Today is a special episode, because the guest is actually one of our hosts! We interview our co-host Mathias on how to get your partner onboard to reach FI. He explains how him and his partner Heidi are reaching FI as a family and how to get your partner onboard with FI. We also talk about: Women’s blogs on FI Buying and selling clothes Budgeting sessions Planning trips Children and FI Planning and flexibility 🏄♀️Sign up for our FI Europe Retreat: https://financial-independence.eu/events/retre...
Mar 11, 2019•28 min•Ep. 39
We also talk about: Investing routes and personal preference Net gain percentages with real estate Macroeconomic indicators Driving factors in choosing a house Timing the market Frugality/income balance 🏄♀️Sign up for our FI Europe Retreat: https://financial-independence.eu/events/retreat/ 🤓 Full shownotes and mentioned links on our website: http://bit.ly/fieurope038a 😍 Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9 📰 Join our Newsletter: http://...
Mar 05, 2019•39 min•Ep. 38
Today we interview David Sawyer, the first author of EU/UK FI book! We talk with him about life trajectories, investing, reading and of course his book. We also talk about: Reading books Rabbit holes and life hacks Information and the internet Investing strategies The importance of the stash Investment calculators 🏄♀️Sign up for our FI Europe Retreat: https://financial-independence.eu/events/retreat/ 🤓 Full shownotes and mentioned links on our website: http://bit.ly/fieurope037a 😍 Please sub...
Feb 28, 2019•39 min•Ep. 37
Welcome to another episode! We interview Sebastien from Belgium, where we discuss the science of helping others, finding a fulfilling career and ultimately making the world a better place. Sebastien has lived in Dubai and now lives in Poland, reaching FI at 33 and now on a new path to using his time to make an impact. We also talk about: Effective Altruism and how to find a fulfilling career The 80,000 concept Ikigai The paradox of working in the FI movement FI as a tool Some highly neglected/hi...
Feb 20, 2019•35 min•Ep. 36
Today we interview Leanne, a 23 year old who works in the music industry in London. She is saving for financial independence as well as organizing multiple streams of income. We discuss how she's finding the balance between being frugal, working and mini retirements. We also talk about: Active and passive income streams Earning more money or being frugal as a general approach to FI Compensating fluctuations in income Being flexible in negotiation Defining a relationship with money Having a fun-f...
Feb 13, 2019•37 min•Ep. 35
Welcome to another episode with the one and only Brad from the ChooseFI Podcast! In this awesome episode we talk about Brad's upbringing without financial education, strategies he's using to educate his two daughters and whether he wants his children to reach FI. We also talk about: Geoarbitrage by moving within the US 🇺🇸 Educating people towards FI The ChooseFI Podcast and its local meetup groups Compound interest and the power of saving Money as a normal conversation topic in the family Usin...
Feb 07, 2019•51 min•Ep. 34
Today we talk with Ines from Portugal. She currently lives in Germany and works in banking and finance, and is investing in real estate in her homeland in order to accelerate her path to FI. We also talk about: Real estate investing A different mindset to achieve FI The importance of budgeting Portugal as a convenient place for investing How the current political situation can influence investing Renting vs. buying 🤓 Full shownotes and mentioned links on our website: http://bit.ly/fieurope033 �...
Jan 30, 2019•36 min•Ep. 33
Hello from the UK! In this episode our guest, Young FI Guy, talks about how he became financially independent at the young age of 26, how he would do it all over again and picking the right career. A fascinating listen. We also talk about: Are high paying jobs recommended? The possibility of earning money in a different and flexible way The most important part of reaching financial independence Should you really do what you love? What he does every day Whether he recommends his path to other 20 ...
Jan 22, 2019•40 min•Ep. 32
Today we talk to Jons from the Netherlands who is currently living and working in China. He runs an IT agency in Hong Kong and is involved in a company based in Estonia, using both to manage his investments and legally reduce taxes 💁. We also talk about: The advantages of the e-Residency program of Estonia compared to other countries Using companies as a way to invest efficiently China as a base for all Jons's activities Starting up companies in different countries Tax systems in different coun...
Jan 16, 2019•34 min•Ep. 31
Welcome to another episode with our p2p expert Jorgen! In this episode we dive deeper than our first episode, and we discuss Jorgen’s total asset allocation, what investors can do to minimise risk and the future of p2p lending. What we also talk about: The different kinds of p2p platforms How investors can minimise risk What would happen to p2p platforms during a recession The best auto invest settings How Jorgen invests efficiently 🤓 Full shownotes and mentioned links on our website: http://bi...
