep. 66
Send us a text Summer is almost here! What are some things teachers should be doing to get financially prepared? Take a listen as the guys discuss 10 things you should be thinking about before we end the school year.
May 22, 2022•57 min•Season 2Ep. 65
Send us a text Aaron is a central Ohio HS teacher who is also married to an Ohio educator. Between teaching and his side hustle as a photographer, listening to the FIT podcast has helped his family become laser focused on their financial journey. Consistency, teamwork, frugality, side hustle, debt free, balance has led to a net worth of around 500k at 38 years old. After quitting their teaching jobs in an HCOL living state to move to a lower cost of living area, this couple is on track to be fin...
May 15, 2022•59 min•Season 2Ep. 64
Send us a text Tens of thousands of teachers will be retiring this summer, hopefully they had a FIT mindset with their money over the course of their career! Brandon and I occasionally get negative feedback on our excitement over investing and "making it" as a teacher. In this episode, we will take a look back at the REAL data of how the S&P 500 has performed from 1992-2022 and look at the "what ifs" to see what could have been. S&P 500 Return Calculator- https://dqydj.com/sp-500-return-...
May 08, 2022•1 hr 1 min•Season 2Ep. 63
Send us a text It took John (retired NC math teacher) and his nurse spouse 30 years (27-57) to become net worth millionaires. Due to exponential growth and a hot market, it only took John 6-7 years to turn his 1 million into 2 million. Check out John's story of never making more than 55k per year as a NC math teacher to now being a multi millionaire!
May 01, 2022•1 hr 17 min•Season 2Ep. 62
Send us a text One of the top reasons teachers say they leave the profession is due to the combination of being in debt combined with living on a fixed income. Shaun is an educator in Texas who is getting ready to host the Rich Educators Summit, a free event to help teachers get out of debt and get motivated to gain financial freedom. If you are interested in joining other teachers and learning from some of the top teacher voices in the finance world, sign up with the link below to join this fre...
Apr 24, 2022•46 min•Season 2Ep. 61
Send us a text Dan is back for the part II of our interview as he gives us a deep dive into the investment world available to educators. For additional info on the 403b, check out Dan's new podcast mini series that highlights the 403b. The new podcast Learned by Being Burned is now available on all major podcast outlets. Check out Dan's site for more info! https://403bwise.org/...
Apr 17, 2022•46 min•Season 2Ep. 59
Send us a text 403bwise was launched in March 2000 by Dan Otter and John Moore, two educators fed up with the lack of objective 403(b) information available to participants. If information was provided at all to employees, it was usually through sales pitches in classrooms, lunchrooms and union offices. In fact, Dan first learned about the 403(b) when a representative waltzed into his classroom one afternoon pitching something called “TSAs.” He declined to enroll. It was only several years later...
Apr 10, 2022•46 min•Season 2Ep. 59
Send us a text Brandon and Dave welcome George Kame l , personal finance expert with a counter-cultural approach to money. He is the host of The Fine Print , The Ramsey Show, and EntreLeadership podcasts on the Ramsey Network. Since 2013 George has served at Ramsey Solutions where his goal is to help people spend less, save more, and avoid consumer traps, so that they can make the most of their money. Follow George on Twitter , Instagram , Facebook or find out more about him online at ramseysolu...
Apr 03, 2022•50 min•Season 2Ep. 58
Send us a text Dave and Brandon discuss some of the concepts in the book "Top 10 Distinctions Between Millionaires & Middle Class". Some of these points can be controversial! From the book.... • Millionaires think long-term. The middle class thinks short-term. Create a clear vision of the life you desire, and focus on it. • Millionaires talk about ideas. The middle class talks about things and other people. Ask some positive “what if” questions every day, and bounce ideas off successful peop...
Mar 27, 2022•1 hr 6 min•Season 2Ep. 57
Send us a text Tony Bradshaw grew up in a lower income neighborhood in Nashville, TN. In early 1996, he realized he was mismanaging his money and knew something needed to change. That’s when he set out to learn how to handle money better. After learning how to handle money at age 25, Tony made his millionaire choice, his choice to become to become a millionaire by the age of forty. He accomplished his goal in 2011. After gaining a B.S. in Mechanical Engineering, Tony spent the first six years of...
Mar 20, 2022•1 hr 2 min•Season 2Ep. 57
Send us a text Upon graduating from college (debt free), Connor moved back home with mom and dad to save money. Instead of increasing his lifestyle with a new car and other expenses, Connor saved and lived below his means, eventually leading to a pursuit of buying real estate. In this episode, Connor talks about his mindset shift with money over time and how he built a net worth of around 200k as a single teacher before turning 30 years old....
