Financial Autonomy - podcast cover

Financial Autonomy

Guidance Financial Servicesfinancialautonomy.com.au
Plenty of books, podcasts and blogs focus on building wealth – and that’s great, as far as it goes. But focusing just on wealth misses the point. I believe what most of us actually want is to have choice. Choice in how much time we give to income-producing activities. Choice about what those income-producing activities are. Choice about where we live. Choice about when we retire. Choice about the ways we use our money to produce happiness. In the Financial Autonomy podcast, I explore the different ways you can gain choice - from investing in stocks to becoming self-employed, starting a side hustle, or buying an investment property. I share learnings I've gained working with clients for over 20 years as a Certified Financial Planner, and interview others with interesting insights or experiences in gaining choice in life.
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Episodes

Market Update from the largest fund manager in the world - Blackrock - Episode 163

Really excited for this episode. I chat with Thomas Taw, the Head of Investment Strategies Asia Pacific for BlackRock . For those who are unfamiliar, BlackRock is the largest fund manager in the world. It's a wonderful opportunity to gain insight into how a business with the global resources they have at their disposal is seeing things - investment markets opportunities, economies, and the impact of COVID just to get us started. Soak this one up. Also, stay up to date with all things investments...

Sep 16, 202034 minEp. 163

How to use a Core/Satellite Strategy in your share portfolio - Episode 162

One of the most popular pathways to achieving financial autonomy is through investing in stocks. Stock market investing has a ton of advantages including ease of diversification, low transaction cost, ease of liquidity, and being highly regulated to guard against investor fraud. A popular stock portfolio strategy is known as the core/satellite approach. In today's episode, Ill be taking you through how this approach might help you build a robust and successful share portfolio. Disclaimer...

Sep 09, 202010 minEp. 162

How to achieve Cult Status with Tim Duggan - Episode 161

Tim Duggan is the co-founder of Junkee Media, one of Australia's fastest growing media companies dedicated to improving the conversations about things that matter. In today's interview, we talk about building communities around digital products and understanding the shift towards conscious consumerism. We also discuss his new book, Cult Status , which encourages thinking about business in a new way, finding your business purpose and what it means to be an "untrepreneur". Tim gives his personal a...

Sep 02, 202036 minEp. 161

How to become Self-Employed - Part 2 - Episode 160

Self-employment is one of the 3 pathways to achieving Financial Autonomy. What are the key 12 elements you need to cover off to succeed as a self-employed person? We covered the first 6 elements last week and this week we'll cover the other 6. Disclaimer

Aug 26, 202021 minEp. 160

How to become Self-Employed - Part 1 - Episode 159

Self-employment is one of the 3 pathways to achieving Financial Autonomy. What are the key 12 elements you need to cover off to succeed as a self-employed person? That's what I'll be covering in this and next week's episode. Grab the free toolkit: www.financialautonomy.com.au/159

Aug 19, 202016 min

Motherhood, career, and self-employment with Melissa Martin - Episode 158

Today Melissa Martin is a successful Melbourne photographer, but that's quite a way from where she started her career journey. In this chat we explore: The challenges many women in particular face when they start a family and find that their previous career no longer works in their life. How Melissa went about finding a new path. Some of the clever things Melissa did to achieve success Plus plenty more! Melissa's web site: https://www.melissamartinphotography.com/ Entrepreneur You program mentio...

Aug 10, 202055 min

Axelrod, Gecko, and Martha Stewart - let's talk Insider Trading

The Financial Autonomy book is now available. Discover the full Financial Autonomy framework and build your own strategy to gain choice via the free downloadable companion workbook. Free delivery within Australia if purchased direct. Visit www.financialautonomy.com.au/book_order This weeks episode: What is insider trading, why is it a crime, and why does Hollywood seem to love it so much? That’s what we’ll be exploring in this episode....

Aug 04, 202010 min

Why Modern Monetary Theory is suddenly the cool kid (and why you should care)

Modern Monetary Theory (MMT) sounds dry, I know, and in truth, and it is. But it's likely you're going to hear a whole lot more about it, and the idea of jobs guarantees, in the coming months and perhaps years. Why? Because MMT proposes an interesting solution to unemployment. And battling unemployment will be the number 1 agenda item around the country and the world over the next few years.

Jul 22, 202012 min

What to do when a family member needs Aged Care - with age care expert Susan Cooper - Episode 154

What's Aged Care have to do with financial autonomy and gaining choice? At some point, your parents are likely going to need age care and it might come down to you to solve it for them. An awareness of how the system works and some of the basics, is something I’m sure you will find valuable. Financial adviser and age care expert Susan Cooper explains some of the jargon and we discuss the key considerations when you’re helping a loved one with a move into aged care. SUBSCRIBE TO OUR WEEKLY EMAIL ...