Jan 08, 2019•57 min•Ep. 30
Today the three co hosts talk about what financial goals are, our personal goals for 2019 (as a 20, 26, and 30 something year old) and how you can set yours! What we also talk about: How to determine your mission and vision Mathias’ financial goals Araminta’s financial goals Alvar’s goals Comparing different generations How to set your own goals 🤓 Full shownotes and mentioned links on our website: http://bit.ly/fieurope029 😍 Please subscribe on iTunes, Android or Spotify and leave us a review....
Jan 01, 2019•36 min•Ep. 29
Welcome to another Friday episode! Today it’s just us three - but it gets pretty interesting. We talk about personal side hustles we’ve each done and how they’ve succeeded, and we also go through a quick process for people to figure out a good side hustle that makes money 🤑. We also talk about: Alvar’s side hustles and philosophy Is investing a side hustle? Araminta’s side hustles and philosophy Scalable and not so scalable side hustles Mathias’ side hustles and philosophy A 3 step process to f...
Dec 28, 2018•34 min•Ep. 28
Hoi hoi round 2! Today we interview B from the Netherlands. After buying his flat at age 22, he tells us how he got started with property investing, why he sometimes recommends timing the market and his refinancing strategy. What we also talk about: Why and how he got started with real estate so young Wealth tax and some property numbers How and why he refinanced his apartment His philosophy when it comes to debt Not paying off his student loans 😱 Buying his apartment at age 22 🤓 Full shownote...
Dec 25, 2018•35 min•Ep. 27
Today’s Friday episode is the second part of our case study with Nicolas! A Romanian living in the Netherlands who wants help figuring out investing 💪 This time we tackle the subject of property investing, passive income, P2P lending and foreign exchange trading! What we also talk about: Investing in stocks vs real estate When is property investing worth it Getting started with P2P investing Timing the market with foreign exchange rates 🎉🎄 Christmas Giveaway http://bit.ly/fieuropexmas19 🤓 Fu...
Dec 21, 2018•34 min•Ep. 26
Bienvenidos again! Today we interview a lovely Spanish couple living in Germany, working on their path to FI through passive investing. We talk about the pillars of passive investing, what ETFs are really about and how to invest as an expat. What we also talk about: How Will and Fog completed a masters in Finance The debate between active and passive investing What would happen if everyone invested in ETFs Tools to invest as an expat 🎉🎄 Christmas Giveaway http://bit.ly/fieuropexmas19 🤓 Full s...
Dec 19, 2018•44 min•Ep. 25
This episode is our first ever case study! We talk with Nicolas, a Romanian living in the Netherlands who has a few questions about ETFs and wants to learn the non BS way to get started with investing. This one is Part 1, Part 2 is coming out next week! What we talk about: Who Nicolas is Nicolas’ goals and current situation Where to get started with brokers The importance of starting simple How to assess ETFs Protecting yourself from taxes 🎉🎄 Christmas Giveaway http://bit.ly/fieuropexmas19 🤓 ...
Dec 16, 2018•26 min•Ep. 24
Bienvenidos! Today we interview Ignacio the digital nomad! He explains the pros and cons of building a business in Estonia, how to get started and how he travels and works at the same time 💻 What we talk about: Why build a business in Estonia How to get started Salaries and taxes Why it’s maybe not for non digital nomads His future plans 🎉🎄 Christmas Giveaway http://bit.ly/fieuropexmas19 🤓Full shownotes and mentioned links on our website: http://bit.ly/fieurope023 😍Please subscribe on iTune...
Dec 12, 2018•37 min•Ep. 23
Today we interview Christoph, a German expat living in Barcelona. He tells us what the real estate market looks like in Spain, how to get started and how the real estate company he co founded is educating others on property investing. What we talk about: How Christoph got started in the world of financial independence The current real estate market in Spain Can anyone invest in Spain? How he finds properties and what to look for What Blue Bricks does 🎉🎄 Christmas Giveaway http://bit.ly/fieurop...
Dec 06, 2018•42 min•Ep. 22
Today’s episode is with the very inspiring Benjamin from Germany. An entrepreneur who started at the ripe young age of 19, he now manages several companies, has over 16 employees and uses automation to reach FI 😎 What we talk about: How Benjamin started at the age of 19 His first customer and first employee Starting a business in Germany How he approaches leadership The huge role of automation in his business and life Ben’s future FI plans 🤓Full shownotes and mentioned links on our website: ht...
Nov 28, 2018•36 min•Ep. 21
A very interesting episode brought to you today with Erik from the USA! We chat about the differences between reaching FI in the US versus in Europe, his house-hacking strategies and entrepreneurship on both sides of the ocean. What we talk about: The FIRE movement in the US vs in Europe Entrepreneurship is easier in the US House hacking The pros and cons of reaching FI in Europe 🤓Full shownotes and mentioned links on our website: http://bit.ly/fieurope020 😍Please subscribe on iTunes, Android ...