Mar 13, 2022•45 min•Season 2Ep. 55
Send us a text After getting married, Kevin and his wife (also a teacher) were both working in the state of Florida as educators. As a couple, they decided they wanted something different and proceeded to move and teach in Saudi Arabia. Upon fulfilling their contract in the Middle East, they moved further east and are in the midst of their first year teaching at a private school in India. Although teacher pay is about the same (or less) than it was in Florida, Kevin is now able to save over 75% ...
Mar 06, 2022•54 min•Season 2Ep. 54
Send us a text In 2013, University of Chicago Professor Harold Pollack hosted a casual online video chat with author Helaine Olen. In the video, Pollack and Olen dig into some of the points Olen made in her book, Pound Foolish. They agreed that most people are given bad advice from financial advisors and that the best financial advice doesn’t have to be extensive or complicated. It can fit on one index card. Shortly after the interview, Pollack went online and posted an image of a simple index c...
Feb 27, 2022•1 hr 4 min•Season 2Ep. 53
Send us a text Upon HS graduation, Chris enlisted in the USMC and has worked his way up the enlisted ranks in a very quick manner. Chris didn't necessarily know what to expect when joining the military, but after 14 years of service, his story can provide insight for any parent, teacher, counselor who might be guiding a young adult in this area. Part I is designed to be able to play to a student who might have questions about the benefits of serving the country. This episode is split into TWO pa...
Feb 20, 2022•1 hr 8 min•Season 2Ep. 52
Send us a text In Episode #51, Dave and Brandon have the privilege to interview the newest Ramsey Personality, Kristina Elli. On the first day of high school, Kristina Ellis's mom--a single, working mother who lost her husband to cancer--informed her that she could not financially support her after graduation. Kristina would need to find her own way to pay for college. As an average student with less-than-impressive test scores, Kristina realized she would have to sell herself to scholarship com...
Feb 13, 2022•50 min•Season 2Ep. 51
Send us a text Dan Sheeks is the owner and founder of SheeksFreaks LLC, an online community to help young people live their best lives by making smart money decisions. He has been a high school business teacher in Denver, CO for eighteen years, and he’s passionate about teaching teenagers personal finance, passive income, real estate investing, and early financial freedom strategies so they can live their best lives. Have a teen in your life? Most teenagers are told about only one financial path...
Feb 06, 2022•1 hr 1 min•Season 2Ep. 50
Send us a text Scott Fritz is a Pennsylvania elementary teacher who has had quite the financial education over the last 30 years. From being 50k in debt to being debt free and co-authoring a book on personal finance for educators, Scott has learned a lot. Check out Scott's book below! https://www.amazon.com/Financial-Employees-Pennsylvania-Optimizing-Decisions/dp/B09H9472XJ/ref=sr_1_1?crid=2CJWBYTXLEU0X&keywords=karl+fisch+pennsylvania&qid=1643166375&sprefix=karl+fisch+pennsylvania%2...
Jan 30, 2022•48 min•Season 2Ep. 49
Send us a text Josiah is a history teacher and coach in Van Wert Ohio, married to an in-home daycare owner. How does a teacher with two young kids confront an accumulated debt of over $130,000? Josiah's story was recently featured on the new documentary titled "Borrowed Future". Take a listen as we get to hear how Josiah details his plan to get debt free!
Jan 23, 2022•56 min•Season 2Ep. 48
Send us a text 10 years of marriage, 6 moves, 2 kids, cancer, no initial ER fund, investing, real estate, Airbnb, Giving...Dave (Host) and his wife (realtor) discuss their financial journey in this two part episode to kick off season #2!
Jan 16, 2022•57 min•Season 2Ep. 47
Send us a text 10 years of marriage, 6 homes later, 2 kids, cancer, no ER fund, investing, real estate, Airbnb, Giving...Dave (Host) and his wife (realtor) discuss their financial journey in this two part episode to kick off season #2!
Jan 09, 2022•46 min•Season 2Ep. 46
Send us a text Dave and Brandon discuss what we learned in our first season of existing in the podcast world. Thanks for all of your support and enjoy the hard earned break!
Dec 19, 2021•1 hr 3 min•Season 1Ep. 45
Send us a text Free flights, free lodging and discounted rental cars sound good to you? You don't want to miss our repeat guests discuss credit cards and travel rewards in our second to last episode of season #1!
Dec 12, 2021•1 hr 5 min•Season 1Ep. 44