Jul 15, 202037 minEp. 154

Is singledom denying you financial success? - Part 2 - Episode 153

When it comes to finances, singles can easily feel that the world is against them. Politicians constantly talk of the need to help “working families”. Yet what about those who through choice or the fall of the cards don’t fit that mould? In our last episode we talked about Resiliency, having a budget approach that works for you, holding an emergency fund to protect you against events like losing your job and having appropriate insurance. We also covered Savings and Wealth Creation, setting goals...

Jul 08, 202012 minEp. 153

Is singledom denying you financial success? - Part 1 - Episode 152

When it comes to finances, singles can easily feel that the world is against them. Politicians constantly talk of the need to help “working families”. Yet what about those who through choice or the fall of the cards don’t fit that mould? Housing affordability is tougher for singles. Bills like insurance and council rates don’t get any lower with only one person in the house. And there’s no-one to back you up through a period of financial adversity like redundancy or illness. Singledom however do...

Jul 01, 202011 minEp. 152

Avoid borrowing mistakes with Stuart Wemyss, author of Rules of the Lending Game - Episode 151

You might have come across Stuart Wemyss via his regular contributions in the Australian newspaper, or his excellent podcast Investopoly. Stuart is a fellow financial planner, and in this week's episode, we discuss his latest book Rules of the Lending Game . Whether you're an investor, a homeowner with an existing mortgage, or an aspiring first home buyer, there are tips in here that I'm sure you'll get a tonne of value out of. SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL T...

Jun 24, 202050 minEp. 151

CASE STUDY - Isabelle's financial independence journey - from France to Australia via a very male dominated work environment - Episode 150

French born Western Australian Isabelle Lenglois shares her inspiring journey to Financial Autonomy in this week's episode. She prospered in an industry not especially welcoming of women - oil and gas drilling - through plenty of hard work and determination. She has then succeeded in transforming that income into wealth which provides her and her young family the independence she desired. Very happy to be featuring Isabelle's story as our 150 episode milestone. I hope you get plenty out of it. C...

Jun 17, 202046 minEp. 150

7 tips for buying shares in volatile markets - Episode 149

Volatility and share investing go together like honey and crumpets. As a share investor, how can you use volatility to your advantage? And how can you ensure volatility doesn’t derail your strategy to build wealth and gain choice in life? I’ve invested through the GFC, the Asian Currency Crisis, September 11, the Japanese tsunami, Brexit, numerous North Korean nuclear threats, and plenty more share market upsets. Here’s my top 7 tips for investing in shares through volatile times. SUBSCRIBE TO O...

Jun 10, 202014 minEp. 149

CASE STUDY - Property + Side Hustle + Shares - How Lachlan used the 3 Financial Autonomy pathways to gain choice in life - Episode 148

Lachlan is a member of the Financial Autonomy community and responded to my call out for case study examples. I'm especially excited to chat with Lachlan because he's pursued all 3 of the FA pathways - shares, property, and self-employment. You can get a hold of him through his email at Ellenjaycs@gmail.com If self-employment is of interest to you, check out our new program Entrepreneur You - Transition to Self-employment without going broke SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP...

Jun 03, 202053 minEp. 148

Transition to Self Employment Without Going Broke - Episode 147

So why consider moving to self-employment? Our mission here at Financial Autonomy is helping you gain choice. Of the options available to gain choice, becoming self-employed offers the potential for you to achieve success quickly, without huge financial investment, and provides the greatest potential financial upside. But transitioning from being an employee to becoming self-employed is a mine field. Let’s look at some of the challenges and what you can do to overcome them and achieve the succes...

May 27, 202011 minEp. 147

Case Study - Interested in early retirement? Stewart's roadmap to Gaining Choice - Episode 146

In today's episode, I speak with Financial Autonomy community member Stewart Perry. Stewart shares his plans to gain choice and flexibility and how the multi-phase strategy really resonated for him as he works towards early retirement. He explains his investment journey, what he's doing and how he's going about it. A fantastic element of Stewart’s story was his experience growing up when his parents (who were well ahead of the curve) achieving Financial Autonomy in their 40s. He shares how that ...

May 20, 202043 minEp. 146

How does work from home change Financial Independence? - Episode 145

Most office workers have quickly had to adjust to working from home in recent weeks. The pace at which businesses were able to make this happen has been quite extraordinary. Before COVID 19, if you’d told most companies they needed to transition to work from home arrangements, it would have been a 12-month plus planning process. Yet when needed, we all got it done in days. Whilst most of us will return to the same old routine when things get back normal, the potential for permanent change certai...