Nov 20, 2018•32 min•Ep. 20
Hoi hoi! Today we have an awesome guest from the Netherlands! Mr Cheesy reached FI this year in April, so we discuss how he did this in Holland, what he really does all day and what saving €€ is really all about. Full Shownotes: http://bit.ly/fieurope019 What we talk about: Mr Cheesy’s intro to FI What he does all day The Cheesy Index and the Dutch tax system Saving 100k€ His awesome Europe trip 🤓Full shownotes and mentioned links on our website: http://bit.ly/fieurope019 😍Please subscribe on ...
Nov 14, 2018•29 min•Ep. 19
We’ve got a pretty mind blowing episode for you today with Ken from The Humble Penny! We talk about Ken’s amazing personal FI journey as someone who literally started from 0, we focus on personal development and he gives us some great actionable advice to reach life optimisation. 🤓Full shownotes and mentioned links on our website: http://bit.ly/fieurope018 😍Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9 📰 Join our Newsletter: http://eepurl.com/dq6i...
Nov 06, 2018•35 min•Ep. 18
Today we interview Michael from Foxy Monkey! The go-to blog to learn about matched betting and FI, we talk about how he got started with matched betting, his investing strategy and geoarbitrage. What we talk about: How he got started with FI What is matched betting Is matched betting worth it? How he invests His FI plans and goals ☎️Send your Questions: http://bit.ly/fieuropeVoiceMessage 🤓Full shownotes and mentioned links on our website: http://bit.ly/fieurope017 👍 Follow us on Facebook and d...
Oct 31, 2018•32 min•Ep. 17
Our second Friday episode ☕! We asked the Reddit and Facebook groups for questions and got an amazing response - today we discuss how to get started with investing as a beginner and some awesome resources for us Europeans to reach FI in Europe. What we talk about: The simple way of getting started with investing How Araminta and Mathias got started The difference between ETFs and index funds European resources used by every co-host The European equivalent to US FIRE tools ☎️Send your Questions: ...
Oct 26, 2018•29 min•Ep. 16
What an episode we’ve got for you today! Shlomo, a cool digital nomad tells us how his family manages to be location independent, the insides of his business in China and the details of a nomad life. Be prepared for some inspirational stuff! What we talk about: Where Shlomo has lived His FI plan How he manages digital nomading with a family How he makes money His business in China The steps you can take to have a flexible career ☎️Send your Questions: http://bit.ly/fieuropeVoiceMessage 🤓Full sh...
Oct 23, 2018•31 min•Ep. 15
Today we talk to the one and only Barney, aka The Escape Artist! We discuss Barney’s personal FI journey, the best way to manage your investments and how a European can reach FI in the UK. What we talk about: Barney’s personal FI journey and strategy How to keep your investing simple How to set up your portfolio against FX risks How a European arriving in the UK should take advantage of the UK banking system ☎️Send your Questions: http://bit.ly/fieuropeVoiceMessage 🤓Full shownotes and mentioned...
Oct 16, 2018•34 min•Ep. 14
Our first Friday episode!! Finally! We’re very excited to be bringing you these ‘Community’ Friday episodes, where we take in questions from the community and discuss them on the podcast. In this one we discuss how to bring your partner on board with FI, and the huge benefits of being an individual investor. What we talk about: Alvar and Mathias’ experiences bringing their partners on board How you can too The three benefits of being an individual investor Send us questions! ☎️Send your Question...
Oct 12, 2018•26 min•Ep. 13
A very special episode this time with an actual P2P platform! We’re very excited today to be interviewing Olga, where we get into the nitty gritty of how a P2P platform works, how it makes money and why Robocash is so popular! What we talk about: Who is Olga and what she does What is Robocash What makes Robocash different How they make money What a typical investor looks like Investors’ questions 🤓Full shownotes and mentioned links on our website: http://bit.ly/fieurope012 👍 Follow us on Faceb...
Oct 10, 2018•28 min•Ep. 12
Today we have an amazing episode with Erik from Hippies de Land Rover! We talk about FI from a Latin American perspective, his journey to FI and detailed investment strategy. What we also talk about: How Latin Americans react to learning about FI Erik’s investing strategy Why and how he started his company Working in Switzerland Spreading FIRE in South America Very interesting to talk about FI from a not-so-well-known perspective - enjoy! (we apologize for the echo at the beginning!) 🤓Full show...
Oct 04, 2018•25 min•Ep. 11
Today’s interesting episode features Araminta about financial education, how I started my blog Financially Mint and future FI plans. What we talk about: Who Araminta is How I got started with the FI world The importance of financial education How students should get started on FI Future FI goals 🤓Full shownotes and mentioned links on our website: http://bit.ly/fieurope010 👍 Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb 📰 Join our Newsletter: http://eepurl.com/dq6imD (n...
Sep 26, 2018•26 min•Ep. 10