May 13, 20207 minEp. 145

Making money investing in shares - How to Money interview - Episode 144

A bit of a different episode for you today. This is a flip the switch kind of one because in this episode, I'm actually the person being interviewed. I'm being interviewed by Kate Campbell who hosts the How to Money podcast. You'll recall back in Episode 134 , I interviewed her. So we did these couple of interviews on the same day. In this one, Kate interviewed me for her podcast on how to make money investing in shares. It was a good discussion so I thought we'd share that with the Financial Au...

May 06, 202044 minEp. 144

The 1 Page Marketing Plan with Allan Dib - Episode 143

The 1 Page Marketing Plan book has been a publishing sensation, selling hundreds of thousands of copies and being one of the most successful self-published books ever. This week I speak with its author Allan Dib who shares some massive wisdom bombs on how to succeed in any sort of business, big or small. If you have even the slightest entrepreneurial fibre in your body, this is one you will want to dive into. From Allan: • Free resource for your audience: Download The 1-Page Marketing Plan Canva...

Apr 29, 202045 minEp. 143

Improving your Financial Resiliency - Episode 142

You’ve probably heard the phrase “never waste a good crisis”. The origins of this quote aren’t clear, though some point to Winston Churchill. Regardless, its point is that in times of crisis, habits and practices are forced to change. When things are going well, it’s easy to just let things float along. Some changes need a shock to bring them about. In this current period of turmoil and worry, a change that might be valuable in your financial life is improving resiliency – the ability to withsta...

Apr 22, 20208 minEp. 142

COVID19 + Money. Need to knows - Episode 141

Today's episode is a bit of a freewheeling one. I've got some dot points down and I'm just going to go off the top of my head here. I wanted to cover off on different questions that I've been getting from our clients and from you guys in the Financial Autonomy community because no doubt if it's a question for a couple of people then it's probably a question for quite a few people. SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY...

Apr 15, 202016 minEp. 141

Learnings from our recent Community Survey - Episode 139

Today's episode is a bit different. I don't have a script and I don't have a guest. I recently ran a community survey to everyone that gets the Gaining Choice email. In this podcast I want to share with you what we learned and some of the ways this information will be used to shape what we produce for you in the future. Thanks for being awesome. Paul SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY...

Apr 01, 202023 minEp. 139

Side Hustle Case Study with Anna Stroud - Episode 138

Hear how Anna built her side hustle whilst studying at uni, and how she now generates hundreds of dollars profit every month with only a few hours work. Anna is a member of the Financial Autonomy community. Anna has been running a side hustle for several years and I was curious to learn how she had found it, what she'd learned, and her plans for the future - I thought what better way for me to get answers to all those questions than to interview her for the podcast so all you guys can learn abou...

Mar 25, 202052 minEp. 138

How to Start a Side Hustle in Australia - Part 2 - Episode 137

Part 2 of How to Start a Side Hustle in Australia - the first part was episode 135 so give that a listen before diving into this one. I’ve interviewed numerous Side Hustlers over the past 3 years, including Side Hustle guru Nick Loper from the Side Hustle Show, and have conducted my own fair share of entrepreneurial experiments. The time has come therefore to provide the definitive guide to starting a Side Hustle in Australia. A Side Hustle could be the way you earn some extra dollars to pay for...

Mar 18, 202015 minEp. 137

Author Lacey Filipich talks about her new book Money School - Episode 136

Like me, Lacey Filipich is passionate about financial independence and gaining choice in life. She's recently written a book, Money School , so I've invited her on to tell us all about it. Lacey shares her thoughts on how social trends, like conscious consumerism and sustainable lifestyle, have helped Financial Independence gain momentum, especially among younger people. We discuss how the trend towards the gig economy has made younger people interested in finding options to take away the stress...

Mar 11, 202036 minEp. 136

How to Start a Side Hustle in Australia - Part 1 - Episode 135

I’ve interviewed numerous Side Hustlers over the past 3 years, including Side Hustle guru Nick Loper from the Side Hustle Show, and have conducted my own fair share of entrepreneurial experiments. The time has come therefore to provide the definitive guide to starting a Side Hustle in Australia. A Side Hustle could be the way you earn some extra dollars to pay for an overseas trip. Perhaps it accelerates the repayment of your mortgage. Your ambitions might be grander, with the Side Hustle being ...

Mar 04, 202013 minEp. 135

How to Money's Kate Campbell on the Secrets to Successfully Saving for Your Goals - Episode 134

This week I chat with Kate Campbell, host of the popular podcast How to Money on how she's gone about setting her goals and developing a savings strategy to see them achieved. As you'll hear, she heads off to Europe soon for a 4 month trip, so clearly she's got some ideas that work. I'm sure there's some ideas in here that you can put to use. SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY...

Feb 26, 202034 minEp. 134
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